It is a direct result of bad choices made overtime that eventually turned into habits that masters you. Like a thermostat, once these habits are set, it becomes nearly impossible to break them without deliberate and intentional effort. 21 Habits of Highly Broke People dives into details on the habits that keeps people poor, and practical action steps you can take to break free from these habits. 21 Habits of Highly Broke People shows you: 1. How your choices about money is keeping you broke. 2. What the rich do differently from the poor. 3. How to break bad habits and replace them with positive habits.

    Lisa Mills, an experienced general transcriptionist and publisher of work-at-home site Work at Home Mom Revolution, shares everything you need to know to get started in this exciting career. This ebook also includes links to valuable resources, including a list of 60 general transcription companies that hire home-based transcriptionists (with links).

    a very, very good book" - Steve Wright (BBC Radio 2) on Do Less, Get More"Inspiring ... sage and sane advice" - Booklist on Do Less, Get MoreHave you ever dreamt of doing something new - setting up a business, getting in shape, or writing a novel - but haven't gotten round to actually doing it? Does 'now' never feel like a good time to start? The time has come.In January 2015, entrepreneur and bestselling author Sháá Wasmund made a decision: to finally get what she wanted. Years after packing in her business (and her salary) to take the plunge, life is everything she hoped it would be. As she discovered, the key to getting what you want is within reach.Building on her many years of professional experience and inspired by her own personal challenges and sh*t-fixing moments, How to Fix Your Sh*t is your pocket life coach. In this simple and systematic guide, Wasmund will empower you to conquer fear, ditch the excuses and start living your best life today.

    The typical American trades the vast majority of their time and energy for the hope that, someday, they will be free. Meanwhile, their intense pursuit of financial success is the very thing robbing them of freedom. So, Where Do We Find Freedom? What Should We Pursue/ In Lifeonaire, Steve Cook and Shaun McCloskey challenge you to consider what it is that you really desire. Through this story, they show how Americans often blindly pursue financial wealth thinking that it will reward them with what they want. But, what we really want is life. Our heart's desire is to become more than just a "success" by the world's standards- more than a millionaire. What we really want is to become a Lifeonaire.

    And if someone like me can become rich, then so can you - no matter what your present circumstances. Here is how I did it and what I learned along the way.' So writes Felix Dennis, who believes that almost anyone of reasonable intelligence can become rich, given sufficient motivation and application. How To Get Rich is a distillation of his business wisdom. Primarily concerned with the step-by-step creation of wealth, it ruthlessly dissects the business failures and financial triumphs of 'a South London lad who became rich virtually by accident'. Part manual, part memoir, part primer, this book is a template for those who are willing to stare down failure and transform their lives.Canny, infuriating, cynical and generous by turns, How To Get Rich is an invaluable guide to 'the surprisingly simple art of collecting money which already has your name on it'.

    Minimalist Budget will help you to turn your bloated expenses into a well-toned budget, spending on exactly what you need and nothing else. This book presents solutions for two major problems in our consumer society: (1) how to downsize your cravings without having to sacrifice the fun stuff, and (2) how to whip your finances into shape and follow a personalized budget. This is not a get rich quick book. But I can promise day-by-day, month-by-month, you’ll budget better and become richer as a consequence. Regardless of how much your income is we’ll find a way to budget, save, and increase your net worth. Since my youth, I’ve had to live on a budget that ranged from $100 to $200 a month if I was lucky. Even though I never knew how much I would have the next month, I was always able to have enough for my essential expenses, personal pleasures, and savings. If you’re tired of the false and impossible-to-follow promises of “finance gurus,” try out my simple, straightforward, easy-to-stick-to methods. Improve your spending habits: • Incorporate minimalism into your finances • How to avoid becoming a minimalist consumerist • Learn the psychological traps that make you overspend • Control your compulsive spending habits Feel financially secure every day: • Learn about two A-Z budgeting methods and how to make them work for you • Learn ratio-based budgeting and fixed-amount budgeting • Discover the best budgeting software programs • Design a bulletproof savings strategy to get out of debt, be prepared for emergencies, and set yourself up for retirement Stop hating your financial life: • Learn how to set SMART financial goals • Increase your self-confidence with budgeting • 50 small budgeting tips Financial education is not part of our educational system. It is normal that we don’t know how to budget when we step into the craziness we call adulthood. But it is not normal to stay ignorant about a field of life that (like it or not) guarantees our material survival. Money management is an essential skill for everybody who earns, shops or consumes. If you follow the budgeting tips in this book, you’ll be able to keep track of your finances. You’ll clearly know where your money goes, where it comes from and where can you save. You won’t feel stressed of running out of money unexpectedly, you’ll clear yourself out of debts and have savings for bigger expenses like a vacation, new car or unexpected events. Leave money struggles for yesterday. Grab a copy of Minimalist Budget by hitting buy now in the top right corner of this page.

