While they're trying to decide between the ski lodge in Telluride and the Tuscan villa, for the rest of us, it's an endless litany of corporate lay-offs, stagnant wages, crushing credit card debt, skyrocketing medical costs, exorbitant utility bills, the high cost of higher education.... And they call this "the good life." Is there a better way to live? Can you get what you need and what you want without killing yourself to get it? "Absolutely," says frugal-living guru Deborah Taylor-Hough, and in Frugal Living For Dummies, she shows you how. In this warmhearted guide to living the good life on less, Deborah shows you how to live within your means and enjoy doing it. Among other things, she shows you how to:Eat like a king on a peasant's budget Take the sting out of gift-giving Dress well on a shoestring Save big bucks on family expenses Slash household expenses Save on medical expenses Involve the whole family in saving money Save more for the things you want From basement to attic, cradle to grave, Frugal Living For Dummies covers all areas of life with common sense advice and guidance on:Working with your partner to achieve financial goals Going to the grocery without being taken to the cleaners Quick and thrifty cooking techniques Providing kids the basics on a tight budget Putting kids through school without going broke Looking good and feeling good on a tight budget Frugal holiday fun year round Saving money around the house and driveway Finding quality in pre-owned merchandise Packed with tried-and-true techniques for cutting costs and stopping the insanity, Frugal Living For Dummies is the ultimate financial survival guide for the rest of us.

    This book has detailed information on everything to do with coconut oil, the benefits, uses, recipes and many other wonderful facts. See below for an outline of what you will find in this book:INTRODUCTION TO COCONUT OILHOW IS COCONUT OIL MADE?How to Make Home-made Coconut OilSKIN CARE WITH COCONUT OILCoconut Oil Skin Care RecipesCoconut Bath MeltsWhipped Coconut Oil Body ButterCoconut Oil FacemaskCoconut and Lavender Body ScrubCoconut Oil DeodorantNatural Coconut Oil Diaper Rash CreamHAIR CARE WITH COCONUT OILCoconut Oil Hair Care RecipesCoconut Oil Deep ConditionerCoconut Oil for Dry Hair and Split EndsCoconut Oil for DandruffCoconut Oil to Remove Head LiceDIETARY BENEFITS OF COCONUT OILSATURATED FAT AND COCONUT OILMONO-UNSATURATED FATTY ACIDS VS. POLY-UNSATURATED FATTY ACIDSMono-unsaturated Fatty AcidPoly-unsaturated Fatty AcidsCOCONUT OIL AS MEDICINEPreventative Uses of Coconut OilMedicinal Uses (Post-Sickness) of Coconut OilAilments Proven to be Helped by Coconut Oil - Namely MonolaurinCOMMON MISCONCEPTIONS OF COCONUT OILCoconut Oil and DiabetesThe Taste and Expiration Date of Coconut OilCholesterol and Coconut OilHealthy Proportions of Coconut OilCOCONUT OIL RECIPESCoconut Oil SmoothiesCoconut Oil Breakfast RecipesCoconut Oil Lunch RecipesCoconut Oil Dinner RecipesCoconut Oil Dessert RecipesBONUS CHAPTER: HOW TO MAKE YOUR OWN FRESH COCONUT MILK OR COCONUT CREAM

    This is due to their ability to promote a healthy body and serene mind by aiming to restore balance both physically and psychologically. This book opens up the world of aromatherapy by providing lots of information and practical advice on how to maximize the use of essential oils. 600 Aromatherapy Recipes will teach you how to create your own blends in the comfort of your home, advise you what steps to undertake when buying essential oils, and also how to store them properly. 42 oils are explained in detail, outlining their benefits, advantages, properties, and what other oils they blend well with. Carrier oils are also explained, along with some very important safety guidelines that must always be adhered to. Living a greener, healthier, more natural lifestyle is easily achievable with aromatherapy and essential oils. 600 Aromatherapy Recipes shows you the potential power of essential oils and how they can achieve results that are nothing short of amazing.

