No matter how much cash or experience you currently have, this book will take you on a journey through buying your first multifamily investment property and give you a framework for turning that into long-term financial freedom. Millionaires are created every day—isn’t it time you joined the ranks? It won’t happen overnight and it won’t always be easy, but The Multifamily Millionaire series will make sure it happens sooner than you ever thought possible! Inside this book, you’ll discover:• How to create a million-dollar net worth in five years using the stack method • The seven different types of small multifamily real estate and which make the best rental properties• How to quickly and accurately analyze your investment, whether its two units or twenty units • Three creative no and low money down strategies that work in any market• A game-changing algorithm for estimating your ongoing repair and reserve expenses • The powerful Multifamily Millionaire Model that illustrates how a million dollars can be created from one single deal• Six off-market acquisition strategies to help you land incredible deals, even in a competitive market• How the BRRRR strategy can help you supercharge your small multifamily portfolio• Detailed instructions for managing your growing portfolio (hint: find five-star tenants!)• And so much more

    

    Join him as he races to learn the fundamentals of team and personal effectiveness before he loses his job - and the woman he loves.Along the way you'll arm yourself with the tools you need to cut through the daily tangled web of organizational politics and interpersonal issues that hinder performance. You'll learn to: Use the "Integrity Tools" to boost performance, trust and personal power Hold others accountable without being overbearing Evoke sustainable, outstanding performance in teams

    10,000 Americans turn 65 each day, and their average life expectancy is another 20 years--and many will live longer. But will they just live or have a meaningful life? The truth is that many--if not most--people approaching the latter years do not have a plan, much less a strategy to thrive instead of just survive. Packed with information based on research as well as common-sense wisdom, here are some examples of what readers will discover: - How retiring at the wrong time increases the likelihood of dying 89%. - What can delay Alzheimer's onset an average of 9 years. - How everything that makes you happy comes in just 3 forms. - Which partner is most likely to initiate divorce after decades of marriage and why.

    You've reached major milestones and accumulated more assets than you dreamed possible, and yet you hesitate. “Can I retire?” This book will help answer that question by showing you…. The tools you need to live a secure and independent retirement, without worrying about money What you must know before leaving a career behind How much it will cost you to live in retirement, and how to manage your cash flow The current choices for retirement health care, including lesser-known but effective options The threat from inflation: two secrets that politicians and bankers will never admit A realistic assessment of the impact that income taxes will have on your retirement Social Security’s role in your retirement: when you should claim and how much it’s worth to you How to construct and manage an investment portfolio for income and growth in retirement About immediate annuities and why you need multiple sources of retirement income The key variables and unknowns in your retirement withdrawal equation Reviews of the best retirement calculators, and tips for how to use them accurately Beyond the simplistic 4% Rule to the latest research on safe withdrawal rates Realistic bracketing of your retirement savings needs, without over caution or overconfidence The history of economic cycles and the related asset classes for optimal retirement security A survey of strategies plus original research for how to orchestrate your retirement distributions A practical retirement fuel gauge alerting you to problems while you still have time to act Backup plans: the lifeboat strategies for ensuring you'll never be without essential income The 6 crucial questions to answer before you can retire The one, simple, powerful, non-financial reason that you can and should retire earlier than later

    While living together can be an exciting way to take your relationship to the next level, it can also present a host of new questions and challenges. With its fresh, girlfriend-to-girlfriend manner, Shacking Up walks you through every step of the cohabitation process, from making the initial decision to breaking up or getting married. Beginning with a readiness quiz to help you decide if you and your honey are prepared to take the plunge, authors Stacy and Wynne Whitman provide a wealth of hands-on advice from lawyers, psychologists and financial planners as well as entertaining, true-life stories from couples with shacking up experience. Topics include: breaking the news to your family; managing and merging your finances; protecting yourself legally; real-estate decisions; and day-to-day dilemmas such as chores, privacy, and keeping the spark alive. Whether you opt for wedding bells or decide he’s not the one for you, Shacking Up is a stylish, empowering handbook for staying smart, savvy, and true to yourself along the road to happily ever after.

