We spend endless hours obsessing over our budgets and investments, trying to figure out ways to stretch every dollar. We try to follow the advice of money gurus and financial planners, then kick ourselves whenever we spend too much or save too little. For all of the stress and effort we put into every choice, why are most of us unhappy about our finances?According to Laura Vanderkam, the key is to change your perspective. Instead of looking at money as a scarce resource, consider it a tool that you can use creatively to build a better life for yourself and the people you care about. For instance, the average couple spends $5,000 on engagement and wedding rings, making these pricey purchases largely because everyone else does. But what if you decided to spend $300 on rings and apply the rest to future date nights, weekend getaways, and thinking-of-you bouquets over the next ten years? In he long run, what would bring more joy to your marriage? Likewise, will owning a home with a pristine lawn and a two-car garage—the American Dream—really make you more satisfied? Or are you saving up for this investment just because financial planners tell you it’s worth it?Vanderkam shows how each of us can figure out better ways to use what we have to build the lives we want. Drawing on the latest happiness research as well as the stories of dozens of real people, Vanderkam offers a contrarian approach that forces us to examine our own beliefs, goals, and values.Among her advice:Laugh at the Joneses: It’s human nature to compare yourself to those around you, but you can create lifestyle hat rings you personal satisfaction without copying your neighbors.Give yourself the best weekend ever: Studies show that experiences often bring more pleasure than material goods. With a little planning and creativity, you can give yourself a memorable getaway without leaving town or going broke.Embrace the selfish joy of giving: Giving back not only helps you build karma, it also helps you build a community—which is much more fulfilling than a tax deduction. All the Money in the World is a practical and inspiring guide that shows how money can buy happiness—if we spend it wisely.

    It is four weeks into the apocalypse, and with his wife and daughter still missing, David is doing his best to keep it together and look after his seven-year-old son Harry. But as the days go by, this task is proving to be getting more difficult. With many obstacles getting in David’s way to protect his son, like avoiding thugs and trying to keep hydrated and fed, he has decisions to make in order for he and his son to survive long term. *********************** A message from the author Please read before downloading In October 2014, I decided to write a little book inbetween the Snatchers series (a little tradition of mine) and began writing a story about a father and son that were trying to survive in the Zombie apocalypse. I called it Dead Dayz In December 2014, I decided to ditch the first draft and concentrate on a new Snatchers book, Snatchers 5: The Dead Don’t Yield. I didn’t like the finished Dead Dayz, but some individuals who had read the book liked the father and son story, so I decided to incorporate it into the fifth Snatchers book. The story was about David Johnson and his son, Harry, (Paul and Kyle Dickson), and I saved the best bits from the Dead Dayz book and put it into the Snatchers book. The following you are about to read is the original Dead Dayz book. If you have read the Snatchers series, then this book still has many parts/chapters that you haven’t read before, but the story will certainly be familiar. And if you haven’t read the Snatchers series before, then everything I have talked about doesn’t matter. Dead Dayz was initially a standalone novel, before it was dissected for the Snatchers 5 book that was eventually released in February 2015, and it seemed a shame to leave it sitting on my hard drive in its original form.

    We all know one! They like to groan and grumble, offering their own commentary on the shortcomings of modern life. Whether it is queues at the supermarket, the state of the health system, the price of a pint these days, the hairstyles of teenagers, or the number of Maltesers you actually get in a bag, there is always something that will get their goat. 'The Grumpy Old Git's Guide to Life' is a hilarious celebration of all these grumps, how to identify one, what exactly they find so irritating and why we find their rants quite so amusing.

    When John Hargrave first invested in cryptocurrency, the price of a single bitcoin was about $125; a few years later, that same bitcoin was worth $20,000. He wasn’t alone: this flood of new money is like the early days of the Internet, creating a new breed of “blockchain billionaires.” Sir John has unlocked their secrets. In Blockchain for Everyone, Sir John reveals the formula for investing in bitcoin and blockchain, using real-life stories, easy-to-understand examples, and a healthy helping of humor. Packed with illustrations, Blockchain for Everyone explains how (and when) to buy bitcoin, cryptocurrencies, and other blockchain assets, with step-by-step instructions. Blockchain for Everyone is the first blockchain investing book written for the layperson: a guide that helps everyone understand how to build wealth wisely. It’s the new investing manifesto!

    Pendergast is missing, presumed dead.A SHOCKING RETURNSick with grief, Pendergast's ward, Constance, retreats to her chambers beneath the family mansion at 891 Riverside Drive--only to be taken captive by a shadowy figure from the past.AN INTERNATIONAL MANHUNTProctor, Pendergast's longtime bodyguard, springs to action, chasing Constance's kidnapper through cities, across oceans, and into wastelands unknown.BUT IN A WORLD OF BLACK AND WHITE, NOTHING IS AS IT SEEMSAnd by the time Proctor discovers the truth, a terrifying engine has stirred-and it may already be too late . . .

