What if there were an easier way to not only cut costs on things you need but also make room for the things you actually want? 31 Days to Radically Reduce Your Expenses provides the tools you need to do exactly that—and so much more. As you explore the ideas packed inside these pages, you’ll discover: - The one trick to never pay full price for gas again - How to get a refund on phone data you don’t even use - The secret to a smaller mortgage payment - How to cancel your cable and still watch your favorite shows - The retail schedule every store uses to discount clothes ….plus hundreds of other expense-reducing tips! Consider this your personal roadmap to find more money at the end of every month, make lasting change, and start saving for what truly matters. FREE BONUS: Also includes access to nine printable worksheets to help you apply everything you learn in a practical way.

    Whether it’s writing the next great American novel, starting a business, or joining a band, Rob Bell wants to help us make those dreams become reality. Our path is ours and ours alone to pursue, he reminds us, and in doing so, we derive great joy because we are living our passions.How to Be Here lays out concrete steps we can use to define and follow our dreams, interweaving engaging stories, lessons from biblical figures, insights gleaned from Rob’s personal experience, and practical advice. Rob gives you the support and insight you need to silence your critics, move from idea to action, take the first step, find joy in the work, persevere through hard times, and surrender to the outcome.Like Stephen Pressfield’s classic The War of Art, How to Be Here will inspire readers to seek the lives they were created to lead.

    A shocking 77 percent live paycheck to paycheck with no savings. And 43 percent of Americans have less than $10,000 saved for retirement, while 49 percent could cover less than one month's expenses if they lost their income. In the face of this bleak financial picture, bestselling author and finance expert Mary Hunt offers 7 Money Rules for Life(R). This no-nonsense and encouraging book gives readers the keys to get their money under control and get prepared financially for the rest of their lives. In her warm and engaging style, Hunt takes everything that she's learned over the past twenty years and boils it all down. Presented in a conversational style and readable in a weekend, this book offers applications for each of the seven rules as well as practical advice for how to recover from past financial mistakes. These simple, unchanging, basic rules work in every financial situation, for every income level, and for every stage of life.Money mastery isn't really that hard. 7 Money Rules for Life(R) can help readers change their futures from uncertain to rock-solid with principles they can apply right away.

    This book shows how to find a fortune-if you know where to look. Conwell believed in the philosophy that "all good things are possible." hence, he opened the doors of opportunity for untold millions. Acres of diamonds echoes his core belief that each of us is placed here on Earth for the primary purpose of helping others. Conwell was a minister, the founder of temple University and two hospitals where no one was ever turned away for lack of money. He was also a famous lecturer. In his lecture, the story is told of a man who sells his farm to travel far and wide in search of diamonds. There is a moral to the story in Acres of diamonds, a story which Conwell presented as a lecture to more than 6, 000 people.

    Like the Elvises who roam the streets of Vegas, these counterfeit christs look and sound like Jesus, but they couldn’t be further from the real deal.In Will the Real Jesus Please Stand Up? 12 False Christs, author Matthew Richard exposes these false christs for what they are . . . mere impostors. Richard reveals to readers who the real Jesus of the Bible is, but also reveals to us twelve false christs who are embraced, loved, promoted, and revered, even by well-meaning Christians.“My hope is that readers will connect with the different stories in this book, but will do so in a way that they can see how people’s false theology and bad presuppositions lead to taking up false christs,” says Richard. “In other words, this book attempts to combine the art of story and the discipline of theology, so that the reader can see flesh-and-blood examples of how easy false theology can lead someone into idolatry.”

    Now women have their own unique version, shared by Bruce Wilkinson's lifetime partner in marriage, that is full of significance for women's roles and ministry opportunities in God's kingdom. A must-hear for every woman, whether she has read The Prayer of Jabez or not, this audio addresses important questions such as, How can a busy mom expand her territory without neglecting the most important territory she already has, her family? Darlene Marie Wilkinson's warm, personable approach reaches out to her listener, encouraging her to become like Jabez and experience the extraordinary life.

    A strategy that’s not pie-in-the-sky and not just a bunch of theory, but rather a systematic plan that is backed up with real numbers showing it clearly beating the S&P 500 over time. A trading strategy that’s understandable, repeatable, that works and works simply.Anyone can do this. In simple-to-understand language, you’ll discover---- The six ETFs that power the strategy, and why.-- The simple technique for identifying which of those ETFs to buy, and which to sell. And most importantly, when.-- How $5,000 can end up $1,000,000 in your retirement portfolio.-- How to protect your portfolio during market downturns with a simple cash trigger.-- In short, how to earn an average of 12% annually in the stock market with minimal trading, less volatility, and less risk.Beat "The Street" in just 20 minutes.If you have 20 minutes a month and a computer, you can turn any investment amount into a steadily growing compounding machine that will make you the envy of Mad Money’s Jim Cramer and 99% of all mutual fund managers.Make just 2-4 trades one day a month. The strategy tells you what ETFs to buy and what to sell. That’s it. Then turn off the computer and go live your life.

