And then when you take it--wham--you are faced with a savage choice of do-overs to correct past blunders. Roy Hobbs blew the cash windfall from his best-seller book. Gone was his money, and then his wife Rachel was murdered with the killer never found. Roy chose to pick up the pieces, riding into his sunset as a crime reporter in a smaller market. Then a weird stranger made him a freaky offer. The stranger would pay Roy the same money as his best-seller book in return for Roy to write a book for the stranger. The subject of the book would be secret until after Roy makes a decision. Big payday or walk away?Roy chose big money, and his life hurled into a dimension he could have never imagined. It was there that he faced the most savage do-over that would re-invent his life in stunning ways.Could he truly have do-overs on his biggest mistakes in life? Would he make those same mistakes again, this time knowing the consequences? Could a do-over allow him to rescue Rachel and put an end to the killings?Roy Hobbs wouldn’t be writing this strange new book, he would be living it, and the ending could kill him and kill Rachel again and again.This is a trip you gotta take. You won't guess the twists and turns, and probably not even the final destination, but you'll certainly have fun. Take the trip today.

    Now the retail banking business model looks set to be transformed too. In Bye Bye Banks? James Haycock and Shane Richmond describe these startups, and to which areas of the banking industry they are laying siege. It shows that this assault is already well underway and that many incumbents are poised to be displaced, diminished and disintermediated. It draws on extensive research and on-and-off the record interviews with senior executives in some of the biggest banks. Haycock and Richmond conclude with the recommendation that traditional banks need to reinvent themselves by launching a ‘Beta Bank’: a lean, stand-alone organisation fit for the future for which they provide a ten-point operating model. This short book is a bold, urgent and timely analysis of the forces shaping the future of financial services. Its message to industry leaders in the sector could not be more simple: adapt or prepare to be disrupted. “This work accurately and concisely captures the effects of the disruption brought to the banking industry by the digital revolution. The comments by other banking and innovation professionals about their own experiences are particularly intriguing.” - Alessandro Hatami, former Innovation Executive at Lloyds Banking Group “James Haycock is a key voice for how the banking industry should and will change.” - Tom Hopkins, Product Innovation Director, Experian Consumer Services “If you are an incumbent retail bank, read it, get on with it, make it happen.” - Lee Sankey, former Group Design Director, Barclays

    Rather than provide answers, leaders ask questions to draw out what God has already put into others. ICF Professional Certified Coach and speaker Keith Webb teaches Christian leaders how to create powerful conversations to assist others to solve their own problems, reach goals, and develop their own leadership skills in the process. Whether leaders are working with employees, teenagers, or a colleague living in another city, they’ll find powerful tools and techniques to increase leadership effectiveness. Based on first-hand experience and taught around the world, The COACH Model for Christian Leaders is packed with stories and illustrations that bring the principles and practice to life and transform leaders’ conversations into powerful results.

    All a trader has to do is follow the rules of this price action system.This book contains all the information a trader will ever have to learn and master to be successful in the foreign exchange market.You do not need technical indicators,you do not need expensive robots to trade for you,all you need to be a very good trader is a simple chart and the trading system this book describes.Read it, learn it, respect its rules and you will have no problem in achieving success in the financial markets. If you require further details feel free to contact me at damirlaurentiu@yahoo.com

    Next, it introduces the measurement and reporting of cash flows, analysis and interpretation of financial statements; cost-volume-profit analysis; full costing; budgeting, and capital investment decisions. Extensive self-assessment and review questions are included, along with a detailed glossary.

    Digital Bank not only includes extensive guidance and background on the digital revolution in banking, but also in-depth analysis of the activities of incumbent banks such as Barclays in the UK and mBank in Poland, as well as new start-ups such as Metro Bank and disruptive new models of banking such as FIDOR Bank in Germany. Add on to these a comprehensive sprinkling of completely new models of finance, such as Zopa and Bitcoin, and you can see that this book is a must-have for anyone involved in the future of business, commerce and banking

    Perhaps you thought of grocery stores or something sexy like internet retailing, but chances are you didn’t think of banking. Yet, most likely you interact with a bank every time you’re paid and when you pay your bills. Banks facilitate the flow of money through the economy and even if you don’t interact with a bank daily, the businesses you deal with on a daily basis do. For all the interaction people have with banks, few understand how they work or why they work. Even fewer understand why they should consider including bank stocks in their investment portfolio. There are a lot of misconceptions about banks, including understanding what they are and what they do. For many people the word “bank” evokes images of receiving a toaster upon opening an account, or thoughts of security related to the storing of precious items in a safety deposit box. Others might go further and tap their inner Michael Moore and talk about how banks are greedy and evil. It’s our belief that banks aren’t just places to store idle savings (on which you receive virtually nothing in interest) or to cash checks, but that they should be an integral part of an investor’s portfolio. The goal of this book is to provide you with a foundation and framework with which you can both begin to understand banks, but also learn the basic tools used to analyze banks as investments.

    

    Apart from fighting the daily battle against the northern weather, she also has to deal with exasperating colleagues, a hopeless best friend, and managing her ever-growing floordrobe. And that’s before she even gets started on some of Manchester’s more challenging crimes... Locked In: When a body is found in a locked house Jessica has little in the way of leads. With a journalist that seems to know more about the case than she does, Jessica is already feeling the pressure to not only discover the killer but also work out how they got in and out of the house. Then a second body shows up in identical circumstances to the first... Vigilante: The national media can’t believe their luck with an apparent vigilante on the streets, while Jessica’s new boss seems grateful someone else is doing their job for them as the victims are all hardened criminals themselves. The case becomes more complex when forensics matches blood from the apparent killer to a man already behind bars.The Woman in Black: A severed hand is found in the centro of Manchester. With a lengthy missing persons list and frantic families wondering if the body part could belong to their absent loved ones, Jessica has plenty to deal with—and that’s before more sinister evidence starts to emerge. The only clue is CCTV footage of a woman in a long black robe placing the hand carefully on the ground but who is the mysterious woman in black?

