Whether you are a rookie or an established Broker, this is the guide you need to lay the foundations for long-term success. Author Dustan Woodhouse has packed this book with dozens of tips and lessons gleaned from personal experience processing over 1,300 mortgage files and taking in over 2,000 applications verbally. You'll learn... - The old-school piece of technology that's every broker's best friend - How to have a complete application built by the time the very first phone call ends - When smart brokers decide to walk away from a file - Where to invest your marketing dollars (and where you'd just be throwing that money away) - How to trade cold-calling for warm-calling - How the "paycheque mentality" can sink your business, and what to do about it Every step, every tip, every process is aimed at building long-term relationships with clients and referral partners alike. It's all designed to get you to the holy grail of a referral-only business. Your mantra? Get the application. Here's how to do it.

    As a member of the Nolan sisters, Coleen Nolan was born into the spotlight and has stayed there ever since. She has now become one of the nation's favourite TV presenters and is used to newspapers and magazines claiming to have the inside story of her private life. In No Regrets Coleen finally reveals the truth of what really happened during the last few rollercoaster years, truly the worst of her life. Whilst it's certainly been a traumatic time for the whole family, Coleen is a survivor. First and foremost, she is a mum and is determined to hold her family together. The Nolans finally put aside their infamous feud to rally round their beloved sister Bernie, who tragically lost her fight with cancer on the 4th of July last year, aged just 52. In this memoir, Coleen movingly describes her struggle to deal with the emotional scars that come from losing someone so close and the effect it has had on her own life. In this incredibly candid memoir, Coleen writes with raw honesty about her family troubles, her career highs and lows, and her struggle with her body image. In recent years, Coleen has found herself in both a plastic surgeon's office looking at a £20,000 bill to 'fix her face' and at a breast cancer clinic asking for the removal of her healthy breasts to avoid becoming the fourth sister in the family to be struck down by cancer. Wonderfully warm and moving, and brilliantly funny and honest, No Regrets will take you from laughter to tears and back again as you share in Coleen's very personal journey.

    

    Even in Hell, love can bloom.

    In the London office my new boss Victor tells me I shall be working in a regional office - and he wants me to drive there. I am to deliver Victor's shiny Jaguar: his pride and joy. The office is in Calcutta. This all sounds like fun to me. A month long holiday. How bad can that be I think and decide to invite my friend Douglas to come along for the ride. This will be a road trip to die for I tell him. Victor's P.A. Shirley is the all seeing eye. Nothing gets past here. I have to report in on my progress at key points on the route. Shirley is going to be watching me. 'If you so much as scratch it you're dead.' I laugh, what could possibly go wrong....? well just about everything. We were OK up till Trieste; then a goat got in the car - after that it was downhill all the way to Calcutta.

    a ballsy paean to self-determination and body confidence ... McSharry's style is a pleasure: precise, colloquial, tightly paced. She's nailed the elusive directness central to the work of essayists like Lena Dunham. If you read one heart-breaking yet bouncy true-life memoir this summer, make sure it's this one.' Sunday Times 'An absolutely stunning piece of work ... just a fantastic book' Roisin Ingle'Hello there @louisemcsharry. Well, I LOVED your book and now I LOVE YOU TOO!!!!! You are INSPIRATIONAL!' Marian Keyes on Twitter'Louise is heartbreakingly honest. A sharp, well-observed, and ultimately inspirational read. Every woman of every age should read this book.' Louise O'Neill'Searingly honest ... at times makes for heart-breaking reading but Louise is at her most inspiring talking about her journey towards fat acceptance' Irish Daily Star'Louise's life reads like a thriller - I had goose-bumps throughout! Brave, funny, emotional and totally relatable for women.' Roz Purcell'Hugely enjoyable. So honest and insightful. I loved the positivity and the REALNESS! Will be amazing for young women to read.' Una Mullaly'Both heart-warming and heart-breaking. Vividly raw and surprisingly visceral, Louise makes you feel every single bit.' Angela Scanlon'Should be compulsory reading for all young people, male and female. Older readers will also be inspired by McSharry's no-nonsense approach ... Whether writing about sex, feminism, family or body acceptance, McSharry is compassionate, funny and wise' Irish Times'A mighty woman, with cojones the size of Mexico and coolness in the face of adversity not seen since John Wayne's heyday' Irish Independent'She's a straight shooter, honest and to the point' The HeraldLouise McSharry's passion is to talk to young women (and the men who love them), about being a woman in the modern world. Drawing on her own 33 years of life, she writes about everything from surviving a messed up childhood, to crashing out of education and still making it, to figuring out sex, weight, feminism, make-up, friendship, workplace politics and a whole lot more.Though she has the raw material (the early death of her father and being taken into care at seven because of her mother's alcoholism) the last thing Louise wanted do was to write a misery memoir. She wasn't keen on writing a cancer survival story either (she went through treatment while planning her wedding ... trying on white dresses while sweating and hairless - not a good look).So, though it has its sad moments, Fat Chance is honest, upbeat, irreverent and inspirational - just like a long chat with a best friend. A fabulous, funny and wise best friend!

