Staying within a budget these days is a hard act to stick with, especially if you have a family of four or more. When juggling a busy schedule dedicated to school, work, and family activities, convenience has a tendency to overrule thriftiness-and we all know convenience comes at a cost. But if you can master your spending in just one area-your food bill-you will greatly expand your spending options for other, more rewarding areas of your life. What would you do with more free time in your day?You 've heard the saying " time is money, " and time well spent can save you big bucks. Learning how to compile grocery lists, compose weekly menu plans, and shop less will not only save money at the register, it will also save you time in the store and in the kitchen. Come to the table prepared to enjoy the feast as you build time-saving skills that will serve you and your family for a lifetime to come.What would you do with more fun-filled family opportunities?Saving time and money will not only make you feel good about yourself, it will also give you the greatest spending opportunity of all-more family fun. Whether planning for a special getaway, staycation, or simply a weekly family night, your family is your best investment. With all the time and money you 'll save, you 'll be able to refocus your energies where they matter most-with the ones you love.Whether you 're overhauling your entire budget or just trying to save a little here and there, making a dent in your grocery bill may seem challenging in today 's market. A typical supermarket trip can easily cost a minimum of $100, and if you 're feeding an average family or larger, that number can soar even higher. What 's a mom on a budget to do?Family Feasts for $75 a Week to the rescue! Written by blogger mom and penny-pincher extraordinaire Mary Ostyn, who prepares three meals a day for her family of 12 for $800 to $900 a month, this book is stuffed to the gills with Mary's expert, in-the-trenches tips on savvy food shopping, plus 200 delicious recipes for homecooked meals that make the most of economical ingredients. Selected by Good Morning America as one of the best cookbooks of 2009, Family Feasts for $75 a Week offers real-world advice teaches real-world families how to save in more ways than one.

    For aspiring artists who want to draw and paint but just can't seem to find time in the day, Gregory offers 5– to 10–minute exercises for every skill level that fit into any schedule—whether on a plane, in a meeting, or at the breakfast table—along with practical instruction on techniques and materials, plus strategies for making work that's exciting, unintimidating, and fulfilling. Filled with Gregory's encouraging words and motivating illustrations, Art Before Breakfast teaches readers how to develop a creative habit and lead a richer life through making art.

    It's about doing what matters to you. "I could not be more excited about this book."--Jenna Fischer, actor and cohost of Office Ladies podcast The chorus of "shoulds" is loud. You should enjoy the moment, dream big, have it all, get up before the sun, track your water consumption, go on date nights, and be the best. Or maybe you should ignore what people think, live on dry shampoo, be a negligent PTA mom, have a dirty house, and claim your hot mess like a badge of honor.It's so easy to feel overwhelmed by the mixed messages of what it means to live well.Kendra Adachi, the creator of the Lazy Genius movement, invites you to live well by your own definition and equips you to be a genius about what matters and lazy about what doesn't. Everything from your morning routine to napping without guilt falls into place with Kendra's thirteen Lazy Genius principles, including:- Decide once- Start small- Ask the Magic Question- Go in the right order- Schedule restDiscover a better way to approach your relationships, work, and piles of mail. Be who you are without the complication of everyone else's "shoulds." Do what matters, skip the rest, and be a person again.