    Whenever you find yourself worrying, procrastinating, or questioning your potential -- FEAR is getting the best of you.Specifically, there are seven common fears you must learn to defeat if you want to live a happy and successful life:1) The fear of what other people think.2) The fear of change.3) The fear of making the wrong decision.4) The fear of missing out on something better.5) The fear of not being good enough.6) The fear of failure being permanent.7) The fear of being "due" for a setback.Every major worry and self-destructive thought is rooted in one of these seven fears.In this inspirational fable, Mickey McGavin is a pro boxer struggling to overcome the seven fears that are holding him back--in the ring and in life. With the help of a former world champion who becomes his trainer and mentor, McGavin learns he must defeat the fears in his mind before he can defeat his opponents in the ring.Boxing is the metaphor for life in this story, but the techniques used for defeating fear are universal.No matter your goal, FEAR is your ultimate opponent and this book will show you how to defeat the fears that hold you back from living the life you were born to live.Read this life-changing book and discover why victory -- in sports, in business, and in life -- always favors the fearless.

    Susie Moore not only helps you discover your own purpose, but offers a practical guide to making it the driving force in your life and work." — Arianna Huffington Do you have a hobby or passion that has nothing to do with your nine-to-five job? Do you craft vintage jewelry, make handmade furniture, or offer expert negotiating advice to family and friends in your spare time? Then you, too, could join the 1/3 of Americans who turn their talents into a lucrative side hustle. In What If It Does Work Out? life coach and professional side-hustler Susie Moore offers expert tips and guidance to help you earn an extra source of income by doing something you love. In her energetic and encouraging style, she guides you through all of the planning stages and potential obstacles, showing how to overcome any hesitation or fear, create multiple revenue streams, and more. Susie also presents inspiring stories from fellow side hustle successes, including the founders of Spanx and MindBodyGreen. Recommended by Entrepreneur magazine as a book "entrepreneurs must read to dominate their industry," What If It Does Work Out? features all you need to take the practical steps toward living the life of your dreams. "Susie Moore has a truly special gift of making you feel like you can do absolutely ANYTHING your heart desires — and actually showing you how to achieve it. Her book is a highly practical, relatable and fun guide for anyone wanting to start or grow a Side Hustle." — Farnoosh Torabi, bestselling author and Oprah Winfrey's finance columnist "Susie Moore is a powerhouse … highly energetic, positive, generous and creative." — Bruce Littlefield, New York Times bestselling author"This book is the kick-in-the-pants side hustlers need to start living the life they want! An amazing reference for anyone who wants to not be 100% dependent on their 'day job.'" — Molly Beck, host of the Forbes podcast Two Inboxes: Interviews with the Side Hustle Generation"This book is the only resource you need to start your own side hustle. Susie covers the practical, emotional and spiritual path to becoming a success. Warning, it will make you want to put down the remote and get started right away." — Carly Pollack, Nutritional Wisdom founder and author of Finally Fullfilled"After working with Susie for more than a year, I've witnessed the incredibly positive impact her work has on our millennial readers — as well as my own personal and professional life. Her advice is down-to-earth, relatable, and encouraging, with just the right amount of tough love you need to make your goals a reality. This book is guaranteed to change your life, in the best way possible." — Locke Hughes, Greatist "Susie is an inspiration. She runs circles around the rest of us and makes it look easy. Any insight into how she does it is worth reading! For someone so accomplished to open up so candidly is an opportunity for the rest of us to learn, and one we shouldn't miss." — Libby Kane, Business Insider "Susie Moore is a light to everyone who meets her. Her immense insight and experience will help anyone who wants to craft a side hustle and live a life of freedom, security, and creativity." — Melyssa Griffin, The Nectar Collective "Launching a side hustle is no easy task, but after reading Susie Moore's book, I found it not only to be manageable but also inspirational. Susie's positivity shines throughout the entire book, helping side hustlers overcome fear and doubt to help them move forward. Great read for anyone thinking of taking the plunge." — Andrea Huspeni, Entrepreneur.com"Susie has a magic that energizes and motivates even the most jaded, 'read it all, heard it all' self-help skeptic. I'm one of those, and she's had a powerful effect on my life! Soak up all the Susie you can." — Laura Belgray"When you're starting a side hustle, you need emotional support and a confidence boost just as much as you need practical tips and tools for getting started. Susie Moore effortlessly combines both in　What If It Does Work Out, making this truly the ultimate guide to getting a side gig off the ground."  — Adrian Granzella Larssen, Editor-in-Chief, The Muse

    Optimistic people have more fun, are healthier and achieve more of their potential. Optimistic thinking is a skill that anyone can learn. In this simple easy-to-use book, Lucy Macdonald will show you how to harness the power of optimism to help you create a more positive, upbeat attitude to life. The book contains 20 specially devised exercises that include simple practices such as journaling, visualisation, affirmations and simple physical exercises. With its foundations in scientific principals of cognitive behaviour, You Can Be An Optimist will show you how to: Boost your optimism Recognise and deal with problems as they arise Stop being negative and nurture a positive outlook Deal with stress and increase your motivation Be happier and more successfulThis book will help you to plug into the power of optimism, improve your health and create happiness for yourself and those around you.

