You'll never find a wiser advisor with a bigger heart.” -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian This book grew out of a series of letters to my daughter concerning various things—mostly about money and investing—she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we’ve created, understanding it is critical. “But Dad,” she once said, “I know money is important. I just don’t want to spend my life thinking about it.” This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms. Here’s an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective. The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. Together we’ll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don’t recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security.

    The life of a woman today isn't really all that different from that of Mary and Martha in the New Testament. Like Mary, you long to sit at the Lord's feet...but the daily demands of a busy world just won't leave you alone. Like Martha, you love Jesus and really want to serve him...yet you struggle with weariness, resentment, and feelings of inadequacy. Then comes Jesus, right into the midst of your busy Mary/Martha life-and he extends the same invitation he issued long ago to the two sisters of Bethany. Tenderly he invites you to choose "the better part"-a joyful life of "living-room" intimacy with him that flows naturally into "kitchen service" for him. How can you make that choice? With her fresh approach to the familiar Bible story and its creative, practical strategies, Joanna shows how all of us -Marys and Marthas alike- can draw closer to our Lord, deepening our devotion, strengthening our service, and doing both with less stress and greater joy. This book includes a twelve-week Bible study. Also look for the ten-week DVD study pack companion product to this book, which includes three DVDs and a separate, revised and expanded study guide.

    Being able to make complicated strategies become simple philosophies, Samuel has earned a reputation for being one of the most inspiring investors in the U.K.

    Teaching, for the First Time in the History of the World, the True Philosophy upon which all Personal Success is Built.“You Can Do It if You Believe You Can!”THIS is a course on the fundamentals of Success.Success is very largely a matter of adjusting one’s self to the ever-varying and changing environments of life, in a spirit of harmony and poise.

    In HOW TO RETIRE HAPPY, WILD, AND FREE, best-selling author Ernie J. Zelinksi shows that the key to enjoying an active and satisfying retirement is dependent on much more than just having adequate financial resources. It means paying attention to all aspects of life, including leisure activities, creative pursuits, physical and mental well-being, and solid social support. With its friendly format, lively cartoons, and captivating quotations, Zelinski'¬?s guide offers inspirational advice on how to follow your dreams instead of someone else'¬?s, how to put your retirement in proper perspective, and how to enjoy life after work. A retirement guide from best-selling author Ernie J. Zelinski. Features tips for taking early retirement; in fact, the earlier the better. Ernie J. Zelinski'¬?s best-selling THE JOY OF NOT WORKING has sold more than 150,000 copies in 15 languages.

      Buy as many lattes as you want. Choose the right accounts and investments so your money grows for you—automatically. Best of all, spend guilt-free on the things you love.   Personal finance expert Ramit Sethi has been called a “wealth wizard” by Forbes and the “new guru on the block” by Fortune. Now he’s updated and expanded his modern money classic for a new age, delivering a simple, powerful, no-BS 6-week program that just works.  I Will Teach You to Be Rich will show you: • How to crush your debt and student loans faster than you thought possible • How to set up no-fee, high-interest bank accounts that won’t gouge you for every penny • How Ramit automates his finances so his money goes exactly where he wants it to—and how you can do it too • How to talk your way out of late fees (with word-for-word scripts) • How to save hundreds or even thousands per month (and still buy what you love) • A set-it-and-forget-it investment strategy that’s dead simple and beats financial advisors at their own game • How to handle buying a car or a house, paying for a wedding, having kids, and other big expenses—stress free • The exact words to use to negotiate a big raise at work  Plus, this 10th anniversary edition features over 80 new pages, including: • New tools • New insights on money and psychology • Amazing stories of how previous readers used the book to create their rich lives   Master your money—and then get on with your life.

    Sparkling with anecdotes and real, practical wisdom, this is the book every married couple needs.

    This time Brown takes a "readable" takes an in-depth look at such topics as: How did the plan of slvation originate? Where did the premortal Grand Council take place? What was the premortal status of Lucifer? What actually happened to Adam's and Eve's bodies when they partook of the forbidden fruit? Why didn't the Lord create a fallen world to begin with? Why did we need to get physical bodies? Why do children need to be sealed to their parents? What gifts or abilities will we have in the Spirit World? What are the prerequisites for exaltation? Can a person progress between degrees of glory after resurrection has take place? What will happen to the sons of perdition once they are cast into outer darkness? And much more. AN opened minded and courageous study of [God] and His divine plan with respect to our salvation will be the most interesting and permanently rewarding of all ventures. Hugh Brown How much do we really know about the plan of salvation? What have ancient and modern prophets revealed about the great plan of deliverance? Matthew Brown discusses the doctrines associated with the creation, the fall, and the atonement. A thought-provoking, in-depth, and thoroughly readable book on the plan of salvation

    Most people know how important it is to manage their money wisely. But most budget books are cumbersome and overly technical. And computerized budgeting systems are complex and temperamental. This book presents a simple, easy-to-use, and effective system that makes budgeting as easy as writing a check.

    

    Beyond that, you'll figure out how to keep you sanity when all about you are losing theirs.Most of all, you'll find that with a lot of love and a good sense of humor to provide perspective, "being the mom" can be done lots of ways. Your way may just be better than you thought.

    In fact, we have been commanded to do so. But how?In Power to Become, Elder David A. Bednar explores how the Savior makes possible His divine commission, "Therefore I would that ye should be perfect even as I, or your Father who is in heaven is perfect" (3 Nephi 12:48).Chapters in this thought-provoking book highlight the importance of the Atonement, the spiritual gift of personal peace, the importance of priesthood ordinances, and the responsibility we have to obey willingly and endure valiantly."As we increase in learning about the Savior and His gospel," Elder Bednar writes, "as we strive with ever greater consistency to act in His doctrine, ordinances, and covenants, then we are blessed with power through His Atonement to increasingly become like Him." Power to Become introduces vital tools we all can use to invite these eternally significant blessings into our lives.

    And you can claim it beginning now. The well know Bible story of David and Goliath is the back drop that Steven A. Cramer uses to show how we can enlist the aid of the Lord in overcoming any of our problems. In our day, we do not have to face nine-foot giants physically, but often our Goliaths come in the form of spiritual giants that will not yield to a stone or sword.

    As Shinabarger reminds them, defining “enough” is more than a responsibility—it is an opportunity to give hope.

    In this day and age, young people can't afford to repeat the financial mistakes made by their parents. Thankfully, there is a way for the middle class of today to build wealth and be happy. This practical guide will lead you through the life-long journey of financial independence, free from money related stress and empowered to live life the way you want. In Building Wealth And Being Happy: A Practical Guide To Financial Independence, you'll learn:- How to slowly get rich over many years and retire early- How to have a positive, healthy relationship with money- Whether you should use a financial advisor or DIY- Whether you should rent or buy the place you live in- Whether you should partake in socially responsible and green investments- If you can trust the stock market- If you should invest in real estate or gold- And much, much more...