Scott Dannemiller and his wife, Gabby, are former missionaries who served in Guatemala. Ten years removed from their vow of simple living, they found themselves on a never-ending treadmill of consumption where each purchase created a desire for more and never led to true satisfaction. The difference between needs and wants had grown very fuzzy, and making that distinction clear again would require drastic action: no nonessential purchases for a whole year. No clothes, no books, no new toys for the kids. If they couldn't eat it or use it up within a year (toilet paper and shampoo, for example), they wouldn't buy it.Filled with humorous wit, curious statistics, and poignant conclusions, the book examines modern America's spending habits and chronicles the highs and lows of dropping out of our consumer culture. As the family bypasses the checkout line to wrestle with the challenges of gift giving, child rearing, and keeping up with the Joneses, they discover important truths about human nature and the secret to finding true joy. The Year without a Purchase offers valuable food for thought for anyone who has ever wanted to reduce stress by shopping less and living more.

    Authors and money-management experts Lyle and Tracy Shamo say, "Like it or not, meeting basic needs has nothing to do with poverty and everything to do with how well we manage our money." In this practical guidebook, the authors will help you take control of your money, teaching you how to pay off your debt-including your mortgage and car loans- and stay out of debt. Advanced computer software (included on a CD-ROM that comes with the book) will help you assess your financial status, learn more about where your money is going and discover how to channel it to the right places.

    And with the economic downturn taking its toll on small businesses around the country, taxes are a greater financial burden than ever before. "Lower Your Taxes-Big Time," 2009-2010 shows consultants, business owners, and contractors how to slash their tax bills by thousands.Written by Sandy Botkin, CPA and former attorney for the IRS, this informative and engaging book explains how to Get a yearly subsidy of $5,000 or more back from the IRSProperly document your business deductions Avoid any future audits by the IRSDeduct the equivalent of your child's education, braces, or weddingTake advantage of tax-free fringe benefits available to small businesses

    Some will like it.... some wont but its all fiction and TJ just wanted a good time for his last summer back home. NOTE ... Uncle Peter cheats on his wife, so if you will have issues with this, then this is not the book for you. It's all fiction, with some youthful exuberance. We were all young at some time in our lives and we may have made mistakes too.One last wild summer before college. TJ always spent the summer with his uncle since he was 15. He looked forward to spending time with Uncle Peter and all the adventures he got to experience. But now he was 18 and this summer was going to be different; he had a girlfriend whom he could not bear to leave behind. During those past summers, TJ had been the sole witness and confidant to Uncle Peter and his endless shenanigans with the different women in his life. As such, TJ felt Uncle Peter owed him and it was time to collect; it was time for Uncle Peter to return the favor and cover for TJ. To TJ's delight, Uncle Peter was more than eager to comply and he even came up with the perfect plan for the two of them to spend time together without TJ leaving his girlfriend's side. Follow the wicked adventures of this duo as TJ finds himself at a crossroads between being an honorable man or the ladies' man his uncle groomed him to be. Was it worth it when summer ended? That will depend on whose side you are on.Some readers focus on Uncle Peter's cheating ways and less on the crux of the story which is, the unique bond between a nephew and and uncle as well as your sins will find you out.

    Most people know how important it is to manage their money wisely. But most budget books are cumbersome and overly technical. And computerized budgeting systems are complex and temperamental. This book presents a simple, easy-to-use, and effective system that makes budgeting as easy as writing a check.

    This is incidental as it is about neither of those industries in particular. It is about the magic and wonderment of those days as seen through the eyes of a child – my eyes! It is about the days when imagination was the biggest plaything that we possessed. The days when a plastic football provided a whole summer's play. It is about the scrapes that I found myself in and the things that I observed around me, and how they made me feel. All the stories are true and I personally experienced every one of them. The names of the characters have been changed. The reason being that I have no idea of the whereabouts of many of the characters contained within my stories, so I have no way of asking them for their permission to include them in this book. Some have possibly passed away, and it would be unfair of me to mention them without their blessing. Anyone who knows me will know who they are though.

     You’ve seen all the goofy ideas and fads that don’t work. Now it’s time to get back to basics with a simple, time-tested, step-by-step plan that anyone can follow. Arm yourself with the truth about getting out of debt. Knowledge is power and you’re going to get it. Find out: • Whether your mortgage is good or bad (the answer may surprise you!) • About the Power Pay Off Plan (and how Sam saved 20 grand) • The secrets to successfully get out of debt • Where to find the money you need for debt free living • How much money you ought to be putting towards paying off debt • The truth about debt consolidation (including pitfalls to avoid) • How to use insurance to protect yourself from the unexpected • What to do next, once you’ve started on the road to wealth Your student loans, mortgage, car loans, and credit card balances can all be gone with the straightforward strategies you’ll learn in this book. You don’t have to feel stress, shame, or embarrassment over it for one moment longer. You’re going to take control and change your life for the better. You’ll also get free access to The Debt Destroyer. This wickedly good tool will create a customized plan for you to pay off debt and ensure that more of your money stays in your pocket. You don’t have to tackle this alone, and you don’t have to be rich to pull this off. If you want debt help on a budget - with straight talk and no tricks - you’ll find everything you need right here. Debt relief can be yours. Buy this book today and get started. It’s your turn.