    On her way to a presentation that could make or break her, she runs into Jason Turner, a handsome, mysterious billionaire. Jason is immediately drawn to Kaia, and wastes no time in letting her know how much he wants her. But for reasons that Jason doesn’t explain, reasons that he doesn’t even like to think about, he can’t let himself get involved with anyone. It’s not safe. So, he asks Kaia to meet up with him that evening, but there’s a catch: they can only have one night together. Despite her own better judgement, Kaia agrees. But one pleasure-filled night isn’t enough for either one of them, and Jason finds his resistance crumbling. If Jason lets Kaia get closer, she could get hurt. If he lets her go, he’ll always want her. If he can keep her safe, is it worth a chance? When Kaia finds out that past Jason’s holding onto is built on a lie, maybe Jason will finally let himself have a future with her…

    The last thing Dan needs is trouble, after his time spent in jail. Can they let go of their pasts to defeat a killer in the harsh outback desert? Jenna Montrose is on the run from the man who killed her father. Alone and always moving from town to town, Jenna trusts no one, not even the cops. She arrives in remote Smokey Creek, outback West Australia, where she takes a job as a jillaroo on a cattle station. Perhaps this time her archenemy won’t be able to find her. Dan Simmonds has demons of his own to conquer, having spent two years in jail for a crime he didn’t commit. He needs to keep this job to re-build his reputation. But he can’t seem to shake the protective instinct Jenna awakens when he sees through her lies to her desperate vulnerability. She’s so full of contradictions, he’s not sure she’s worth figuring out. When they become trapped together in the desert, Dan admits she provokes emotions he thought buried deep. Jenna is drawn to Dan’s courageous heart and welcoming smile, but desperate not to reveal her secret, will she revert to her habit of running away when the murderer reappears? Or will she let him help her, and turn the hunter into the hunted? Suzanne Cass’s rural suspense abounds with peril, passion and murder, set in the magical outback desert of Western Australia. Get Shadows in the Dust today if you love an intriguing thriller with romance at its core.

    He was a hot, dreamy man that could bring any woman to her knees." (The Proposition)This Collection contains the 4 stories:Book 1: The PropositionMegan is amazed when her fabulously rich and handsome boss decides to give her a very no-strings, very sexual proposition. She already found him highly desirable and he’d certainly assured her that no matter her answer, he’d respect it. So what was it going to be?Book 2: Illicit PropositionMegan has indulged in some pretty wild fantasies involving her rich handsome boss, Heath Mayer. But she soon finds out that reality is even more of a tantalizing thrill…They meet again and he makes her a proposition that is both tempting and full of dangerous promise. But before she is to succumb, she is given a taste of what is expected of her if she is to share his bed. The scene unfolds and more than ever she understands how careful you must be of what you wish for…Book 3: No-Strings PropositionHeath Mayer proved to want Megan more under his control than ever. Now that she’d agreed to make that weekend trip with him, Megan discovered how dark and challenging his desires truly were. Hungry for the chance to explore this new, exciting experience with him, Megan decides to keep her mind – and body, open to his demands. It was just for three nights, after all. No promises, no strings…just enough hot, pounding passion to leave her going up in flames… Book 4: Eternal PropositionMegan Kerry had some really hard choices – literally. Spending three hot nights with her sexy boss Heath Mayer had her falling deeper into his dark web. He demanded for nothing less than the entirety of what she had to give – herself. But would it be just for that no-strings weekend, or was it possible he would want more? Megan had to decide which role she wanted to continue to play in his life. His toy, or the woman with a chance of having his heart…***This series contains adult romantic these that will get all heart’s pumping!Preview:Oh fuck he’s hot, she thought, as she shook hands with Heath Mayer. She’d heard about their chief exec being quite the hunk, but did anyone have the right to be so freaking sexy? He just had to breathe and he was any girl’s hottest fantasy. Above six feet tall, wide shoulders, narrow waist – all round solid, hard. He had the kind of arresting face you’d see on any of those high fashion men’s magazines. Brooding good looks with the chiseled jaw and smoky eyes. His were a piercing grey, with hair so dark it seemed to have blue streaks in them. He had on a three piece suit that fit him perfectly, and gave the impression that his clothes cost more than Megan earned in a year. “This is Miss Kerry,” her superior, the VP of sales and marketing, was saying as he introduced her to the owner and CEO of the company.

    Peter Serafinowicz's Questions and Answers is a showcase for the razor wit and joyful nonsense of one of Britain's cleverest comedians, firing back genuinely funny instant replies to a stream of questions from the general public. This book collects together several hundred jokes from Peter's store of one-liners in a stylish, faux-Victorian, gifty hardback, just in time for Christmas. 'Peter Serafinowicz is hilarious' David Walliams' 'It's funny, but Peter Serafinowicz is the kind of funny person that funny people find funny' Simon Pegg 'Peter Serafinowicz is one of the funniest women in the world' Derren Brown