    This highly accessible book is aimed at anyone who wants to improve their financial situation, from the financial novice who needs clear basic guidelines on how to deal with money to those who are more financially savvy but want to supplement their knowledge. Covering a range of topics, from saving, investing, debt management, buying a house to blunders to avoid, Become Your Own Financial Advisor provides people of all ages and levels of wealth with practical information on how to improve their finances. And, in the process, proves that financial freedom is possible for everyone.

    By using a unique blend of Sarah's no bullsh*t style and an honest, inquisitive look at the universe and the law of attraction, you will learn to re-programme your brain to work for you, breaking down negative money blocks to replace them with new thought patterns for a positive money mindset. This book will have you seeing new money opportunities, feeling excited about your financial future and on the road to living your best life.

     This book is not about day-trading, it is not the ‘holy grail’ and it’s not going to make you a millionaire overnight. But if you follow the author’s exact rules and trading psychology tips, you’ll learn how to manage your trading account like a true professional. Download your copy today and discover… • How to successfully trade stocks, forex, ETFs, commodities and bonds. • How to calculate your position size for each trade. • When to enter and exit positions. • Where to put your stop-losses and profit targets. • How to cut your losing trades quickly and let your winning trades run. • How to find the most promising markets to trade in less than 20 minutes each evening. • How to combine fundamental and technical analysis to find the strongest stocks from the strongest industries. • How to find penny stocks that could make triple-digit returns, without day-trading or taking unnecessary risks. • How to define bull markets and bear markets using simple tools. • How to use correlation analysis to improve your diversification and profits, while simultaneously reducing your risk. • How to overcome the psychological barriers that prevent the majority of traders from ever making a dime. • And much more. Buy Your Copy Today and Receive 100% Free Access to The Accompanying Video Series and Exclusive Downloadable Content.

    Best-selling novelist David Hewson, author of the ever-popular Writing A Novel with Scrivener, offers a professional insight into how to use this unique app for writing fiction. This ebook covers all the aspects of Ulysses a writer needs to master in order to produce a finished book, from initial planning through to completed ebook, Word file or PDFs for publication, reading and revision. You will learn how to use Ulysses to structure a book into parts and scenes, ways to manage research and ideas and how to develop a novel from a bare outline through to first draft and revisions. Hewson also describes how Ulysses stores work uniquely in its own library, enabling you to work on the same draft manuscript across different machines while on the move. For budding screenwriters there is a section on how to use Ulysses to produce scripts to professional formats that can be edited later in movie apps such as Final Draft. And this release will also include a free upgrade to an updated edition covering the next release of Ulysses and the forthcoming iPad app. David Hewson (www.davidhewson.com) is the author of more than 25 novels published around the world. He adapted the award-winning TV series The Killing into acclaimed novel and recently launched a new crime series set in Amsterdam with The House of Dolls which has been optioned for Dutch TV.

     You’ve seen all the goofy ideas and fads that don’t work. Now it’s time to get back to basics with a simple, time-tested, step-by-step plan that anyone can follow. Arm yourself with the truth about getting out of debt. Knowledge is power and you’re going to get it. Find out: • Whether your mortgage is good or bad (the answer may surprise you!) • About the Power Pay Off Plan (and how Sam saved 20 grand) • The secrets to successfully get out of debt • Where to find the money you need for debt free living • How much money you ought to be putting towards paying off debt • The truth about debt consolidation (including pitfalls to avoid) • How to use insurance to protect yourself from the unexpected • What to do next, once you’ve started on the road to wealth Your student loans, mortgage, car loans, and credit card balances can all be gone with the straightforward strategies you’ll learn in this book. You don’t have to feel stress, shame, or embarrassment over it for one moment longer. You’re going to take control and change your life for the better. You’ll also get free access to The Debt Destroyer. This wickedly good tool will create a customized plan for you to pay off debt and ensure that more of your money stays in your pocket. You don’t have to tackle this alone, and you don’t have to be rich to pull this off. If you want debt help on a budget - with straight talk and no tricks - you’ll find everything you need right here. Debt relief can be yours. Buy this book today and get started. It’s your turn.

      Bound in service to the noble Dain family, young warrior Owen seeks freedom and adventure. When a deathbed confession reveals the secret location of a long-lost weapon of great power, Owen accompanies a military expedition to the haunted ruins of the long-dead vampire queen Serina, who fifty years earlier almost destroyed the kingdom in her bloody rebellion. But a traitor travels with the party, one who knows another secret—Serina isn’t dead, merely trapped. And he’s going to set her free! Featuring epic battles, relentless action, and sexy adult content, you will love this unforgettable dark fantasy trilogy because it will keep you riveted with excitement, breathless to see what happens next. Author William Stacey is a former career army officer and author of The Dark Elf War series, the Blood and Honor series, and Black Monastery, a 2014 Amazon Breakthrough Novel Award Quarter-Finalist. Buy the complete boxed set today and find out for yourself why readers are raving about this smart, sexy, and bloody violent saga.