Minimalist Budget will help you to turn your bloated expenses into a well-toned budget, spending on exactly what you need and nothing else. This book presents solutions for two major problems in our consumer society: (1) how to downsize your cravings without having to sacrifice the fun stuff, and (2) how to whip your finances into shape and follow a personalized budget. This is not a get rich quick book. But I can promise day-by-day, month-by-month, you’ll budget better and become richer as a consequence. Regardless of how much your income is we’ll find a way to budget, save, and increase your net worth. Since my youth, I’ve had to live on a budget that ranged from $100 to $200 a month if I was lucky. Even though I never knew how much I would have the next month, I was always able to have enough for my essential expenses, personal pleasures, and savings. If you’re tired of the false and impossible-to-follow promises of “finance gurus,” try out my simple, straightforward, easy-to-stick-to methods. Improve your spending habits: • Incorporate minimalism into your finances • How to avoid becoming a minimalist consumerist • Learn the psychological traps that make you overspend • Control your compulsive spending habits Feel financially secure every day: • Learn about two A-Z budgeting methods and how to make them work for you • Learn ratio-based budgeting and fixed-amount budgeting • Discover the best budgeting software programs • Design a bulletproof savings strategy to get out of debt, be prepared for emergencies, and set yourself up for retirement Stop hating your financial life: • Learn how to set SMART financial goals • Increase your self-confidence with budgeting • 50 small budgeting tips Financial education is not part of our educational system. It is normal that we don’t know how to budget when we step into the craziness we call adulthood. But it is not normal to stay ignorant about a field of life that (like it or not) guarantees our material survival. Money management is an essential skill for everybody who earns, shops or consumes. If you follow the budgeting tips in this book, you’ll be able to keep track of your finances. You’ll clearly know where your money goes, where it comes from and where can you save. You won’t feel stressed of running out of money unexpectedly, you’ll clear yourself out of debts and have savings for bigger expenses like a vacation, new car or unexpected events. Leave money struggles for yesterday. Grab a copy of Minimalist Budget by hitting buy now in the top right corner of this page.

    We can only truly understand grace once we understand God's love towards us. But once we grasp the fundamentals of His love and grace, then we must come to understand that forgiveness is an essential, non-negotiable element of life in Christ.This is a book that teaches us how to live in grace and practice forgiveness regularly, and it also warns us of the dangers of trying to execute "justice" ourselves when people wound us. Throughout the book we read the amazing testimonies of those who decided to leave justice in the hands of God and live in grace, forgiving those who had hurt them, and we see that freedom and healing, sometimes physical, is the result.

    Challenges have brought me inner strength and power. Success has brought me responsibility and balance. I have learned through both. And I have learned well. To ask for success is to ask for challenges, that is a truth that I have accepted. And so, I ask for challenges, big challenges, and many challenges. I know that every challenge comes with the unbroken promise of success when it is overcome. Turn The Tables is a journey through challenges into opportunities. Every situation and person that presents itself in your arena is purpose-bound to serve you a unique lesson. When learned, that lesson can bring magic in your everyday life. Be the magician, the source of control and creation, where no matter what life brings to you, your destiny can never be denied.   About the Author Priya Kumar is an Internationally Acclaimed Motivational Speaker and Bestselling Author of 11 Inspirational Books. In her 24 years journey with Motivational Speaking, she has worked with over 2000 Multi-National Corporates across 47 countries and has touched over 3 million people through her workshops and books, and is the only Woman Speaker in India to have done so. She is the only Indian Author who has won 32 International Awards for her books.

