Learn how to cut down on spending without decreasing your quality of life, build a million-dollar portfolio, fortify your investments to survive bear markets and black-swan events, and use the 4 percent rule and the Yield Shield--so you can quit the rat race forever. Not everyone can become an entrepreneur or a real estate baron; the rest of us need Shen's mathematically proven approach to retire decades before sixty-five.

    The accessible, step-by-step format of this guide includes the latest examples, charts, and additions to reflect the changing markets. It also includes new and updated discussions on other options issues, such as Long-Term Equity Anticipation Securities (LEAPS) and the intricacies of options taxation, as well as understandable instructions about how to master options terminology and concepts, read the market, utilize new online resources, and more. Filled with in-depth insights and practical advice, this straightforward resource shows readers how options work as well as where they can fit into anyone's personal investment plan.

    Author Edgar Wachenheim is the 28-year CEO of Greenhaven Associates, boasting an average annual portfolio comparable to Warren Buffet's. In this book, he shares his knowledge and experiences by providing detailed analyses of actual investments made by himself and other investors. The discussion covers the entire investment process, including the softer, human side, with candid insight into the joys and frustrations, intensities and pressures, and risks and uncertainties. The unique emphasis on behavioral economics and real-world cases set this book apart from the herd--but it's Wachenheim himself and his deeply-examined perspective that elevates the book beyond a mere investing guide.Between 1990 and 2014, a typical portfolio managed by Wachenheim enjoyed an average annual return in excess of 18%, achieved using relatively conservative stocks and no financial leverage. As a proponent of evidence and example, his analysis of real cases serve as a valuable education for anyone looking to improve their own investment practices.Understand investment through the lens of a Wall Street leaderDig into the details of real-world common stock investingLearn how to invest creatively and minimize riskGo beyond theory to study strategy on a case-by-case basisInvestment principles and strategies are easy to find--entire libraries have been written about theories and methods and what 'should' happen. But this book goes beyond the typical guide to show you how these ideas are applied in the real world--and what actually happened. Investors seeking real insight, real expertise, and a proven track record will find Common Stocks and Common Sense a uniquely useful resource.

    Big Mama raised Michelle and her four brothers and sisters on a salary that never reached more than $13,000 a year. Yet at her death, Big Mama owned her own home, had paid off a car loan, and had a beautiful collection of Sunday-go-to-meeting church hats and a savings account that supplemented her Social Security check and small pension. Most important, she had taught Michelle “7 Money Mantras for a Richer Life.” Those mantras serve as the inspiration for this straight-talking book of practical personal financial advice that really works. The 7 Money Mantras are: 1. If it’ s on your ass, it’s not an asset! 2. Is this a need or is it a want? 3. Sweat the small stuff. 4. Cash is better than credit. 5. Keep it simple. 6. Priorities lead to prosperity. 7. Enough is enough. Michelle Singletary is a syndicated columnist for The Washington Post whose popular personal finance column appears in more than 120 newspapers. She’s also a mother of three children who understands what it’s like to live on a budget. In a plainspoken, sassy, no-nonsense voice, Michelle provides answers to the financial issues that confront almost every household: how to teach children the value of money; how to address money issues in a relationship or marriage; household saving tips; getting the best loans; and much more. “This book is about saving enough money to have choices,” she writes. “It’s about feeling free to be cheap if you can’t afford to buy a ton of gifts at Christmas. It’s about eliminating wasteful spend-ing so you can begin to save and invest. It’s full of uncommon commonsense lessons and guidance on the way people should use their money.” With humor and down-home financial wisdom, Michelle Singletary offers practical and realistic advice that will help you live well with the money you have. Michelle Singletary on . . . Romance and Money “It’s okay to say: ‘Honey, I love you and everything, but if you need money, ask your mama.’” Credit Cards “We are minimizing our financial potential by making minimum credit-card payments.” Car Buying “If you want to save money, keep your car until you’re on a first-name basis with the local tow-truck drivers.” Leasing a Car “You, too, can drive a car you can’t afford and then have to give it back. It’s crazy.” Gift Giving “Generosity isn’t about how much you spend. It’s about how much thought you put into the gift.” Penny Pinching “I once bought a stick-shift car because it was $1,000 cheaper than the automatic in the same model. There was just one little problem. I couldn’t drive a stick-shift. But at least I saved $1,000!”

    Standing 6'4" with almond butter skin, a Rick Ross famed beard and a head full of ocean waves; he's often referred to as " The C omplete Package." He's an intelligent brother with a body to die for and a bank account large enough to solve world hunger. After handling business in the streets for years, he gave it up and is now a highly recognized successful business man. Refusing to allow history to repeat itself with more years of loneliness and bitterness, he's ready to find true love. Unfortunately, there's one huge obstacle standing in his way. Darci is an ambitious beauty with brains and a banging body. She's twenty-three year olds and stands 5'4" with butterscotch skin. After experiencing a heartbreaking loss, she's forced into single motherhood at a young age. As a mother, her top priority is the well-being of her kids. She's spent the past year fighting to survive. With the help of her sister and father, she manages to keep her sanity and provide for her kids. She's fighting against the odds, determined to succeed, and is not looking for Cupid to shoot any arrows her way. Tierra was a sweet intelligent, educated, raised-in-the-church woman who had it all and a dedicated man, who provided everything she wanted and needed, including a multi-million dollar business. After a tragic loss, she allowed the devil to abide within her. She turns into a bitter, suicidal, and vindictive woman who fights dirty to hold on to a man she refuses to lose. What happens when Dream, Darci, and Tierra's worlds collide? Find out as you embark on this romantic journey and witness the obstacles and drama they must overcome as they all fight for love.

