Whether you’re in need of an overspending detox, buried under student debt, or just trying to figure out how to live on an entry-level salary, The Financial Diet gives you tools to make a budget, understand investments, and deal with your credit. Chelsea Fagan has tapped a range of experts to help you make the best choices for you, but she also knows that being smarter with money isn’t just about what you put in the bank. It’s about everything—from the clothes you put in your closet, to your financial relationship habits, to the food you put in your kitchen (instead of ordering in again). So The Financial Diet gives you the tools to negotiate a raise and the perfect cocktail recipe to celebrate your new salary.The Financial Diet will teach you: • how to get good with money in a year. • the ingredients everyone needs to have a budget-friendly kitchen. • how to talk about awkward money stuff with your friends. • the best way to make (and stick to!) a budget. • how to take care of your house like a grown-up. • what the hell it means to invest (and how you can do it).

    What if there were an easier way to not only cut costs on things you need but also make room for the things you actually want? 31 Days to Radically Reduce Your Expenses provides the tools you need to do exactly that—and so much more. As you explore the ideas packed inside these pages, you’ll discover: - The one trick to never pay full price for gas again - How to get a refund on phone data you don’t even use - The secret to a smaller mortgage payment - How to cancel your cable and still watch your favorite shows - The retail schedule every store uses to discount clothes ….plus hundreds of other expense-reducing tips! Consider this your personal roadmap to find more money at the end of every month, make lasting change, and start saving for what truly matters. FREE BONUS: Also includes access to nine printable worksheets to help you apply everything you learn in a practical way.

    Erin Odom grew up in the private schools and neatly manicured lawns of Upper Middle Class America, but was thrown into low-income living during the economic crash. She was a stay-at-home-mom, her husband was supporting the family on a teacher’s salary, and despite the fact that they had no debt to their name, they were scrambling to make ends meet. Suddenly Erin found herself standing in line for food stamps, turning down play dates because she couldn’t afford the gas, and ultimately walking into bankruptcy court in the eighth month of her third pregnancy.More Than Just Making It tells the story of their breaking point, as well as the triumph of their comeback. It took hard work, creativity, and faith in God’s provision to reset their bank account as well as their hearts, but ultimately they found a new way to thrive and freedom from financial anxiety. You can do the same. Learn how Erin and her family saved enough money to put $30,000 down on a home, buy a minivan in cash, and begin sending their daughter to private Christian school. More Than Just Making It will encourage readers to rise above their circumstances, empower them with money-saving tips, and reimagine the good life as God designed it outside the myth of the American Dream.

    Now, award-winning Tribune Company personal finance columnist Gregory Karp shows how to do just that. This book isn't about depriving yourself: you don't have to become a financial anorexic, and you won't have to start dumpster diving! Instead, Gregory Karp shows how to build real, long-lasting wealth by plugging the money leaks you're barely even aware of, and making sure you spend with a purpose. Drawing on everything he's learned writing his prize-winning weekly column, Karp reveals surprisingly painless, little-known techniques for eliminating wasteful spending in every area of your financial life. Karp shows how to spend on what you really care about, not what you don't... understand the real value of comparison shopping...save money in giving gifts without becoming a cheapskate. Karp shows how to slash your phone bill... spend less on food without changing what you like to eat... eliminate spending leaks in insurance, education, entertainment and beyond. From the clothes you wear to the cars you drive, Living Rich by Spending Smart will help you build a life that's truly rich, because it's truly financially secure.

    

    Learn the importance of obedience to God's Word in planting seed for finances.

     You’ve seen all the goofy ideas and fads that don’t work. Now it’s time to get back to basics with a simple, time-tested, step-by-step plan that anyone can follow. Arm yourself with the truth about getting out of debt. Knowledge is power and you’re going to get it. Find out: • Whether your mortgage is good or bad (the answer may surprise you!) • About the Power Pay Off Plan (and how Sam saved 20 grand) • The secrets to successfully get out of debt • Where to find the money you need for debt free living • How much money you ought to be putting towards paying off debt • The truth about debt consolidation (including pitfalls to avoid) • How to use insurance to protect yourself from the unexpected • What to do next, once you’ve started on the road to wealth Your student loans, mortgage, car loans, and credit card balances can all be gone with the straightforward strategies you’ll learn in this book. You don’t have to feel stress, shame, or embarrassment over it for one moment longer. You’re going to take control and change your life for the better. You’ll also get free access to The Debt Destroyer. This wickedly good tool will create a customized plan for you to pay off debt and ensure that more of your money stays in your pocket. You don’t have to tackle this alone, and you don’t have to be rich to pull this off. If you want debt help on a budget - with straight talk and no tricks - you’ll find everything you need right here. Debt relief can be yours. Buy this book today and get started. It’s your turn.

