But you're not doomed to spend your life drowning in debt or mystified by money. It's time to stop scraping by and take control of your money and your life with this savvy and smart guide. Broke Millennial shows step-by-step how to go from flat-broke to financial badass. Unlike most personal finance books out there, it doesn't just cover boring stuff like credit card debt, investing, and dealing with the dreaded "B" word (budgeting). Financial expert Erin Lowry goes beyond the basics to tackle tricky money matters and situations most of us face #IRL, including: - Understanding your relationship with moolah: do you treat it like a Tinder date or marriage material? - Managing student loans without having a full-on panic attack - What to do when you're out with your crew and can't afford to split the bill evenly- How to get "financially naked" with your partner and find out his or her "number" (debt number, of course) . . . and much more. Packed with refreshingly simple advice and hilarious true stories, Broke Millennial is the essential roadmap every financially clueless millennial needs to become a money master. So what are you waiting for? Let's #GYFLT!

      Still in his early thirties, Chris is on the verge of completing a tour of every country on earth – he’s already visited more than 175 nations – and yet he’s never held a “real job” or earned a regular paycheck.  Rather, he has a special genius for turning ideas into income, and he uses what he earns both to support his life of adventure and to give back.    There are many others like Chris – those who’ve found ways to opt out of traditional employment and create the time and income to pursue what they find meaningful.  Sometimes, achieving that perfect blend of passion and income doesn’t depend on shelving what you currently do.  You can start small with your venture, committing little time or money, and wait to take the real plunge when you're sure it's successful.   In preparing to write this book, Chris identified 1,500 individuals who have built businesses earning $50,000 or more from a modest investment (in many cases, $100 or less), and from that group he’s chosen to focus on the 50 most intriguing case studies.  In nearly all cases, people with no special skills discovered aspects of their personal passions that could be monetized, and were able to restructure their lives in ways that gave them greater freedom and fulfillment.   Here, finally, distilled into one easy-to-use guide, are the most valuable lessons from those who’ve learned how to turn what they do into a gateway to self-fulfillment.  It’s all about finding the intersection between your “expertise” – even if you don’t consider it such -- and what other people will pay for.  You don’t need an MBA, a business plan or even employees.  All you need is a product or service that springs from what you love to do anyway, people willing to pay, and a way to get paid.   Not content to talk in generalities, Chris tells you exactly how many dollars his group of unexpected entrepreneurs required to get their projects up and running; what these individuals did in the first weeks and months to generate significant cash; some of the key mistakes they made along the way, and the crucial insights that made the business stick.  Among Chris’s key principles: if you’re good at one thing, you’re probably good at something else; never teach a man to fish – sell him the fish instead; and in the battle between planning and action, action wins.   In ancient times, people who were dissatisfied with their lives dreamed of finding magic lamps, buried treasure, or streets paved with gold.  Today, we know that it’s up to us to change our lives.  And the best part is, if we change our own life, we can help others change theirs.  This remarkable book will start you on your way.

    She put the brakes on her stressful path, and reorganized her life to live outside the status-quo, emphasizing depth, connection and meaningful experiences. Alongside Brooke's affirming personal stories of breaking down and rising up, Slow provides practical advice and fascinating insights into the benefits and challenges of the slow life, such as:―Decluttering to de-owning―Messiness to mindfulness―Asking why, to asking where to now?Slow is an inspirational guide on creating a life filled with the things that really matter, and is meant for anyone seeking peace, meaning, and joy in their otherwise rapid lives. Slowly―of course.

    The easy-to-use, two-step NotSorry Method for mental decluttering will help you unleash the power of not giving a f*ck about: Family dramaHaving a "bikini body"IcelandCo-workers' opinions, pets, and childrenAnd other bullsh*t! And it will free you to spend your time, energy, and money on the things that really matter. So what are you waiting for? Stop giving a f*ck and start living your best life today!

    For nearly twenty years, Regina Leeds—named Best Organizer by Los Angeles magazine—has helped even the messiest turn their lives around. Anyone can get organized—she'll prove it to you! One Year to an Organized Life is a unique week-by-week approach that you can begin at any time of year. Regina helps you break down tasks and build routines over time so that life becomes simple, not overwhelming. This book will help you:Master time management Make your kitchen efficient Permanently organize closets and drawers Deal with your finances Reclaim "dumping grounds" like the guest room, garage and basement Declutter the kids' roomsOrganize your travel plans—and the vacation photos and souvenirsEntertain with joyRegina reveals her magic formula for organizing anything, plus her method to stop the chronic cycles of clutter, misplaced items, and lateness. Whether you're living in chaos or just looking for new ways to simplify, this essential book will help you get the whole household organized—and stay that way.

    Instead they feel inadequate, overwhelmed, paralyzed by fear and insecurity, and are exhausted simply trying to figure out where to begin. “The secret to living a flourishing life isn’t in engineering the perfect circumstances or having it all together. The secret is in the small,” says author and speaker Lara Casey. “It’s easier than you think to cultivate what matters. It all starts with a tiny seed.”Welcome to the journey of getting messy in the rich soil of possibility—embracing imperfect, grace-filled progress to grow a life of joy.Written as part encouragement anthem and part practical guide, Cultivate equips women to uncover and take action on goals that simplify life. Lara's signature “goal gardening” steps release them from the pressure to achieve and gives them freedom to move from planning to planting. Readers will walk through each season, finding balance as they interact in fresh ways with their current life scenarios, with God, and in the communities where they are planted. "You don't have to be perfect; you just have to plant! As you open this book, you are making a decision to leave the dry soil behind. You will lean in . . . and unrush your life. And in the process you will unearth your purpose."Special features includeGoal Gardening Stepsan eight-week Fruitful Goal Gardening Guide with questions for small groupsGardening 101 to start your own real-life flower or vegetable gardenFind the joy and the freedom that comes in cultivating. Cultivate your faith. Don’t fertilize the fear. And watch how your life flourishes in the days ahead!

