The First National Bank of Dad: The Best Way to Teach Kids About Money
David Owen - 2003
They make saving seem like a punishment, and force their children to view reckless spending as their only rational choice. To most kids, a savings account is just a black hole that swallows birthday checks. David Owen, a New Yorker staff writer and the father of two children, has devised a revolutionary new way to teach kids about money. In The First National Bank of Dad, he explains how he helped his own son and daughter become eager savers and rational spenders. He started by setting up a bank of his own at home and offering his young children an attractively high rate of return on any amount they chose to save. "If you hang on to some of your wealth instead of spending it immediately," he told them, "in a little while, you'll be able to double or even triple your allowance." A few years later, he started his own stock market and money-market fund for them. Most children already have a pretty good idea of how money works, Owen believes; that's why they are seldom interested in punitive savings schemes mandated by their parents. The first step in making children financially responsible, he writes, is to take advantage of human nature rather than ignoring it or futilely trying to change it. "My children are often quite irresponsible with my money, and why shouldn't they be?" he writes. "But they are extremely careful with their own." The First National Bank of Dad also explains how to give children real experience with all kinds of investments, how to foster their charitable instincts, how to make them more helpful around the house, how to set their allowances, and how to help them acquire a sense of value that goes far beyond money. He also describes at length what he feels is the best investment any parent can make for a child -- an idea that will surprise most readers.
The Homework Myth: Why Our Kids Get Too Much of a Bad Thing
Alfie Kohn - 2006
The predictable results: stress and conflict, frustration and exhaustion. Parents respond by reassuring themselves that at least the benefits outweigh the costs. But what if they don't? In The Homework Myth, nationally known educator and parenting expert Alfie Kohn systematically examines the usual defenses of homework--that it promotes higher achievement, "reinforces" learning, and teaches study skills and responsibility. None of these assumptions, he shows, actually passes the test of research, logic, or experience. So why do we continue to administer this modern cod liver oil -- or even demand a larger dose? Kohn's incisive analysis reveals how a mistrust of children, a set of misconceptions about learning, and a misguided focus on competitiveness have all left our kids with less free time and our families with more conflict. Pointing to parents who have fought back -- and schools that have proved educational excellence is possible without homework -- Kohn shows how we can rethink what happens during and after school in order to rescue our families and our children's love of learning.
The Value Investors: Lessons from the World's Top Fund Managers
Ronald Chan - 2012
Chan explores how life experience, culture, and background have profoundly shaped some of the world's most successful investment gurus. Through interviews with managers working in a variety of asset classes, including equity, fixed income, commodity, real estate, and private equity, Chan examines how and why these remarkable individuals have succeeded so spectacularly.Examining whether an investor in one particular asset class can succeed in another asset class when equipped with the right mindset, the book provides practical and effective investment advice drawn from the universal traits of seasoned, successful investors.Analyzes how the culture, background, and experiences of top investors shape their investment mindset and strategiesContains exclusive interviews with leading value investorsProvides important insights into value investing--an increasingly popular investment methodFilled with precious insights from top fund managers, "The Value Investors" gives readers an in-depth understanding of how to master the art and science of investing.
Dream Big: Let Your Financial Plan Make Your Dreams Come True
Mukesh Jindal - 2017
Today, he is the owner of a flourishing taxi service business and is scouting around to buy a Mercedes Benz...not on a loan but with the wealth he has amassed over the years! How did he get from being a driver to a millionaire? Three simple secrets - he had the courage to dream big, learn about financial planning and implement what he learnt. Now, while you don't need anyone to help you to dream big, here is a book that will teach you everything that Vaibhav learnt. All you have to do is find the tenacity to implement it. Everything, from the importance of saving and investing and the need for life and health insurance to various investment products like mutual funds, SIP, PPF etc. that can enable you to build wealth, is explained in this book in simple and jargon free language. It helps you to choose instruments that are most suitable for you and explains why you would be better off without others. Dream Big simplifies and breaks down common financial planning principles such as risk profiling, asset allocation, portfolio construction, rebalancing etc. and explains the tax implications of various investment decisions. It also contains sections on planning for retirement and a legacy, and financial planning for women, divorced individuals, defence employees, senior citizens, etc.
