Whether it's through mortgages, student loans, or credit card debt, nearly all of us (especially real estate investors!) are in the note business. The trouble is, most people are on the other side of it: writing checks to note owners rather than cashing checks as note owners. Understanding how to utilize basic note and financing concepts explained in this book will help real estate investors like you to:Borrow smarter by making debt your friend. Raise money for your investments easier by understanding and appealing to private investors. Squeeze more profits out of the deals you're already doing by utilizing creative offers and multiple financing strategies. Scale your investing through a passive investment vehicle that is backed by hard real estate without the tenants, termites, or toilets. Use note investing to pay for expenses like student loans and life insurance, or simply to provide additional cash flow for you into retirement. Become the bank and begin to use every form of leverage you have available! Not another cookie-cutter "how to" book, Dave instead takes readers on a journey with him as he looks back over lessons learned across three decades of real estate investing, and the path that led him to his success today in the note industry. He teaches by example, illustrates with real-life stories, and gives a 30,000 ft. view of the note space, introducing readers to a new way of investing.So whether you're a wholesaler, rehabber, landlord, or even turnkey investor, reading this book will help you turn your focus to the "other side" of real estate. For both new and experienced investors alike, no matter where you are in the real estate business, the strategies in this book can help you build sustainable wealth today and for years to come.

    It's infecting the very roots of business performance, and it's spreading fast. It isn't the recession, market volatility, scandal, or greed. It's entitlement.And it may be killing your business. In myriad ways, entitlement has been cultivated for decades. As a result, too many employees today believe that they are entitled to a paycheck simply because they show up. Brad Hams has proven that we are not doomed to a path of entitlement and dependence. After more than 15 years working with hundreds of companies, he knows that the vast majority of employees addicted to entitlement actually want to engage, want to contribute, and feel much better about themselves when they are in an environment that requires them to do so.Now, with Ownership Thinking, Hams shares his strategy that will increase your company's productivity, employee retention, and profitability:The Right Education: Teach employees the fundamentals of business and finance, how their company makes money, and how they add--or take away--value.The Right Measures: Identify the organization's Key Performance Indicators and teach employees to forecast results in an environment of high visibility and accountability.The Right Incentives: Create incentive plans that are self-funding and clearly align employees' behavior to the organization's business and financial objectives.Your employees will learn to think and act like owners and will become active participants in the financial performance of the business. They will gain the self-esteem that is only possible through achievement and will reap rewards that are in alignment with the success of their organization. Meanwhile, you will enjoy your role more, sleep better at night, and leave a legacy that is far more inspiring and significant than you dreamed possible.Praise for Ownership Thinking"You would have to read a dozen other books to even come close to Ownership Thinking--a systematic and practical process for getting your employees to give that extra effort and brain power we know they possess."--Verne Harnish, CEO, Gazelles; author, Mastering the Rockefeller Habits"Brad Hams tells it like it truly is: transparency creates trust; trust creates engagement; engagement creates a healthy enterprise. This thoughtful and practical book shows you how to achieve all of these things and more."--Chip Conley, founder and executive chair, Joie de Vivre; author, Peak"Comprehensive and marvelously clear, Ownership Thinking's techniques for creating change are focused, direct, and motivating. This is a wise book, unusually useful, and I recommend it most highly."--Judith M. Bardwick, Ph.D., author, Danger in the Comfort Zone and The Psychological Recession"Brad Hams is one of the most persuasive and creative thinkers I know. His book is a specific guide you can (and should) implement now."--Corey Rosen, founder, National Center for Employee Ownership"Hams is masterful at outlining the engagement practices that inspire people to care and to be deeply vested in business results."--Jim Haudan, CEO, Root Learning; author, The Art of Engagement"Hams' book is like a candid conversation with a wise friend. . . . A 'must read' for any business leader wanting to create a culture of ownership."--Dean Schroeder, author, Ideas Are Free

    Remember the fad a few years ago when people wore bracelets reminding them, “What Would Jesus Do?” Christians state that Jesus is the example of how to live, yet this has been limited in many cases to how we view our moral character. When Christians tell me that they want to live like Jesus, I like to ask if they have multiplied food, healed the sick, walked on water, raised the dead, paid their taxes with fish money, calmed storms, and so forth. I typically receive bewildered looks, but that’s what it is like to live like Jesus!Perhaps we are ignoring a large portion of what living like Jesus really includes. While I agree that we are to live like Jesus, “Those who say they live in God should live their lives as Jesus did” (1 John 2:6 NLT). I am also aware that the application of Jesus’ model has been minimized to something that can be accomplished by living a moral life. Many Christians believe that they can live like Jesus without ever operating in the supernatural. After reading in the Bible about all of the miracles He performed, does that sound right to you? (Excerpt from book)

    They are glorious dispatches, seasoned in equal measure with both enthusiasm and bile, from decades at the very frontline of eating.

