Her first book—The Well-Tended Perennial Garden—is Timber's best-selling title and widely considered the bible of perennial maintenance. 50 High-Impact, Low-Care Garden Plants is packed with useful tips, practical hints, and Tracy's own gardening experience. It is sure to find a place on the shelf and in the heart of every gardener. Tracy has identified 50 show-stopping plants that anyone can grow. Each selection is a dynamic choice for nearly every garden. Even better? All 50 plants have passed Tracy's test for toughness, beauty, and durability. These are Tracy's personal favorites, chosen after years of studying how to make beautiful outdoor spaces with a minimum of maintenance.

    24 hours later more than R160 billion rand of this fortune was wiped out. The Steinhoff Empire, that took 20 years to build into an international business giant, had crumbled overnight. Markus Jooste, Steinhoff’s flashy CEO, resigned via SMS and has since been fleeing an avalanche of scandals and accusations: luxury homes for a blonde mistress, allegations of fraud, racing horses and unparalleled extravagance, a lavish, black Jaguar for an old university residence… What exactly happened here? Who knew what? What is Steinhoff, who is Markus Jooste and what does it all have to do with the so called Stellenbosch mafia? Where does business tycoon Christo Wiese, Shoprite and Pepkor fit in and where is the pensioners’ money? Well-known financial writer James-Brent Styan unpacks these and other questions in this astounding tale of power and greed, of secrets and deceit, and ultimately the biggest financial breakdown in the history of South Africa. Through interviews with trustworthy sources, revelations from confidential documents and in-depth research about Steinhoff’s history, Styan uncovers what the group doesn’t want you to know. Follow the Money: The story of Steinhoff, Markus Jooste and the Stellenbosch Boys is a gripping financial thriller that will be told as cautionary tale or salacious scandal in both boardrooms and living rooms for decades to come.

    This reassuring book debunks the generally-accepted claims about necessary savings rates, which can cause paranoia among those beginning to contemplate retirement. The authors offer greater insight into planning approaches that are not widely understood, demystifies retirement targets (age, savings, income), and outlines concrete approaches to maximizing retirement savings.Offers practical advice for dealing with the changes to Canada's retirement system Includes advice for calculating your Neutral Retirement Income Target Contains solid financial advice in accessible language Written by the Executive Chairman and Chief Actuary of Morneau Shepell Canada's national actuarial consulting firm The Real Retirement offers a down-to-earth guide for preparing for comfortable retirement and shows what it takes to achieve it.

    If you want to grow your own fresh garden tomatoes, lettuce, peas, herbs and more without the summer long effort of a traditional garden, then a Raised Bed Garden could be your answer. Raised beds are perfect for growing lots of vegetables in small spaces. They're also ideal for anyone who doesn't want to sit or bend down to pull weeds every day. Raised beds even look better than regular gardens because you can customize the bed boxes to fit the aesthetics of your landscaping. If all of those reasons aren't enough consider this; you can grow more healthy vegetables with less of your own effort which means more produce will make it to your dinner table, and you'll have more time and energy to enjoy it. This book covers everything you need to know to create your own raised bed garden and grow your own vegetables this season. It includes: - Garden Design tips to get the most out of your garden - How to build your raised beds, from fancy beds to free ones - Improving your soil to grow the healthiest plants - What to plant - When to plant it - Low-maintenance tips to make weeds almost non-existent If you are excited to put some plants in the ground and start your own garden paradise then I am excited to show you how!

    In Burn Your Mortgage, Cooper’s extreme achievement is made accessible as the acclaimed personal finance expert shares the secret to his success: simple yet effective lifestyle changes that anyone—from new buyers to experienced homeowners—can make to pay down their mortgage sooner. Burn Your Mortgage combines inspiring anecdotes with realistic and jargon-free financial tips and resources for achieving financial freedom no matter your financial situation. This easy-to-follow guide will help you pay off your mortgage at your own pace and show you how to live well while doing it. Tools include: - Simple ways to pay down your mortgage sooner; - Your very own mortgage-free action plan; - Sample budgets and savings plans; - Tools for tracking income and expenses; - Home-buying blueprints; - Worksheets for financial empowerment; - Up-to-date information on bank accounts, mortgage contracts, investing, and loans—and how to choose the best options for you; - Tips for overcoming bad money habits. Inspiring, insightful and fun, Burn Your Mortgage will transform the way you think about money and debt on your path to independent home ownership. Sean Cooper is an in-demand speaker, money coach, and personal finance journalist. His articles have been featured in publications such as the Toronto Star, Globe and Mail, Financial Post, and MoneySense. Advance praise for Burn Your Mortgage: “Sean’s personal journey to financial freedom is a brave and inspiring one, and I am delighted to see him share his learning with the world. Burn Your Mortgage offers practical, clear and useful insights to help people of all walks of life live healthier financial lives. I am convinced that Burn Your Mortgage is set to be a pivotal guidebook to achieving financial freedom.” —Peter Aceto, President and CEO, Tangerine “A home is the largest purchase most people make, yet there is little information to help them make smart choices. Most advice comes from banks, mortgage brokers, real estate agents, lawyers and home inspectors—not exactly objective. I’m glad to see Sean Cooper use his experience as home buyer, mortgage burner, landlord and freelance writer to guide others through the steps to take to come out ahead in the real estate game.” —Ellen Roseman, Toronto Star columnist, University of Toronto continuing education instructor and Canadian MoneySaver contributor “A clear and concise plan for millennials looking for a path to financial independence early in their career.” —Don R. Campbell, bestselling author of Real Estate Investing in Canada, frequent guest on the Business News Network “Chock-full of actionable tips based on real life experience, Sean Cooper’s Burn Your Mortgage is a valuable resource for anyone considering buying a home in Canada. In more than just another mortgage manual, Sean writes passionately about the pitfalls to avoid during the house-buying process and then, with equal passion, shows you how to achieve an important step toward financial freedom by paying off your mortgage as quickly as possible.” —Robert R. Brown, author of Wealthing Like Rabbits: An Original Introduction to Personal Finance, and MoneySense columnist “Burn Your Mortgage will push you just outside your comfort zone—which is exactly what you need to really make progress on your mortgage. Sean Cooper walks the talk. His obsession with frugal living provides a ton of great lessons on how to get ahead financially.

