She is surrounded by all the grandeur and respectability money can buy – but without the furnishings of affection.Robert Fitzbolton, a young aristocrat, is the companion of her lonely childhood, her comfort through family tragedy and the heartache of young love. But is the support of Robert’s friendship enough?Together they flee to Florence searching for freedom and fulfilment. Robert finds what he is seeking, but Jessica is a true Hawthorne and is drawn – inevitably – back to Melbury, to her destiny…. The Hawthorne’s Heritage is a compelling historical romance of betrayal, love, and friendship perfect for fans of Lily Graham and Natalie Meg Evans.

    They’re unforgettable” - BooksFromDuskTillDawn The Tick-Tock Trilogy is a series of psychological thrillers, all told in real time. Get inside the heads of four characters during the same morning (Midday), afternoon (Whatever Happened to Betsy Blake?) and night (The Suicide Pact) as clocks tick towards drastic deadlines. “Lyons is an outstanding craftsman in the thriller genre” - bestselling author Andrew Barrett MIDDAY Vincent Butler has five hours to steal eight million euro from the four bank branches he manages in Dublin’s city centre. If he doesn’t – his partner of ten years, who is being held captive, will be killed. Vincent doesn’t have long. Only until midday. ...And the clock is ticking. ★★★★★ “Intense, addictive and incredibly clever” WHATEVER HAPPENED TO BETSY BLAKE? Private investigator Lenny Moon has five hours to find the answer to a question that has plagued grieving father Gordon Blake for decades: whatever happened to my daughter, Betsy? Lenny doesn’t have long to investigate… only until Gordon is put under the knife for make-or-break heart surgery. ...And the clock is ticking. ★★★★★ “One of the most gripping reads ever” THE SUICIDE PACT Ex-detective Helen Brennan has five hours to stop two teenage girls from ending their own lives, just as her son Scot did twenty-two years ago. The problem is she doesn’t know who the teenage girls are. Or where they are. She only knows she has until midnight to save them. ...And the clock is ticking. ★★★★★ “A heart-racing, palm-sweating, page turner” Each of the Tick-Tock Trilogy can be read as standalones, but do comprise cross-over characters and a unique race-against-time narrative. The Tick-Tock Trilogy is 900 pages of heart-thumping thriller drama. What the critics are saying about books in The Tick-Tock Trilogy “Gripping and high-octane” – Irish Mail on Sunday “Lyons’ debut has a devastating twist in its tail” – Irish Independent “The best book of the year” – BooksFromDuskTillDawn “Really clever” - BookieWookie “My new favourite author” – RubinaReads “Lyons certainly knows how to nail a thriller” – Bestselling author Sharon Thompson “An outstanding craftsman in the thriller genre” – No. 1 Bestselling author Andrew Barrett “This year’s must-read author” – Bestselling author Rob Enright.

    

    d) Trading needs ability to predict market e) Trading needs continuous updates on news f) Trading needs winning at least 60-80% of trades g) Trading is very stressful h) Trading needs subscribing to tips service then you are in for big surprise. Vikram Singh will show how he trades for a living with real money in real market and executing real trades without using charts, indicators, studies, news, tips service, etc. He publishes his real contract notes as a proof (never done before) that how he devotes less than 15 minutes a day to earn his living. He puts in trade for next day the previous night and so he is literally free next day unless market stops him out. In this book, he explains how to become successful trader by using his trading system, psychology and money management concepts and then shows how he applied this knowledge in real market to make money for his living. He is 8 times winner of Zerodha 60 day trading challenge and trades for living. This book shows you how you can also trade for a living or earn additional income without leaving your job. “Trading is simple and I will show you how with real proofs” – Vikram.

    This ebook cuts out all the BS seen in larger books and gets right to the point. By telling you the story of multiple real estate purchases I have made you will be able to put these practices to use to find properties in your area and close deals. If you want to know how to find and buy houses at rock bottom prices, this book is a good place to start. To make sure you do not waste your money, let me tell you more about to expect. I am a normal, average guy that has purchased all but one house with cash, spending as little as $5,000 and no more than $15,000. My most expensive house was purchased through owner financing. I prefer to buy cheap and use cash so that I do not go into debt. My first house cost $5,000. When I started the process, I only had about $1,000 but I sold some junk and came up with the rest of the money. I originally got into real estate investing because I wanted rental property. While that is still part of my investing, I've moved into buying and selling as well. Another aspect that I recently dipped my toes into is wholesaling, just completing my first deal. My long-term goal is to buy, renovate and sell houses for big profit and wholesale houses due to its low cost and fast turnover. Along the way, I will keep houses if they are great for rentals. If this sounds like you or something you want to work towards, that is the perspective that these books will be written from. Most of my books are short and to the point, I do this because I myself am not a huge reader due to time so I don't want to put you all through having to read a novel just to get some simple points. What it comes down to is that most things are easier than people think. I hope in telling my own story that you are able to push forward and make your first steps into real estate investing a reality. I'll be writing more on topics like this in the future, be sure to follow my Youtube channels, website and other social media for updates. "The Homestead Craftsman" & "Homemade Home" on Youtube. My website- www.thehomesteadcraftsman.com If you have any questions before buying the book, let me know. Thanks.

    From MoneySense index investing expert Dan Bortolotti, plus a foreword by Editor Jonathan Chevreau.

    Find all of the following, explained in plain-English with no legal jargon:Business Taxation 101: A brief primer on tax topics in general, especially as they apply to businesses.Home Office Deduction: How to ensure you qualify for it and how to calculate it.Estimated Tax payments: When and how to pay them, as well as an easy way to calculate each payment.Self-Employment Tax: What it is, why it exists, and how to calculate it.Business Retirement Plans: What the different types are, and which one is best for you.Numerous Business Deductions: Several deductions explained in detail, including how to make sure you can qualify to take them and how to maximize them.Audit Protection: Learn what records you need to keep (and how long to keep them) in order to protect yourself in case of an audit.

