Understanding your money, and getting it to work for you, has never been more important than it is today, as more and more of us are called upon to manage every aspect of our financial lives, from managing day-to-day living expenses to planning a college savings fund and, ultimately, retirement. From The Wall Street Journal, the most trusted name in financial and money matters, this indispensable book takes the mystery out of personal finance. Start with the basics, learn how they work, and you'll become a better steward of your own money, today and in the future. Consider The Wall Street Journal Complete Personal Finance Guidebook your cheat sheet to the finances of your life. This book will help you:- Understand the nuts and bolts of managing your money: banking, investing, borrowing, insurance, credit cards, taxes, and more- Establish realistic budgets and savings plans- Develop an investment strategy that makes sense for you- Make the right financial decisions about real estate- Plan for retirement intelligentlyAlso available--the companion to this guidebook: The Wall Street Journal Personal Finance Workbook, by Jeff D. OpdykeGet your financial life in order with help from The Wall Street Journal. Look for:- The Wall Street Journal Complete Money and Investing Guidebook - The Wall Street Journal Complete Identity Theft Guidebook- The Wall Street Journal Complete Real Estate Investing Guidebook

    Minimalist Budget will help you to turn your bloated expenses into a well-toned budget, spending on exactly what you need and nothing else. This book presents solutions for two major problems in our consumer society: (1) how to downsize your cravings without having to sacrifice the fun stuff, and (2) how to whip your finances into shape and follow a personalized budget. This is not a get rich quick book. But I can promise day-by-day, month-by-month, you’ll budget better and become richer as a consequence. Regardless of how much your income is we’ll find a way to budget, save, and increase your net worth. Since my youth, I’ve had to live on a budget that ranged from $100 to $200 a month if I was lucky. Even though I never knew how much I would have the next month, I was always able to have enough for my essential expenses, personal pleasures, and savings. If you’re tired of the false and impossible-to-follow promises of “finance gurus,” try out my simple, straightforward, easy-to-stick-to methods. Improve your spending habits: • Incorporate minimalism into your finances • How to avoid becoming a minimalist consumerist • Learn the psychological traps that make you overspend • Control your compulsive spending habits Feel financially secure every day: • Learn about two A-Z budgeting methods and how to make them work for you • Learn ratio-based budgeting and fixed-amount budgeting • Discover the best budgeting software programs • Design a bulletproof savings strategy to get out of debt, be prepared for emergencies, and set yourself up for retirement Stop hating your financial life: • Learn how to set SMART financial goals • Increase your self-confidence with budgeting • 50 small budgeting tips Financial education is not part of our educational system. It is normal that we don’t know how to budget when we step into the craziness we call adulthood. But it is not normal to stay ignorant about a field of life that (like it or not) guarantees our material survival. Money management is an essential skill for everybody who earns, shops or consumes. If you follow the budgeting tips in this book, you’ll be able to keep track of your finances. You’ll clearly know where your money goes, where it comes from and where can you save. You won’t feel stressed of running out of money unexpectedly, you’ll clear yourself out of debts and have savings for bigger expenses like a vacation, new car or unexpected events. Leave money struggles for yesterday. Grab a copy of Minimalist Budget by hitting buy now in the top right corner of this page.

    

    It includes 18 proven investment strategies and insightful case studies of six very different investors who all build portfolios which will deliver $2,000 a week in retirement income! And you'll only need to spend 10 hours per property a year managing your portfolio when you have everything in place. Ben and Bryce are both property investors themselves and the hosts of Australia's No.1 Property Investment Podcast - The Property Couch. 'As regular contributors to Australia's most read and sold personal finance magazine these boys know property. Smart strategies designed to safely build wealth through real estate.' - Effie Zahos, Editor, Money magazine '...a sensible and achievable approach to successful property investing. It teaches investors how to buy the very best properties to achieve their financial goals without taking unnecessary risks. It's a must-read for anyone serious about enjoying the long-term benefits of property investment.' - Nicola McDougall, Editor, Australian Property Investor magazine '...full of practical tips and written in a way that even a total newbie would understand. If you want to get no-nonsense, independent advice on how to invest in property, then this book is essential reading.' - Nila Sweeney, Managing Editor, Your Investment Property magazine