    Here is why:My name is Lisa Brown. I’m working mom of two. Our family lives with precious dog named Archie and “ugly mortgage” in sunny California.I don’t know for sure but it seems to me that I may have tried and collected more really delicious and healthy salad recipes than anyone else that I know. Maybe, I’m exaggerating a little, but here are some proofs:    The Simple Old-Fashioned Greek Salad Has Made Our Guests From Greece Almost Cry With Joy! And you’ll learn the real secret to this salad from recipe #1.The easy-to-prepare recipe #2 will show you the delicious way how you too can easily add to your health and receive all the benefits of…    One Of The World's Most Healing Superfoods! The next 50 recipes should remove almost every single roadblock that has ever stopped you from making healthy and more importantly delicious salads.This is sure to become your go-to resource time and time again! WARNING: This Is NOT A Common Salad Book You May Have Seen This is not just basically ice burg lettuce with different dressings and veggies thrown on top… In this one all the salads are really different from each other.Also, you'll find plenty of useful tips, tricks, and interesting facts… Now… Here Are Some More Important Reasons Why You Might Want To Get This Book: You'll discover how to make regular salad ingredients taste far, far better, by preparing them in a special way… The unexpected way revealed in the first section will enable you to earn a bunch of money trying these recipes for yourself! This collection will prove useful for just about everyone, including vegetarians and vegan.Granted it is NOT strictly vegetarian but most of the salads are vegetarian or vegan and with simple adaptions they can all be. You'll learn what vegetable the French call “The King Of Body Detox”… And…How you can enormously benefit from this superfood, if you eat it every morning. Revealed: What food you must eat every day if you want to be healthy even at age 110! You'll find out the easy way how to workout without working out! It’s obvious, but almost always overlooked… Discover the simple trick that helped my friend lose 35 pounds in just 3 months, almost effortlessly!No diet. No hunger. No workout. No nothing! It’s SO easy you wouldn’t believe it! But, I saw it with my own eyes… Come closer: These recipes have already generated hundreds of compliments from friends and family for me, my friends and that very select group of people who subscribe to my newsletter.

    What's complicated is what we do with money. We use money to soothe our feelings and buy respect, to show how much we care or how little. We don't simply earn, save, and spend money: we flirt with it, crave it, and scorn it; we punish and reward ourselves with it.Without realizing it, we give money meaning it doesn't really have--what former psychiatrist and current business coach David Krueger calls our "money story." And in the process of playing out that money story, we often sacrifice the most important things in our life: our health, freedom, relationships, and happiness.What is your money story?Do you consistently spend more than you have?Do you follow the herd in your investments--even though you know the herd is usually wrong?Have you neglected to save for the future, even when you have the means?Do you feel controlled or shackled by debt?Is your money somehow never "enough"?Is money, or the lack of it, always on your mind?The Secret Language of Money is a guided tour to the subconscious meanings we give money, the conflicted ways our braindeals with money, the reasons we tend to make the same money mistakes over and over--and most importantly, how you can change all that.A brilliant blend of cutting-edge science and real-world application, The Secret Language of Money helps you rewrite your money story and find that elusive balance of wealth, health, and joy we all seek.

