Most people know how important it is to manage their money wisely. But most budget books are cumbersome and overly technical. And computerized budgeting systems are complex and temperamental. This book presents a simple, easy-to-use, and effective system that makes budgeting as easy as writing a check.

    Authors and money-management experts Lyle and Tracy Shamo say, "Like it or not, meeting basic needs has nothing to do with poverty and everything to do with how well we manage our money." In this practical guidebook, the authors will help you take control of your money, teaching you how to pay off your debt-including your mortgage and car loans- and stay out of debt. Advanced computer software (included on a CD-ROM that comes with the book) will help you assess your financial status, learn more about where your money is going and discover how to channel it to the right places.

    Your great-grandmother would be amazed to learn that toilet training has become one of Mom's greatest sources of anxiety and frustration during her child's early years. To Great-Grandma, it was no worse than teaching her child to use a spoon. Rosemond does not write from the perspective of a psychologist, but with the common sense and authority derived from 30 years of counseling parents, and from his two children and seven grandchildren, some of whom he helped toilet train. He advises an old-fashioned approach to toilet training that would have earned Grandma's stamp of approval. This book is helpful, revealing, and funny. Best of all, the method works! Thousands of parents have used it to discover how easy toilet training can be. With his trademark parents-take-control style, Rosemond covers everything from the basic how-to and troubleshooting issues to successful testimonies and proper encouragement. His straightforward and no-nonsense advice utilizes simple steps with proven results. No arguing, bribing, or cajoling necessary. It helps parents avoid common toilet-training mistakes, and leads the way to a diaper-free household.

    You're raising a future grown-up who needs to be able to deal with grown-up matters. Teach your children how to handle money while they are y

    By answering each of the 365 questions together on the same date each year, readers will get a unique and precious picture into their child's feelings, development, and personality. Some of the questions focus on spirituality and the child's heart, while some are meant to capture their creativity, spirit, and sense of humor. All questions spark conversations and memories that span well beyond the pages of this book.

    It feels creative and satisfying and will set you up for a lifetime of good habits, no matter the age you are starting from. My wish for this book is that it encourages you to think about money in a way that makes you feel in control, uplifted and inspired to steer yourself towards a joyous and prosperous future. I want to share my contagious beliefs that dealing with your money can be fun and exciting. I know many women have a fractious relationship with their finances and can often be quite scared of dealing with things. I have felt that way in the past too. I do hope you will join me in this journey because it feels so much better to have a good relationship with your money than not. I love the saying Look after your money, and your money will look after you. It does not have to be scary, and you do not have to worry about becoming greedy if you focus on your finances; all that will happen is that this important area of your life will feel happier, freer and more bountiful. It is a glorious feeling and it is well within your reach. I hope that by the end of this book you will be eager and enthusiastic about your own finances, in fact, I am sure you will. ~~ Fiona Ferris Contents: Introduction How I became interested in personal finance About this book Chapter 1. Start from the beginning What do you believe about money? Make your finances fun and enjoyable Simplify your life Chapter 2. Be savvy and a good steward of your money Living well on a moderate income Add up what your vice is costing you Try out cheaper options ‘The free part’ Cap limits in your life Decide for yourself what you splurge and save on Spend more time at home Make your own meals most of the time Do not be afraid to ask for gifts Slim down your magazine choices Chapter 3. Live like a millionaire now and feel rich every day Do not wait to be rich to feel good Use your good things Surround yourself with beauty Keep only what your future self would have in her beautiful home Visit five-star luxury and soak it in Replace broken items with quality, cherish the rest Feel luxurious in budget-friendly ways Curate your wardrobe Cultivate an expensive-looking personal style Have an elegant personal demeanour ‘Expensive’ décor on a budget Chapter 4. See how you rich are already Know where your finances are at Speak positively about your finances Cultivate a happy and relaxed feeling around money Contentment as a financial tool Think beyond a purchase to its exit Chapter 5. Inspire yourself to a wealthy future Keep your vibration high Share your dreams with your other half Commit to being debt-free Take inspiration from expensive stores Read inspirational money books and find fun ways to educate yourself Think as if you were creating your own personal brand Have role models Chapter 6.