    When Midnight became involved with Yah and the girls everyone saw it coming but they didn’t know that he would change so drastically. Midnight is madly in love with Yah and he’s also dying to know if Yah would become his wife someday. With Yah finally being able to break free from her baby’s father Jaheim everyone is dying to know if she’ll go back to him or if she truly have her mind set on working things out with Midnight. In Falling For The Plug Two, the crew is back and the drama continues.

     But the danger of the job is forcibly thrust home when James Robinson is killed on their watch. Thinking he is protecting his partner, Maguire fires the fatal shot…only to make the horrifying realisation that Robinson is an old, deaf, mute, black man who neither posed a threat nor carried a weapon. Desperate to hide the deadly mistake, Kirk and Maguire claim they were attacked. But the longer the charade goes on, the more panicked Maguire becomes — until, burdened by guilt, he confesses all. Charged with second degree murder, the two men must face the courts. Already sensationalized due to the victim’s disability, the trial takes on added significance due to the city’s fraught race relations. Brother Bondo, the head of the local black power group, seizes on Robinson’s death as an excuse to not only rile up fellow black men and women, but also to act decisively and violent. As one war wages within the courtroom, another wages out on the streets. As a symbol, James Robinson’s death works as a catalyst, fanning the flames of resentment in this Midwestern town and setting alight a desire for justice across the city. The Grinding Mill is an enlightening thriller that explores cultural divides and contemporary issues in society and will keep you gripped until the very last page. Praise for William J. Coughlin “In Charley Sloan … the author has given us a character we can care about. The verdict here is that Coughlin wins decisively in his final case.” – USA Today “A superb book, rich in the elements that make for a wonderful read. Death Penalty is the best of [Coughlin’s] novels … the most enjoyable book I’ve read all year.” – The Detroit News “Bravo! Coughlin brilliantly captures the corruption of the legal system by human error and greed. Thought-provoking and timely.” – Library Journal “Will not fail to please connoisseurs of legal fiction” – American Bar Association Journal William J. Coughlin has combined a career as a United States administrative judge in Detroit with that of a best-selling novelist. His previous, highly acclaimed and successful novels are His Father’s Daughter, Her Honor, In the Presence of Enemies and Shadow of a Doubt .

    As a day trader, you can live and work anywhere in the world. You can decide when to work and when not to work. You only answer to yourself. That is the life of the successful day trader. Many people aspire to it, but very few succeed. Day trading is not gambling or an online poker game. To be successful at day trading you need the right tools and you need to be motivated, to work hard, and to persevere.At the beginning of my trading career, a pharmaceutical company announced some positive results for one of its drugs and its stock jumped from $1 to over $55 in just two days. Two days! I was a beginner at the time. I was the amateur. I purchased 1,000 shares at $4 and sold them at over $10. On my very first beginner trade, I made $6,000 in a matter of minutes.It was pure luck. I honestly had no idea what I was doing. Within a few weeks I had lost that entire $6,000 by making mistakes in other trades. I was lucky. My first stupid trade was my lucky one. Other people are not so lucky. For many, their first mistake is their last trade because in just a few minutes, in one simple trade, they lose all of the money they had worked so hard for. With their account at zero, they walk away from day trading.As a new day trader you should never lose sight of the fact that you are competing with professional traders on Wall Street and other experienced traders around the world who are very serious, highly equipped with advanced education and tools, and most importantly, committed to making money.In How to Day Trade for a Living, I will show you how you too can take control over your life and have success in day trading on the stock market. I love teaching. It's my passion. In this book, I use simple and easy to understand words to explain the strategies and concepts you need to know to launch yourself into day trading on the stock market. This book is definitely NOT a difficult, technical, hard to understand, complicated and complex guide to the stock market. It's concise. It's practical. It's written for everyone. You can learn how to beat Wall Street at its own game.

    Spend less than you earn and clear debt.2. Insure against disaster.3. Build up your savings and invest wisely.You will learn:• How to get out of debt as quickly as possible.• Techniques for good financial control, so you can avoid getting into debt again.• The importance of insurance for laying down a foundation on which to build a solid financial plan, which isn’t washed away by an unexpected disaster.• How to save and invest simply and efficiently so that you can work your way towards future financial freedom.No matter your starting position, or your existing level of comfort with dealing with your money, Pete Matthew’s calm, straightforward and jargon-free approach will appeal to you and help you to set out on the right path.The Meaningful Money Handbook is a practical guide to succeeding with money by cutting out the stuff you don’t need to know, and clarifying the essential things you need to do, to make a real difference to your life.Don’t put it off any longer – pick up this book and start to take a meaningful approach to your money today.