"This book will change the outlook of those who read it." - Murali Vijay, Indian Cricketer "This book changed the way I looked at vacation planning and...I only wish that I had access to it at the start of my career." - Muthu Krishnan From the Author This step by step guide to your version of the Rich Life includes: - How your attitude toward money should move over from 'past looking' to 'future focusing' -How to find mistake fares to Europe, Pacific and Far East and make that extended 4-day weekend, Thai trip for under 10k INR - Years of research resulting in 40 resources of 'free and cheap accommodations' for vacations - Tried-and-tested scripts to negotiate down credit card, Dish TV, Phone and Internet Bills - How credit cards can help you lower home-loan payments - How to setup the cashflow, so that you can make Diwali, Birthdays and other repetitive expenditures, a breeze - How to make big purchases like a home or a car - a walk in the park - How to invest for your retirement with peanut money now - Enjoy guilt-free irrational spending while also being responsible over the future - Automate every part of your money-life If you are in a 9-5 and are even part-disgruntled, Gamechanger is going to be the turning point of your life

    Many of these small details are so obvious as to be invisible.

    BART" himself When BART opened in the San Francisco Bay Area in 1972, it became a catalyst for a renaissance in modern rail transit, both nationally and internationally. The concept as sold to Bay Area voters was gargantuan: by adopting aerospace technologies such as microchips for ground transportation, the new computer-operated rail system would bridge counties and curb urban sprawl amid a booming automobile culture. But it all came within a gnat's eyelash of not happening. The question raised by pundits and taxpayers alike was: would this space-age plan actually work, or be the biggest boondoggle in the country's history? In the first-ever history book about BART, longtime agency spokesman Michael C. Healy gives an insider's account of the rapid transit system's inception, hard-won approval, construction, and operations, "warts and all." Written with a master storyteller's homey wit and sharp attention to detail, Healy recreates the politically fraught venture to bring a new kind of public transit to the West Coast. What emerges is a sense of the individuals who made (and make) BART happen. From tales of staying up until 3:00 a.m. with Bill Stokes and Jack Everson to hear the election results for the rapid transit vote or weathering scandals, strikes, and growing pains, this look behind the scenes of an iconic, seemingly monolithic structure reveals people at their most human-and determined to change the status quo.

    Each book is written by a leading expert in the field and includes an inspiring Foreword by Trump himself. Key ideas throughout are illustrated by real-life examples from Trump and other senior executives in the Trump organization. Perfect for anyone who wants to get ahead in business without the MBA, these streetwise books provide real-world business advice based on the one thing readers can't get in any business school-experience. In Trump University Real Estate 101, you'll learn how to: * Develop the entrepreneurial skills to succeed in real estate investing * Make money in any market at any time * Convert properties for new uses and make more money * Create instant equity in any property * Determine how financing will affect the cash flow and value of your property * Use options and assignments to buy and sell properties you don't own * Assess the value of similar properties by comparing and analyzing multiple features * And much more!