    Sheriffs Blood by John Legg - Texas Glory by Robert Vaughan - Stillwater Smith by Frank Roderus - The Horsemen by Gary McCarthy - Wades War by Chet Cunningham - Nemesis by L. J. Martin

    Two powerful and very valuable techniques for awakening and starting the journey towards a full Kundalini Awakening are given to you in this book. It is straight to the point without airy-fairy language, but the methods used hold the potential to change your very spiritual core. A Kundalini Awakening may: Bring physical and mental healing Erase and wash away karma that no longer serves you Open up your mind to new possibilities on every level of life Bring about evolution of your soul Show you life in a new and wondrous light that you never thought possible

    A WARPED LEADER. THE PROMISE IS TOO MUCH… DI Tracy Collier is about to find out that some people are as damaged as she is. With someone going around killing, she struggles to find the link, the one clue that will break the case wide open and send her straight to the evil person who has led her on a merry dance. Crossword clues left at the scenes are confusing. Are they a smoke screen? Then the real reason behind them becomes clear, and Tracy is faced with one of the most hideous criminal masterminds she has ever dealt with to date. ‘The Lamp’ has formed a cult and is getting ‘the tribe’ to do the dirty work for them with a promise that is so ludicrous it should be laughable. But the tribe believe it—or do they? Regardless, for their own twisted reasons, they agree to the murder plan, but only one of the players in this wicked scenario will actually see all the light.

    She returned to save another life. This experience transformed her, allowing her to enjoy a full and happy life, free from fear.In “24 Minutes on The Other Side”, Tessa tells us about her amazing journey to the afterlife―where she established contact with other beings―to help you understand the sense of life and death. One cannot exist without the other. Thanks to her experience with patients suffering from a terminal disease, the author learned that it is possible to live without fear of death and presently helps others to overcome their fear and die in peace, with dignity, knowing that death is only an awakening to a new life.Why are we afraid of dying? Is there life after death? Can we live without fear? Tessa invites us to follow her during her journey with the object of finding an answer to these fascinating mysteries. SELECTED REVIEWS “This shocking book gave me goosebumps. It successfully combines experience with science. The story is clear and the reading is fluid. Its pages present the author as a benevolent person with good intentions to help us. In hard times, I remember Tessa and her story, and try not to forget that there is life before death.” Benjamín Espinoza. Chemical engineer “This book has helped me face my death-related fears. It made me aware of how easy it is to live without fearing death as such. It gave me a lot of strength, energy and, most preciously, Love. Tessa taught me that instead of living in fear we should learn how to live.” Filli Ramírez. Entrepreneur. THE AUTHOR Tessa Romero is a writer, journalist, sociologist, and life coach. She is a volunteer for the defense of human rights and a journalist with a wide experience in Spain’s leading news media. She has written educational manuals on lyrical and symphonic music, tourist guides for several countries, as well as touristic and cultural articles for both the Spanish and the international printed press. She won her first literary award when she was only 8 years old and was prompted by her true vocation, as an author, to write her story and thus give life to this, her first personal-growth book, thus fulfilling her dream of helping others. Copyright©TessaRomero2020

    A dead woman found in an apartment with no witnesses and no suspects.Shelby Griffin's first day on the job has just taken a turn that she could have never foreseen.Shelby Griffin has just joined the LAPD, filled with hopes and dreams of the career that awaits her.She knows she is talented and can’t wait to prove it to the rest of the world.But her plans come to a jarring halt when her gruff captain pairs her up with Detective Trevor Morris—a man who seems determined to have nothing to do with her.So, when a homicide case fortuitously drops in her lap, Shelby jumps at the chance to show everyone what she is capable of.Only, she soon realizes that she might have bitten off more than she could chew.Will Shelby be able to find the murderer?Will she be able to uncover the truth about the dead woman?Will she find a way to prove herself to Morris?Or will she fail and perhaps be forced to witness the deaths of many others?Take this thrilling adventure and get a look into the early years of the now popular, Detective Shelby Griffin.