    It is also a crucial discipline to help you get the most out of in-person events such as conferences and networking opportunities where the key to a successful outcome often lies in your personal brand standing out.Given the explosion in use of digital and social media over the past few years, the internet has presented professionals with a magnificent opportunity to help their expertise become more discoverable, sharable and memorable through their personal brands.Personal Branding Benefits Your Business by:Establishing Credibility & Thought LeadershipGrowing Your NetworkAttracting New OpportunitiesIncreasing SalesHelping You Reach Your Business GoalsWho is this book for?CEOs, Executives, and Business Owners who want to position themselves as industry thought leaders and stand out from the competition.Individual Contributors & Academics who want to get ahead in their careers and want to understand how to have their expertise and experience be more discoverable.HR & Training Managers who want to understand personal branding to help train employees on social media branding and social selling.PR Agencies & Exec Comms Managers who need inspiration and training on personal branding strategies for their clients, CEOs, or themselves.About Mel CarsonMel Carson is Founder of Delightful Communications and former Digital Marketing Evangelist at Microsoft. He speaks and writes about personal branding at conferences and for publications all over the world. He previously co-wrote Pioneers of Digital: Success Stories from Leaders in Advertising, Marketing, Search and Social and has had his wisdom featured in Forbes, Fast Company, GQ, QZ.com, USA Today and he regularly writes as a business columnist for Entrepreneur.com.For more on Mel Carson visit http://www.MelCarson.com and http://www.DelightfulCommunications.com

    The modules are: * Inner Journey * Outer Journey * Zero Mind Process6 Principles - How to internalise core values. The modules are: * Star Principle * Angel Principle * Leadership Principle * Learning Principle * Vision Principle * Well-Organised Principle5 Actions - How to sustain the principles and core values. The modules are: * Mission Statement * Character Building * Self-Controlling * Strategic Collaboration * Total Action

    We’ve seen many people become rich… yet they lack social skills (trapped in relationships they desperately want to escape) or… their bodies have seen material physical decay. We’re putting out the framework in this book and you’ll have all of the tools you need to get get rich and have a fun life at the same time.We’re not going to lie and say this is a “guarantee” to become rich. There are no guarantees. Getting rich and winning at life is no different than sports. We can give you every single step to take and how to do it. But. It is up to YOU to execute on the steps. Instead of buying 10 different books at the same time, we’ll give everything out in ten key beneficial points:1) How to get into the top 10% physically with one hour a day of exercise per day. You’re going to be busy and unless you’re a professional athlete, dedicating an hour a day will be enough. This is the first step to become a well rounded individual as a healthy person can work longer hours, has more energy to go out and have fun and extends his life (the most valuable asset in the world: Time)2) How to eat correctly to be in the top 10%. We’ll give you the rough blue print for items to eat on a daily basis. By simply following the framework you won’t need to count calories/macros etc since we’re trying to be efficient with our time. By following the framework, you will have less stress (no longer calculating everything you eat) and you’ll give yourself some wiggle room to go out and drink when you feel like it.3) How to figure out what type of intelligence you have. We give you a process to figure out where your skills are. Everyone has *relative* advantage in at least 2-3 categories. Use this to your advantage and develop your natural talents. We believe talent matters more than passions. Talents are natural to you and if they didn’t exist everyone would be able to make money in the exact same industries or throw a fastball at 100mph. Finding your type of intelligence is the first step to becoming rich.4) How to use this type of intelligence to choose a career and the *right* company: Wall Street, Technology or Sales. We have talked about this in the past and you’ll notice we’re adding a new wrinkle. We’re giving you the tools to figure out what company to join. You’ll have basic mathematical formulas that will tell you if you should join Company A or Company B when the offers come rolling in.5) How to start an online business and sell (the basics and all you need to start). This one is self explanatory. We go into details on how to start an online business and how to sell. The best thing about online businesses? The margin structure. As you’ll see the cost of running a website is practically nothing and you’ll need minimal start up capital to begin today.6) Clear outline of how to create and start an online product business with correct copywriting. You’ll never be an expert in sales. No one is! Why? Every single second invested in learning more about sales will lead to a financial return. The game continues to evolve but we can give you the basic framework to start.7) How to go into affiliate marketing if someone wants to take a stab at the competitive space. We give you both the legitimate affiliate marketing route and the dark side as well. The overnight success stories are “too good to be true” because they are. That said there are legitimate ways to do affiliate marketing as well. If you don’t want to create a product (yet) most people start here and move to starting a Company later (once they learn a specific niche)8) Overview of how affiliate marketing operates and how to do it. Beyond the overview, we also tell you how to do it. Both the legitimate way and the dark side as well. We explain why the legitimate way is better long-term, but we’d be lying if we said everyone is selling on an equal playing field (they are not).9) How to do all of this and maintain a normal social life (avoid choking off your personality). This puts everything together, we give a basic schedule and explain how to improve your social skills and meet new people frequently without losing traction with your business and career. If you’re able to keep your composure and go out twice a week, you’ll see your phone numbers increase and you’ll be much more interesting than the average person who works, sleeps and watches TV all day.10) Common questions and a schedule.We provide a rough schedule on a weekly basis under the assumption that a person is not rich yet. In addition, we answer a large number of common questions and provide good answers to “questions around morality” which essentially says “Break every single rule you can because someone else will, just don’t break the law. Ever.” this is essentially the gray area that you’ll operate in if you’re new to any field.