    You've tried timeout, grounding, and spanking.  But still Junior won't change.  Maybe it's time for a new strategy.When correction is done creatively, it's more rewarding - both for the child and for the parents - and it can be more effective at producing long-term results!In Creative Correction , Lisa Whelchel offers refreshing ideas to help you win the discipline battle.  This fun, easy-to-use book includes a chapter specifically on toddlers and small group study questions.  It is laid out in a user-friendly manner with toolbox sections full of creative, practical ideas and a topical index.

    Now, Jessica Teich and Brandel France de Bravo help new parents- who barely have time to return a phone call or wash a sock- learn to do less, listen more, and spend focused, fruitful time with their children. Practical and fun to read, Trees Make the Best Mobiles urges parents to treat every task-even diapering and feeding-as a chance to connect with their child, and gives calming advice about hot-button issues from pacifier use to temper tantrums. Parents will be relieved to discover that they don't have to buy lots of stuff-a tree outside a baby's window can serve as a mobile-or shuttle kids from one activity to another. In fact, in today's hectic, high-speed world, children need less "stimulation" and more unhurried interaction with the people who matter most. The authors call their approach "present parenting," because they believe being "present in the moment," without resentment or distraction, is the greatest present any parent can give.

    Rigby espouses a new goal of parenting: gently bumping children off self-center and teaching them to be unselfish givers instead. Raising Unselfish Children in a Self-Absorbed World dares to revisit the values of compassion, forgiveness, thanksgiving, and unselfishness and insists that we can instill these values in our children. With her encouraging approach, Rigby helps parents realize it's never too late to change their children's point of view and equip them to interact with kindness and respect in a world outside themselves. Teaching concepts, such as developing a passion for compassion, learning to give by forgiving, and filling every day with thanksgiving, Raising Unselfish Children in a Self-Absorbed World offers a new paradigm for parenting—one that educates the heart and teaches moms and dads how to parent with a new end in mind.

    Now the authors of the bestselling Baby Minds and Baby Signs translate the latest research on the rich inner life of babies into practical, fun activities that will foster your child’s emotional skills during the most critical period–between birth and age three. This comprehensive guide will help you help your child express emotions effectively, develop empathy, form healthy friendships, and cope with specific challenges. Learn how to:•Talk with your child about emotions in order to help him recognize and control his own•Use face-to-face interaction, tone of voice, song, and touch to make your infant feel safe and secure•Start a gratitude journal to help your child appreciate the good things in life•Nurture self-esteem with “try, try again” activities and simple chores•Create a “What are they feeling” deck of cards to help your child understand and practice emotions •Use games and songs to help your child practice self-control•Overcome temper tantrums, aggression, shyness, separation anxiety, and other challengesWhether your child is as easy to raise as a sunflower, as difficult as the prickly holly bush, requires the patience of the delicate orchid, or is as active as the exuberant dandelion, Baby Hearts helps you provide the emotional support that may be the most important gift a parent can give.

    Based on the phenomenally popular Money Map concept created by Crown Ministries, this is a simple roadmap for organizing one’s finances through life. Howard Dayton’s expertise and financial experience come to light as he guides readers on a journey toward Biblically based, true financial freedom…