    It is important for every person to save for one’s retirement as one can expect to live for twenty years after one retires as life expectancy of an Indian is going up steadily due to lower infant mortality and better medical care. There is a complete absence of social security safety net for most Indians today, even for those working in Government sector, there is no inflation adjusted pension available anymore. I have tried to simplify the advantages and disadvantages involved in investing your savings in various asset classes. I have deliberately left out two of the most popular forms of investment among middle class Indians 1) Life insurance 2) Real estate Let us consider life insurance first most of us confuse insurance as an instrument of savings, it is not. We have this wrong view because of the tax breaks given to income tax assesses by the Central Government. Insurance is a product that mitigates risk and is sold by the rich to the middle class and is always skewed in the favour of the insurer rather than the insured. A substantial portion of the total money invested by you goes towards paying agent’s commission and premium for insuring you for the risk of mortality. The balance left out is invested in government securities and other securities. Hence the amount of money invested out of the total premium paid is less than half paid by the insurer. The return on money invested by the policy holder is less than half of the money he would have earned either in bonds or fixed deposits. A person who needs insurance is a person whose family will need support in the event of his untimely death. Alternately insurance is required for a person who has debt in form of mortgage and does not want to burden his family in the event of his passing. The product which covers these risks is called term insurance. One should not buy insurance to avoid taxes as there is better tax saving tools available. Real estate is also considered as a good investment by several retail investors but nothing can be further from the truth. Nobody makes money by buying plots in the middle of nowhere. The easy availability of mortgages from the nineties and the tax breaks given by the Central Government on housing loans has created an unparalleled boom in the residential market. There is now a painful correction process under way in that sector. The price of land is reflexively connected to availability of money. The lower the cost of money, greater the returns in real estate. Buying plots in the middle of nowhere is similar to buying lottery tickets as investment. Land cannot be liquidated immediately into cash at a short notice to meet urgent requirements. Cost of maintenance and protection of real estate from illegal occupation is prohibitive and time consuming. Verification of title deeds to the property is a complex process and needs sound legal advice. You should have a house to live and another to collect rent as rent is equivalent of inflation adjusted pension. The return on investment generated in the three different asset classes over 25 years would be in the following order 1) Equities 2) Gold and finally 3) Debt instruments. I enjoyed writing this book as a companion volume to my first book. It is my fond hope that you enjoy reading this book.

    Brian Buffini embodies the classic rags to riches tale: born and raised in Dublin, Ireland, he arrived in San Diego, California at nineteen years old with just ninety-two dollars in his pocket. Since then he has become one of his new nation’s top real estate moguls and a founder of the largest business training company, Buffini & Co., in North America. And Brian isn’t alone in his circle of success: while immigrants compose thirteen percent of the American population, they are responsible for creating a quarter of all new businesses. So, what’s their secret? In The Emigrant Edge, Brian shares seven key characteristics that he and other successful immigrants have in common that can help produce a high level of achievement for anyone—no matter their vocation. He then challenges us to leave the comfort of our current work conditions to apply these secrets and achieve the success of our dreams. With a timely message sure to resonate with anyone who wants to prosper in the business world, The Emigrant Edge is a passionate, deeply personal story bound to inspire. So what are the secrets? In The Emigrant Edge, Brian shares seven characteristics that he and other successful immigrants have in common that can help anyone reach a higher level of achievement, no matter their vocation. He then challenges readers to leave the comfort of their current work conditions to apply these secrets and achieve the success of their dreams.

    The warning signs are clear, and the collapse of the Zimbabwean dollar in 2009 after years of rampant money printing is a frightening example of what lies in store for the world's economies if painful, but necessary, reform is not enacted soon. When Money Destroys Nations tells the gripping story of the disintegration of the once-thriving Zimbabwean economy and how ordinary people survived in turbulent circumstances. Analysing this case within a global context, Philip Haslam and Russell Lamberti investigate the causes of hyperinflation and draw ominous parallels between Zimbabwe and the world's developed economies. The looming currency crises and possible hyperinflation in these major economies, particularly the United States, have the potential to turn the current world order upside down. Zimbabwe's lessons must not be ignored. This is the story of When Money Destroys Nations.