    Then she unpacks seven essential money habits for living the life we really want—a life in line with our values, where we can afford the things we want to buy without being buried under debt, stress, and worry.The Joneses are broke. Life looks good, but hidden beneath that glossy exterior are credit card bills, student loans, car payments, and an out-of-control mortgage. Their money situation is a mess, and they’re trying to live a life they simply can't afford. So why exactly do we try so hard to keep up with the Joneses?Are we really living the lives we want, or are we chasing someone else’s dream, just trying to keep up appearances on social media, at church, and in our community? Why are we letting other people set the pace for our own family’s finances?In Love Your Life, Not Theirs, Rachel shows you how to buy and do the things that are important to you—the right way. That starts by choosing to quit the comparisons, reframing the way you think about money, and developing new habits like avoiding debt, living on a plan, watching your spending, saving for the future, having healthy conversations about money, and giving.These habits work, and Rachel is living proof. Now, she wants to empower you to live the life you’ve always dreamed of without creating the debt, stress, and worry that are all too often part of the deal. Social media isn’t real life, and trying to keep up with the Joneses will never get you anywhere. It’s time to live—and love—your life, not theirs.

    TAKE YOUR SHOT is ultimately an answer to the question: “How Can I Grow My Business, Attract More Clients, and Make More Money?” TAKE YOUR SHOT is the story about Russ Hibbert. Russ is a hard worker, dedicated to his wife and children, and building a career as a golf professional. But one day he wakes up and realises his business is going nowhere. A chance meeting with a business coach, David, leads to a dramatic change and an opportunity, for Russ, to design the business that he always wanted. TAKE YOUR SHOT will teach you: To change your perceptions of your own business so that you get out of your own way To set a brave goal, develop a strong desire to overcome obstacles, and the activities required to achieve your goal How to build desirable products, price those products confidently and demonstrate value to prospects How to get the business and life you’ve always dreamed of, increased prosperity, and to have fun! “TAKE YOUR SHOT is a great easy to read book that contains some serious messages for anyone working hard at building a business. I came across a phrase many years ago which can apply to many self-employed individuals 'it's easy to become a busy fool'. Reading this book will stop you falling into that trap as the serious messages are about the importance of belief, aiming high, being brave creating systems and surrounding yourself with the right people. A very uplifting read as the reader follows the journey of the main character as he learns to work smarter and enjoy life again.” Sandra Webber, High-Performance Coach and Author of Own It - Regain Control and Live Life on Your Terms

    Learn From Morning Rituals of 12 Most Successful People. Our habits shape our reality on a daily basis especially our morning habits. What we do in morning, dominates our rest of the day. In this book, you'll learn what the most successful people do every morning and how those habits have shaped their success. >>>>This book is designed to get you inspired and motivated. And get rid of your bad habits, and develop new habits to take control of your day everyday.<<<<< With your purchase, you’ll also get a FREE BONUS e-book- Habit Reconstruction Project, to help you transform your habits >>>>>Don’t wait another second to get rid of your unhealthy tendencies. Get inspired by morning rituals of the great people of our time, cultivate a new crop of productive habits and explode your productivity and achieve success today!<<<<< Download Habit Makes Perfect – right NOW! DON'T WAIT! LEVERAGE THE POWER OF HABIT TO CREATE THE LIFE YOU'VE ALWAYS WANTED! Download your copy NOW! Tags: Habit, Habits, The Power of Habit, How to Change Habits, Habit Stacking, Habits for a Better Life, Self-Discipline, Productivity, Self Discipline, Success, Habits of Successful People, Habits of Success, Personal Success, Personal Growth, Personal Development, How To Get Rid of Bad Habits, How Habits Are Formed, Success Habits, Mindset, How To Be Successful, 7 Habits of Highly Effective People

