"This book will change the outlook of those who read it." - Murali Vijay, Indian Cricketer "This book changed the way I looked at vacation planning and...I only wish that I had access to it at the start of my career." - Muthu Krishnan From the Author This step by step guide to your version of the Rich Life includes: - How your attitude toward money should move over from 'past looking' to 'future focusing' -How to find mistake fares to Europe, Pacific and Far East and make that extended 4-day weekend, Thai trip for under 10k INR - Years of research resulting in 40 resources of 'free and cheap accommodations' for vacations - Tried-and-tested scripts to negotiate down credit card, Dish TV, Phone and Internet Bills - How credit cards can help you lower home-loan payments - How to setup the cashflow, so that you can make Diwali, Birthdays and other repetitive expenditures, a breeze - How to make big purchases like a home or a car - a walk in the park - How to invest for your retirement with peanut money now - Enjoy guilt-free irrational spending while also being responsible over the future - Automate every part of your money-life If you are in a 9-5 and are even part-disgruntled, Gamechanger is going to be the turning point of your life

    He decides to take a sabbatical and disappears off the grid to Chikkamagaluru.Suhaasini, an intern at tabloid Muthodlur Blitz is assigned a difficult task – to track down Raaj and get an exclusive interview. Her research into Raaj’s life uncovers a strange pattern; ill-fate follows every official ex-girlfriend of Raaj–each one either becomes mentally unstable or dies under mysterious circumstances. Determined to solve this mystery, Suhaasini vows to unravel this sinister web, unearthing dark secrets and evil schemes along the way. As she gets closer to the truth, the death of key players and an attack to silence her only drives Suhaasini to keep on digging. Will she succeed? Will the culprit be brought to justice? And what will be the cost of her persistence to expose the truth?

    A chance encounter with Sarah seems like destiny’s compensation for all his hard work. He also meets buddies for a lifetime. Their life-stories of love, regret, friendship and shattered dreams take him through Kashmir and Turkey; from brothels to hospitals; and from dingy quarters to the hallowed halls of UPSC.When life finally seems to be coming back on track, he stumbles upon a truth that is bound to change him and the rest of his life.Will Alok crack the exam, or will he be just one of the many soon-forgotten aspirants? Will a strange revelation make him see his life as A Pleasant Escape?

    This novel is a unique and innovative take on the world of a Bihari youth who breaks many stereotypes. This novel revolves around the character of Rahul (a Bihari) who is living in Mumbai. The narration is filled with crisp humor and a distinctive comic tone which it a pleasant read, whilst delivering a strong social message. The book is authored by Shashikant Mishra and is published by Radhakrishna Prakashan in 2015.Rahul is a common Bihari youth who has been dreaming of living in Mumbai (the city of dreams) ever since his tender years. Hailing from an affluent family, he reaches Mumbai without much hassle. But its not all sunshine and rainbows as he settles down in the film capital of the country!He receives a significant culture shock and it takes ample time for Rahul to get adjusted to the fast paced life of the city. Rahul wants to become a civil servant and hence is preparing for the UPSC exams. He is duly focused on his goal and exam preparation until he gets a girl in his life, Shalu. Now Rahul is faced with the dilemma of choosing one - Shalu or the UPSC exam. What choice is Rahul going to make? Will he go with the love of his life? Or will he sacrifice his life for the sanctity of his professional career? Could there be an option where he can choose both? This is a gripping novel which answers all these questions and more.

