It feels creative and satisfying and will set you up for a lifetime of good habits, no matter the age you are starting from. My wish for this book is that it encourages you to think about money in a way that makes you feel in control, uplifted and inspired to steer yourself towards a joyous and prosperous future. I want to share my contagious beliefs that dealing with your money can be fun and exciting. I know many women have a fractious relationship with their finances and can often be quite scared of dealing with things. I have felt that way in the past too. I do hope you will join me in this journey because it feels so much better to have a good relationship with your money than not. I love the saying Look after your money, and your money will look after you. It does not have to be scary, and you do not have to worry about becoming greedy if you focus on your finances; all that will happen is that this important area of your life will feel happier, freer and more bountiful. It is a glorious feeling and it is well within your reach. I hope that by the end of this book you will be eager and enthusiastic about your own finances, in fact, I am sure you will. ~~ Fiona Ferris Contents: Introduction How I became interested in personal finance About this book Chapter 1. Start from the beginning What do you believe about money? Make your finances fun and enjoyable Simplify your life Chapter 2. Be savvy and a good steward of your money Living well on a moderate income Add up what your vice is costing you Try out cheaper options ‘The free part’ Cap limits in your life Decide for yourself what you splurge and save on Spend more time at home Make your own meals most of the time Do not be afraid to ask for gifts Slim down your magazine choices Chapter 3. Live like a millionaire now and feel rich every day Do not wait to be rich to feel good Use your good things Surround yourself with beauty Keep only what your future self would have in her beautiful home Visit five-star luxury and soak it in Replace broken items with quality, cherish the rest Feel luxurious in budget-friendly ways Curate your wardrobe Cultivate an expensive-looking personal style Have an elegant personal demeanour ‘Expensive’ décor on a budget Chapter 4. See how you rich are already Know where your finances are at Speak positively about your finances Cultivate a happy and relaxed feeling around money Contentment as a financial tool Think beyond a purchase to its exit Chapter 5. Inspire yourself to a wealthy future Keep your vibration high Share your dreams with your other half Commit to being debt-free Take inspiration from expensive stores Read inspirational money books and find fun ways to educate yourself Think as if you were creating your own personal brand Have role models Chapter 6.

    It has swiftly developed into a discussion on living life cheaply, healthily, ethically and thriftily, with all generations together searching for a path to Old-Style bliss.Edited by Martin Lewis who, as well as being the founder of MoneySavingExpert.com, is a newspaper columnist, TV and radio money guru and presenter, and author of the bestselling The Money Diet, this lively book cannot fail to appeal to anyone who is interested in living better for less.The book includes hints and tips on:- How to budget- Cooking from scratch- Cleaning for pennies- Gardening- Making homemade gifts- How to shop

    In fact, there are so many different ways to earn income online and you have the freedom to create your business around those options that suit you best. Perhaps the biggest benefit to generating an income online is that you have the freedom to create multiple streams of income from your efforts If you’re serious, it’s also possible to grow your online income to the point where it totally replaces the income you get from your day job. The opportunities outlined in this book give you some insight into some highly effective ways to generate real income streams Are you ready to get started? Let’s go… Other Books:- *Bitcoin and Digital Currency for Beginners: The Basic Little Guide *Investing in Gold and Silver Bullion - The Ultimate Safe Haven Investments *Nigerian Stock Market Investment: 2 Books with Bonus Content *The Dividend Millionaire: Investing for Income and Winning in the Stock Market *Economic Crisis: Surviving Global Currency Collapse - Safeguard Your Financial Future with Silver and Gold *Passionate about Stock Investing: The Quick Guide to Investing in the Stock Market *Guide to Investing in the Nigerian Stock Market *Building Wealth with Dividend Stocks in the Nigerian Stock Market (Dividends - Stocks Secret Weapon) *Beginners Basic Guide to Investing in Gold and Silver Boxed Set *Beginners Basic Guide to Stock Market Investment Boxed Set *Precious Metals Investing For Beginners: The Quick Guide to Platinum and Palladium *Child Millionaire: Stock Market Investing for Beginners - How to Build Wealth the Smart Way for Your Child - The Basic Little Guide * Taming the Tongue: The Power of Spoken Words