Memorable Teaching: Leveraging Memory to Build Deep and Durable Learning in the Classroom
Peps Mccrea - 2017
I doubt you'll find an education book with more useful insights per minute of reading time." - Dylan Wiliam - Emeritus Professor of Educational Assessment, UCLThis book is for any educator who's interested in understanding how learning works, and how to optimise their teaching to make it happen.From the author of Lean Lesson Planning, this latest instalment in the High Impact Teaching series pulls together the best available evidence from cognitive science and educational research, and stitches them together into a concise and coherent set of actionable principles to improve your impact in the classroom.POWER UP YOUR TEACHINGIt's an evidence-informed teacher's guide to building enduring understanding, and sits alongside books such as Make It Stick, Why Don't Students Like School?, and What Every Teacher Needs To Know About Psychology.---CONTENTSAct I PreliminariesWhy memory?Memory architectureThe 9 principlesAct II Principles1: Manage information2: Orient attention3: Streamline communication4: Regulate load5: Expedite elaboration6: Refine structures7: Stabilise changes8: Align pedagogies9: Embed metacognitionPRAISE FOR MEMORABLE TEACHING"I can't remember when I have ever read a book that takes such complex ideas and communicates them with sophistication and simplicity." - Oliver Caviglioli, Founder and author of HOW2s"The book packs an awful lot of useful material into a short, easy to read format and as such is something that all teachers should add to their collections." - Josh Goodrich, Head of CPD at Oasis Southbank"A truly excellent book which sets out the science behind learning with remarkable clarity." - Mark Enser, Head of Geography at Heathfield Community College
Know What You're FOR: A Growth Strategy for Work, An Even Better Strategy for Life
Jeff Henderson - 2019
Rather than self-promoting, we must transform our organizations to be people-centric. This sounds like a no-brainer, but looking closer shows just how little this is true and how impactful the change would be if it were. Whether you're a business leader, a change advocate, or a movement maker, Know What You're FOR will help you - and your organization - thrive. It's what happens when you create an organization focused on who it is FOR. This is the future. Thriving organizations will be more concerned with becoming raving fans of their customers than they are trying to convince customers to become raving fans of the organization. This isn't theory. Jeff Henderson has experienced it. Working with companies like Chick-fil-A and the Atlanta Braves, then serving as a pastor for 15 years at one of the country's largest and most influential churches, North Point, Jeff knows what success looks like for healthy organizations and healthy lives. With fascinating stories from a host of entrepreneurs and Jeff's remarkable career, Know What You're FOR equips you with a simple strategy and the tools for extraordinary growth. You'll discover how to:Work FOR your current and future customers with a new, effective methodBe FOR your team and help your people reach full potentialCreate a ripple impact by being FOR your communityLive and work your best by caring FOR yourselfIn a hypercritical, cynical world, one that is often known for what it's against, let's be a group of people known for who and what we're FOR. It's a powerful strategy for business. But more importantly, it is a revolutionary way to live.
Your Complete Guide to a Successful & Secure Retirement
Larry E. Swedroe - 2019
And everything is based on the “science of investing” – evidenced with studies from peer-reviewed journals.Overall, this adds up to a complete retirement guide, packed with the latest and best knowledge. Don’t enter your retirement without it.
Everyone Believes It; Most Will Be Wrong: Motley Thoughts on Investing and the Economy
Morgan Housel - 2011
Why are experts so bad at making predictions? Why do rich people take outsized risks to reach for money they don't need? Is America's manufacturing base really dwindling? What did we learn about risk after 9/11? Those questions and many more are tackled in these 21 irreverent and contrarian essays, which will have readers thinking differently about the conventional wisdom.
Confessions of a Scholarship Winner: The Secrets That Helped Me Win $500,000 in Free Money for College. How You Can Too.
Kristina Ellis - 2013
How she managed to get that kind of a scholarship offer is revealed in this book. Raised by a single mother, Kristina appeared to have everything stacked against her -- years of living below the poverty level, imperfect grades and sub-par SAT scores. Yet Kristina discovered the secrets to effectively presenting herself as a unique and desirable scholarship candidate. And she's sharing her secrets for scholarship success with students (and their parents) so that they too can obtain money for college.
Great Habits, Great Readers: A Practical Guide for K-4 Reading in the Light of Common Core: Teaching the Skills and Strategies Students Need for Success
Paul Bambrick-Santoyo - 2013
The early formal years of education are the key to reversing the reading gap and setting up children for success. But K-4 education seems to widen the gap between stronger and weaker readers, not close it. Today, the Common Core further increases the pressure to reach high levels of rigor. What can be done?This book includes the strategies, systems, and lessons from the top classrooms that bring the habits of reading to life, creating countless quality opportunities for students to take one of the most complex skills we as people can know and to perform it fluently and easily.Offers clear teaching strategies for teaching reading to all students, no matter what levelIncludes more than 40 video examples from real classroomsWritten by Paul Bambrick-Santoyo, bestselling author of "Driven by Data" and "Leverage Leadership""Great Habits, Great Readers" puts the focus on: learning habits, reading habits, guided reading, and independent reading.NOTE: Content DVD and other supplementary materials are not included as part of the e-book file, but are available for download after purchase
Respectful Parents, Respectful Kids: 7 Keys to Turn Family Conflict into Cooperation
Sura Hart - 2006
The seven outlined principles redefine the parent-dominated family by teaching parents how to achieve mutual parent/child respect without being submissive, set firm limits without using demands or coercion, and empower children to open up, cooperate, and realize their own innate potential. Based on Marshall Rosenberg's Nonviolent Communication process, the framework helps parents break down the barriers to outstanding relationships with their kids by avoiding destructive language and habits that keep parents and children from understanding one another. Activities, stories, and resources help parents immediately apply the seven keys to any parenting situation.
