Eilidh has tears in her eyes while riding away from the only home she ever knew. Young Eilidh had to make the hardest choice of her life, trying to avoid marring a Laird twice her age, known for his cruelty.Now, travelling disguised, she meets lain, a leatherworker who is moving to a larger village in search of a better life for him and his sisters. Eilidh keeps Iain at a distance in the begging, but even a more experienced woman would have a hard time resisting an imposing man like Iain. And Eilidh is anything but experienced.While trying to escape a ferocious hunt ordered by her father, young Eilidh is slowly falling in love and is about to get one of the harshest lessons there are;Utter betrayal can only come from the one you let closest to your heart.

    There is nothing wrong with that desire. But you must have known the secrets of avoiding losses. Share Market is a field that has of late developed overwhelmingly. Millions of people invest in it with enthusiasm and are interested in knowing details about this grey area. Sadly, not everyone who invests in it earn profits. Some people who constantly learn end up earning, but those who do not know anything about it and put their trust on luck lose miserably. This book shows the way to avoid losses and increase gains in share market. This comprehensive book touches upon every aspect of stock market investment. A fantastic starting point for anyone aspiring to enter into the unknown world of share market. Even for investors who are already in the market, this book can serve a guide. People say, you either earn or learn in share market. This book preaches the secrets of learning and earning at the same time. This work takes you through an introduction about shares, functioning of share markets, relevance of stock market indices and different approaches for primary & secondary market investments. In also talks about the real qualities of an investor and how he differs from a speculator in the marketplace. Relationship between inflation & investments and the need for achieving inflation adjusted returns are stressed upon. Various stock selection processes, approaches to adapt for different market conditions and more more importantly the art of avoiding losses are discussed in details. You will learn how to analyse a company, its shares, market dynamics, how to value a business, what price to pay for a company etc. All important parameters, numbers and ratios are explained with interesting real time illustrations. Difference between value investing and growth oriented stock selection process is analysed thoroughly, Likewise, fundamental analysis and technical analysis are compared in a rational way. On top of these, this books describe the qualities that differentiate successful investors from ordinary ones. Those qualities are analysed in detail. More importantly, the book stresses the importance of identifying bad companies and unethical management, and teaches how to stay away from them.

    As the only place on Earth where grew the "holy trinity" of spices-cloves, nutmeg, and mace-these minuscule islands quickly became a wellspring of international intrigue and personal fortune, occasioning the rise and fall of nations across the globe. It is the history of these islands, their mystique, and the men who tried to tame them, that is the fascinating bounty of THE SCENTS OF EDEN.

    Through his simple 5-Step Action Plan, Ed Slott�s down-to-earth, clear-cut, and often humorous approach shows everyday investors how to distribute, roll over, withdraw, and secure their retirement savings (and their inherited nest eggs) against Uncle Sam.

    its not just a book..its not just a biographie book..its a true story about a basketball player with passion,emotions, and full of dramatics...to get what he want to be...

    Minimalist Budget will help you to turn your bloated expenses into a well-toned budget, spending on exactly what you need and nothing else. This book presents solutions for two major problems in our consumer society: (1) how to downsize your cravings without having to sacrifice the fun stuff, and (2) how to whip your finances into shape and follow a personalized budget. This is not a get rich quick book. But I can promise day-by-day, month-by-month, you’ll budget better and become richer as a consequence. Regardless of how much your income is we’ll find a way to budget, save, and increase your net worth. Since my youth, I’ve had to live on a budget that ranged from $100 to $200 a month if I was lucky. Even though I never knew how much I would have the next month, I was always able to have enough for my essential expenses, personal pleasures, and savings. If you’re tired of the false and impossible-to-follow promises of “finance gurus,” try out my simple, straightforward, easy-to-stick-to methods. Improve your spending habits: • Incorporate minimalism into your finances • How to avoid becoming a minimalist consumerist • Learn the psychological traps that make you overspend • Control your compulsive spending habits Feel financially secure every day: • Learn about two A-Z budgeting methods and how to make them work for you • Learn ratio-based budgeting and fixed-amount budgeting • Discover the best budgeting software programs • Design a bulletproof savings strategy to get out of debt, be prepared for emergencies, and set yourself up for retirement Stop hating your financial life: • Learn how to set SMART financial goals • Increase your self-confidence with budgeting • 50 small budgeting tips Financial education is not part of our educational system. It is normal that we don’t know how to budget when we step into the craziness we call adulthood. But it is not normal to stay ignorant about a field of life that (like it or not) guarantees our material survival. Money management is an essential skill for everybody who earns, shops or consumes. If you follow the budgeting tips in this book, you’ll be able to keep track of your finances. You’ll clearly know where your money goes, where it comes from and where can you save. You won’t feel stressed of running out of money unexpectedly, you’ll clear yourself out of debts and have savings for bigger expenses like a vacation, new car or unexpected events. Leave money struggles for yesterday. Grab a copy of Minimalist Budget by hitting buy now in the top right corner of this page.