    A decade ago the multi-platinum selling rap artist decided to pivot. His ability to adapt to change was demonstrated when he became the executive producer and star of Power, a high-octane, gripping crime drama centered around a drug kingpin's family. The series quickly became "appointment" television, leading to Jackson inking a four-year, $150 million contract with the Starz network--the most lucrative deal in premium cable history.Now, in his most personal book, Jackson shakes up the self-help category with his unique, cutting-edge lessons and hard-earned advice on embracing change. Where The 50th Law tells readers "fear nothing and you shall succeed," Hustle Harder, Hustle Smarter builds on this message, combining it with Jackson's street smarts and hard-learned corporate savvy to help readers successfully achieve their own comeback--and to learn to flow with the changes that disrupt their own lives.

    This book has received great reviews from: Best selling authors, Clinical Psychologists, Media personnel, Entrepreneurs, Business Executives, Wellness coaches and people from all walks of life (few mentioned in the editorial reviews section on Amazon.com). About Author >> Maddy Malhotra is an International Motivational Speaker and Success Coach. He is a regular guest on radio and has been interviewed by stations worldwide including the BBC. He’s done motivational shows for well-being TV channels and has been featured in several national newspapers and health magazines. His life story has inspired hundreds of thousands worldwide. He lives in the UK and is involved in several Charity/non-profit projects. Maddy is passionate for helping people to achieve Success, Happiness and Self-Love. Maddy says >> I have shared the philosophies and principles which have been followed by every successful person and their roots can also be found in ancient wisdom. I have applied and lived these myself and my clients have benefited from it. I don’t want anyone to feel unworthy, unlovable, or incapable so I have revealed some very important facts which can help you live a happier and fulfilled life. These secrets affect every area of our lives every single day but are not taught at school and are rarely a part of parenting! This became the biggest reason for me to write this book and create seminars and home study course. “High Self esteem (self-belief), a fearless Positive Mind, Confidence in Your Abilities, Effective Habits and Clear Goals – are essential to create a Prosperous and Happy life” From the back cover >> “We need a Positive Self-Image for Career or Business Success, Ideal Body and Happy Relationships. ” Many hours and much money are spent every year in the pursuit of getting thinner, richer, more confident, ‘better’ jobs and fulfilling relationships. And yet we never quite seem to achieve what we desperately seek and we can’t seem to keep hold of it when we do. Why is this? Quite simply we sabotage our own efforts with ‘limiting beliefs’ about our capabilities and our worth. In this Easy to read and Practical book Maddy Malhotra aims to help us change that forever. If you have ever failed to achieve something you set out to do or achieved it and then lost it afterwards, this is the book for you. Learn why and how your beliefs are holding you back, what you can do about it and how You Can build Belief in Yourself. You have nothing to lose and everything to gain (including those elusive goals)! FACT: ‘They’ didn’t teach us the principles of success and happiness! This book can help you achieve >> More Time for Yourself, Happy Relationships, Clear & Effective Goal setting, Financial Success, Emotional Intelligence, Leadership Skills, Self Empowerment, Create a Positive Attitude, Mental Toughness, Positive Behaviour, Decision Making Skills, Inner Motivation, Self Love, Inner-Peace, Effective Parenting, Understanding 'How Life Works', High Self-Esteem, Boost / Increase Confidence, Overcome / Get rid of Fears, Break Bad Habits & develop new like the world class achievers, Be Successful, Be Happy, Be Peaceful, Forgiveness and daily Gratitude. If you like Stephen Covey’s Seven Habits of Highly Effective People or Brian Tracy’s books or the Chicken Soup for the Soul series (Jack Canfield), then you’ll like this too! Some readers of this book, who had read ‘The Secret’, realised why the ‘law of attraction’ didn’t work for them! You can read Maddy’s inspirational life story and his humanitarian projects at CoachMaddy.com Like many, you can also benefit from his personal development articles, media interviews, and blog.