    Instead, the information found inside of the 21 chapters lays out a step-by-step formula for the two things online entrepreneurs care about most: How to build a large following FAST. How to convert those followers into DOLLARS. The old way of being successful on social media meant that you had to spend a small fortune to build your following, then light your marketing dollars on fire trying to figure out Facebook ads. Instagram Secrets completely demolishes the old way entrepreneurs were taught to use social media to grow their businesses. Now, anybody (even if you have ZERO Instagram followers) can generate an ENDLESS FLOOD of warm, cheap and targeted leads on demand. The warmer the lead, the easier the sale. The cheaper the lead, the higher the profit. Wasting weeks or months on “testing” is now a thing of the past. You can now test your website, landing page, and sales funnels in just a few hours and make the necessary tweaks that will put you on the fast track to profitability. There is a HUGE misconception about what it really means to be successful on social media: Having tons of followers is great, but it’s meaningless if it doesn’t make you money. Getting likes makes you feel good, but you can’t pay your bills with Instagram likes. Getting leads makes it seem like you are winning, but leads without sales are useless. Those who LOSE on Instagram treat it like a popularity contest to fuel their ego. Winning on Instagram is simple: Just follow the blueprint Jeremy reveals in this book. Will Instagram Secrets work for you? Yes. The pure gold packed from cover-to-cover in this book is not THEORY by the latest “Insta-Fake Guru.” The author, Jeremy McGilvrey wrote the book after learning DIRECTLY from Jason Stone, aka @Millionaire_Mentor who to date has 2.4 million followers, built and email list of 350,000 loyal subscribers and netted well over $2,000,000 using only Instagram. Jeremy wrote Instagram Secrets the same way Napoleon Hill wrote the all-time personal development best seller Think and Grow Rich. Hill interviewed billionaire businessman Andrew Carnegie to learn the secrets behind how he achieved his unheard-of success and indestructible WEALTH. He then simplified Carnegie’s teachings into the first ever roadmap for attaining extraordinary financial success. Similarly, McGilvrey distilled Jason Stone’s vast knowledge into the most comprehensive book ever written for building a massive Instagram following and turning those followers into dollars. Not only did McGilvrey STUDY with the best, he also APPLIED everything he learned from @Millionaire_Mentor to build two Instagram pages to a combined 312,567 followers in under 15 months, collect 35,456 email leads in 7 months and earn daily predictable profits from Instagram. Instagram Secrets was written with the goal of helping entrepreneurs completely bypass the years of pain, suffering and failure associated with building a profitable business and help them to achieve massive online success in record time. If you are looking for another cookie-cutter training about how to become Insta-Famous Instagram Secrets is not for you. But, if you are serious about using Instagram to grow your following fast, get leads, make sales and build a profitable business...Then pick up your copy of Instagram Secrets today.

     In this book you’ll find: • 9 steps to build a portfolio that will survive the Perfect Financial Storm, so you can stop worrying about the economy, the latest financial catastrophe, or what the market did today • 2 questions you must answer before you invest another dime • Why investing after you retire is radically different from investing while you’re still working • The life expectancy of 6 key types of investments—and what you can do to make them last as long as you do • The 10 essential questions you must ask a financial advisor—before you hire one • The exact amount of money you can withdraw without worry or guilt, knowing you’ve applied the best available research to ensure you’ll never run out of money “Thurman takes a subject that is often misunderstood, and provides you the reasons, the methods, and an understanding of what you can expect to achieve, so you can invest with confidence.” –Jimmy J. Williams, CFP®, CPA/PFS CEO/President of Compass Capital Management, LLC “A must for anyone thinking of retiring or recently retired!” –Stan Toler, bestselling author of The Secret Blend

     Whether motivated by a desire for adventure, or the need to make the most of a diminished nest egg, more and more Americans are considering an overseas retirement. Drawing on her more than three decades of experience helping people relocate happily and successfully, Kathleen Peddicord shows how living in an unconventional retirement destination can cost less than a traditional home in Florida or Arizona. Peddicord addresses all of the essential issues, including: ? Death ? Taxes ? Health Care ? Bank Accounts Whether readers are interested in relatively unknown havens like Nicaragua, well-traveled areas in Italy, or need some help deciding, "How to Retire Overseas" is the ultimate guide to making retirement dreams come true.

    Old single-wide mobile homes can often be found for free (and installed for a couple of thousand dollars) in rural areas, so trailersteading is akin to dumpster-diving. A trailer allows you to live without debt, to keep your ecological footprint to a minimum with energy bills at or below the national average, and even to blend right in with traditional-house dwellers after a few years.Trailersteading profiles nine mobile-home dwellers who have used trailers as a stepping stone toward achieving their dreams. Some have spent the cash they saved by renovating their trailer on extra insulation, pitched roofs, classy interiors, and even basements, while the found money has allowed others to go off the grid. Many also took advantage of a low-cost housing option to pursue their passions, becoming full-time homemakers or homesteaders.In addition to the case studies, the book presents easy methods of minimizing the negative sides of trailer life and accentuating the positive. For example, did you know a single-wide is easy to retrofit for passive solar heating? That a simple plant-covered trellis can break up the blockiness of the trailer's external appearance? Learn which parts of installing and upgrading your trailer are easy for a DIYer and which parts should be left to the experts, along with how to cheaply heat and cool a mobile home.