    Madame Chic took Jennifer under her wing and tutored her in the secrets of how the French elevate the little things in life to the art of living.Years later, Jennifer was back in California with a husband, two young daughters, a dog, and her first home. Every day she confronted mundane duties like folding laundry and unloading the dishwasher, and she began to think about Madame Chic’s home—how the breakfast table was set beautifully the night before, the music that always played in the background, the calm of Madame and Monsieur Chic’s ritual cocktail hour together. Jennifer wanted that life. She decided to see what would happen if she didn’t perform her chores impatiently or mindlessly, if, instead, she could live like Madame Chic.At Home with Madame Chic reveals the secrets to having a happy, fulfilling, and passionate life at home. Jennifer explains the morning send-off need not be chaotic, it’s possible to look stylish with minimal time and effort, a little forethought makes it possible to serve a home-cooked dinner every night, and details like music and scented candles can set the tone for the whole family’s evening. Organized by the pleasures that can be found throughout the day, this charming, helpful book is full of ideas, playlists, recipes, beauty routines, and advice that can turn an irritating day into an enjoyable experience.

    The book explodes the myth that you need to earn a high income to be rich and explains the difference between working for money and having your money work for you.

    What can it do for you?....

    Through personal stories and practical advice, she demonstrates how we can replace feelings of scarcity, guilt, and burden with experiences of sufficiency, freedom, and purpose. In this Nautilus Award-winning book, Twist shares from her own life, a journey illuminated by remarkable encounters with the richest and poorest, from the famous (Mother Teresa and the Dalai Lama) to the anonymous but unforgettable heroes of everyday life.

    While you're at it, learn a thing or two about your personal motivation and how to point it in the right direction. And laugh your socks off, too! I thoroughly enjoyed this book!"Gail Vaz-Oxlade, TV Host of Til Debt Do Us Part and Financial Author"The Task Force on Financial Literacy can stop dithering. All it has to do is distribute Dave Chilton's long-awaited The Wealthy Barber Returns."Jonathan Chevreau National Post Columnist and Author of Findependence"Very funny. Very smart. This fast-paced journey through the world of personal finance will help a lot of people. I loved it!" Amanda Lang, CBC Senior Business Correspondent"A simple plan for a better financial future: Read this book. It's down to earth, fun to read and wise to all the mistakes people make in managing money."Rob Carrick, Personal Finance Columnist, The Globe and Mail

    If you have ever wondered, How am I supposed to survive this? This is How.

    This is the book that reveals the secret to personal wealth. The Success Secrets of the Ancients—An Assured Road to Happiness and Prosperity Countless readers have been helped by the famous “Babylonian parables,” hailed as the greatest of all inspirational works on the subject of thrift, financial planning, and personal wealth. In language as simple as that found in the Bible, these fascinating and informative stories set you on a sure path to prosperity and its accompanying joys. Acclaimed as a modern-day classic, this celebrated bestseller offers an understanding of—and a solution to—your personal financial problems that will guide you through a lifetime. This is the book that holds the secrets to keeping your money—and making more. The Richest Man in BabylonRead it and recommend it to loved ones—and get on the road to riches.MORE THAN TWO MILLION BOOKS SOLD

    If your garage, attic, closets, and surfaces are filled with clutter, all that extra stuff can get in the way of a full experience of life as it was meant to be lived. Minimalist Living covers not only techniques for decluttering, but how to fill your newfound space with meaningful activities that add joy to your life and support your goals. This guide to simplifying for health, joy, and creativity teaches: • Why you should define your own sense of minimalism • How to create your "Minimalist Mission Statement" • How to use the techniques of "blazing" and "gazing" to declutter • Why decluttering now can lead to a happier, healthier, and more creative life • How to deal with sentimental items without losing their meaning • The amazing connection between minimalism and living your soul's deepest purpose And much more...

    But it doesn’t have to be! Instead of looking at it as a burdensome chore, consider it a new adventure.Ali Wenzke and her husband moved ten times in eleven years, living in seven states across the U.S. She created her popular blog, The Art of Happy Moving, to help others build a happier life before, during, and after a move. Infused with her infectious optimistic spirit, The Art of Happy Moving builds on her blog, offering step-by-step guidance, much-needed comfort, practical information, and welcome advice on every step of the process, including:How to stage your home for prospective buyersHow to choose your next neighborhoodHow to discard your belongings and organize your packingHow to say goodbye to your friendsHow to make the transition easier for your kidsHow to decorate your new homeHow to build a new communityAnd so much more.Ali shares invaluable personal anecdotes from her many moves, and packs each chapter with a wealth of information and ingenious tips (Did you know that if you have an extra-large welcome mat at the entrance of your home, it’s more likely to sell?). Ali also includes checklists for packing and staging, and agendas for the big moving day.Whether you’re a relocating professional, newly married, a family with kids and pets, or a retiree looking to downsize, The Art of Happy Moving will help you discover ways to help make your transition an easier one—and be even happier than you were before.