But it doesn’t have to be! Personal Finance 101 will provide you with all the skills you need to make good financial decisions and grow your personal wealth. Full of must-have advice and organized in an easy-to-read format, this book provides a wealth of knowledge on personal finance basics including: -Choosing your bank (and why it matters) -Building an emergency fund -Salary and benefit packages -Where your money is going (and how to keep more of it) -Refinancing or consolidating student loans -Health and property insurance -Building credit responsibly -How to get a mortgage Use this guide and make the most of the money you have, plan for future purchases like a house or a vacation, save for retirement, or simply become more financially responsible. Perfect for finance beginners or those looking to refresh their knowledge, Personal Finance 101 is the one-stop shop for all of your personal finance questions!

    

    This user-friendly training guide includes groups of instructional exercises and practice tests on various aspects and features of the sixth edition of the Publication Manual, including electronic references and citations, grammar, headings, seriation, statistical and mathematical copy, italics, capitalization, numbers style, and table formatting.

    They are the powerhouses of our cells, essential for the production and management of energy at cell level. Dr Sarah Myhill, together with Dr John McLaren Howard of Acumen Laboratories and Dr Norman Booth of Mansfield College Oxford, has spent many years studying the relationship between their malfunction and the commonest problem seen by GPs in the UK – fatigue. Their research findings have been published in three scientific papers in the International Journal of Clinical and Experimental Medicine, in 2009, 2012 and 2013. These studies showed that poor functioning of the mitochondria is the central problem in CFS. Patients with the worst mitochondrial function had the worst fatigue and vice versa. This is solid scientific evidence that CFS is a problem with mitochondria and has allowed the objective measurement of fatigue for the first time. With the publication of the third study, which showed that mitochondrial function tests and symptoms improved in patients who took measures to address their mitochondrial problems, Dr Myhill was ready to write this book. Here she explains the importance of healthy mitochondria, how we can measure their functioning and what we can do to keep them healthy, or restore them to health if problems arise. CFS is all in our cells, not in our minds!

    Poker has become the hottest game in town. No longer viewed as the pastime of husbands seeking refuge from their wives, it is regularly played by an estimated 80 million people. Many play at home or online, but taking the game out of the kitchen and into the casino can be intimidating. That' s where POKER: THE REAL DEAL comes in. World-class poker player and co-host of the hit show CELEBRITY POKER SHOWDOWN Phil Gordon has paired with writer Jonathan Grotenstein to write this comprehensive guide to the game. In addition to introducing the most popular forms of poker and explaining the intricacies of this game of skill, they describe the ins and outs of poker psychology and groom the reader, from home player to seasoned professional, in a single volume. They examine the different breeds of players from the Rock to the Manic, detail what to wear, drink and tip, and profile the legends of the game with tips from some of the biggest names in poker today. This definitive guide to poker provides a rare inside look at the game in language accessible to players of every level.

    Drawing partly on his own career—from young scientist in awe of his elders to crotchety elder statesman—Tattersall offers an idiosyncratic look at the competitive world of paleoanthropology, beginning with Charles Darwin 150 years ago, and continuing through the Leakey dynasty in Africa, and concluding with the latest astonishing findings in the Caucasus.The book's title refers to the 1856 discovery of a clearly very old skull cap in Germany's Neander Valley. The possessor had a brain as large as a modern human, but a heavy low braincase with a prominent brow ridge. Scientists tried hard to explain away the inconvenient possibility that this was not actually our direct relative. One extreme interpretation suggested that the preserved leg bones were curved by both rickets, and by a life on horseback. The pain of the unfortunate individual's affliction had caused him to chronically furrow his brow in agony, leading to the excessive development of bone above the eye sockets.The subsequent history of human evolutionary studies is full of similarly fanciful interpretations. With tact and humor, Tattersall concludes that we are not the perfected products of natural processes, but instead the result of substantial doses of random happenstance.

    A few miles off the Yucatán coast, Jack and a team of scientists tow an aging drilling platform over the impact crater with the aim of securing a sample. But buried deep beneath the earth lies a shocking discovery that threatens to shatter everything we think we know about our species.A world away, geneticist Dr. Mia Ward receives a mysterious delivery from her former boss and mentor, Alan Salzburg. In it are clues of a dire warning hidden inside the human genome, one which foretells man's very extinction.His instructions to Mia are simple: keep the information safe and, above all, trust no one--words all the more chilling after Alan turns up dead. But who wrote the message and what does it mean? Only Jack Greer holds the answers, but can she reach him in time to save the human race?Extinction CountdownDr. Jack Greer's startling discovery beneath the Gulf of Mexico proved to the world we were not alone in the universe. But when images from the Voyager One space probe reveal an alien doomsday ship hurtling toward the Earth, the human race seems marked for extinction.As news of the approaching ship spreads panic around the globe, signs of a sinister plot begin to emerge--one that threatens to unravel the already fragile fabric of society and everything Jack and Dr. Mia Ward have fought for.But could a mysterious signal emanating from inside Greenland's ice sheet unlock the secrets hidden within our genome and prevent humanity's destruction?From the frozen fields of Greenland to the bustling Indian subcontinent and the cobbled streets of Rome, the race is on to stop the deadliest countdown to extinction the human race has ever known.Extinction CrisisWith the doomsday ship only days away from impacting the Earth, humanity's demise seems all but assured. In every corner of the world, news of the impending destruction has led to chaos, looting and the collapse of the rule of law.As the foundations of civilization crumble around them, Jack and Mia must race to find answers to perhaps the most important questions of all time. Why have the Ateans repeatedly eradicated life on our planet? And could the key to ending the cycle of extinctions be locked somewhere within the Salzburg Chromosome?Unraveling the mystery will mean journeying deep into the heart of a perilous alien world and facing off against the very beings who created us.