    We would all like to reach a stage where we are able to live off the income from our savings and investments. Sadly, only 5 out of every 100 people reach that stage. This highly accessible book is aimed at anyone who wants to learn how to make their first million in savings. The book provides real examples of ordinary people who have reached their financial goals and explains how you can do the same. It also provides practical ways of setting goals and keeping yourself motivated to achieve them, especially in tough times. How to Make Your First Million provides people from all walks of life with practical information on how to achieve financial freedom in a range of different ways and shows that it is possible for everyone to be financially free.

    in this off-kilter, coming-of-age romantic comedy.Abbie, a twenty-something free spirit who is dreading her looming parent-mandated enrollment in graduate school, makes a semi-annual pilgrimage to visit her perfectly well meaning and perfectly boring grandfather, Henry. But Abbie is roused out of her quarter-life crisis when she meets her grandfather's persnickety, oddball friend, Johnson. With his cane and elderly clothing, he is the very picture of a bitter old man. The problem is, Johnson is 23 years old, and apparently completely delusional. Also a problem: Abbie is falling in love with him. The first novel from screenwriter Andrew Kevin Walker, OLD MAN JOHNSON is for the old (and young) at heart.Cover design by Kristen Radtke.Cover painting by Mark Allison.

    ˃˃˃ Five stars reviews "This is an ebooks that children will love. It is very unique and different with great writing and great Illustrations. I enjoyed this ebook very much and highly recommend it. ""Found the idea to be quite clever by capitalizing on the issue of perspective. A great read and a unique a approach to a common childhood fear. Excellent! " Add to your cart now.

    A beast rarely seen but greatly feared, the Jackal Man has haunted the minds of this sleepy hamlet for ages from the woods to the south. Now a land developer has purchased the area with the intent to build houses, and Frank Stanford has moved into the strange town with his family to oversee the project. He and his punk son Willie will be forced to deal with the truth behind the myth, along with an obsessed cop, a quirky zookeeper, and a sadistic hunter that may be more dangerous than the beast...

    Now the retail banking business model looks set to be transformed too. In Bye Bye Banks? James Haycock and Shane Richmond describe these startups, and to which areas of the banking industry they are laying siege. It shows that this assault is already well underway and that many incumbents are poised to be displaced, diminished and disintermediated. It draws on extensive research and on-and-off the record interviews with senior executives in some of the biggest banks. Haycock and Richmond conclude with the recommendation that traditional banks need to reinvent themselves by launching a ‘Beta Bank’: a lean, stand-alone organisation fit for the future for which they provide a ten-point operating model. This short book is a bold, urgent and timely analysis of the forces shaping the future of financial services. Its message to industry leaders in the sector could not be more simple: adapt or prepare to be disrupted. “This work accurately and concisely captures the effects of the disruption brought to the banking industry by the digital revolution. The comments by other banking and innovation professionals about their own experiences are particularly intriguing.” - Alessandro Hatami, former Innovation Executive at Lloyds Banking Group “James Haycock is a key voice for how the banking industry should and will change.” - Tom Hopkins, Product Innovation Director, Experian Consumer Services “If you are an incumbent retail bank, read it, get on with it, make it happen.” - Lee Sankey, former Group Design Director, Barclays

    

    

    It feels creative and satisfying and will set you up for a lifetime of good habits, no matter the age you are starting from. My wish for this book is that it encourages you to think about money in a way that makes you feel in control, uplifted and inspired to steer yourself towards a joyous and prosperous future. I want to share my contagious beliefs that dealing with your money can be fun and exciting. I know many women have a fractious relationship with their finances and can often be quite scared of dealing with things. I have felt that way in the past too. I do hope you will join me in this journey because it feels so much better to have a good relationship with your money than not. I love the saying Look after your money, and your money will look after you. It does not have to be scary, and you do not have to worry about becoming greedy if you focus on your finances; all that will happen is that this important area of your life will feel happier, freer and more bountiful. It is a glorious feeling and it is well within your reach. I hope that by the end of this book you will be eager and enthusiastic about your own finances, in fact, I am sure you will. ~~ Fiona Ferris Contents: Introduction How I became interested in personal finance About this book Chapter 1. Start from the beginning What do you believe about money? Make your finances fun and enjoyable Simplify your life Chapter 2. Be savvy and a good steward of your money Living well on a moderate income Add up what your vice is costing you Try out cheaper options ‘The free part’ Cap limits in your life Decide for yourself what you splurge and save on Spend more time at home Make your own meals most of the time Do not be afraid to ask for gifts Slim down your magazine choices Chapter 3. Live like a millionaire now and feel rich every day Do not wait to be rich to feel good Use your good things Surround yourself with beauty Keep only what your future self would have in her beautiful home Visit five-star luxury and soak it in Replace broken items with quality, cherish the rest Feel luxurious in budget-friendly ways Curate your wardrobe Cultivate an expensive-looking personal style Have an elegant personal demeanour ‘Expensive’ décor on a budget Chapter 4. See how you rich are already Know where your finances are at Speak positively about your finances Cultivate a happy and relaxed feeling around money Contentment as a financial tool Think beyond a purchase to its exit Chapter 5. Inspire yourself to a wealthy future Keep your vibration high Share your dreams with your other half Commit to being debt-free Take inspiration from expensive stores Read inspirational money books and find fun ways to educate yourself Think as if you were creating your own personal brand Have role models Chapter 6.