    When people think of cleaning they often imagine long days of labor, sweat, and sometimes tears. The problem is that most people will wait until their living situation is so messy it become unbearable. We find that most people will hide their junk, garbage, and clutter in their closets, dressers, and drawers. They will only take action once these areas are full and they have no where else to put their clutter. This can lead to long weekends of deep cleaning and organizing. This problem is only further compounding if you are trying to keep a clean house and you have a large family. This book will change the way you view cleaning!.This book will cover:  How to break down the cleaning process into manageable chunks Why most people fail to keep a clean home The step-by-step process to clean your home in 31 days How to keep your home clean after you have completed the course Over 50 tips and tricks you can use to keep your home spotless much, much, more! What if we told you that by just changing your daily cleaning habits you can keep your home clean and organized once and for all. By just spending twenty to thirty minutes each day on one task you can obtain the clean house you always dreamed of. Our lives are shaped by our daily habits and this applies to cleaning as well. This book will break down the usually tough cleaning job into small bite sized chunks. Each day you will be presented with a new cleaning objective, a secondary objective, and step by step instructions on how to accomplish your cleaning goal. After thirty-one days you will have cleaned your entire house! Once you have completed a month you can start over and go right though the list again. This will help you develop strong cleaning habits and it will allow you to avoid those large cleaning jobs. So download now and learn how to clean and keep your home clean in 31 days.

    Minimize your carload and reduce your gas mileage by as much as 5 percent. Invest in a deep freezer and fill it up with meat discounted at 30 percent or more.Take a look at your life and you'll realize that there's almost always a way to make do on less. This book offers up a bevy of ways to cut down on costs and still enjoy a satisfying lifestyle in any situation. From practicing good gas conservation habits to learning to love leftovers, this book will help every aspiring penny pincher stop the unnecessary spending and find the fun in frugality!

    With hundreds of inspiring “why didn’t I think of that?” TIPS, plus WORKSHEETS, Paine breaks down your goals into easy, manageable steps so you can:• Achieve a complete financial makeover • Set up a realistic budget • Never pay retail • Slash your grocery bill • Organize your time & your home • Use coupons wisely • Pay with cash only • Live simply • Become debt free • Choose contentment • Make every dollar count

    From the Instagram-sensation home experts (with a serious fan club that includes Reese Witherspoon, Gwyneth Paltrow, and Mindy Kaling), here is an accessible, room-by-room guide to establishing new order in your home.Believe this: every single space in your house has the potential to function efficiently and look great. The mishmash of summer and winter clothes in the closet? Yep. Even the dreaded junk drawer? Consider it done. And the best news: it's not hard to do--in fact, it's a lot of fun.From the home organizers who made their orderly eye candy the method that everyone swears by comes Joanna and Clea's signature approach to decluttering. The Home Edit walks you through paring down your belongings in every room, arranging them in a stunning and easy-to-find way (hello, labels!), and maintaining the system so you don't need another do-over in six months. When you're done, you'll not only know exactly where to find things, but you'll also love the way it looks.A masterclass and look book in one, The Home Edit is filled with bright photographs and detailed tips, from placing plastic dishware in a drawer where little hands can reach to categorizing pantry items by color (there's nothing like a little ROYGBIV to soothe the soul). Above all, it's like having your best friends at your side to help you turn the chaos into calm.

    They’re wrong. When University of Chicago professor Harold Pollack interviewed Helaine Olen, an award-winning financial journalist and the author of the bestselling Pound Foolish, he made an off­-hand suggestion: everything you need to know about managing your money could fit on an index card. To prove his point, he grabbed a 4" x 6" card, scribbled down a list of rules, and posted a picture of the card online. The post went viral. Now Pollack teams up with Olen to explain why the ten simple rules of the index card outperform more complicated financial strategies. Inside is an easy-to-follow action plan that works in good times and bad, giving you the tools, knowledge, and confidence to seize control of your financial life.

