There are more than 5000 fintech startups operating, and 50 of them have already reached a billion-dollar valuation. The scope of this market goes way beyond online payments. Financial technology promises to change the way we manage our money online, disrupting the landscape of the financial services industry is being disrupted. Understanding its many facets is the key to navigating the complex nuances of this global industry.Fintech in a Flash is your comprehensive guide to the future of banking and insurance. The book aims to break down the key concepts in a way that will help you understand every aspect so that you can take advantage of new technologies. Inside you’ll find an array of hot topics such as online payments, crowdfunding, challenger banks, online insurance, digital lending, big data, and digital commerce. It will make you rethink the way that you manage your money online, and even find new ways of making online payments. Comprehensive, organized, and detailed, this guide is your go-to source for everything you need to confidently navigate the ever-changing scene of this booming industry.If you decide to buy this book now, you'll get: Easy to understand explanations of the 14 main areas of fintech The author's view on the future of each of these areas Insight into the main fintech hubs in the world Insight into the so called Unicorns, the fintech firms that have made it past a $1 billion valuation More than 100 upcoming fintech companies to watch About the Author: Agustín Rubini is an argentinean-born economist, master in international business, and Director at Banking Innovations. Passionate about building the future of financial services, Agustín spends much of his time speaking and writing on financial technology and advising businesses on innovation and digital transformation. He is a specialist in driving changes in top class banks that want to lead in how customers manage their money online. Tags: fintech, financial technology, financial services technology, money online, online payment, online insurance, insurtech, investing online, wealth management online, wealthtech, regtech, cybercrime, digital lending, digital commerce, ecommerce, e-commerce. Get started immediately Download now and take the first step on your very own road to mastering fintech. Scroll to the top of the page and hit the buy button.

    With his own research as well as that of some of the most distinguished scientists of our time, Schäfer moves us from a reality of Darwinian competition to cooperation, a meaningless universe to a meaningful one, and a disconnected, isolated existence to an interconnected one. In so doing, he shows us that our potential is infinite and calls us to live in accordance with the order of the universe, creating a society based on the cosmic principle of connection, emphasizing cooperation and community.

    

    calls "The coolest little startup in America." While a freshman at Princeton, Tom Szaky co- founded a company that recycles garbage into worm poop, liquefies it, then packages it in used soda bottles, creating TerraCycle Plant Food. Five years later, this all-natural, highly effective fertilizer is available in every Home Depot, Target,Wal?Mart, and more than 3000 other locations. It's a thrilling entrepreneurial success story-and just the beginning of what makes Revolution in a Bottle fascinating. Szaky argues for a new approach to business, an "ecocapitalism" based on a "triple bottom line." Every business, he says, should aspire to be good for people, good for the environment, and (last but definitely not least) good for profits. He shows how the first two goals can help the third. Many companies brag about being environmentally-friendly. But no one does it as effectively as TerraCycle. Now they're also reusing garbage to create new products, from bird feeders to tote bags, and even engaging major companies like Kraft and General Mills to sponsor their waste streams. In the spirit of TerraCycle, this book will be printed on 100% recycled materials. About the Cover: This may look like a book jacket, but it's actually your very own upcycling container. Tom Szaky, founder of TerraCycle, is dedicated to eliminating the concept of waste. His firm works with other companies to collect and reuse nonrecyclable packaging and upcycle it into eco-friendly affordable products. And they want your help. One such company is Bear Naked(r), an all-natural food and lifestyle brand that has partnered with Terra-Cycle to operate the Bear Naked(r) Bag Brigade. This free program makes a donation to a school or nonprofit for every bag a participant collects. Now you can join in by using your book jacket as an envelope. See the back flap for instructions-it's easy. Then fill it with a used Bear Naked(r) granola bag and drop it in a mailbox to become a part of TerraCycle's eco- revolution! Bear Naked(r) will even donate $1 to plant a tree in American Forests, up to $5,000. Offer expires 12/31/09 or after the first 25,000 copies are sold, whichever comes first.

    There's a lot for astronomers to be smug about. But when it comes to understanding how the Universe began and grew up we are literally in the dark ages. In effect, we are missing the first one billion years from the timeline of the Universe.This brief but far-reaching period in the Universe's history, known to astrophysicists as the 'Epoch of Reionisation', represents the start of the cosmos as we experience it today. The time when the very first stars burst into life, when darkness gave way to light. After hundreds of millions of years of dark, uneventful expansion, one by the one these stars suddenly came into being. This was the point at which the chaos of the Big Bang first began to yield to the order of galaxies, black holes and stars, kick-starting the pathway to planets, to comets, to moons, and to life itself.Incorporating the very latest research into this branch of astrophysics, this book sheds light on this time of darkness, telling the story of these first stars, hundreds of times the size of the Sun and a million times brighter, lonely giants that lived fast and died young in powerful explosions that seeded the Universe with the heavy elements that we are made of. Emma Chapman tells us how these stars formed, why they were so unusual, and what they can teach us about the Universe today. She also offers a first-hand look at the immense telescopes about to come on line to peer into the past, searching for the echoes and footprints of these stars, to take this period in the Universe's history from the realm of theoretical physics towards the wonder of observational astronomy.