    Graphs are not included, but both the graphs and the concepts behind them are explained; only basic math is included, and you can even skim over the math and still come away with an understanding of the concepts; statistics is not included at all.BASIC ECONOMICS FOR STUDENTS AND NON-STUDENTS ALIKE is an easy way to learn concepts relating to economics and the economy. It is a product of thousands of hours spent online, teaching basic concepts in economics to hundreds of students worldwide over the course of the past several years. From back and forth communications, I have discovered the explanations for the concepts that students find easiest to understand, as well as the areas that most often get misunderstood and under-emphasized.I have worked with students located throughout the United States and from many different countries, on six different continents; students from many different school systems with different points of emphasis; students with different levels of knowledge, different backgrounds, and different levels of interest in the subject. I have received numerous comments and testimonials regarding the teaching methods that I incorporate in BASIC ECONOMICS FOR STUDENTS AND NON-STUDENTS ALIKE.The subject matter included in BASIC ECONOMICS FOR STUDENTS AND NON-STUDENTS ALIKE comes from a compilation of many different textbooks at the introductory and intermediate levels. My goal was to include every subject in economics that normally will be found in an introductory level textbook of economics, microeconomics, or macroeconomics. Since different school systems, different classroom instructors, and different textbooks cover a slightly different combination of topics, BASIC ECONOMICS FOR STUDENTS AND NON-STUDENTS ALIKE is a little more comprehensive than most single introductory textbooks of economics. Some of the topics will be found in introductory classes in some schools, but in intermediate-level classes in other schools.

    This book discuses various major types of financial institutions and financial instruments present along with how and why the system of money and capital markets is changing. It also provides a descriptive explanation of how interest rates and security values are determined.

    All he knew was the pain and suffering he had caused…and the pain he now felt from the fateful fall from the tree limb that now lay splintered beneath him. As certain death was about to befall him, he was granted a chance of redemption. Somehow, he was deemed worthy of a second chance but it would come with a price. The price would plunge him into a world between the living and the dead, where isolation was his only companion. Isolation and time….Those were things he would have an abundance of to ponder the misdeeds he had wrought throughout his life. Old hatreds of the past prevented Derek from opening the path of redemption. Love would be the only thing to save his soul from the endless years spent not quite a man; not quite a ghost. His punishment was severe and an ancient curse prevented him from satisfying his human needs in every sense. He knew want; he knew loneliness. Only in the Tower, protected by the Guardians of the past, could he claim his humanity. The tower held the key to unlock Derek Campbell from the prison of his soul and of his heart. Kiera Callum was running from a failed relationship and a career with a sadistic and abusive boss. The Highlands of Scotland seemed like just the balm to soothe her battered spirit. She never dreamed that taking the menial job as a tour guide would afford her to actually live in the main quarters of Castle Campbell. She also could not imagine that the Keep came complete with a 700 year old spirit. It seemed Kiera ran from many things in her life when the going got tougher. One of those things was her ability to sense the spirits of those who had gone before. She had denied that gift her entire life because it marked her as a freak. Only now there was nowhere to run. Kiera had to finally face everything she had run from in order to help the trapped soul of a medieval man whose presence was the most vital thing she had ever encountered. She would have to learn to trust in the things that could not be explained. Things are not always as they appear… Could love end his torment? Would Kiera be able to open her heart enough to release him from the prison of isolation? Would her love be strong enough to let him go? Celtic Spirit spans six and half centuries where the past and present collide. Love can bridge time and space. Love is eternal.

