Yet, not many people understand how payment systems in the US work. Those that do "get it" are unlocking multi-billion dollar opportunities. If you've ever wondered what happens when you actually swipe/dip/tap your credit card or debit card then The Anatomy of the Swipe breaks down the details in the simplest manner possible. Here are some questions answered within these pages:How does money move from my credit card to my favorite coffee shop? How can I build a neo-bank? How can I build my own debit or credit card? How can I accept card based payments? The Anatomy of the Swipe speaks to software developers and entrepreneurs who are looking at implementing card-based payments for the first time, merchants who want to be able to accept payments for a website or store, or those who want to issue their own debit/credit card. This book walks beginners through modern innovations created because of card-based payments, as well as the motivations and revenue models of each party in the payments ecosystem.

    That doesn’t mean there aren’t real answers to the issues in your marriage. Every marriage struggles occasionally, but sometimes the problems feel insurmountable and we think the only answer is to make the heartbreaking decision to leave. The distance between you and your spouse widens, the resentments mount, and you feel like you’ve tried everything but nothing ever changes. Bestselling author and master life coach Sharon Pope knows that marriage is complicated, and that the biggest questions of our lives rarely have easy answers. In When Marriage Needs an Answer, she equips you with the very best relationship tools to give your marriage that one last and best effort to see if real change is possible. Sharon shares personal and client testimony, offers guidance on how to approach one of the biggest decisions of your life, and helps you to: Learn why up to 74% of marriages are failing right now – and how to apply this to yours Know if hope actually exists for your struggling marriage or if it is beyond recovery Soften the anger and pain you feel toward your partner Understand why it’s critical you choose the right people to discuss your struggling marriage with, and why the wrong choice can end a marriage worth saving Recognize what keeps women stuck in indecision (and how to overcome it) When the question is stay or leave, let Sharon help you decide.

    After a tragic accident took the lives of his wife and youngest son, as well as destroying his body to the brink of death, Olsen experienced a miracle. His out-of-body, near-death, and after-death communication experiences have guided him to a life of purpose and gratitude.

     "Masterfully distills the essence of the pope's talks." -- National Catholic Register "An absolute 'must have' for Catholic Studies reference and resource shelves." -- Midwest Book Review

    While others in Nina Godiwalla's Persian-Indian immigrant community were content to fulfill their parents' dreams, Nina's fierce ambition pulled her from Houston to New York to become a banker. With steely determination, Nina bullied her way into an internship after her freshman year of college. That first rarefied taste of power left her hungry for more.Showered with Broadway tickets and ferried around in sleek, black town cars, Morgan Stanley recruits led a fast and flashy lifestyle, but at a steep cost. Nina worked harder, longer hours than her peers to prove her worth, but to whom?Suits is a story of fathers and daughters, family pride, and the pursuit of success and honor. This raw and unflinching memoir exposes the world of banking and finance from the perspective of a woman and outsider.

    Therese's mother herself a saint? The Church now says "Yes!" Zelie Martin and her husband, Louis, were declared Venerable by the Church in 1994 for their heroic virtue, and the couple's cause is now complete, ending with their cannonization in 2015. Zelie married at 27, bore 9 children, ran a home business and did a superb job of raising 5 daughters, including "the greatest saint of modern times" (St. Pius X). She died of breast cancer at 45, but her greatness was recognized by her family and friends, and is now known to the world. Zelie suffered many of the ordinary burdens of life, yet she was happy, loved her children madly and enjoyed them immensely. This book was written by her daughter, Celine, who had access to Zelie's letters and to the reminiscences of her older sisters in the Carmel of Lisieux. It is authentic and inspiring, showing what a tremendous life's work and accomplishment it is to be a truly Catholic mother. Looking at Zelie's picture, one can see her incredible character, integrity, goodness, constancy and love.

    This is not you grandma's coupon book! Pick Another Checkout Lane, Honey teaches you step-by-step how to:o Find coupons and "stack" them with a sale for huge savings.o Build a stockpile of food at rock-bottom prices to last you and your family up to a year.o Make passers-by gape at your cart full of groceries you purchased for 75% off retail price.o Get your cashiers to gasp and applaud as you purchase everyday items for pennies on the dollar.o Gain the confidence to strut down the aisles, flaunt your coupons, and maybe even wear high heels to the grocery store!Authors Joanie Demer and Heather Wheeler, founders of TheKrazyCouponLady.com, share their expertise along with hundreds of tried and true coupon tips in a fun, user-friendly format that will have shoppers high-fiving the grocery store cashier in no time.