    Hesson, one of the first to conquer the huge waves off northern California known as Mavericks, recognized that the kid “had a vision.” Jay quickly demonstrated a resolve that reminded Frosty of his younger self, pursuing his goal with a seriousness far beyond his years. His attitude and work ethic earned Frosty’s respect and, eventually, his friendship. Making Mavericks is the inspiring story of their father-son bond and of the challenges that made each of them who they were—surf legends, and the subject of the upcoming film Chasing Mavericks.In Making Mavericks, Frosty talks about his turbulent youth spent under difficult circumstances, with parents who tried to find a positive way to handle a child with a passion for water and a disregard for his own safety. Throughout his life he developed principles to live by, principles that would become the core tenets of his teaching philosophy. Most significantly, Frosty talks about how one of his best students, Jay Moriarty, used his philosophy to become a surfing phenomenon, and whose life inspired the phrase, “Live like Jay.”Affecting and poignant, Making Mavericks is a celebration of Hesson’s determination to live with joy and purpose, and his desire to help others do the same.24 color photos

    Spend less than you earn and clear debt.2. Insure against disaster.3. Build up your savings and invest wisely.You will learn:• How to get out of debt as quickly as possible.• Techniques for good financial control, so you can avoid getting into debt again.• The importance of insurance for laying down a foundation on which to build a solid financial plan, which isn’t washed away by an unexpected disaster.• How to save and invest simply and efficiently so that you can work your way towards future financial freedom.No matter your starting position, or your existing level of comfort with dealing with your money, Pete Matthew’s calm, straightforward and jargon-free approach will appeal to you and help you to set out on the right path.The Meaningful Money Handbook is a practical guide to succeeding with money by cutting out the stuff you don’t need to know, and clarifying the essential things you need to do, to make a real difference to your life.Don’t put it off any longer – pick up this book and start to take a meaningful approach to your money today.

    Built around the Hubbard Chart of Human Evaluation, Science of Survival provides the first accurate prediction of human behavior. Included on the chart are all the manifestations of an individual’s survival potential graduated from highest to lowest, making this the complete book on the Tone Scale. Knowing only one or two characteristics of a person and using this chart, you can plot his or her position on the Tone Scale and thereby know the rest, obtaining an accurate index of their entire personality, conduct and character. Before this book the world was convinced that cases could not improve but only deteriorate. Science of Survival presents the idea of different states of case and the brand-new idea that one can progress upward on the Tone Scale.

    

    Kim shares real-life stories of business and investing that will enlighten, encourage, inspire and surprise you.It’s Rising Time! Is a call for women everywhere to take hard look at the personal challenges they face, the setbacks they’ve had… as well as the triumphs. It’s time to step up, take action, and lead the rich life we deserve.

    Book after book, cd program after cd program. The workshops, the webinars...The never-ending e-mails...The PROMISES!I've read all the books...I've listened to the CD's...I've been to the workshops and seminars...And you know what? I finally got this stuff to work for me. And it turned out to be pretty easy!I figured out why people struggle with these ideas and concepts, and decided to help all the people who need it by writing an inexpensive book about what worked for me, and explaining it in the simplest way possible!Now it's your turn!It's finally time to have a truly AMAZING life! The life that you dream about having. The life that you deserve, and the things you want in that life.This book was written for YOU!It's simple.It's clear.It's what You need!And it's written by someone who used the same methods and techniques contained in the book, and became successful, healthy, and happy.I've had incredible success with the Law of Attraction and Self-Help. This book is my way to help all those people who desire wealth, health, and happiness!This book is written in a simple, no-nonsense style so that you can immediately start making changes in your life, and manifesting those dreams you've always desired.