    His aunt offers a way out, but is the cost too high? Her dying wish is to give them The Grand Opera House of Rapid City, but there’s one catch. All three brothers must wed first. When he chooses to marry the costume designer out of necessity, will a marriage of convenience ruin the crescendo building between them?Beloved DuetSam Wagner is the forgotten son. He will do whatever he must to take ownership of the Opera House, including send for a mail order bride. When his first plan falls flat, he seeks the hand of the woman who helped him along the way. Except, she’d rather have nothing to do with him or his hand. As time runs short, can he convince her he isn’t the man she believes him to be?Grand FinaleCaleb Wagner flees his home and his family to escape the pressure of finding a wife. He’s certain if he leaves, his aunt will relent and give his brothers their desires. While away, he meets an opera star in hiding. She convinces him to bring her back to Keystone, the perfect place to escape. Will she be the final piece the family needs or will Caleb’s delay mean silence for them all?If wives aren’t found before time runs out three brothers will lose their birthright. Don’t miss this sweet, historical romance with perfect pacing and a final curtain you won’t want to miss.

    But her dreams are cruelly shattered by a bomb blast that leaves her badly scarred. Suddenly her career’s in ruins and her long-term boyfriend is gone. Plagued by the paparazzi, she flees to Cornwall where she meets and falls in love with her handsome neighbour, blind crime novelist, Alan Murray. As a new life starts to fall into place, her former boss threatens to tell Alan about her past indiscretions unless Lynn agrees to become one of his porn stars. She refuses and is miraculously saved from exposure when her boss ends up taking a dive off a cliff. Relief doesn’t last long though as a series of unsettling incidents, leads Lynn to suspect that her novelist lover may not be all he claims to be … David Hodges’ latest crime thriller, Blast, again delivers the gritty realism that only an experienced ex-copper can provide. Praise for David Hodges… 'Extremely well-written and passionately described crime-scenes' - Mid Somerset Series 'Hodges uses the experience of 30-plus years in the job as an anvil of solid fact to beat out pacey tales of "canteen culture" cops' - Cheddar About the author: David Hodges is a former superintendent with Thames Valley Police, and is a prolific writer and the author of eight other crime novels, plus an autobiography on his life in the police service. He lives with his wife, Elizabeth, on the edge of the Somerset Levels where he can fully indulge his passion for thriller writing. He is a member of the Crime Writers’ Association, The Crime Readers’ Association, The Society of Authors and International Thriller Writers Inc.

    Erin recounts her path of achievement starting as a promising young student and athlete and, ultimately, how she allowed her career and its demands to become the center of her life. She sacrificed all other priorities and relationships along the way, throwing work-life balance to the wind. The story reveals the subtleties of the everyday decisions that led collectively to a work-centric existence over a twenty-year career. Set against the backdrop of the dramatic circumstances at Lehman Brothers in 2008, Erin discloses her own struggle as events spiraled out of control. Ultimately, her resignation from her executive role prior to the Lehman bankruptcy resulted in a devastating personal crisis as her career crumbled revealing no foundation beneath it. We learn of the journey back to change her life with a semblance of present day peace and happiness. Full Circle provides a unique inside and emotional perspective of the sacrifices Erin made to achieve extreme career success and the self-awareness required to return to being the fundamentally grounded person she was as a child.

    Yet only half of all eligible Americans contribute to a retirement plan. That’s because all plans—including the 401(k), 403(b), 457, and even the IRA—are complicated, confusing, and costly. New York Times bestselling author and acclaimed financial advisor Ric Edelman has counseled thousands of savers and retirees and has accumulated his advice in this book. Edelman has created a step-by-step guide. With illuminating prose and simple explanations, he shares everything you need to know as a plan participant: how to contribute even when you think you can’t afford to, how to make wise choices among your investment options, and how to convert your 401(k) into income so you can provide yourself with the lifestyle you want in retirement. Along the way, he debunks the myths and clears up the confusion.

     Sweet Christmas Kisses 5 brings you contemporary romances that celebrate the joy of the season around the world, including snowy Maine and the sun-kissed skies of Florida, the mountains of Colorado to small-town Illinois and Virginia, New York to San Francisco, and even the glittering lights of Paris and the old-world charm of Florence. Sweet Christmas Kisses 5 features nine all-new, standalone novellas that will make you smile and warm your heart with the Christmas spirit.