    This crafty revision of English vocabulary posits that Platypus should signify “to give your cat pigtails;” that Flemish should mean “rather like snot;” and that Celtic is in fact a prison for fleas. With nearly 600 new definitions, this side-splitting resource pushes the boundaries of the English language to riotous new limits.

    A book that offers highly actionable ideas on how every Indian - from a child to a senior citizen can participate in nation building. Gender, age, education, socio economic status does not matter. You don't even have to be within the geographic borders of India. You can be anywhere on the planet and contribute towards making a positive difference in India.From food to environment to water to Swachh Bharat and many more aspects where we can make a positive difference to the country as we go about our daily lives.Stories of unsung heroes from across India will leave you enormously inspired. Citizens have shared their action ideas. The youngest contributor is 7.5 years. The oldest is 104 years.The author invites you to read, reflect and write your ideas and bring them to life with your actions. Inspire India with your actions. Get inspired by the actions of fellow citizens. Join the journey to be an #IndiaPositiveCitizen

    Shaun Allison and Andy Tharby examine the evidence behind what makes great teaching and explore how to implement this in the classroom to make a difference to learning. They distil teaching and learning down into six core principles - challenge, explanation, modelling, practice, feedback and questioning - and show how these can inspire an ethos of excellence and growth, not only in individual classrooms but across a whole school too. Combining robust evidence from a range of fields with the practical wisdom of experienced, effective classroom teachers, the book is a complete toolkit of strategies that teachers can use every lesson to make that lesson count. There are no gimmicky ideas here - just high impact, focused teaching that results in great learning, every lesson, every day. To demonstrate how attainable this is, the book contains a number of case studies from a number of professionals who are successfully embedding a culture of excellence and growth in their schools. Making Every Lesson Count offers an evidence-informed alternative to restrictive Ofsted-driven definitions of great teaching, empowering teachers to deliver great lessons and celebrate high-quality practice. Suitable for all teachers - including trainee teachers, NQTs, and experienced teachers - who want quick and easy ways to enhance their practice and make every lesson count.

    Readers are drawn into classrooms where various teaching methods and approaches are being used. They are encouraged to reflect on their own beliefs and to develop their own approach to language teaching.

    Impress your boss with Occupational Latin (Lingua Latina Occupationi); sell your product with Sales Latin (Lingua Latina Mercatoria); flirt with your classics professor with Sensual Latin (Lingua Latina Libidinosa); look like the hipster you are with Pop-Cultural Latin (Lingua Latina Popularis); survive the holidays with Familial Latin (Lingua Latina Domestica) and Celebrational Latin (Lingua Latina Festiva). It's all here, whether you're a student of the language or just want to talk like one.From cocktail-party banter to climbing the corporate ladder to online dating, Latin for All Occasions features dozens of handy sections, including Las Vegas Latin, Latin for Golfers, Latin for Breakups, Latin for the Politically Correct, and much, much more. In one easy-to-use volume, National Lampoon founder Henry Beard presents hundreds of listings rendered in grammatically accurate classical Latin, with a foolproof pronunciation guide.Who says Latin is a dead language? From the comic genius who brought us X-Treme Latin comes Latin for All Occasions, guaranteed to help readers delight their friends, insult their enemies, and elevate the public discourse.

    This book looks closer at the patterns and similarites between those who are the eldest or the youngest or the middle child in a family and explains exactly how we are affected by not only our own siblings but even our parents and their siblings.

    She was 32 years old at the time, a former Mrs. Wisconsin (she'd entered the contest on a dare) and a mother of three who had never travelled outside the United States. What she brought to Afghanistan was a toughness and resilience which came from growing up in the projects in one of the most dangerous cities in America, a fundamental belief in everyone's right to justice - whether you live in Milwaukee, New York or Kabul - and a kick-ass approach to practising law that has made her a legend in the archaic, misogynistic and deeply conservative environment of Afghanistan. Through sheer force of personality, ingenuity and perseverance, Kimberley became the first foreign lawyer to practise in the courts of Afghanistan. Her legal work swiftly morphed into a personal mission - to bring "justness" to the defenceless and voiceless.In the space of two years, Kimberley established herself as an expert on Afghanistan's fledgling criminal justice system, steeped in the country's complex laws but equally adept at wielding religious law in the defence of her clients. Her radical approach has seen her successfully represent both Afghans and Westerners, overturning sentences for men and women who have become subject to often appalling miscarriages of justice. Kimberley's story is both the memoir of an extraordinary woman fighting in one of the most dangerous countries in the world, and a page-turning non-fiction legal thriller.

    Take a peek into an effective workshop-based classroom and discover how you can enhance adolescents' technical and creative abilities in reading, writing, and thinking.

    It is designed to take absolute beginners to a point where they can approach the current literature in the subject. It contains numerous in-text exercises which involve the reader in doing morphology by formulating hypotheses and testing them against data from English and numerous other languages. Although primarily intended to be a course book for use on morphology courses, it will also be useful for students taking courses in the closely related sub-fields of phonology and syntax. The book is divided into three parts:. Part 1 surveys traditional and structuralist notions of word-structure which still provide the necessary background to morphological investigations. Part 2 explores the relationship between the lexicon, morphology and phonology in current generative grammar. Part 3 examines issues in the interaction between the lexicon, morphology and syntax.