    But it can be plenty tough, too: Around the clock, you’re working to keep your little one healthy, teach her the difference between right and wrong, and make sure none of her little fingers find their way to the electrical outlets, the dog’s nose, or grandpop’s cup of coffee. In YOU: Raising Your Child, Drs. Mehmet Oz and Michael Roizen, the New York Times #1 bestselling authors of the YOU health series, help you navigate the often tricky journey of parenting with the ultimate guide to raising a happy, healthy child. Dr. Mehmet Oz—host of television’s The Dr. Oz Show—and Dr. Michael Roizen—chief wellness officer and chair of the Wellness Institute of the Cleveland Clinic—have sold millions of books informing readers about healthy dieting, aging, and overall health. Picking up where their prior book, YOU: Having a Baby, left off, the docs provide oh-wow information and insider advice to help parents understand the biology and psychology of raising a child from birth to school age. With humor and cutting-edge biological insights, the authors address everything from troubleshooting infant health issues to creating an environment that supports the emotional and intellectual development of your growing child. They talk about the various approaches to parenting—are you a Marshmallow Mommy or an Iron Maiden, passive or hyperinvolved? The docs help you identify your style of parenting, encouraging passive parents to create clear boundaries and hypervigilant ones to step back more often and let their kids develop. You will learn to become the ideal parent: firm but flexible. The docs also provide an extensive overview of nuts-and-bolts health problems— from asthma to fevers to emergency room visits and the sensitive issue of vaccinations. In YOU: Raising Your Child, America’s most trusted doctors, who co-host a daily Sirius/XM radio program for Oprah Radio, once again come to the rescue with wisdom about how to provide an enriching environment with the ultimate goal of raising a child with a healthy body—and mind. As the docs say in their introduction: “Our goal is to teach you how to create the optimal environment for your child—an environment that’s most conducive to your child thriving in all areas of life, physically, emotionally, socially, and developmentally. Why? Because the latest research shows us that the environment—as defined not only by physical space but also by the behaviors of parents and caregivers—is the number-one determinant of your child’s future.”  *** YOU: Raising Your Child offers a brand-new way to think about parenting. Imagine child development—and your child’s journey though life—as a ride down a long, often unpredictable river. You are the guide, there to control the direction and speed that you travel. For the fi rst few years of their lives, your children are your precious cargo—the passengers who take in everything they see and who learn from you how to paddle on their own. As the guide, you can control the path you take and the environments you choose to travel in—with the goal of creating a healthy and happy life for your child. Here’s just a sample of what you’ll learn: • The mind relies on the environment to give clues and signals about how it’s supposed to develop and what it’s supposed to learn. Dr. Roizen and Dr. Oz show you how to create the best learning landscape possible to help your child thrive. • Breast milk provides the perfect concoction of nutrients to help protect your baby against infection, asthma, and many other conditions (it also burns 500 calories a day to help you lose that baby weight!). But if you aren’t able to breastfeed, we have plenty of tips on exactly what and how much to feed your baby to make sure that he or she is getting the best possible diet from day one. • Get the truth about high fevers and learn the most accurate way to take a temperature (it’s not what you think!). You’ll also get insider tricks for handling everything from earaches to febrile seizures.  • Whether your child is allergic to gluten or peanut butter, there are two dominant theories about why more kids have allergies today than ever before. YOU: Raising Your Child explains them and tells you unique ways to prevent and treat allergies in your child. Our goal is for YOU: Raising Your Child to be the map that you need to safely navigate the waters of your baby’s life from day one to day 2,190, and in it we will give you all the tools you need to steer the best possible course.

    Rex Forehand and Dr. Nicholas Long have devised a program to help you find positive and manageable solutions to your child's difficult behavior. Now in a revised and updated edition, Parenting the Strong-Willed Child is a self-guided program for managing disruptive young children based on a clinical treatment program.This hands-on guide provides you with a step-by-step, five-week program toward improving your child's behavior as well as the entire family's relationship. Providing you with the necessary tools for successfully managing the difficult child, the book covers specific factors that cause or contribute to a child's disruptive behavior; ways to develop a more positive atmosphere in your family and home; actual reports by parents of difficult children; strategies for managing specific behavior problems; how to tell if your child might have ADHD; and more.

    So why do more than 60 percent of U.S. households still live paycheck to paycheck? The key to financial stability and success isn't just about money--it's about attitudes. Rocha uses the lessons she learned overcoming personal debt to teach readers how to triumph over the lies we tell ourselves, such as "I deserve a treat," "Fake it till you make it," and "I can't afford it." Each chapter uses real-life examples to explain faulty thinking about money, followed by step-by-step instructions for how to overcome these pitfalls. Budgets are helpful, but real change won't happen without a financial attitude adjustment.

    At the heart of the book lies a defined set of values:Money is a tool for achieving and maintaining independence. Saving is good; accumulation for its own sake is not. Spending is best done wisely and within one’s means (though a bold purchase or investment may also be an act of wisdom). Greed is not good. Giving generously is part of one’s responsibility to the human family; shepherding wealth is an act of respect—to the past and the future. Money is an energy (not a commodity) that can be used for evil or for good.Designed for adults—parents, grandparents, mentors, advisors, and educators—concerned about raising children ages 5 to 18, RAISING FINANCIALLY FIT KIDS is centered around a developmental map covering ten specific money skills each child can master by the age of 18 to become a financially secure adult. This map gives parents a step-by-step approach to helping their kids become habitual savers, smart money mangers, and responsible decision makers. More than just a money book, RAISING FINANCIALLY FIT KIDS will help parents send their children into the world as balanced, financially stable individuals and contributing members of both their family and community.