To help teachers decide if Agatha Christie’s Murder on the Orient Express is right for their students, we’ve created this free e-book that features sample chapters from the book and a teaching guide.

    Medallion Honoree* Readers' Favorite® 5-Star SelectionIn a dark and distant future, death is obsolete.Jonas is a transient: a human spy living as an eternal. His mission is simple: always learn, never get caught.In the year 2578, an immortal regime controls the planet. Endless war has pushed humanity to the brink of extinction. Desperate to survive, the remaining factions deploy teenage spies, hoping to defeat the enemy from within.After years in the lion's den, Jonas has grown to admire the eternal civilization. He is learning to love what he blindly hated, blurring the mission and himself.But a reckoning is coming. The fates of billions hang in the balance. When the axe falls, Jonas must choose between his family and his species.

     With time a dwindling commodity, Frank decides it’s time to do something he wants to do. With a little encouragement from his oldest friend, Stan, the first destination for his ‘bucket-list’ is the Isle of Man TT Races. They were content to just spectate, but fate had other ideas.

    In Burn Your Mortgage, Cooper’s extreme achievement is made accessible as the acclaimed personal finance expert shares the secret to his success: simple yet effective lifestyle changes that anyone—from new buyers to experienced homeowners—can make to pay down their mortgage sooner. Burn Your Mortgage combines inspiring anecdotes with realistic and jargon-free financial tips and resources for achieving financial freedom no matter your financial situation. This easy-to-follow guide will help you pay off your mortgage at your own pace and show you how to live well while doing it. Tools include: - Simple ways to pay down your mortgage sooner; - Your very own mortgage-free action plan; - Sample budgets and savings plans; - Tools for tracking income and expenses; - Home-buying blueprints; - Worksheets for financial empowerment; - Up-to-date information on bank accounts, mortgage contracts, investing, and loans—and how to choose the best options for you; - Tips for overcoming bad money habits. Inspiring, insightful and fun, Burn Your Mortgage will transform the way you think about money and debt on your path to independent home ownership. Sean Cooper is an in-demand speaker, money coach, and personal finance journalist. His articles have been featured in publications such as the Toronto Star, Globe and Mail, Financial Post, and MoneySense. Advance praise for Burn Your Mortgage: “Sean’s personal journey to financial freedom is a brave and inspiring one, and I am delighted to see him share his learning with the world. Burn Your Mortgage offers practical, clear and useful insights to help people of all walks of life live healthier financial lives. I am convinced that Burn Your Mortgage is set to be a pivotal guidebook to achieving financial freedom.” —Peter Aceto, President and CEO, Tangerine “A home is the largest purchase most people make, yet there is little information to help them make smart choices. Most advice comes from banks, mortgage brokers, real estate agents, lawyers and home inspectors—not exactly objective. I’m glad to see Sean Cooper use his experience as home buyer, mortgage burner, landlord and freelance writer to guide others through the steps to take to come out ahead in the real estate game.” —Ellen Roseman, Toronto Star columnist, University of Toronto continuing education instructor and Canadian MoneySaver contributor “A clear and concise plan for millennials looking for a path to financial independence early in their career.” —Don R. Campbell, bestselling author of Real Estate Investing in Canada, frequent guest on the Business News Network “Chock-full of actionable tips based on real life experience, Sean Cooper’s Burn Your Mortgage is a valuable resource for anyone considering buying a home in Canada. In more than just another mortgage manual, Sean writes passionately about the pitfalls to avoid during the house-buying process and then, with equal passion, shows you how to achieve an important step toward financial freedom by paying off your mortgage as quickly as possible.” —Robert R. Brown, author of Wealthing Like Rabbits: An Original Introduction to Personal Finance, and MoneySense columnist “Burn Your Mortgage will push you just outside your comfort zone—which is exactly what you need to really make progress on your mortgage. Sean Cooper walks the talk. His obsession with frugal living provides a ton of great lessons on how to get ahead financially.