    Instead, she became the first woman to run for U.S. president on a major party ticket.Veteran political journalist Anne Michaud knows the hidden agendas women employ to gain and cling to power. Working as a reporter for The Wall Street Journal and awarded “Columnist of the Year” by the New York News Publishers Association, Anne has researched the women behind some of the most notorious men in the public eye.She discovered a surprising pattern as old as the dynastic maneuverings of England’s medieval queens.Today, women married to the “royalty” of our times – politicians – make bold decisions to keep their “thrones” and their family’s history-making potential.Why They Stay reveals the inner lives of eight political wives as they fight to maintain a grip on power and pursue personal ambition:Melania & Donald Trump: A foreigner’s desire to live the American dreamHillary & Bill Clinton: One masterful decision launched her political careerJackie & John F. Kennedy: Coping in bed and all the way to the bankEleanor & Franklin D. Roosevelt: A lifeless marriage sparks a social championMarion Stein & Jeremy Thorpe: Riding out British scandal to provide for her sonsWendy & David Vitter: Married to the Party versus married to a manSilda Wall & Elliot Spitzer: Real-life drama spawns TV show The Good WifeHuma Abedin & Anthony Weiner: How to win against a man and the MediaThese political wives aren’t powerless pawns. They are shrewder than you expect. Why They Stay pulls back the curtain to reveal why women throughout history stand by their man … for better and for worse.

    In a no-nonsense and straightforward style, this book teaches readers:Exactly how investing works and what you should be doing, no fancy finance degree required How to leverage investing to build long term wealth even on a modest salary The key pitfalls to avoid in order to become a successful investor How to build a nest egg and invest in your future Insights from real-world success stories from other clever girl investors Clever Girl Finance teaches readers the irreplaceable value of investing for long-term financial gain, and the difference between making money and building wealth.Written for any woman who's ever sought out an accessible introduction to the world of investing, this book is especially suited to women interested in learning how investing works and taking guided action towards their financial success.

    Over the past seven years, I have created 19 award-winning romance novels for two international publishers and over 1.2 million copies have been sold in 28 countries around the world in 23 languages. The good news is that romance fiction is as popular as it has ever been. Just look at the Amazon Bestsellers top 100 paid list. It is dominated by romance titles. Writing short romance Kindle books is an ideal home-based business, with minimal start-up costs. You work where and when you choose, writing the kind of romance stories that you love to read –and then publish them for free! What’s more, short fiction is fast to both read and to write. No more procrastination! You can create passive income from day one with short romance stories that only took you a few hours to write. This eBook guides you through an intense Masterclass on the key techniques that you need to start writing short romance fiction, which you can then publish on the Amazon Kindle platform. As a professional romance author, I have broken down the process of writing romance fiction into: A complete nine-step plan packed with the essential information you need to write your own short romance fiction, from understanding the different types of romance categories through to advanced story structure. A proven six-layer character development technique to help you to create compelling three-dimensional characters readers will love! As a bonus, I have included a section with practical advice on how to transform your manuscript into an eBook. This detailed Fast-Track guide has been designed to be around 40 minutes long, which means that there is no filler, just quality information from the start. Your complete starter plan is written in straightforward language and each step has been tried and tested. I know that it works because this is the system that I use to create my own award-winning romance fiction! Take a risk and learn How to Write Short Romance Kindle Books today – it could be the key to a new career and a brilliant entrepreneurial small business. It is much easier than you think. Just take that first step! NEW SPECIAL OFFER! This eBook is part of the ROMANCE SELF-PUBLISHING BOOK BUNDLE (Books One to Three): All the Information you need to Write, Publish and Promote your Romance Kindle Book. Available now at a great sale price. http://amzn.to/1NpEGx2