    The key to that is managing the upkeep without feeling flustered. Until now, there has never been a comprehensive resource that not only tells how to care for your home and everything in it, but that also simplifies the process by explaining just when. With secrets from Martha Stewart for accomplishing the most challenging homekeeping tasks with ease, this detailed and comprehensive book is the only one you will need to help you keep your home looking its best, floor to ceiling, room by room.In Martha Stewart’s Homekeeping Handbook, Martha shares her unparalleled expertise in home maintenance and care. Readable and practical–and graced with charts, sidebars, illustrated techniques, and personal anecdotes from Martha’s decades of experience caring for her homes–this is far more than just a compendium of ways to keep your house clean. It covers everything from properly executing a living room floor plan to setting a formal table; from choosing HEPA filters to sealing soapstone countertops; from organizing your home office to polishing your silver and caring for family heirlooms.Martha Stewart’s Homekeeping Handbook is organized for clarity and maximum practicality:Room by Room covers the upkeep of the appliances, tools, furnishings, and surfaces found in each room, from the entryway to the kitchen, from the attic to the laundry room.Throughout the House instructs the reader on the proper ways to routinely clean and periodically maintain everything in the home, including dusting, sweeping, vacuuming, polishing, scrubbing, waxing and much more.Comfort and Safety focuses on techniques to ensure your home is running properly and safely, such as recognizing when to clean vents, fixing a leaky faucet, and eradicating pests.A-to-Z Materials Guide provides an invaluable resource that explains the unusual materials that many favorite objects are made of–from abalone to zinc–and how to care for them so they last.Encyclopedic yet friendly, Martha Stewart’s Homekeeping Handbook is a seminal work–a must-have for everyone who wants a well-cared-for home that will endure for generations.

    At the heart of the book lies a defined set of values:Money is a tool for achieving and maintaining independence. Saving is good; accumulation for its own sake is not. Spending is best done wisely and within one’s means (though a bold purchase or investment may also be an act of wisdom). Greed is not good. Giving generously is part of one’s responsibility to the human family; shepherding wealth is an act of respect—to the past and the future. Money is an energy (not a commodity) that can be used for evil or for good.Designed for adults—parents, grandparents, mentors, advisors, and educators—concerned about raising children ages 5 to 18, RAISING FINANCIALLY FIT KIDS is centered around a developmental map covering ten specific money skills each child can master by the age of 18 to become a financially secure adult. This map gives parents a step-by-step approach to helping their kids become habitual savers, smart money mangers, and responsible decision makers. More than just a money book, RAISING FINANCIALLY FIT KIDS will help parents send their children into the world as balanced, financially stable individuals and contributing members of both their family and community.

    Perfectionism is a naturally limiting mindset. Imperfectionism, however, frees us to live outside the lines, where possibilities are infinite, mistakes are allowed, and self-judgment is minimal.The old way to approach perfectionism was to inspire people to “let go” of their need for perfection and hope they could do it. The new way is to show people how simple but highly strategic "mini actions” can empower them to gradually and effortlessly “let go" of perfectionism. This book applies the science of behavior modification directly to the roots of perfectionism, resulting in a new and superior method for change. Imperfectionists aren’t so ironic as to have perfect lives: they’re just happier, healthier, and more productive at doing what matters. ***Stephen Guise has been writing about and researching personal growth strategies since 2004. His first book, Mini Habits, has become an international bestseller and is being translated into more than a dozen languages. Stephen enjoys minimalism, playing basketball, and exploring the world.

     We make our own hours, keep our own profits, chart our own way. We have things like gigs, contracts, clients, and assignments.  All of us are working toward our dreams: doing our own work, on our own time, on our own terms. We have no real boss, no corporate nameplate, no cubicle of our very own. Unfortunately, we also have no 401(k)s and no one matching them, no benefits package, and no one collecting our taxes until April 15th. It’s time to take stock of where you are and where you want to be. Ask yourself: Who is planning for your retirement? Who covers your expenses when clients flake out and checks are late? Who is setting money aside for your taxes? Who is responsible for your health insurance? Take a good look in the mirror: You are. The Money Book for Freelancers, Part-Timers, and the Self-Employed describes a completely new, comprehensive system for earning, spending, saving, and surviving as an independent worker. From interviews with financial experts to anecdotes from real-life freelancers, plus handy charts and graphs to help you visualize key concepts, you’ll learn about topics including:  • Managing Cash Flow When the Cash Isn’t Flowing Your Way • Getting Real About What You’re Really Earning • Tools for Getting Out of Debt and Into Financial Security • Saving Consistently When You Earn Irregularly • What To Do When a Client’s Check Doesn’t Come In • Health Savings Accounts and How To Use Them • Planning for Retirement, Taxes and Dreams—All On Your Own

    Tammy Strobel and her husband are living the voluntary downsizing — or smart-sizing — dream and here she combines research on well-being with numerous real world examples to offer practical inspiration. Her fresh take on our things, our work, and our relationships spell out micro-actions that anyone can take to step off the getting-and-spending treadmill and into a life that’s more conscious and connected, sustainable and sustaining, heartfelt and happy.