    He wants them to dream big.In his revelatory yet utterly practical new book, Bob takes you on a life-proven journey to rediscover your dreams and turn them into reality. Based on his enormously popular Dream Big workshop, Bob draws on a lifetime of living and dreaming large to help you reach your larger-than-life dreams. In Dream Big he shows how to• learn to define clearly your dreams for yourself,• identify the obstacles holding you back,• come up with a specific plan for reaching goals, and• develop the tools that will help you act on the plan.Dream Big is the only book you need to uncover the wild and exciting dream for your life you’ve hidden from yourself--and help you take the steps necessary to achieve it.

     * Do your former credit card companies stalk you like a deranged ex-girlfriend? Page 45. * Do you need to baby-proof your home against 27-year-old kids trying to move into your basement? Page 19. * Have you ever made the basket walk of shame? Page 173. * Was your biggest question throughout Financial Peace University “How many blue shirts does Dave actually own?” Page 13. Dave's Thoughts:Too often, our money problems grow into some kind of monster hiding in the closet, growing bigger and badder and scarier every day that we keep them hidden. But if we want to change the behaviors that get us into trouble, we’ve got to kick the monster out of the closet—and laugh at him.And I don’t know anyone better equipped to do this than Jon Acuff. Through his blog and book, Stuff Christians Like, Jon’s proven that he has a unique perspective on life that helps us get the joke and get the truth behind the joke every time. Lucky for us, Jon decided to chronicle his observations on his own journey toward Financial Peace. Think of it as an insider’s guide to the “Dave Ramsey” stuff we all laugh about.

    Do we become angels when we die? Are angels always hovering nearby, on guard to protect us from danger? Can we talk to them? Many of our ideas about angels come from the media, which is more interested in ratings and ticket sales than truth. As Christians it's important to understand what angels really are.Pastor Jack Graham walks readers through Scripture, revealing the truth about angels and their roles as worshipers of the Lord, witnesses to his glory, and warriors fighting on his behalf. Focusing on practical application, Dr. Graham separates fact from fiction, encouraging you to become a better worshiper, warrior, and witness.Includes end-of-chapter questions. A small-group curriculum DVD will also be available.

    Being able to make complicated strategies become simple philosophies, Samuel has earned a reputation for being one of the most inspiring investors in the U.K.

    Find all of the following, explained in plain-English with no legal jargon:Business Taxation 101: A brief primer on tax topics in general, especially as they apply to businesses.Home Office Deduction: How to ensure you qualify for it and how to calculate it.Estimated Tax payments: When and how to pay them, as well as an easy way to calculate each payment.Self-Employment Tax: What it is, why it exists, and how to calculate it.Business Retirement Plans: What the different types are, and which one is best for you.Numerous Business Deductions: Several deductions explained in detail, including how to make sure you can qualify to take them and how to maximize them.Audit Protection: Learn what records you need to keep (and how long to keep them) in order to protect yourself in case of an audit.

    With heartbreaking biographical honesty, Chandler tells his own story of underachievement, alcoholism, bankruptcy and shame. Then, in the encouraging spirit of "If I can do this anybody can," he gives us all the turnaround inspirations that converted him from wealth worrier to wealth warrior.

    In Daring to Ask for More, Melody Mason has shone the light of God’s Word on the path to true revival—Holy Spirit-inspired, daring, audacious prayer. I know this book will be a tremendous blessing to many.Doug Batchelor, President and Speaker, Amazing Facts If prayer is “the key in the hand of faith to unlock heaven’s storehouse” as Steps to Christ declares, then Melody Mason’s new book is long overdue. Daring to Ask for More is precisely God’s strategic appeal to this generation living on the edge of eternity. Daring to Ask for More indeed! May our hearts be stirred up as never before to seek God through prayer as never before, while there is still time.Dwight K. Nelson, Senior Pastor, Pioneer Memorial Church, Andrews University Melody Mason’s new book, Daring to Ask for More, is driving me to my knees. My needs are so great and my resources so few, what self-righteousness it is to pray so little. Thank you for that push!Frank Fournier, President, ASI