    Pensions have almost completely disappeared and the financial future of Social Security has many worried. This book shows you how to take control of your own future by teaching you the fundamentals of investing.Many people are afraid to put their hard earned money in the stock market because they don’t want to lose it all. This book shows you how to invest your money for growth instead of treating the stock market like a slot machine and just hoping to get lucky. Inside the book you will discover: The basics of what the stock market is and how it works The differences between passive and active investing The differences between stocks, bonds, and cash All about mutual funds and other types of funds What you need to know about the economy to make good investments How to plan for retirement All about risk And Much More This quick start guide will help you go from knowing very little about investing to being confident in starting your own investment in your retirement.If you are looking for a get rich quick scheme, this book isn’t for you. But, if you want to learn about how to invest and the best ways to plan for your retirement, this book will start you on the path of taking control of your own future.The sooner you get your copy, the sooner you can start your personal investment education. Don’t wait another second. Get Your Copy Right Now

    An inveterate “spender,” she was in way over her head, to the tune of almost $24,000. She knew her debt was only going to get worse if she didn’t take action, but she didn’t know where to look for help. On a whim, Anna decided to go on a spending fast—an idea she heard in passing but knew little about. Creating her own method, she learned what worked and what didn’t and wrote about it on her blog, AndThenWeSaved.com. Amazingly, Anna was able to eliminate all $23,605.10 of her debt in only 15 months! She was interviewed in Forbes, Self, Glamour, Good Housekeeping, and the Chicago Tribune.Anna’s journey inspired people and showed them that they too could change the way they dealt with their own money woes. The Spender’s Guide To Debt-Free Living takes readers through a detailed step-by-step plan on how to do a Spending Fast and get out of debt, including:Creating a personalized Debt-Free Life Pledge.Understanding where your money is going when you’re in debt, and where it will come from to pay it off.Learning why putting money into a savings account before (or while) paying off debt may not be the best idea for you.Finding additional income sources and generating side gigs.Re-integrating spending into your life once you’re out of debt, so that you stay out of debt.Filled with do-it-yourself ideas, insight from experts, and tons of motivational tips and real-life practical advice, The Spender’s Guide to Debt-Free Living proves that you don’t have to win the lottery or get a new job to change your life.

    Learn how to -Grow self-seeding vegetables -Build raised garden beds using step-by-step instructions -Collect water from rain and snow -Make your own laundry detergent -Find wild vegetables for everyday eating Discover these tricks and more from the author of The Forgotten Skills of Self-Sufficiency and Backyard Winter Gardening. You can be a living example of independence for the rising generation, and avoid grocery store prices while you’re at it. Whether you’re growing an organic family garden or running a no-nonsense household, More Forgotten Skills of Self-Sufficiency is a must-have guide to becoming truly self-reliant for you and your family.

    Nationally renowned financial advisor and bestselling author David Bach knows that it doesn’t have to be this way. In Smart Couples Finish Rich, he provides couples with easy-to-use tools that cover everything from credit card management, to investment advice, to long-term care. You and your partner will learn how to work together as a team to identify your core values and dreams, creating a financial plan that will allow you to achieve security, provide for your family’s future financial needs, and increase your income. Together, you’ll learn why couples that plan their finances together, stay together!

    'Running Well' shows runners how to minimise the risks of injury and other problems by showing the difference between training and straining, avoiding overtraining, varying speed and distance, keeping the running muscles strong and supple and honing technique.

    Jonni shares the money-saving strategies that allowed her family to transition from two incomes to one. These practical, proven strategies, tips, and recipes will help anyone live frugally without feeling deprived. Real-life examples show how anyone can learn to live more carefully and reach their financial goals. Now in its fourth edition, Miserly Moms is packed with even more ways to reduce a family's expenses and expose hidden living costs.

    You can become an expert at cleaning your home. All you need are the right tools and supplies, a little motivation, and the method that Beth McGee has perfected over 20 years as a home cleaning professional. Beth shares the products, process, and encouragement you need to make this seemingly daunting task manageable. Get Your House Clean Now: The Home Cleaning Method Anyone Can Master, is filled with unique information beyond the recycled cleaning tips you’ve seen on the Internet. This is not a seven day or 30 day course on getting your home clean. This book will prepare you to get your house clean as soon as you're ready to get started, no matter how dirty it is. Whether you just want your home to sparkle, start your own cleaning business, prepare your home to rent or flip, or help your house cleaner work most effectively for you, this book will help you do it. Beth will instill in you knowledge to last a lifetime for keeping your home clean.