    Mixing up a mean cocktail, listening to Dwight Yoakam, and matching folks with their soulmates. Born with an almost supernatural gift for matchmaking, Bitters has helped hundreds of people find true love. But when Bitters’ own soulmate leaves her behind in the dust of Broken Hearts Junction, she loses all faith in her abilities and decides to give up on matchmaking altogether. But when her boss ends up dead in a freak accident involving a 50-year-old mounted ox head, Bitters discovers she has bigger steaks to fry than her own troubled love life. Bitters soon realizes that nothing is as it seems in Broken Hearts Junction. And when a handsome stranger starts appearing nearly everywhere she goes, Bitters realizes something else too. No one is as they seem in Broken Hearts Junction either. Burned in Broken Hearts Junction is the first book in the Cozy Matchmaker Mystery series.

    You'll never find a wiser advisor with a bigger heart.” -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian This book grew out of a series of letters to my daughter concerning various things—mostly about money and investing—she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we’ve created, understanding it is critical. “But Dad,” she once said, “I know money is important. I just don’t want to spend my life thinking about it.” This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms. Here’s an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective. The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. Together we’ll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don’t recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security.

    This reassuring book debunks the generally-accepted claims about necessary savings rates, which can cause paranoia among those beginning to contemplate retirement. The authors offer greater insight into planning approaches that are not widely understood, demystifies retirement targets (age, savings, income), and outlines concrete approaches to maximizing retirement savings.Offers practical advice for dealing with the changes to Canada's retirement system Includes advice for calculating your Neutral Retirement Income Target Contains solid financial advice in accessible language Written by the Executive Chairman and Chief Actuary of Morneau Shepell Canada's national actuarial consulting firm The Real Retirement offers a down-to-earth guide for preparing for comfortable retirement and shows what it takes to achieve it.

    call from his ex-girlfriend's mother, he heads to Colombia to find Fabiana. Caught in a drug war between two cartels, the Blackmore team is in way over their heads. In a last-ditch effort, they pull out all the stops, but will it be enough?

    Humanity has been their loyal subject ever since.This history has been ingrained in seventeen-year-old Dara Morrow since her first day of Creator-sponsored school. Grateful for the life-giving necessities her Creator provides, Dara is thrilled to be one of three students chosen for an elite, year-long apprenticeship program. Now is her chance to prove herself a devoted Contributor.But Dara’s competition is ruthless and will stop at nothing to win the competition. Worse yet, her exacting master has little patience for her.Then Dara’s mother is seriously injured, and Dara realizes the price of being a Contributor: once you’ve outlived your usefulness, you’re discarded. Can Dara learn to manipulate the system to save not only herself, but everyone she loves?

    Later, she agrees to visit his family's new shop, Secrets, and is drawn into a world that takes her breath away. Unfortunately, where magic reigns, so does danger, and she is forced into an adventure that leaves her racing against the clock to stop an evil curse.From the author of the Zombie Games and Night Roamers series. There is a cliff-hanger ending. For ages 13 and over.

    No confusing jargon. No unnecessary mumbo-jumbo. Just clear, easy-to-understand explanations of more than 40 of the most popular option strategies broken down into a play-by-play format including: Play Name: Long Call, Short Call Spread, Iron Condor, etc. The Setup: The goals and reasons to run each play Who Should Run It: Rookies, Veterans or All-Stars, based on degree of difficulty When To Run It: Describes each play as bullish, bearish or neutral The Strategy: A detailed overview of each strategy, their risks and the specific costs associated with multi-leg strategies. description For the first-time option trader The Options Playbook features a "Rookie's Corner," addressing the basic definitions and concepts you need to understand this market, tips to avoid common beginner's mistakes, and suggested strategies to "get your feet wet." For more experienced option traders, an expanded section on implied volatility explains how this handy variable can be used to find the potential range of the stock over the options life. A detailed section on pricing variables (Greeks) helps you understand how an option's price is affected by changes in market conditions. You will also learn how time decay and a change in implied volatility can affect your trade after it's in place and how to recover if things don't go according to plan. The Options Playbook features Options Guy Tips from TradeKing Senior Analyst Brian Overby. Like any good coach, Overby's handy insights help you put theory into successful real-world trading. This expanded 2nd edition includes 10 new plays and 56 new pages of handy content describing a brief history of options, five common mistakes options traders make and how to avoid them, an expanded glossary, how to manage option positions by rolling to a different month and strike, to explaining the difference between index and stock options, managing early exercise and assignment and how to calculate position delta and use it to manage overall position risk of a multi-leg option strategy. Options involve risk and are not suitable for all investors. It is possible to lose more money than invested. Before making any investment decisions, please read Characteristics and Risks of Standardized Options that accompanies The Options Playbook and available at: tradeking.com/ODD. (c) 2015 TradeKing Group, Inc. All rights reserved. Securities offered through TradeKing, LLC, member FINRA and SIPC.

