Find all of the following, explained in plain-English: How your Social Security retirement benefits, spousal benefits, and widow/widower benefits are calculated How your benefits are affected if you have a government pension or if you continue working while claiming Social Security How to decide when is the best age for you (and your spouse, if you're married) to claim Social Security in order to get the most out of your benefits Whether or not it makes sense to take Social Security early in order to invest the money How to check your earnings record on the Social Security Administration's website to make sure you're getting the full benefit you deserve How Social Security benefits are taxed and how this affects retirement tax planning Please note that this book does not cover Social Security disability benefits or Supplemental Security Income (SSI).

    This comprehensive boxed set assembles Books 1-4 of this classic method. The books feature colorful, amusing characters and illustrations, and the four accompanying CDs contain backing tracks to make learning and practicing even more fun. This unique package features a built-in storage carton!

    Get: * Debt reduction tips that you'll never learn from VISA. * Real estate solutions the bank will never offer. * Wall Street secrets your broker never tells you. * Energy saving tips worth thousands of dollars each year off of your bills As TD AMERITRADE chairman Joe Moglia says, "College students need this information before they get their first credit card. Young adults need it before they buy their first home. Empty nesters can use the information to downsize to a sustainable lifestyle, before they get into trouble." Stop making everybody else rich and start scoring assets, gains and savings for yourself.

    An invaluable resource to women who travel for leisure, for business, or for both, the book highlights the most versatile pieces and packing strategies for carry-on travel around the globe using only ten pieces of clothing. The book is the culmination of the author’s experience traveling the world since quitting her corporate job in 2008. Traveling 365 days a year, carry-on only, Alexandra has gained vast knowledge and experience to impart to women travelers who want to choose the best travel clothing while packing light. Combining a fashion-focused approach with the practical experience of world travel, Alexandra's unique vision and insight is unparalleled in the travel world. She shows women how they can create a capsule wardrobe for travel and never check a bag again. Featuring universal packing lists, tips to choose the most versatile travel wardrobe pieces, practical packing advice, and much more, "Capsule Wardrobe Essentials" gives women travelers everything they need to know to pack smarter and more fashion-consciously for every trip they take.

    What with broken promises, complicated jargon and a lack of simple and clear information, is it any wonder that voter turnout is plummeting? It's not that you don't care about the way the country is run - it's that you don't think you can change it. Well, you can. And this book aims to show you how, by setting out basic politics and answering questions we've all asked, like: Why do politicians lie? What do UKIP stand for? And what's going to happen to the NHS? You have a decision to make in the countdown to the May 2015 General Election. You have something politicians want. Your vote. An ambassador for #SwingtheVote and the presenter of Free Speech, Rick Edwards has written a pithy and succinct book explaining the power of your vote. A refreshing counterpoint to Russell Brand's sentiments on voting in his latest book, Revolution, it will make you think about politics in a completely new way.

    Your Ticket to a Magical Family Vacation!Inside this new ebook edition is all the information you need to have the family vacation of a lifetime at the Orlando theme parks. Up-to-date and written with the help of more than 500 families, this guide is packed with details on all the attractions at Walt Disney World, Universal Orlando, and Seaworld. It's user-friendly, fun, and designed for at-a-glance reference. And it will help you and your family plan the vacation each of you wants.Inside you'll find:• Time- and money-saving tips, insider’s secrets, and scare factors for every ride and venue• Full restaurant and hotel descriptions, with star ratings• Quick Guides, Don’t Miss Lists, and favorite attractions by age group• Updates on Disney’s Fastpass system and Universal’s Express system• Know-how for Disney cruises

    Instead you'll be able to absorb the most important content and begin applying it immediately after just one day!

    One minute we were living life and doing our thing, the next, most of us were advised to stay at home for a month or more.

    That single word conjures up images of mystery and power. The ability to move swiftly and silently, to mesmerize one's victim, to strike infallibly, and then to disappear into the night--this is the legend of the "ninja." These nearly sorcerous aspects of the "ninja," as well as the exotic weapons they use, are the focus of "The Mystic Arts of the Ninja." Its author, "Shidoshi" Stephen K. Hayes, is the sole American to be granted teaching credentials by the 34th grandmaster of the Togokure School of "Ninjutsu" in Japan. Going beyond the basic conditioning and training techniques of his best-selling "Ninjutsu: The Art of the Invisible Warrior," Hayes explains the most sought after secrets of his ninja training:Hypnotism: Saiminjutsu, the ninja's hypnotic powers are described and explained. Sample exercises are provided to help develop your hypnotic powers.Invisibility: Stealth walking and camouflage are discussed. Hayes provides examples of how to move silently across various kinds of terrain and how to blend into your surroundings to become invisible.Weaponry: The Hanbo cane, the sword, and the infamous shuriken throwing stars are ninja trademarks. Hayes fully describes their use in grappling as well as in attacking. More than 400 black-and-white photos are used to illustrate the secrets and techniques that have been used by the ninja to surprise and outwit their foes over the past 800 years. The authenticity of "Shidoshi" Hayes's instruction is perhaps the most important aspect of this book: no other book represents the true ninja tradition.

    Richard Bedard was a journalist in his mid-40s, living abroad, when he was diagnosed with patellofemoral pain syndrome, or chondromalacia patella. His burning joints made his life so miserable that he fantasized about hacking off his kneecaps. Four doctors failed to help; one said he would never get better. His physical therapist finally gave up too.Unable to sit normally, he quit his job. Unemployed and desperate, he launched a year-long, round-the-clock experiment to save his knees. He read from scores of clinical studies, medical textbooks, health newsletters. What he discovered left him stunned. There was a familiar story about what patellofemoral pain syndrome was and how to treat it: The advice to focus on strengthening the quads. To stretch. To take glucosamine. To forget about cartilage healing, because that never happened.And that story was completely wrong.Armed with this knowledge, he fashioned a plan to get better. Within two years, he fully recovered. This compelling story chronicles a long journey of healing and discovery. It shows that a patient’s true ally isn’t simply hope, but informed hope.

    With reassuring, down-to-earth advice, Tracy Hogg's practical sleep programme will help you overcome your baby's sleep problems and works with infants from as young as a day old.

    Have you ever wished you could play the piano? Well, now you can! Scott "The Piano Guy" Houston teaches you to play the way the pros play, in a style enormously simpler than traditional classical piano and with an absolute minimum of note-reading. By focusing on playing the melody with the right hand (one note at a time) and simple chords with the left hand, Houston gives you the tools you need for a lifetime of musical enjoyment. Best of all, your tour guide to this adventure forces you to have fun along the way!

    I hope it helps you too!

    The "Getting Started" section will give you a great overview and help explain some things for the very beginner. Next, learn some easy stitch patterns in the section "Basic Stitches." When you're ready to try your first project, take a look at the "Potholder Patterns" section, but make sure to read the "Pattern Information & Notes" first for some important stuff that pertains to all the patterns. The ebook is also filled with photos to help you along your way.Why Potholders?Potholders are a great project to work with Tunisian crochet because:• The back/wrong side is hidden between the two layers• Tunisian crochet makes a very thick final product• Working square shapes is easy for the beginnerHave fun, and happy hooking to you!

    Whether you want to get more from your DSLR or are simply looking for new creative avenues to explore, 50 Photo Projects shows you how to break out of your comfort zone and try something new.Packed with invaluable tips on how to create stunning photographs, Lee Frost provides the bright ideas that will reinvigorate your photography, from inspiration on what to photograph, to inventive projects with vintage, pinhole and toy cameras.