    Drawing from years of teaching modern physics to nonscientists, Wolfson explains in a lively, conversational style the simple principles underlying Einstein's theory.Relativity, Wolfson shows, gave us a new view of space and time, opening the door to questions about their flexible nature: Is the universe finite or infinite? Will it expand forever or eventually collapse in a "big crunch"? Is time travel possible? What goes on inside a black hole? How does gravity really work? These questions at the forefront of twenty-first-century physics are all rooted in the profound and sweeping vision of Albert Einstein's early twentieth-century theory. Wolfson leads his readers on an intellectual journey that culminates in a universe made almost unimaginably rich by the principles that Einstein first discovered.

    The Best American Science Writing 2012 is yet another endlessly fascinating and mind-expanding installment of the popular science series that Kirkus Reviews calls, “Superb brain candy.” Edited by renowned theoretical physicist and bestselling author Michio Kaku, co-founder of string field theory, this collection contains the most engaging and provocative science writing of the year—gathering in one volume enthralling and eye-opening essays about the latest developments in biochemistry, physics, astronomy, genetics, evolutionary theory, cognition, and more.

    Collected here to keep your wits sharp, The Best Brain Teasers of All Time features the cleverest brain teasers from around the world and throughout history.The Best Brain Teasers of All Time gives you hours of fun-filled entertainment with brain teasers that develop your problem-solving skills in math, logic, and wordplay. Organized as an integrated challenge, these brain teasers build in momentum as they increase in difficulty from classic nursery rhymes to the riddle of the sphinx.The Best Brain Teasers of All Time puts your mind to the test with: 125 Brain Teasers that require no special skills to solve. Plus, each question comes with an optional clue in case you get stumped and a handy answer key in the back to test yourself or play with friends Brain Teasers for Every Level that cater to beginners and advanced masterminds alike, with brain teasers organized by level of difficulty to improve your skills as you move forward Hints of History that provide fun facts and background information for every brain teaser Get ready to sharpen your wit with every “aha” moment. The Best Brain Teasers of All Time is a go-to source for timeless fun and mind-blowing challenges.

    Simmons advocates a careful approach to the subject, covering such topics as the wave equation, Gauss's hypergeometric function, the gamma function and the basic problems of the calculus of variations in an explanatory fashions - ensuring that students fully understand and appreciate the topics.

    In the paper, Wigner observed that the mathematical structure of a physical theory often points the way to further advances in that theory and even to empirical predictions.

    Fundamentals Of Mathematical Statistics is written by SC Gupta and VK Kapoor and published by SULTAN CHAND & SONS, Delhi.

    Topics covered in the book include linear equations, ratios, quadratic equations, special factorizations, complex numbers, graphing linear and quadratic equations, linear and quadratic inequalities, functions, polynomials, exponents and logarithms, absolute value, sequences and series, and much more!The text is structured to inspire the reader to explore and develop new ideas. Each section starts with problems, giving the student a chance to solve them without help before proceeding. The text then includes solutions to these problems, through which algebraic techniques are taught. Important facts and powerful problem solving approaches are highlighted throughout the text. In addition to the instructional material, the book contains well over 1000 problems.This book can serve as a complete Algebra I course, and also includes many concepts covered in Algebra II. Middle school students preparing for MATHCOUNTS, high school students preparing for the AMC, and other students seeking to master the fundamentals of algebra will find this book an instrumental part of their mathematics libraries.656About the author: Richard Rusczyk is a co-author of Art of Problem Solving, Volumes 1 and 2, the author of Art of Problem Solving's Introduction to Geometry. He was a national MATHCOUNTS participant, a USA Math Olympiad winner, and is currently director of the USA Mathematical Talent Search.

    This edition is designed to attain a thorough understanding of this vital branch of chemistry.

    Stimulating, illuminating, and always surprising, The Big Questions challenges readers to re-evaluate their most fundamental beliefs and reveals the relationship between the loftiest philosophical quests and our everyday lives.

    Today, scientists are attempting to measure the entire universe and to determine its origin. Although the methods have changed, the quest to chart the horizons of space and time continues to be one of the great adventures of science.Measuring the Universe is an eloquent chronicle of the men and women– from Aristarchus to Cassini, Sir Isaac Newton to Henrietta Leavitt and Stephen Hawking–who have gradually unlocked the mysteries of "how far" and in so doing have changed our ideas about the size and nature of the universe and our place in it. Kitty Ferguson reveals their methods to have been as inventive as their results were–and are–eye-opening. Advances such as Copernicus's revolutionary insights about the arrangement of the solar system, William Herschel's meticulous creation of the first three-dimensional map of the universe, and Edwin Hubble's astonishing discovery that the universe is expanding have by turns revolutionized our concept of the universe. Connecting centuries of breakthroughs with the political and cultural events surrounding them, Ferguson makes astronomy part of the sweep of history.To measure the seemingly immeasurable, scientists have always pushed the boundaries of the imagination–today, for example, facing the paradox of an ever-expanding universe that doesn't appear to expand into anything. In Kitty Fergeson's skillfill hands, the unimaginable becomes accessible and the splendid quest something we all can share.