    Drawing on more than thirty years of successful investing experience with REITs, Ralph L. Block has created the ultimate REIT guide. This third edition, fully updated, explains the ins and outs of this attractive asset class in an uncomplicated style that makes it easy for novice and professional investors, as well as financial planners and investment advisers, to find what they need to know. This new edition offers the following:How to spot blue-chip REITs and control investment risk How REITs compare with other investments How to build a diversified REIT portfolio, directly or with REIT mutual funds Understanding the risk-and-reward dynamics of commercial real estate Important new developments and strategies in the REIT industry

     Is it possible to: - Influence reality with the power of thought? - Push into the universal mind, vastly increasing your intelligence? - Easily reach peak states for real, breakthrough spiritual experiences? Indeed and much more. This is not just another fuzzy New Age book about a magical, vague 'sixth sense'. Igniting the Sixth Sense deals with the magnetic sense that allows birds, whales, bees and many other animals to detect and use magnetic fields in ways that seem impossible for humans. Yet, we possess this same natural ability. What happens if you combine a modern human with an active, magnetic sensory? They display skills and abilities that seem, at times, super-human. Eric Pepin, the #1 spiritual Amazon bestselling author of Meditation within Eternity and The Handbook of the Navigator, takes you on a journey where you will discover: * How to access a larger memory beyond your own; the Akashic Records * Discover the method of magnetic prana attraction that makes the entire Universe react to who you are and what you want * How to enhance every mind, body and spiritual technique you practice. Including meditation, martial arts and more * The 15 minute miracle that gives you nearly unlimited amounts of energy * How to create a 'psychic buffer' so you aren't overwhelmed, harmed or influenced by the energy and thoughts of others * Learn the secret to programming your own energy field And that's just the beginning. There are 280 pages worth, packed with in-depth knowledge and effective techniques you can easily apply. It's all here, and it works.

     99.99% of the world’s mysteries are yet to be discovered and/or solved. Why not… It’s time for you to rediscover science? One of the most compelling draws of the sciences for many people is the potential of discovering something that was not known before. Whether someone’s doing it for fame, for fortune, or just for the fun of it, discovering something new, leaving your own personal mark for the rest of humanity’s time in the universe, is a tempting prospect for many. How would you feel about naming a star, and for others to know that you named it? That star would be visible in the sky for the rest of your lifetime, and more than likely for your great-great-great-grandchildren’s lifetimes. Your discovery would be immortalized above for the life of the star. Inside this book you will discover: -String theory and how it came about -Black holes and quantum gravity -If Schrödinger’s Cat is really a cat? -Disagreements between Einstein and Bohr -The double slit experiment Attention! Quantum Physics is NOT for everyone! This book is not for people: -Who doesn’t want to impress their girl with science -Who are not curious about the universe -Who isn’t inspired to name their own science theory If you are ready to learn about quantum physics, Scroll Up And Click On The “BUY NOW” Button Now!

    David Crook, of The Wall Street Journal, shows how to make safe and sane investments that ensure a good night’s sleep as your real-estate portfolio grows, your properties appreciate and your income increases. The Wall Street Journal Complete Real-Estate Investing Guidebook offers the most authoritative information on:• Why real-estate investing is a great wealth-building alternative to stocks and bonds and why it’s crucial that you avoid get-rich schemes• How to get the financing and make the contacts to get started• How to start small and local, be hands-on and go step-by-step with a vacation home to rent out, a pure rental property or a small apartment building• How to find and value great properties, do the numbers and ensure you have that beautiful thing called cash flow• How the government blesses real-estate investors with tax breaks and loopholes, and how you can be one of the anointed• How to deal with the nuts-and-bolts of being a landlord and have a strife-free relationship with your tenants