    

    Ross Kemp has visited the worst places in the world, and here they are in all their horror – in a handy A to Z format.This is not one hell of a travel guide. This is a travel guide to hell.

    As a bonus, Peterson explains, in straightforward text, the techniques of Photoshop as well as the basics of publishing, printing, and archiving and storing for personal or professional use. Full of great examples for beginners and serious photographers, Understanding Digital Photography makes it easy to create great digital pictures every time.

    With 100,000 references and over 90,000 translations, plus an easy-to-use grammar section this is the the ideal translation tool.Compatibility & Functionality• Basic Text Search works on all Kindle devices• Index lookup works on all Kindles except Kindle Fire and Kindle Fire HD• Setting as Default Dictionary works on all Kindles except Kindle Fire, Kindle Fire HD and Kindle for AndroidCollins French-English Dictionary & Grammar is designed for all learners of French, whether at school, at home, or for business. It will help those learning French take their language skills to the next level.This Kindle edition of Collins French-English Dictionary & Grammar has been revised and updated to offer extensive and relevant coverage of today's English and French, with thousands of phrases and examples guiding the user to the most appropriate translation.A comprehensive grammar guide presents detailed examples and translations to help users to understand French grammar – the perfect complement to the dictionary.To provide for full English and French indexes on Kindle, Collins French Dictionary & Grammar is available as two separate English-French and French-English Kindle Books.

    

    In Essential Succulents, budding succulent enthusiasts will gain the know-how needed to begin growing, decorating with, and enjoying these amazing plants.From simple houseplants and drought-friendly landscaping to decorative wreaths and trendy mason jar terrariums, Essential Succulents is the ultimate guide to learning which succulents are best for beginners, along with a basic understanding of how to care for and creatively design with them.Accompanied by beautiful photography of the succulents and projects presented, Essential Succulents includes: 50 easy-to-grow succulents that can grow in a variety of environments, as well as a care guide and arrangement tips for each. 8 easy DIY projects that include step-by-step instructions and are listed in order from easiest to more challenging. Guidance for growing indoor and container succulents, including what they need to thrive—such as the right light, soil, and irrigation. Instructions for creating outdoor succulent gardens that require minimal maintenance and saves money on water. Whether you’ve never cared for succulents before, or are interested in deepening your understanding of them, Essential Succulents will give you the confidence you need to explore your succulent-growing passion.

    Ever been mortified by predictive text on your smart phone? You are not alone. This brings together more of the laugh-out-loud funny and painfully embarrassing posts from damnyouautocorrect.com, which highlight the hilarity that often ensues when text messaging goes wrong. This second volume of epic auto-correct fails is packed with never-before-seen content, as well as the most cringe-worthy posts from the site.

    One of Canada's most revered governors general, David Johnston mines his long life and varied career to give Canadians twenty ways to make themselves, their institutions, and their country more worthy of trust.Many of these habits, attitudes, and approaches stem from his experiences serving as the representative of the head of state in Canada for seven years. Some ways are individual--listen first, never manipulate, be consistent in public and private. Some are geared toward leaders at all levels and of all stripes--be barn-raisers, tell everyone your plans, depend on those around you. And some are societal--apologize, cherish teachers, invite others to dance.As such, not only every Canadian, but also every person who cares about their democratic way of life is wise to heed David Johnston's polite yet pressing call. You can become more worthy of trust. You can spot and encourage this vital quality in others. You can be an instrumental force in restoring trust in your community and country--making them better for yourself and your fellow citizens, and the world better for all.

    (High schoolathletics alone result in more than 2 million injuries a year!) Now, the hobbled masses have an authoritative guide to healing themselves: The Athletes Book of Home Remedies. This comprehensive guidebook for fitness buffs and sports enthusiasts empowers readers to self-diagnose and self-treat chronic and acute aches and pains—from shin splints and sprains to athlete’sfoot—and provides medically sound advice on preventing injuries. A doctor-designed, get-back-in-shape workout and diet plan accompanies the head-to-toe diagnosticmanual, ensuring that readers will not only come back from injury stronger than ever, but will avoid getting sidelined in the future.

    Use a heart monitor to maximize athletic performance.