    Homesick—why? She was standing right in her own kitchen. She felt homesick, she realized, with love for home itself. “Of all the elements of a happy life,” she thought, “my home is the most important.” In a flash, she decided to undertake a new happiness project, and this time, to focus on home.And what did she want from her home? A place that calmed her, and energized her. A place that, by making her feel safe, would free her to take risks. Also, while Rubin wanted to be happier at home, she wanted to appreciate how much happiness was there already. So, starting in September (the new January), Rubin dedicated a school year—September through May—to making her home a place of greater simplicity, comfort, and love.  In The Happiness Project, she worked out general theories of happiness. Here she goes deeper on factors that matter for home, such as possessions, marriage, time, and parenthood. How can she control the cubicle in her pocket? How might she spotlight her family’s treasured possessions? And it really was time to replace that dud toaster. Each month, Rubin tackles a different theme as she experiments with concrete, manageable resolutions—and this time, she coaxes her family to try some resolutions, as well.  With her signature blend of memoir, science, philosophy, and experimentation, Rubin’s passion for her subject jumps off the page, and reading just a few chapters of this book will inspire readers to find more happiness in their own lives.

      After a decade of yo-yo dieting and a lifelong battle with the scale, Brittany Williams topped out at 260 pounds and knew she needed to make a lasting change. She shed an astonishing 125 pounds in a year—and has kept it off for 3 years—by getting off the diet rollercoaster and getting back to basics. She ditched processed foods, curbed her takeout habit, and cut back on inflammatory ingredients like gluten, dairy, and sugar. Through her best-selling books and popular blog, Brittany has inspired millions of fans and readers to lose weight, improve their wellness, and forge a healthier relationship with food.   As a busy mom of three, Brittany knows how important it is to create nutritious meals that will please the pickiest eaters without breaking your budget. Featuring 125 recipes that all cost less than $10 to make—most can be made for less than $5—Instant Loss on a Budget is proof that wholesome food doesn’t have to be expensive. In fact, Brittany feeds her family of five for just $75 to $100 a week!   Brittany has mastered the art of creating recipes that taste indulgent, yet are surprisingly good for you. With recipes like Chocolate Brownie Donuts, Mini Everything Bagels, Smoky Baby Back Ribs, Barbeque Chicken with Cilantro-Lime Coleslaw, and plant-based options like Tikka Masala Lentils, The Ultimate Veggie Thin-Crust Pizza, and Cauliflower Mac and Cheese, this book offers something for every reader and every craving. You can even indulge your sweet tooth without sabotaging your progress with desserts like Frozen Chocolate-Peanut Butter Pie and Raspberry Crumble.   Complete with balanced meal plans, budgeting advice, and cost-cutting hacks, this gluten-free and dairy-free cookbook makes it easy to set goals and stick to them. Investing in your health is the best investment you can make: Discover how much lighter and happier you can feel with Instant Loss!

    We would all like to reach a stage where we are able to live off the income from our savings and investments. Sadly, only 5 out of every 100 people reach that stage. This highly accessible book is aimed at anyone who wants to learn how to make their first million in savings. The book provides real examples of ordinary people who have reached their financial goals and explains how you can do the same. It also provides practical ways of setting goals and keeping yourself motivated to achieve them, especially in tough times. How to Make Your First Million provides people from all walks of life with practical information on how to achieve financial freedom in a range of different ways and shows that it is possible for everyone to be financially free.

    Written in a way that even the financial novice can easily absorb, this is a new edition of the bestselling guide to understanding and using business accounts and accounting principles.