    Years later, in London, Poppy, a stage actress with three children and a charming, handsome husband, never imagines that Carrie, now a sexy and passionate caterer, would try to hurt her. But Carrie can't help herself. She's resentful that Poppy has everything she always wanted: a successful, fulfilling career, a gorgeous husband, a loving family, a house in the country, while Carrie has nothing but debts, one-night-stands, and an uncertain future. Carrie discovers the chink in Poppy's armor, her husband Eduardo, and she sets out to exploit it in the way she knows best. She provides Eduardo with danger, excitement, and great sex - all things that have faded in Eduardo and Poppy's marriage. But in destroying her sister's peace of mind, Carrie risks losing all those who love her.Prue Leith has written a poignant and moving story about the real choices siblings have to make once they grow up and start taking stock of their lives. Sisters is a brilliantly crafted portrait of sibling rivalry, love, and the ultimate betrayal.

    No sooner did he step off the train in Texas, a stray bullet knocked him senseless. Believing he'd somehow cheated death, he gave up on his peaceful plans and became a lawman.A lawman with a secret. And an edge.After migrating farther west into the New Mexico Territory, he expected to find the usual run-of-the-mill outlaws―not a strange woman watching him from the edge of his dreams. Meanwhile, stories of an inhuman monster attacking people in the nearby town of Devil's Creek begin making their rounds. Even crazier, Zeb feels compelled to hunt it―all while dealing with a murderous gang of outlaws and the missing boy of a waitress Zeb has taken a shine to.He might be imagining it all―or still unconscious with a head wound―but with his luck, it's probably real.

     Buy this set and get nine witch cozy mysteries including: 1. Ax To Grind 2. Killer Twist 3. A Bewitching Murder 4. The Nuts and Bolts of Murder 5. A Riddle of a Murder 6. Strangling Ambition 7. Therapy Can Be Murder 8. Sick of Murder 9. Hexes and Other Hairy Situations Special note--Hexes and Other Hairy Situations is exclusive to this set. The only place you can get a copy of this story is right here. Buy a copy of Witch Cozy Mystery Nine Book Set right now! Meg Walton hopes her days of sleuthing are behind her. So when another murder occurs, the secret witch turned sleuth finds her life turned upside down. This time, the case is personal when Meg finds out one of her dearest friends is the victim. Even more, Meg's friend has made enemies of the most influential family in town. Somehow, Meg has to find a way to navigate her grief while cracking her hardest case yet. Is Meg finally in over her head?

    As a young woman, her worst childhood fears were confirmed when her fiance broke off their engagement without an explanation. Heartbroken and vulnerable, Sheila was easy prey to the worst type of man - a man who turned his back on her when she told him she was carrying his child. In Fifties Britain, an unmarried, pregnant girl received,not sympathy but censure and contempt. Shunned by most of her family, Sheila ended up in a Church of England home for unmarried mothers, with no apparent alternative than to give up her child for adoption. But when she held her newborn daughter in her arms for the first time, Sheila knew she had to do the unthinkable: bring up her baby on her own in a society that would condemn her for it. Sheila Tofield is a proud grandmother living in Chichester and The Unmarried Mother is her first book. Her touching story was picked up by Penguin when she entered the hugely successful life story competition with Saga Magazine.

    Or can it?Dhruv Mehta, the young and attractive CEO of Grandeur Holidays, is a rising star. The young entrepreneur’s business acumen and intelligence is the envy of many. He is one of the most eligible bachelors in Mumbai.Vaishali is a psychologist. She is beautiful, brilliant, and totally in love with life. She joins Grandeur Holidays, intent on changing the organization as well as Dhruv.Slowly and steadily, Dhruv and Vaishali find themselves drawn to each other. But both are harboring secrets of their own. When the secrets come tumbling out, it threatens to destroy them and their relationship. Will they survive? Will they be able to forgive the other? Are they as entangled as they believe they are? And most importantly, will they get their happily ever after?As the story unfolds, their tale becomes something else entirely.This is a story of love, passion, sacrifice, and a miracle.This is a story that will pull at your heartstrings.This is a story that will stay with you forever.