    A fresh loaf any time you want! Can the incomparable taste, texture, and aroma of handcrafted bread from a neighborhood bakery be reproduced in a bread machine? When Beth Hensperger, one of America’s most respected authorities on bread, first set out to try, she had doubts. Then she spent hundreds of hours testing all kinds of breads in a bread machine, and her answer turned out to be a resounding “Yes!” In this big and bountiful book full of more than 300 recipes, she reveals all the simple secrets for perfect bread every time. No matter how you slice it, Beth’s brilliant recipes add up to a lifetime of fun with your bread machine!Recipes include:White BreadsEgg BreadsWhole Wheat BreadsRye BreadsGluten-Free BreadsMultigrain BreadsCountry BreadsSourdough BreadsHerb BreadsNut BreadsVegetable and Fruit BreadsCheese BreadsPizza and FocacciaBreakfast BreadsCoffee Cakes and Sweet RollsChocolate BreadsJams and ChutneysCroutons and CrostiniFlavored Butters and Other Toppings

    THE BIG BOOK OF DEATH looks the Grim Reaper in the face and laughs, with tales of outmoded methods of execution, capital punishment, visits to famous cemeteries, body disposal, weird deaths and stupid murders and more.

    The hunt for the Higgs was the subject of wide media attention due to the cost of the project, the complexity of the experiment, and the importance of its result. And, when it was announced with great fanfare in 2012 that physicists has succeeded in creating and identifying this all-important new particle, the discovery was celebrated around the world.And yet, virtually no one who read that news could tell you what, exactly, the Higgs boson was, and why its discovery was so important that we had to spend 10 billion dollars and build the single largest and most complex device in the history of mankind in order to find it. When you understand the details, this story ranks as one of the most thrilling in the history of modern science.Award-winning theoretical physicist Sean Carroll, a brilliant researcher as well as a gifted speaker who excels in explaining scientific concepts to the public, is perfectly positioned to tell this story. In this 12-lecture masterpiece of scientific reporting, you'll learn everything you need to know to fully grasp the significance of this discovery, including the basics of quantum mechanics; the four forces that comprise the Standard Model of particle physics; how these forces are transmitted by fields and particles; and the importance of symmetry in physics.You also get an in-depth view of the Large Hadron Collider - the largest machine ever built, and the device responsible for finally revealing the concept of the Higgs boson as reality. By the end, you'll understand how the Higgs boson verifies the final piece in the Standard Model of particle physics, and how its discovery validates and deepens our understanding of the universe.

    Everywhere we turn, someone is preaching the “One True Way” to eat for maximum health. Paleo Diet advocates tell us that all foods less than 12,000 years old are the enemy. Low-carb gurus demonize carbs, then there are the low-fat prophets. But they agree on one thing: there is only one true way to eat for maximum health. The first clue that that is a fallacy is the sheer variety of diets advocated. Indeed, while all of these competing views claim to be backed by “science,” a good look at actual nutritional science itself suggests that it is impossible to identify a single best way to eat. Fitzgerald advocates an agnostic, rational approach to eating habits, based on one’s own habits, lifestyle, and genetics/body type. Many professional athletes already practice this “Good Enough” diet, and now we can too and ditch the brainwashing of these diet cults for good.

    The fastest-growing segment of the population, those beyond the age of fifty, are no longer content to simply cope with the losses of age. Mental acuity and vitality are becoming a life-long pursuit. Now, the science of the mind is catching up with the Baby Boom generation. In this landmark book, renowned psychiatrist Gene Cohen challenges the long-held belief that our brain power inevitably declines as we age, and shows that there are actually positive changes taking place in our minds. Based on the latest studies of the brain, as well as moving stories of men and women in the second half of life, The Mature Mind reveals for the first time how we can continue to grow and flourish. Cohen's groundbreaking theory-the first to elaborate on the psychology of later life-describes how the mind gives us "inner pushes" and creates new opportunities for positive change throughout adult life. He shows how we can jump-start that growth at any age and under any circumstances, fine-tuning as we go, actively building brain reserves and new possibilities. The Mature Mind offers a profoundly different and intriguing look at ourselves, challenging old assumptions, raising bold new questions, and providing exciting answers grounded in science and the realities of everyday life.

    With a unique, detective-like approach, interpreting the forensic clues of these long-extinct animals that leave a much richer legacy than bones, Martin brings the wild world of the Mesozoic to life for the twenty-first century reader.

    Its full-colour illustration program includes many novel, visually effective features to help students learn.

    "Hopper represents the most lethal of organized religions many opponents: a curious, well-educated individual with a sharp wit." Queen's University Journal Review "Wickedly fun and informative." Toronto Star "The Heathen's Guide To World Religions has taken up permanent residence on my bookshelves... a masterfully written, wonderfully funny, and deliciously snarky trip down religious lane." Al Stefanelli, UNITED ATHEIST FRONT. "Like Monty Python in religious garb... easily one of the best places to invest your book buying dollar." Georgia Straight