    Over 1,200 pages of pulse-pounding action and excitement, nail-biting espionage, and elaborate political intrigue.Meet Tom Dugan A globe-trotting marine consultant and very part-time CIA asset, Dugan was only supposed to take a few pictures in Chinese shipyards now and again, and provide discreet courier service under the cover of regular business travel. That is, until the Company needed a scapegoat, and it all went terribly wrong. Deadly Straits (Book 1) Falsely implicated in a hijacking, Dugan's offered a chance to clear himself by helping the CIA snare their real prey, his best friend, London ship owner Alex Kairouz. Reluctantly, Dugan agrees to go undercover in Alex's company, despite doubts about his friend's guilt. Once undercover, Dugan's steadfast refusal to accept Alex's guilt puts him at odds not only with his CIA superiors, but also with a beautiful British agent with whom he's romantically involved. Deadly Straits is a non-stop thrill ride, from London streets, to the dry docks of Singapore, to the decks of the tankers that feed the world's thirst for oil, with stops along the way in Panama, Langley, Virginia, and Teheran. Richly spiced with detail from the author's 30 years sailing, building, and repairing ships worldwide. Deadly Coast (Book 2) Tom Dugan has barely put his life back together and started to enjoy his newly formed business partnership with Alex Kairouz, when one of their ships is captured by murderous Somali pirates. When a possible link between piracy and terrorism comes in to play, the US and British governments halt all negotiations for captives, and a frustrated Dugan defies the authorities to take matters into his own hands. But his cobbled together rescue operation stumbles across something far more sinister than piracy — a rogue salvage operation for a long lost weapon of mass destruction. Dugan and his hastily assembled little band of volunteers find themselves the last line of defense between the world and a terrifying bio-weapon. Weaving historical fact with speculative fiction, Deadly Coast takes the reader from London board rooms into the very real world of modern day pirates — and their victims. Deadly Crossing (Book 3) Six months have passed, and back home once more, life is good for Tom Dugan by any measure as he rolls through the London night, the woman he loves in the taxi beside him. Then his phone rings, alerting him to the arrival of two old Russian friends with a very big problem.

     August 2014: ISIS continues its reign of terror, conquering new areas in Iraq and Syria, leaving tens of thousands of dead and millions displaced in their homelands. International news shows gruesome images of massacres and ethnic cleansing. A horrified Norwegian soldier at Camp Rena, shocked by Norway’s unwillingness to commit troops to eradicate the terrorists, decides to take matters into his own hands and travels to the Kurdish front line in Iraq.

In this gripping memoir, Mike Peshmerganor recounts how his Kurdish heritage, liberal Norwegian upbringing and military training shaped his worldview and drew him into the fight against militant Islamism. Armed only with gear he purchased himself and the name of a Kurdish contact, Mike is thrust into a military culture completely foreign to Westerners; where soldiers work without pay, adequate food and even ammunition, and their revered leader is a former hitman. Here are dramatic firefights against the world’s most feared terrorist organization, and insight into the mindset of a true warrior. Mike Peshmerganor is a pseudonym. He escaped from Kurdistan as an infant with his family, grew up in Eastern Norway and served in Norway’s elite Telemark Battalion. "I couldn’t think of a single better reason for the government to send troops abroad than to stop an ongoing genocide. And what about all the foreign fighters from Europe who fought for ISIS? Didn’t we have a responsibility to stop our own citizens from actively perpetrating war crimes and other atrocities in Iraq? Who will prevent them from returning home and carrying out terrorist attacks here, in
our own cities? I realized it was futile to wait for Norway to engage directly in the fight against ISIS. I had to do it on my own."

    It tells the story of Bailey, from her own viewpoint, who begins her life in circumstances beyond her control. She longs for love and to live in home where she will be cared for. This short story follows her adventures from her start and through the trials she faces to reach her Forever Home. This is the first book of a new series that will introduce you to Bailey and each of her friends and how they all find their way home. I hope you enjoy her journey.

    #1 in Kindle Store > Kindle eBooks > Nonfiction > Travel > Specialty Travel > Tips#1 in Books > Travel > Specialty Travel > Budget TravelHow to Travel Full Time is a collection of practical tips and stories by full time traveler and author, Colin Wright.This book is intended to help aspiring long term or full time travelers prepare themselves for life on the road, with information and inspiration on preparing your new lifestyle, getting set up when you arrive, and every step in between.

    Not quite sure what he's let himself in for, he slowly adjusts to the isolated environment of Lake Ness and the challenges of living with a bunch of often erratic and unpredictable teenagers.However, it's not long before their best-laid plans start to unravel. Some of the kids aren't too good at obeying the rules of the camp, Gerry finds himself dragged back down into memories he's been trying to avoid, and Marnie and Jim have had a falling out. The FBI is also sniffing around and everyone knows that they don't generally like to spend money unless it's money well spent.On top of everything else, there's something large and dangerous living in the lake and as impossible as it sounds, Gerry is starting to think they've discovered some long-extinct aquatic dinosaurs living in this isolated waterway, creatures who are rapidly developing a taste for human flesh. Someone is going to have to step up to be a hero before more lives are lost and it looks like Gerry is that man. Unfortunately, volunteering to be a hero was never one of Gerry's preferred career choices.Lake Ness - extinction is about to be redefined.

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