    The earlier we choosetosave(R), the sooner we can stop saving, and the later we start saving the more we need to know in order to catch up. What you need to know; where you can find the answers; how you can take action. It is all here." -Dallas Salisbury, CEO, Employee Benefit Research Institute and American Savings Education Council (www.choosetosave.org) "Bookstores are full of tomes advising people how to save for retirement, yet millions of people are still hopelessly confused about what they should do. Gail MarksJarvis breaks it down into simple steps that anyone can do to ensure a more comfortable retirement. Read this book and prosper!" -Liz Pulliam Weston, MSN Money Personal finance columnist and best-selling author of Your Credit Score "This book offers a sensible, sophisticated approach for tackling the daunting challenge of saving for retirement. The good news? You can retire-without living on canned food or buying lottery tickets-if you follow Gail's realistic strategies for saving, investing, and ultimately spending money in retirement." -Susan Tompor, Detroit Free Press "You can wallpaper a warehouse with all of the awful investment advice offered up every year in newspapers, magazines, and books. One of the most difficult tasks is to separate the get-rich-quick hype from the truly worthwhile knowledge that will make you wealthy over time. I'm thrilled to say that Gail MarksJarvis has cut through the claptrap of investment cacophony and provided not only a solid plan for retirement saving, but a realistic, common-sense approach to personal finance in general. This is a triumph." -John F. Wasik, Bloomberg News personal finance columnist and author, The Merchant of Power Drawn from responses to questions from over 20,000 readers of the author's personal finance columns. Over the years, Chicago Tribune financial columnist Gail MarksJarvis has taken the time to listen and respond to thousands of her readers about the issues, questions, and concerns that are most important to them. Saving and investing for retirement has never been more important...and with this book, it's never been clearer what you need to do and how to do it. Don't wait another day! Discover...How much you'll need and how to get there...even if you've fallen behind Exactly how to set up IRAs, 401(k)s, or 403(b)s in minutes and pocket your tax money How to harness the money-making power of the stock market How to pick the right mutual funds confidently with simple strategies and specific recommendations Incredibly easy, safe investing strategies based on professional money-management techniques "Gimmick-free" investing shortcuts that won't backfire on you How to keep debt from making you poor How to get reliable help if you need it...and avoid incompetents or scam artists How the new 2006 pension laws affect you MarksJarvis eliminates the insider jargon, confusion, and math...takes the mystery out of the stock market...simplifies investing techniques...answers all your questions...clears away every obstacle in your way so you make money without taking foolish risks. She's already done it for millions, in the nation's top newspapers and most popular financial radio and TV shows. Now, she'll do it for you, too! Introduction 1 Start Investing Early, or Start Now 1 2 Know What You'll Need 9 3 Savings on Steroids: Use a 401(k) and an IRA 39 4 An IRA--Every American's Treasure Trove 59 5 IRA Decisions: How to Start, Where to Go 65 6 Why the Stock Market Isn't a Roulette Wheel 89 7 What's a Mutual Fund? 105 8 Making Sense of Wacky Mutual Fund Names 115 9 Know Your Mutual Fund Manager's Job 127 10 The Only Way that Works: Asset Allocation 151 11 Do This 163 12 How to Pick Mutual Funds: Bargain Shop 181 13 Index Funds: Get What You Pay For 189 14 Simple Does It: No-Brainer Investing with Target-Date Funds 209 15 Do You Need a Financial Adviser? 219 Index 229

    This detachment creates enough freedom in your life and mind to experience real contentment. Contentment is the key–it is not complacency, but more akin to satisfaction and cherishing. Minimalists are known for living well with less stuff. The point isn’t just having less stuff, but the benefits of having less stuff: more space, more time, more money, less trash, less cleaning, less organizing, less stress. The amount of time and space freed up is compounded by the sense of time and space regained, which gives back a precious sense of serenity and control to previously harried lives. Minimalists give Less a chance, and have almost universally experienced an amazing amount of contentment as a result. Minimalism is living with just what you need. Needs are defined individually. Minimalism can include, but is not limited to, frugality or simple living. It can be done expensively, as in having the very best of just a very few things, or it can be done on a pittance. It is ideally debt-free. Space and time are given high value. Unrewarding things or activities are kept to a minimum. A wonderful thing happens along the Minimalist path: you realize you’ve got enough mental and physical space to be yourself, that you are more than the sum total of your possessions, and you actually feel that you are enough in and of yourself. That’s a feeling akin to contentment. And that’s why a Minimalist approach to life, stuff, and everything is a good way to Have it All.

    But when it comes to teaching the next generation how to handle money, parents are failing. Still there is hope! Financial expert Mary Hunt shows parents how to raise kids who have a healthy relationship with money--even if the parents themselves have made financial mistakes along the way or are struggling financially right now.Drawing from solid statistics and her own hard-won knowledge and experience, Hunt helps parents protect their children from the financial pitfalls of easy credit, an attitude of entitlement, and our culture's chummy relationship with debt. From preschool through the teen years, every stage of a child's development is covered, including how to talk to them about money, how to help them start saving money and giving it away, and how to manage money wisely.