    

    They not only make a name for themselves but also add value and name to their institutions and countries.This book will give you an insight into the life, times, and world of some of these people. It takes you through the little-known journeys of these true achievers, who are leaders in their fields and have set examples in merit, excellence, and dedication. Their lives were never beds of roses. There were times when conditions were adverse and luck betrayed them, and yet, they refused to stop, and emerged winners in the race of life. There is the story of man who had only $8 in his pocket when he went to the US and became the greatest engineer of modern times—today, he is known as the ‘Father of the Pentium Chip’. There is the journey of a small town boy becoming a ‘Hall of Fame’ investor as per Forbes. From the son of a school teacher, an ordinary boy became a world-famous scientist, having 30 patents and 22 books to his credit. There is the tale of a man who once seemed to be “uninterested in academics” but went on to found one of India’s most popular online fashion portals—Jabong.com. Another is the story of a Delhi boy who founded billion dollar companies like MTC and Soin LLC.This book aims at not only giving the reader the story of these stalwarts, but also spur them to be inspired and motivated to do something different in their own lives.

    It is important for every person to save for one’s retirement as one can expect to live for twenty years after one retires as life expectancy of an Indian is going up steadily due to lower infant mortality and better medical care. There is a complete absence of social security safety net for most Indians today, even for those working in Government sector, there is no inflation adjusted pension available anymore. I have tried to simplify the advantages and disadvantages involved in investing your savings in various asset classes. I have deliberately left out two of the most popular forms of investment among middle class Indians 1) Life insurance 2) Real estate Let us consider life insurance first most of us confuse insurance as an instrument of savings, it is not. We have this wrong view because of the tax breaks given to income tax assesses by the Central Government. Insurance is a product that mitigates risk and is sold by the rich to the middle class and is always skewed in the favour of the insurer rather than the insured. A substantial portion of the total money invested by you goes towards paying agent’s commission and premium for insuring you for the risk of mortality. The balance left out is invested in government securities and other securities. Hence the amount of money invested out of the total premium paid is less than half paid by the insurer. The return on money invested by the policy holder is less than half of the money he would have earned either in bonds or fixed deposits. A person who needs insurance is a person whose family will need support in the event of his untimely death. Alternately insurance is required for a person who has debt in form of mortgage and does not want to burden his family in the event of his passing. The product which covers these risks is called term insurance. One should not buy insurance to avoid taxes as there is better tax saving tools available. Real estate is also considered as a good investment by several retail investors but nothing can be further from the truth. Nobody makes money by buying plots in the middle of nowhere. The easy availability of mortgages from the nineties and the tax breaks given by the Central Government on housing loans has created an unparalleled boom in the residential market. There is now a painful correction process under way in that sector. The price of land is reflexively connected to availability of money. The lower the cost of money, greater the returns in real estate. Buying plots in the middle of nowhere is similar to buying lottery tickets as investment. Land cannot be liquidated immediately into cash at a short notice to meet urgent requirements. Cost of maintenance and protection of real estate from illegal occupation is prohibitive and time consuming. Verification of title deeds to the property is a complex process and needs sound legal advice. You should have a house to live and another to collect rent as rent is equivalent of inflation adjusted pension. The return on investment generated in the three different asset classes over 25 years would be in the following order 1) Equities 2) Gold and finally 3) Debt instruments. I enjoyed writing this book as a companion volume to my first book. It is my fond hope that you enjoy reading this book.

    There is nothing wrong with that desire. But you must have known the secrets of avoiding losses. Share Market is a field that has of late developed overwhelmingly. Millions of people invest in it with enthusiasm and are interested in knowing details about this grey area. Sadly, not everyone who invests in it earn profits. Some people who constantly learn end up earning, but those who do not know anything about it and put their trust on luck lose miserably. This book shows the way to avoid losses and increase gains in share market. This comprehensive book touches upon every aspect of stock market investment. A fantastic starting point for anyone aspiring to enter into the unknown world of share market. Even for investors who are already in the market, this book can serve a guide. People say, you either earn or learn in share market. This book preaches the secrets of learning and earning at the same time. This work takes you through an introduction about shares, functioning of share markets, relevance of stock market indices and different approaches for primary & secondary market investments. In also talks about the real qualities of an investor and how he differs from a speculator in the marketplace. Relationship between inflation & investments and the need for achieving inflation adjusted returns are stressed upon. Various stock selection processes, approaches to adapt for different market conditions and more more importantly the art of avoiding losses are discussed in details. You will learn how to analyse a company, its shares, market dynamics, how to value a business, what price to pay for a company etc. All important parameters, numbers and ratios are explained with interesting real time illustrations. Difference between value investing and growth oriented stock selection process is analysed thoroughly, Likewise, fundamental analysis and technical analysis are compared in a rational way. On top of these, this books describe the qualities that differentiate successful investors from ordinary ones. Those qualities are analysed in detail. More importantly, the book stresses the importance of identifying bad companies and unethical management, and teaches how to stay away from them.