    You understand the basics of investing and diversifying your portfolio. Now it's time to invest like a pro for greater profits--with investment expert David Stein, host of the popular weekly podcast, "Money for the Rest of Us." He's created a unique ten-question template that makes it easy for individual investors like you to:- Invest more confidently- Feel less overwhelmed- Build a stronger portfolio- Avoid costly mistakes- Plan and save for retirementDespite what many people believe, you don't need to be an expert to be a successful investor. With Stein as your personal money mentor, you'll learn how to make smarter, more informed decisions that can help reduce your risk and increase your gains by following a few simple rules for analyzing any investment. This is how the professionals grow their wealth and how you can, too. This is Money for the Rest of Us.

    When John Hargrave first invested in cryptocurrency, the price of a single bitcoin was about $125; a few years later, that same bitcoin was worth $20,000. He wasn’t alone: this flood of new money is like the early days of the Internet, creating a new breed of “blockchain billionaires.” Sir John has unlocked their secrets. In Blockchain for Everyone, Sir John reveals the formula for investing in bitcoin and blockchain, using real-life stories, easy-to-understand examples, and a healthy helping of humor. Packed with illustrations, Blockchain for Everyone explains how (and when) to buy bitcoin, cryptocurrencies, and other blockchain assets, with step-by-step instructions. Blockchain for Everyone is the first blockchain investing book written for the layperson: a guide that helps everyone understand how to build wealth wisely. It’s the new investing manifesto!

    Behavioral finance, which recognizes that there is a psychological element to all investor decision-making, can help you overcome this obstacle.In The Little Book of Behavioral Investing, expert James Montier takes you through some of the most important behavioral challenges faced by investors. Montier reveals the most common psychological barriers, clearly showing how emotion, overconfidence, and a multitude of other behavioral traits, can affect investment decision-making.Offers time-tested ways to identify and avoid the pitfalls of investor bias Author James Montier is one of the world's foremost behavioral analysts Discusses how to learn from our investment mistakes instead of repeating them Explores the behavioral principles that will allow you to maintain a successful investment portfolio Written in a straightforward and accessible style, The Little Book of Behavioral Investing will enable you to identify and eliminate behavioral traits that can hinder your investment endeavors and show you how to go about achieving superior returns in the process.Praise for The Little Book Of Behavioral InvestingThe Little Book of Behavioral Investing is an important book for anyone who is interested in understanding the ways that human nature and financial markets interact. --Dan Ariely, James B. Duke Professor of Behavioral Economics, Duke University, and author of Predictably IrrationalIn investing, success means�being on the right side of most trades. No book provides a better starting point toward that goal than this one. --Bruce Greenwald, Robert Heilbrunn Professor of Finance and Asset Management, Columbia Business School'Know thyself.' Overcoming human instinct is key to becoming a better investor.� You would be irrational if you did not read this book. --Edward Bonham-Carter, Chief Executive and Chief Investment Officer, Jupiter Asset ManagementThere is not an investor anywhere who wouldn't profit from reading this book. --Jeff Hochman, Director of Technical Strategy, Fidelity Investment Services LimitedJames Montier gives us a very accessible version of why we as investors are so predictably irrational, and a guide to help us channel our 'Inner Spock' to make better investment decisions. Bravo! --John Mauldin, President, Millennium Wave Investments

    Here was a real-life rebel living happily and comfortably in small-town Vermont on less than $10,000 per year. Gillard’s no bum. He has a job, a girlfriend, good friends, and strong ties to the community. But how he lives his life—and why—launches Hewitt on a quest to understand the true role of money and mindless consumerism in our lives. By meeting and befriending people like Erik Gillard, Hewitt realized that their happiness was real. What was he—and the rest of a deeply unhappy population—missing?Saved is the humorous, surprising, and ultimately life-changing result of Hewitt’s quest, a narrative that challenges everything we know about the meaning of money. Hewitt uses his sharp eye for story, exhaustive reporting, and his own experience living below his means to bring what he learned into an even larger context. How does money really work? How can a bankrupt society move forward? The answers are not what you think, and Hewitt has written an important book for our times.