Forged by Reading: The Power of a Literate Life
Kylene Beers - 2020
Probst explore why independent reading is vital to the intellectual and developmental growth of students as citizens of our world and as architects of the future. Forged by Reading explores historic and timely topics through the context of literacy—literacy being the gateway to power and privilege—while serving as nothing short of a call to action. One that reminds educators of their critical hand in empowering readers to think, to seek curiosity and skepticism, to shape themselves and their ideas through evidence and reason, vision and imagination, and in doing so to forge themselves and our world through reading. “This book will open the door to an understanding of literacy like no other. But, it’s not a how-to-use-literature-to-empower-our-kids-book. It’s a why-haven’t-we book. It’s a we-must book. Forged by Reading is filled with hard truths, and the inspiration needed to walk towards a new world—one where relevant reading rules. So, put your walking shoes on, get ready for the hard, necessary work, and let Kylene and Bob show us the way.” —Kwame Alexander, poet, educator, and New York Times bestselling author of Light for the World to See: A Thousand Words on Race and Hope “If you haven’t read a single Beers & Probst educational bible to date, read Forged by Reading. It’s all right here…at the time of American education’s greatest need. There may well be no creative power greater than that of language…reading language, writing language, understanding language, embracing language. With Forged by Reading, Kylene and Bob hand us a roadmap to unleashing that power. Read it. Revel in it. Use it.” —Chris Crutcher, bestselling author and recipient of the American Library Association Margaret Edwards Award for Lifetime Achievement and the NCTE Intellectual Freedom Award. “Forged by Reading is scholarship that shows us not only how our literacies link us to each other, but also, how reading links to our uniquely human souls.”–Jennifer Ochoa, middle school teacher, NYC Public Schools, and award-winning educator “Beers and Probst, who explore the moral imperative of liberatory pedagogy, remind us that those who read and discuss books hone literate minds—the key to transforming their own their lives, as well as our greatest hope for transforming our democracy—bending its arc toward equity and justice for all.” —Ernest Morrell, Coyle Professor of Literacy Education, University of Notre Dame “This timely book is a call to action for educators to embrace the languages, cultures, and identities of our students, disrupt the oppressive reading and writing practices in classrooms across this nation—and replace them with humane, equitable instruction for all.” —Yalitza Vasquez, VP of Multilingual Education, Trinity Education Group, and Former Senior Executive Director Division of English Language Learners, NYC Department of Education “Literacy is an essential element of freedom and the ways in which it is withheld contributes to oppression. This book will shift how you regard your teaching: abolish harmful pedagogies, confirm just practices, and travel with your colleagues on an epic journey of literacy justice.” —Kate Roberts, author, consultant, and guest teacher “Kylene and Bob show us why student compliance is not our goal and why testing and standards too often interfere with our bigger goals for literacy. They also ask us to be brave and to anchor our work in these understandings so we can achieve the ultimate aim: students who live the power of reading.” —Franki Sibberson, teacher, librarian, author, past president of NCTE “Consider the intimate connection between education and our democratic ideals. Forged by Reading is a powerful and timely reminder that when we are equipped with insight and the truth of who we are, we can be what’s right.” —Cornelius Minor, educator and author of We Got This: Equity, Access, and the Quest to Be Who Our Students Need Us to Be
Retire Early With Real Estate: How Smart Investing Can Help You Escape the 9-5 Grind and Do More of What Matters
Chad Carson - 2018
Experienced real estate investor and early retiree, Chad Carson, shares his tried-and-true investment strategies to create enough passive income to retire at 37 years old. Packed with specific strategies, tips, and techniques you may have never learned before, this book will help you forge a new path toward your retirement. Learn from more than twenty real estate investors and early retirees profiled in this book—retiring early is possible with a step-by-step strategy at hand! Whether you’re brand new or already real estate investing, you can apply these lessons to retire early and live the life you want. Inside you’ll discover: • Step-by-step methods to use rental properties to retire in 10-15 years • Detailed case studies of ordinary investors who used real estate to retire early • How to produce rental income to pay all your bills (and never run out) • 4 practical, easy-to-follow strategies especially for brand new investors • Creative backup plans to stay flexible and help you sleep well at night • A 5-step process to create your customized real estate early retirement plan • And much more!
The Thin Green Line: The Money Secrets of the Super Wealthy
Paul Sullivan - 2015
The Price of Privilege: How Parental Pressure and Material Advantage Are Creating a Generation of Disconnected and Unhappy Kids
Madeline Levine - 2006
Materialism, pressure to achieve, perfectionism, and disconnection are combining to create a perfect storm that is devastating children of privilege and their parents alike.In this eye-opening, provocative, and essential book, clinical psychologist Madeline Levine explodes one child-rearing myth after another. With empathy and candor, she identifies toxic cultural influences and well-intentioned, but misguided, parenting practices that are detrimental to a child's healthy self-development. Her thoughtful, practical advice provides solutions that will enable parents to help their emotionally troubled "star" child cultivate an authentic sense of self.