    It's a story that chronicles the most powerful wealth-building strategies known to man, lessons that are the basis of banking. You'll be introduced to a whole new way of building wealth that some of the wealthiest families in the world have used, and are still using. Be the banker! Praise: "George Antone is the one financial author that has the unique ability to sift through massive technical information and present the reader with lapidary nuggets of wealth-building wisdom." Mark Peters Stone Water Wealth Management "The Banker's Code provides unparalleled insights in regards to money and finances which creates an amazing formula for building wealth." Willie Hooks Million Dollar Coaching "Great Book! Easily read and understood. In this book you’ll discover the world’s most powerful time tested investment model neatly wrapped inside a touching story. I’ve used these proven strategies to create great returns for more than 20 years." Mike Sanderson Private Lender "Wow! What a great book! Mr. Antone has explained the very complex financial concepts in use every day in the banking world in a way that we can all put to use in our own quest for wealth." Henry Dvorken An expert and one of the giants of the real estate note business

    But Doug is already working on a story of his own – tracking down a notorious rapist who has just been outed in Fife and thought to be heading for his parents’ home in East Lothian. Tapping his contact and sometime drinking pal DS Susie Drummond, Doug discovers that the woman who fell from the Scott Monument was the daughter of a high-profile MSP. Digging deeper, he and Susie are dragged into a story darker than they could ever have imagined – one that certain people would go to any lengths to keep hidden.

    We need it not only to survive but also to bring us joy and great taste experiences, to challenge our taste buds with new flavors, and, last but not least, to nourish us. But what do you do when you only have 15 minutes at your disposal? Time management is the answer. And that is what this book offers you""recipes that don't take more than 15 minutes to make, without sacrificing any of the taste.What's your part in all this? Just put on that apron and go to the kitchen. Have fun and enjoy cooking! Believe me, food that took hours to prepare but was done without any kind of passion won't taste better than food prepared in just 15 minutes with all the love in your heart.In "Quick & Easy Vegetarian Recipes" you will discover: The various vegetarian groups' classification and why people choose to become vegetarian.The benefits of being vegetarian and the concerns you need to deal with.Tips and guidance for becoming a vegetarian. So many people have done it already, you can do it too!How to get organized and actually find time to cook for yourself and your family.Quick & easy vegetarian recipes for busy mums, romantic meals, recipes that even kids can make and recipes for parties.100 Simple Natural Foods Recipes:Easy and Quick Recipes for Busy MumsQuick and Easy Recipes for Romantic MealsQuick and Easy Recipes That Even Kids Can MakeEasy and Quick Recipes for PartiesScroll up and grab a copy today.

    What you don't know can seriously hurt you: wrong decisions about which Social Security benefits to apply for cost some individual retirees tens of thousands of dollars in lost income every year. How many retirees or those nearing retirement know about such Social Security options as file and suspend (apply for benefits and then don't take them)? Or start stop start (start benefits, stop them, then re-start them)? Or just as important when and how to use these techniques? Get What's Yours covers the most frequent benefit scenarios faced by married retired couples, by divorced retirees, by widows and widowers, among others. It explains what to do if you're a retired parent of dependent children, disabled, or an eligible beneficiary who continues to work, and how to plan wisely before retirement. It addresses the tax consequences of your choices, as well as the financial implications for other investments. Many personal finance books briefly address Social Security, but none offers the thorough, authoritative, yet conversational analysis found here. You've paid all your working life for these benefits. Now, get what's yours.