    In the late 1960s, New York Times bestselling author Andy Andrews thought he was having a very good Christmas… until he got socks from his Aunt Ruth--unarguably a very lousy gift. How could he know that those lousy socks would change Christmas and him forever!Socks for Christmas is great for all ages and will give your family an instant Christmas tradition. This timeless holiday book:Teaches lessons on gratitude, giving, and understanding others during the seasonInspires hearts and brings families togetherStirs nostalgia, tradition, and joy in any heart at Christmas timeSocks for Christmas is a:Safe gift for a boss, co-worker, or employeeThoughtful gift for a family member or loved oneA great option for gift exchangesWhether you read it yourself or listen to Andy on the CD (included with your purchase), Socks for Christmas is a great way to kick off the season.

    "I promise I'll just be best friends with all of them," she said, gaily. But lovely young Dee had reckoned without Lt. Bill Mason, so handsome, so maddeningly aloof. And without Captain Steele, as hard and ruthless as his name. Dee sensed that the hatred of these two men went deeper than their rivalry for her. What lay in the past of these West Pointers? Dee knew she had to solve this mystery, for she had fallen irrevocably in love with one of them.

    Groeschel, C.F.R., would agree. It's a word that's gotten a bad rap, misused and misunderstood even by great thinkers, philosophers, and theologians, and mocked in the cynical soundbites of the media. Rediscover virtue as it should be understood in our lives. With wit, warmth, and wisdom, Father Groeschel reintroduces the Seven Cardinal Virtues of prudence, justice, temperance, fortitude, faith, hope, and charity. One by one he makes them meaningful for modern men and women, shaking off the dusty mantle of pretentiousness and demonstrating how each has a real role in a whole and holy life. Father Groeschel's charming conversational style entertains even as he educates and challenges us.

    Designed for individual or group settings, How to Read Your Way to Heaven will guide your quest to delve deeper into a relationship with Christ by meditating on the written word while organizing your reading around the four pillars of the Catholic Faith the Creed, the sacraments, morality, and prayer. How to Read Your Way to Heaven is not merely another book to read. It is designed to be an invaluable tool for guiding and organizing your reading to help you on your journey to become a saint. And best of all, this fully integrated do-it-yourself spiritual reading program that can be easily followed by the busiest of Catholics with the tightest of schedules.

    Pensions have almost completely disappeared and the financial future of Social Security has many worried. This book shows you how to take control of your own future by teaching you the fundamentals of investing.Many people are afraid to put their hard earned money in the stock market because they don’t want to lose it all. This book shows you how to invest your money for growth instead of treating the stock market like a slot machine and just hoping to get lucky. Inside the book you will discover: The basics of what the stock market is and how it works The differences between passive and active investing The differences between stocks, bonds, and cash All about mutual funds and other types of funds What you need to know about the economy to make good investments How to plan for retirement All about risk And Much More This quick start guide will help you go from knowing very little about investing to being confident in starting your own investment in your retirement.If you are looking for a get rich quick scheme, this book isn’t for you. But, if you want to learn about how to invest and the best ways to plan for your retirement, this book will start you on the path of taking control of your own future.The sooner you get your copy, the sooner you can start your personal investment education. Don’t wait another second. Get Your Copy Right Now

    This book will grip your imagination—as you explore the Temple and experience the drama of ancient Hebrew traditions with the boy Messiah. It’s a story for the child in all of us.

    Mitch Feierstein reveals the true debts of Britain, the US government and the eurozone - the full picture, not the figures the politicians would have us believe.In Planet Ponzi, Feierstein explains clearly the background to the world's worst financial crisis for seventy years, predicts the next steps in this infinitely dangerous game and offers practical advice on measures which you personally can take to protect yourself and your family.

    Her classic bestseller, Making the Most of Your Money, guided a generation toward smart and sensible financial choices. Here she strips away the extras, choosing the best financial ideas and products available today. They're all you need to create a successful and long-lasting financial plan. It's money management the No Worry way. To start with, she tells you to forget all the complicated stuff the financial industry sells. You don't need it, it costs too much, and some of it is downright bad. It's designed to make the banks, brokers, and insurance companies rich, not you. The best ideas (a super-short list!) are simple, low in cost, and easy to use. They're also sophisticated and smart. The strategies shown here are followed by some of the most successful planners and money managers around today, yet they're something everyone can understand. They'll give you what you need from your money -- regular savings, financial security, long-term investment growth, personal control, and best of all, peace of mind. Once you've set up a No Worry plan, you won't have to pay much attention to it. The choices you'll find here are all good ones. All you have to do is arrange for automatic payments and contributions and then get on with the rest of your busy life. You can focus your energies on your job, family, leisure, and friends, secure in the knowledge that your finances are okay. Here's what you'll do on the No Worry plan: Save more money without feeling pinchedGet rid of debt the automatic wayKeep yourself safe, with the right amount of insurance at the lowest costZero in on the right mortgage, every timePick the best college savings plan for your kidsUnderstand your finances, in ways you never did beforeFind the smartest and simplest ways of investing money, to earn superior returns over the long run The investment ideas alone will open your eyes to the newest strategies for accumulating wealth (without making big mistakes!). Jane Bryant Quinn will change the way you think about money. She has the answers busy people need.