    They are likely to make one exclaim, ‘This couldn’t have happened!’ even as the narrators swear they are nothing but pure fact. The bizarre chronicle of a lazy daughter-in-law, the court clerk who loved eating chaat, two cousins inseparable even in death, a blind teacher who fell in love with a woman with beautiful eyes and other wild tales from Bareilly, Lucknow, Hapur, Badaun, Sapnawat and Pilibhit, places big and small, in that fascinating part of India called Uttar Pradesh.

     This handbook covers: selecting the perfect chicken breed, feeding your hens, healthy egg laying, chicken behavior (including bullying) and how-to treat common chicken health issues. The handbook is suited to both first time keepers and veterans by providing varying degrees of detail to keep both readers engaged. Full color photos and illustrations throughout provide specific examples of chicken anatomy, health and behavior.

    The first Indian Army officer to be promoted to the five-star rank of Field Marshal, Sam Bahadur continues to be the most admired of our Army Chiefs.

    Simple, isn’t it? But what if you neither have the guts to leave the job nor know what you love to do? Complicated, isn’t it?Meet Raghav, who like millions of other software professionals, is stuck in a similar situation. But don’t worry, his destiny has better plans for him. What plans you may ask? Well, getting him fired.This novella takes you on a light-hearted tour of the contemporary software industry where you can ask the haunting question loudly- is getting sacked a blessing in disguise? About the author Sandeep is a software professional and lives in Pune. He is an IIT Bombay alumnus but doesn't brag about it unless a situation emerge. He spends more time observing people than on his monitor. He loves tea but hates many things like writing about himself as a third person. Thank God I'm Fired is his second book.

    

     In this book you’ll find: • 9 steps to build a portfolio that will survive the Perfect Financial Storm, so you can stop worrying about the economy, the latest financial catastrophe, or what the market did today • 2 questions you must answer before you invest another dime • Why investing after you retire is radically different from investing while you’re still working • The life expectancy of 6 key types of investments—and what you can do to make them last as long as you do • The 10 essential questions you must ask a financial advisor—before you hire one • The exact amount of money you can withdraw without worry or guilt, knowing you’ve applied the best available research to ensure you’ll never run out of money “Thurman takes a subject that is often misunderstood, and provides you the reasons, the methods, and an understanding of what you can expect to achieve, so you can invest with confidence.” –Jimmy J. Williams, CFP®, CPA/PFS CEO/President of Compass Capital Management, LLC “A must for anyone thinking of retiring or recently retired!” –Stan Toler, bestselling author of The Secret Blend

    The Trifecta Secret of Wealth & Abundance is an easy-to-follow guide that leads you straight to the life you are meant to live. Each of us has a special purpose, and learning our own unique truth opens us up to receiving the three things we most want and need in life: Health, Wealth, and Love. Many self-help books zero in on one area: how to get rich, or how to get fit, find love, or be happy. But they fall short of the mark simply because of their narrow focus. For, as The Trifecta Secret of Wealth & Abundance clearly illustrates, it is in achieving a balance of love, health, and money that true happiness and plenty are found. Avoiding the usual fluff, this book dives right into the heart of its message. It's straight to the point and offers up substantial information from the very first page to the very end. The truth is that the power lies within each one of us to create our own abundance. So, before we can achieve success in the outside world, we must begin by bringing balance to our inner world. Start your journey today.