    Are you worried your green smoothies will taste like grass clippings? Trying to lose weight but can't find any recipes you like? Do you wish you could get your family into healthy habits? Dentist, yoga teacher, and bestselling author Gabrielle Raiz has had a life-long obsession with wholesome nutrition and creating sensational meals. Now she's here to share all her tried and tested smoothie mixes so can be confident you and your family will love every blended delight.Green Smoothie Magic contains over 132 fully-tested nutritious combinations designed to stimulate the toughest taste buds. With an extensive introduction including recommendations for equipment, ingredient substitutions to adapt to personal taste, and how to rescue almost any smoothie, Raiz leaves nothing out. Soon you'll be pouring your own mouthwatering masterpieces and demanding more.In Green Smoothie Magic, you'll discover:132 green smoothie recipes and variations to please the harshest criticsHow to vary and substitute ingredients so you'll always have the tastes you love bestHow to easily introduce family-friendly green smoothies that will have them asking for a second serveThe best ways to wash and store your greens to keep costs downBlending and blender recommendations so you won't blow the budget, expert tips... and much, much more!Green Smoothie Magic packs in 196+ pages of practical information and 132+ recipes to get you making delicious healthy drinks and meal replacements. If you like well-researched instructions, helpful time and money saving advice, and simple step-by-step techniques, then you'll love Gabrielle Raiz's comprehensive resource.Buy Green Smoothie Magic to blend more health into your life today!

    Whether you’re working with a few dollars a week or a significant inheritance, Bach’s nine-step program gives you tools for spending wisely, establishing security, and aligning money with your values. Plus, in this completely revised and updated edition, David Bach includes critical new long-term investment advice, information on teaching your kids about money, Internet resources, and new ways to attract greater wealth–personal and financial–into your life.

    Stress-proof your life is for the people who struggle to find time for a shower much less a bath. It's for the ones who are still clicking their mouse or ironing a shirt at 11.30pm. The ones who don't take their annual leave and worry that stress is affecting their health and relationships. Or they would worry if they weren't so knackered and that report wasn't due in at 9am. It's going to take a lot more than a candle-lit bubble bath to sort them out..." Elisabeth Wilson. Stress is not a generic thing although it's always treated that way. Some people are really good at avoiding some stresses without realising that they are slaves to another kind. Elisabeth looks at the sources - occupational, genetic and environmental - and reveals 52 clever techniques and ideas that focus on the causes rather than simply telling people how to deal with the symptoms. Here are just some of the chapters to be discovered: * Admit your addiction! * The power of positive stress; * Give a little, get a lot - why volunteering could be the best decision you've ever made; * Too stressed to sleep? - it happens, here's what to do if it happens to you (Strictly no lavender candles); * and The 'stop and collapse' effect - if you're fed up with getting sick on the very first day of your holiday, here's how to prevent it. With the "52 Brilliant Ideas" series readers can enhance their existing skills with negligible investment of time or money and will substantially improve their performance over the course of a year. Each of the 52 chapters tackles a single aspect of the subject in an entertaining and lively way. At the end of each chapter is a "how did it go?" feature which allows readers to reflect on the lesson in a classical experiential learning pattern. The tone of each book is personal and informal; readers will feel as thought they are having a one-to-one with their favourite coach.

    If your garage, attic, closets, and surfaces are filled with clutter, all that extra stuff can get in the way of a full experience of life as it was meant to be lived. Minimalist Living covers not only techniques for decluttering, but how to fill your newfound space with meaningful activities that add joy to your life and support your goals. This guide to simplifying for health, joy, and creativity teaches: • Why you should define your own sense of minimalism • How to create your "Minimalist Mission Statement" • How to use the techniques of "blazing" and "gazing" to declutter • Why decluttering now can lead to a happier, healthier, and more creative life • How to deal with sentimental items without losing their meaning • The amazing connection between minimalism and living your soul's deepest purpose And much more...