    Time spent with loved ones. Peace of mind.With Do Less, a happier, more serene life is just moments away. From your home to your finances, this straightforward guide teaches you how to scale back your possessions and commitments to just what you really need. With hundreds of ways to minimalize your life, you'll quickly uncover the joys and rewards of paring down.A must-have for any shelf, Do Less helps you rediscover the simple moments that have been buried beneath the piles of to-dos, to-knows, and to-buys.

    But do you really know how to find a legitimate financial advisor? Do you understand the jargon advisors use to explain your investments? And most important, do you know the answers to the most critical questions that will affect your financial future: how much are advisors’ fees, and just how safe are the investment choices they make on your behalf?Now more than ever, you need to educate yourself to prepare for your future, whether it’s buying a house, paying for college, or saving for retirement. Spending quality time with What Your Financial Advisor Isn’t Telling You is the first step to getting on track.This book is a comprehensive guide to the essential unbiased information you need to make smart personal finance decisions and achieve total financial wellness.

    If you want to get in on the action, this book shows you how.  Cryptocurrency Investing For Dummies offers trusted guidance on how to make money trading and investing in the top 200 digital currencies, no matter what the market sentiment. You'll find out how to navigate the new digital finance landscape and choose the right cryptocurrency for different situations with the help of real-world examples that show you how to maximize your cryptocurrency wallet. Understand how the cryptocurrency market works Find best practices for choosing the right cryptocurrency Explore new financial opportunities Choose the right platforms to make the best investments This book explores the hot topics and market moving events affecting cryptocurrency prices and shows you how to develop the smartest investment strategies based on your unique risk tolerance.

    The mainstream financial gurus have sold you blindly down the river. For those who don't want a lifetime subscription to "settle for less," and a slight chance of elderly riches, there is an expressway to extraordinary wealth that can burn a trail to financial independence faster than any road out there. Demand the Fastlane, an alternative road to wealth that actually ignites dreams and creates millionaires young, not old. Hit the Fastlane, crack the code to wealth, and find out how to live rich for a lifetime.

    You'll never find a wiser advisor with a bigger heart.” -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian This book grew out of a series of letters to my daughter concerning various things—mostly about money and investing—she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we’ve created, understanding it is critical. “But Dad,” she once said, “I know money is important. I just don’t want to spend my life thinking about it.” This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms. Here’s an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective. The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. Together we’ll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don’t recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security.

    Levitin shifts his keen insights from your brain on music to your brain in a sea of details.The information age is drowning us with an unprecedented deluge of data. At the same time, we’re expected to make more—and faster—decisions about our lives than ever before. No wonder, then, that the average American reports frequently losing car keys or reading glasses, missing appointments, and feeling worn out by the effort required just to keep up.But somehow some people become quite accomplished at managing information flow. In The Organized Mind, Daniel J. Levitin, PhD, uses the latest brain science to demonstrate how those people excel—and how readers can use their methods to regain a sense of mastery over the way they organize their homes, workplaces, and time.With lively, entertaining chapters on everything from the kitchen junk drawer to health care to executive office workflow, Levitin reveals how new research into the cognitive neuroscience of attention and memory can be applied to the challenges of our daily lives. This Is Your Brain on Music showed how to better play and appreciate music through an understanding of how the brain works. The Organized Mind shows how to navigate the churning flood of information in the twenty-first century with the same neuroscientific perspective.

    So why do more than 60 percent of U.S. households still live paycheck to paycheck? The key to financial stability and success isn't just about money--it's about attitudes. Rocha uses the lessons she learned overcoming personal debt to teach readers how to triumph over the lies we tell ourselves, such as "I deserve a treat," "Fake it till you make it," and "I can't afford it." Each chapter uses real-life examples to explain faulty thinking about money, followed by step-by-step instructions for how to overcome these pitfalls. Budgets are helpful, but real change won't happen without a financial attitude adjustment.