    The passive investment strategies for wealth building and income generation described in this book have traditionally been used by some of the world’s most sophisticated institutional investors, but are now available to nearly everyone thanks to recent regulatory changes. This handbook will guide you through the process of building your own diversified real estate portfolio by identifying and making investments with established and experienced private real estate operators. This is NOT another get-rich-quick real estate fix & flip scheme. You will NOT be encouraged to sign up for conferences or clubs to learn a no-money-down investment strategy. This IS a practical guide meant to help you avoid common mistakes and navigate more skillfully through an often byzantine industry. You will learn: - What a private real estate investment is; the mechanics of syndicates, funds, and crowdfunding - Fundamentals of basic real estate evaluation - How to evaluate operators and investments - Fees, incentives, and other loads - Common terms and structures - Strategies to evaluate and manage risk - How to create and execute a personalized investment strategy Most people underestimate the time requirements, complexity, risk, and general brain damage involved with buying real estate directly. Thankfully, private real estate investments provide most of the same benefits as direct ownership, while taking advantage of established real estate companies’ years of experience, market knowledge, industry reputation, negotiating leverage, and expertise. Even better, they allow investors to diversify their investment allocation across a range of real estate product types (multifamily, retail, office, self-storage, etc.) and throughout the capital stack (equity, debt, mezzanine, and preferred equity), all while working with specialists in each strategy. Written by an experienced practitioner with over $3 billion in transactional experience, this book challenges conventional wisdom and provides an inside look into how the industry actually works. Using the practical tips and strategies found here, you can build your own unique real estate portfolio, manage risk, avoid common mistakes, hopefully make money, and perhaps even have some fun along the way.

    Hard-Hitting Insults for Every OccasionIncluding      •  Insulting Someone’s Intelligence      •  Insulting Someone’s Sexual Prowess      •  Insults for the Office      •  Insults on Game Day     •  Insults throughout History     •  Insults from around the WorldPlus insulting gestures, backhanded compliments, comebacks, all the things you should never say about someone's mama, and much more!

    Browne had her first clairvoyant experience at the age of seven. For more than thirty years since then, her visions of the other side and her communication with her teachers, both in spirit and on the earth plane, have helped to form not just her understanding of death, but her philosophy of life.In this fascinating, inspiring book, Mary T. puts our lives into a much broader context than most of us have ever imagined. LIFE AFTER DEATH describes in detail exactly where we go when we die. Mary T.'s psychic connection to the spirit world and her ability to receive messages from those who have made the transition will inspire us to see death not as an ending, but as a new beginning.Mary T. shows us that the spirit world is a place of harmony. It is a realm of beauty, light, art, music, literature, and friendship. We do love beyond the grave, and we will be reunited with our loved ones in the spirit world. The touching stories of those reunions will help ease the fear of leaving the physical world. Mary T. takes the mystery out of death, and leaves us with clear examples of the miraculous journey that lies ahead of us.

    Hollander suggests how to incorporate succession planning for a vacation home into an estate plan and gives practical advice on such things as which entity is best for succession planning, how to develop a cottage schedule, what to do about an owner who fails to pay his or her assessment, whether to establish an 'endowment,' and how to allocate control between and within generations of owners. Although Hollander uses the term 'cottage,' the principles of his book apply to any property that a family wants to retain. Written for the vacation home owner but with information that also will be useful to attorneys and financial planners, the book engages the reader with stories of cottage 'wars' and planning gone awry. The book makes a complex problem understandable and offers methods to help keep a second home in the family for generations. This edition acknowledged the addition of David S. Fry, Esq. to the book and as the successor to the author's cottage law practice. The updated third edition is now published by Nolo and will be revised to include the latest regarding state and federal laws, including estate tax information.

    Many Canadians who own their home have never considered buying a second property. And nearly one-third of retirees are worried about running out of money. The Real Estate Retirement Plan shows how homeowners can use the tools already available to them — their mortgages — to access the initial capital to invest and prepare for their retirement. This is a proven, validated antidote to today’s historically low savings rates, poor current rates of return, and pressure on CPP and health care.With examples and a detailed discussion of the principles and mechanics, Calum Ross and Simon Giannini demystify real-estate investing and make an irrefutable case for borrowing to invest.

    

    His father abandoned his family; his mother constantly told Kirk that he was an unwanted child and left him to be adopted when he was four; his sister became a crack addict; he never saw a black man who was faithful in marriage. Despite his shaky foundation he found strength and success through his music and through God.In The Blueprint, Franklin will explain how, by communicating with life’s architect, God, he learned to see hardships as necessary life propellants and moved on to become the bestselling gospel musician in recent history, as well as a devoted husband and loving father.This is not a step program, it’s a lifelong journey. Franklin’s real world words of wisdom will help guide you to:• Pursue your dreams without losing yourself in the chase.• Do some lifescaping to eliminate the “weeds” that hold you back.• Declare your life to be drama-free.• Get past your fears so you can live and love fully.• Pass the baton to future generations by leading by example.

    very Good Books

    "I will not make your sacrifice," he announced to the Roman tribune. "There is one God, and his name is not Domitian." Standing next to john at the stone altar of the emporere's temple were other believeres, including Asia's most wealthy citizen, Abraham of Ephesus, and his family. Will Abraham follow John's example? If he refuses to make the sacrifice, the shipping magnate's vast fortune will be confiscated by Rome, and he will either be executed or exiled to Patmos-Devil's Island. This exciting historical novel follows Abraham and his family as they make their choice to worship Ceasar or follow Christ, and it brings to life the days when Christians faced the lions in Rome's Coliseum-and when the exiled apostle recieved the great visions of Revelation.Previously published in hardcover 90785267875).