    Part memoir, part hard-working how-to guidebook, What Matters Most inspires readers to get their ‘affairs in order’ before the unthinkable (or inevitable) happens.On July 17, 2009, Chanel Reynolds’s husband, José, was sideswiped by a van while cycling near their home in Seattle. In the aftermath of her husband’s sudden death, Reynolds quickly realized that she was left bewildered and underprepared for what happens next. What was the password to his phone? Did they sign their wills? How much insurance did they have? Could she afford the house? And what the hell was probate court anyway? Simply put, when life went sideways she didn’t have her shit together.As it turns out, most of us don’t either. We’re too busy, in denial, overwhelmed, don’t know where to start. We procrastinate or outright avoid having these difficult yet critical conversations.Reynolds learned the hard way that hoping for the best is not a plan, but you don’t have to. Drawing on her first-hand experience, expert advice, and the unparalleled resources she’s compiled from her popular website and checklists, Reynolds lends her, friendly, human voice to help readers navigate and avoid much of confusion, overwhelm, and uncertainty when ‘something happens’ and learn how to:• Create a will, living will, and power of attorney documents• Update (or finally get) the right life insurance policy• Start or grow an emergency fund and prioritize your spending• Make a watertight emergency and ‘What-If’ plan• Keep secure, up-to-date records of personal informationAuthoritative yet intimate, grounded but irreverent, Reynolds’s voice carries readers through a tough subject with candor and compassion. Weaving personal story with hard-won wisdom, What Matters Most is the approachable, no-nonsense handbook we all need to living a life free of worry and “what ifs.”

    Today, we can say that reflexology is ideal for not only curing pain (which is a primary symptom showing something is amiss in your body) but also the root cause of the pain. It is little wonder then that reflexology therapy has become very popular as a form of holistic healing, unlike pharmaceutical drugs that mostly address only the symptoms. High stress, chronic fatigue, back pain, and fibromyalgia are only a few examples of unwelcome conditions that can easily be alleviated through the practice of reflexology. Not to mention that reflexology is a great form of disorder prevention too! This book will teach you all about the practice of reflexology, including how to self-perform reflexology and practice it on others. A complete hand chart map and foot chart map are provided within the book for your reference as well. Here Is A Preview Of What You'll Learn... Understanding Reflexology Reflexology Basics Getting Started The Foot Reflexology Chart Map The Hand Reflexology Chart Map Self-Practice with Foot Reflexology Self-Practice with Hand Reflexology Five DIY (Do It Yourself) Reflexology Techniques by Ailment Hand Reflexology: Specific Tips & Techniques Foot Reflexology: Specific Tips & Techniques Much, much more! Download your copy today!Tags: reflexology, hand reflexology, foot reflexology, total reflexology, reflexology guide, reflexology manual, reflexology diagram, reflexology chart, reiki, acupuncture, acupressure, flexology, foot map, chart, map, learn reflexology, relieve tension, treat illness, treat pain, reduce pain, alleviate pain, foot reflexology, what is reflexology, does reflexology work, facial reflexology, reflexology headache, headache, headaches, reflexology techniques, reflexology therapy, alternative therapies, foot therapy, natural therapy, reflexology map, hand reflexology chart, foot reflexology chart, reflexology charts, reflexology treatment, reflexology foot map, reflexology hand map, reflexology maps

    Even after she worked her way out of nearly $30,000 of consumer debt, her old habits took hold again. When she realized that nothing she was doing or buying was making her happy—only keeping her from meeting her goals—she decided to set herself a challenge: she would not shop for an entire year.The Year of Less documents Cait’s life for twelve months during which she bought only consumables: groceries, toiletries, gas for her car. Along the way, she challenged herself to consume less of many other things besides shopping. She decluttered her apartment and got rid of 70 percent of her belongings; learned how to fix things rather than throw them away; researched the zero waste movement; and completed a television ban. At every stage, she learned that the less she consumed, the more fulfilled she felt.The challenge became a lifeline when, in the course of the year, Cait found herself in situations that turned her life upside down. In the face of hardship, she realized why she had always turned to shopping, alcohol, and food—and what it had cost her. Unable to reach for any of her usual vices, she changed habits she’d spent years perfecting and discovered what truly mattered to her.Blending Cait’s compelling story with inspiring insight and practical guidance, The Year of Less will leave you questioning what you’re holding on to in your own life—and, quite possibly, lead you to find your own path of less.