    You may find it for free on the web. Purchase of the Kindle edition includes wireless delivery.

    Sometimes change is necessary when we are broadsided by events such as an unexpected financial crisis, an unrepented sin, a relationship problem, or the premature death of a loved one. Because the Savior has engraven our image on the palms of his hands, he can heal us--emotionally, physically, mentally, and spiritually. In this insightful talk on CD, Sister Dew and Sister Nelson teach us how to receive God's aid in making meaningful change and help us understand the power of the Savior to heal without a scar.

    Many Canadians who own their home have never considered buying a second property. And nearly one-third of retirees are worried about running out of money. The Real Estate Retirement Plan shows how homeowners can use the tools already available to them — their mortgages — to access the initial capital to invest and prepare for their retirement. This is a proven, validated antidote to today’s historically low savings rates, poor current rates of return, and pressure on CPP and health care.With examples and a detailed discussion of the principles and mechanics, Calum Ross and Simon Giannini demystify real-estate investing and make an irrefutable case for borrowing to invest.

    Ridges brings the books of Exodus through Ruth to life with his well-known teaching skills. In addition, he provides some direction and helps for understanding 1 Samuel through Proverbs. In-the-verse notes provide a highly effective, unique teaching tool. Notes between the verses provide additional insights and teach principles and doctrines. Join the tens of thousands of readers who have experienced spiritual growth from reading and pondering the books in this series.

    but it doesn't have to be. Using the advice and wisdom of 75 successful entrepreneurs, let this book be the roadmap to more success, wealth and fulfillment in your life. The experts highlighted in this book are now iconic investors, super successful entrepreneurs, financial planners, bestselling authors, and more, but they didn't start out that way. They are living proof that you can truly come from any background or situation to ultimately reach a high level of success. All that it takes to find true wealth are the simple actions laid out in this book. This step-by-step guide teaches: - The money secrets of the rich - How to reprogram your mind for massive success - The common traits and skills of the wealthy - A money plan and list of priorities to focus on - The key mistakes that are holding you back - Where to begin so you can take your finances and career to the next level As successful entrepreneur David Wood says, "Wealth is a choice." The choice is yours to make. Take control. Make money. Live wealthy. For free training videos & resources for the book, visit: MakeMoneyLiveWealthy.com

    We encounter appealing arguments for a Divinity that is a childish projection, for prophets as scheming or deluded imposters, and for scripture as so much fabulous fiction. But there is also compelling evidence that a glorious Divinity presides over the cosmos, that His angels are strangers we have entertained unawares, and that His word and will are made manifest through a sacred canon that is never definitively closed. What we choose to embrace, to be responsive to, is the purest reflection of who we are and what we love. That is why faith, the choice to believe, is in the final analysis, an action that is positively laden with moral significance."As humans, we are, like the poet John Keats, "straining at particles of light in the midst of a great darkness." And yet, the authors describe a version of life's meaning that is reasonable—and radically resonant. It tells of a God whose heart beats in sympathy with ours, who set His heart upon us before the world was formed, who fashioned the earth as a place of human ascent, not exile, and who has the desire and the capacity to bring the entire human family home again.

    You spend 50+ hours at a job you hate andcome home too exhausted to pursue anything other than reality TV. You are not alone: 87 percent of workers don't find meaning at work and 80 percent believe their talents are unused. The resulting attitude impacts health, relationships, and a fundamental sense of happiness, but best-selling author Max Lucado has a cure. In his winsome, encouraging voice, Max gives practical tools to explore your uniqueness, find motivation to put it to work, and get perspective to redefine your concept of work. It's never too late to uncover strengths, discover God's will, and cure the otherwise hopeless prognosis of a common life.

    After all, it is the only one of the standard works that does not tell its own story.Making Sense of the Doctrine and Covenants addresses this challenge in a creative new way. Rather than giving a verse-by-verse commentary, author Steven C. Harper takes readers on a guided tour through the revelations. Drawing on the earliest manuscripts of those revelations, he provides historically grounded insights into why each revelation was given, what it means, and why it matters.Chapters on every section of the Doctrine and Covenants begin by delving into the historical record to recreate the question or problem each revelation was given to resolve and end by showing readers the outcomes for individuals and the Church.Families and scholars alike will relish the depth and accessibility of Making Sense of the Doctrine and Covenants. It is an invaluable addition to any gospel library and a fascinating resource for anyone who wishes to become more closely acquainted with this marvelous book of scripture.