    How is love related to sex, and how is sex related to love--and do love and sex need to be related at all?*This book contains profanity and adult situations

    Douglas and his partner NYPD Detective Mark Zucarelli on the streets of New York City as they find themselves in the middle of raging drug wars.The Colombian Cartels are flooding the streets with cocaine. They are violent and ruthless criminals.The Mob has been cut out. What will they do?The FBI and the NYPD have an uneasy alliance.Who can be trusted?Does everyone have bad intent?Inspired by my years on the FBI-NYPD Drug Task Force, BAD INTENT will take you to the dark side of the drug wars.Peek into the hearts and minds of the FBI Agents and NYPD Detectives on the front lines.Do you have BAD INTENT?

    The typical American trades the vast majority of their time and energy for the hope that, someday, they will be free. Meanwhile, their intense pursuit of financial success is the very thing robbing them of freedom. So, Where Do We Find Freedom? What Should We Pursue/ In Lifeonaire, Steve Cook and Shaun McCloskey challenge you to consider what it is that you really desire. Through this story, they show how Americans often blindly pursue financial wealth thinking that it will reward them with what they want. But, what we really want is life. Our heart's desire is to become more than just a "success" by the world's standards- more than a millionaire. What we really want is to become a Lifeonaire.

    Whatever the case may be, Jason believes it's all about getting off your ass and maximizing the opportunities that life has to offer. It's about remembering that you are alive, right now, and that won't always be the case. So do something. Anything. Enjoy the ride. go outside and get naked.Jason can tell you how to handle every situation life throws at you and play it like a champ: how to look, how to act, how to pick up a stripper--you name it.But that's just for starters. Jason believes that to get what you really want out of life, you have to have confidence. And true confidence is something you have to earn, by deciding what you want from life and then pursuing you passion until you make your dreams a reality.This book will show you how to develop the positive attitude that will allow you to truly make things happen.

    Find all of the following, explained in plain-English with no legal jargon:Business Taxation 101: A brief primer on tax topics in general, especially as they apply to businesses.Home Office Deduction: How to ensure you qualify for it and how to calculate it.Estimated Tax payments: When and how to pay them, as well as an easy way to calculate each payment.Self-Employment Tax: What it is, why it exists, and how to calculate it.Business Retirement Plans: What the different types are, and which one is best for you.Numerous Business Deductions: Several deductions explained in detail, including how to make sure you can qualify to take them and how to maximize them.Audit Protection: Learn what records you need to keep (and how long to keep them) in order to protect yourself in case of an audit.

    

    Toughness is defined by four interdependent elements: Character-who are you and are you secure in your identity? Capability-what are you able to do? Capacity-what are you able to withstand? And Commitment-what are you willing to do?Being truly tough is a genuine command over ourselves and an ever-increasing mastery of the mental, emotional and physical elements that define us and determine the course of our lives. It gives us the fortitude, mindset and tools to not simply survive adversity, but to thrive through it and in its wake. It gives us a broad and always expanding array of capabilities that create self-reliance and confidence, give us access to new opportunities and experiences, and allows us to contribute more than we consume. It ensures we understand who we truly are, and that we ultimately determine that identity and reinforce it daily with our choices and habits. And true toughness allows us to remain committed to our chosen path to achieve what we intend no matter what it is or how difficult the process.This is not a chest-pounding call for "manly" activity, emotional sterility, and self-flagellation, but a guide to discover and develop our ultimate capacity to withstand adversity, to collect and build the mental and physical tools to accomplish the challenging and incredible, to find security in our identities and the confidence and resilience it engenders, and to become an active and positive contributor to the world at large.Tough is an inspiring look deep into what makes us tough and why it matters, and provides the practical tools and steps to achieve genuine change in your life.

    The mistakes people make with their money are basic, and avoidable, and unless you understand what they are, you're probably going to repeat them. What you need is someone who can shed light on the obstacles we face and show you how to avoid getting tripped up by them.Financially Stupid People Are Everywhere shows how society is rigged to take as much of your wealth as possible, and simple ways you can resist. It investigates, explains, and offers advice for all those who have fallen into debt, taken a second mortgage, been trapped by credit cards, or found themselves unable to get ahead.Discusses what you can do to stop the destructive cycle of borrowing and spending Illustrates the four major tenets of getting money right Highlights how to avoid the many ways that government, banks, and big business try to trap you with debt To secure your financial future, you must break the dangerous cycle of borrowing and spending, and learn how to guard your wealth against corporate ploys. Financially Stupid People Are Everywhere leads you down the only proven path to financial freedom.