    Through their story you’ll learn the surprising fact that you cannot get rich with a budget! You have to have a plan to pay yourself first that is totally automatic, a plan that will automatically secure your future and pay for your present.What makes The Automatic Millionaire unique:You don’t need a budgetYou don’t need willpowerYou don’t need to make a lot of money You don’t need to be that interested in moneyYou can set up the plan in an hourDavid Bach gives you a totally realistic system, based on timeless principles, with everything you need to know, including phone numbers and websites, so you can put the secret to becoming an Automatic Millionaire in place from the comfort of your own home. This one little book has the power to secure your financial future. Do it once--the rest is automatic!

    It will help you to discover your true purpose and calling in life. How to get any job or career you want. How you can get the upper hand in any personal or professional negotiation. The ultimate time management strategy that will help you maximize the use of your time, enable you to focus on your core competencies and reach your goals in the quickest most efficient way possible. It will teach you success and problem solving mindsets and skillsets that will enable you to overcome any obstacle, challenge or setback. The secrets to health, vitality and unlimited energy that keeps you free from common colds, flu and illnesses so you can enjoy your life with exceptional mental clarity, focus and efficiency. How the worlds banking, credit, monetary and financial system really works so you can understand how government policy will affect your business, job, investments and the economy so you can take advantage of the boom/bust cycle of the central banking system, protect your accumulated wealth and financially profit in any market conditions. Why am I qualified to help you overcome your challenges and reach your full potential? I’ve spent most of my life studying and applying the best lessons I’ve learned from self-help, philosophy, history, religion, politics, finance, business, marketing, entrepreneurship, leadership, health, exercise and studying the most successful people in history. I share what I learned after hitting the wall and failing to graduate college so I could stop sabotaging my success and employ the superior fundamental principles of the science of high achievement that enabled me to get every job and career I went after upon graduation, started a mortgage and real estate company that netted a $60,000 profit in the first month of operation, and grew it from just an idea into 7 companies grossing almost $8 million dollars per year in revenue in only six years with two business partners and 40 employees. Then I liquidated everything before the housing crash of 2007-2008 to become a full time life coach. I went from making $500,000 per year to nothing and struggled tremendously to figure out the right business model for the first 5 years. I was so determined to succeed in my new business that I even resorted to waiting tables 3 days a week for 10 months, while sleeping on my dad’s couch for several years living like a broke college student, until I figured it out and my new business took off. I have grown it into a multi-million dollar business from nothing but an idea that helps change the lives of thousands of men and women from all over the world, and every country, cultural and religious background. I’ve made millions, lost millions and made it all back again many times over by applying the best wisdom I’ve learned from the most successful people in the world, past and present. I share with you my personal journey of how I did it and continue to do it, and what I’ve learned so you can avoid the mistakes I’ve made, and get from where you are to where you want to be in the quickest way possible. There’s a reason why high achievers are able to consistently achieve their dreams over the course of their lives, despite suffering many setbacks and challenges, and my book will teach you how to do the same thing in your own life. If you apply what I teach, you’ll get even better results than you’re currently getting.

    Our work follows us home, even on weekends and vacations.The result is stress, burnout, and strained relationships. Ironically, burning the candle at both ends makes work quality suffer too.Days full of busyness, where you go to bed wondering where all the time went and why so little got done, is primarily the product of habit. One action triggering another that fills every moment of the day, crowding out anything that's not an emergency.It's automated overwork. And when a person succumbs to the stress and leaves for greener pastures, this “burnout pattern” follows them around from one job to the next.But there's good news . . .Self-automation can become your advantage as well.And it's all laid out in the newest book from Michael Hyatt & Company, No-Fail Habits.No-Fail Habits reveals how you can permanently drop habits that don't serve you.You'll also discover how to identify negative triggers and replace them with actions, habits, and rituals that free your time and give you the mental space for deep work—the fertile soil of accomplishment.No-Fail Habits is the blueprint for leveraging habits to build a life of success at work and in your personal life. No-Fail Habits will help you achieve more than you ever thought possible.

    When we do, we give away our power. It’s time to find your own answers...uncover your own internal motivations...and set your own rules! In Tony Robbins’ exciting live audio seminar Unleash the Power Within you’ll discover how to transform your limiting beliefs, adding new meaning and depth to your life. You’ll learn to tap into your deepest, most personal resources, to become all you truly desire and deserve. And when you begin to claim the abundant rewards your future has in store, you’ll not only make a remarkable improvement in your life—but consequently, in our world. Tony shows you how to live your life not by hope...not by chance...but by design. You’ll learn to: -Break old patterns and destroy limiting beliefs -Become a decisive person who takes massive, intelligent action -Condition yourself mentally, emotionally, and physically to create staggering results -Find and develop a strategy of success -Have more confidence and self-esteem -Develop new communication skills -Generate more passion and enthusiasm -Become aware of the higher purpose of your life -Discover what drives you and what holds you back -And much, much more!