This reassuring book debunks the generally-accepted claims about necessary savings rates, which can cause paranoia among those beginning to contemplate retirement. The authors offer greater insight into planning approaches that are not widely understood, demystifies retirement targets (age, savings, income), and outlines concrete approaches to maximizing retirement savings.Offers practical advice for dealing with the changes to Canada's retirement system Includes advice for calculating your Neutral Retirement Income Target Contains solid financial advice in accessible language Written by the Executive Chairman and Chief Actuary of Morneau Shepell Canada's national actuarial consulting firm The Real Retirement offers a down-to-earth guide for preparing for comfortable retirement and shows what it takes to achieve it.

    In 1987, writer Merilyn Simonds found a cache of letters, albums, clippings and other memorabilia in the attic of her Kingston, Ontario, home, the bits and pieces of an unknown woman's life. Among the overflowing boxes and stuffed sugar sacks was a tin box that held one complete, brief collection of letters from the months immediately after the First World War in 1919, a one-way correspondence written in pencil on flimsy paper, undated and without postmarks. From this careless jumble of pages, remarkable individuals and events emerged: a convict, a penitentiary, a village girl, a life in small town Canada at the end of the Great War. Merilyn Simonds was drawn irresistibly to the lives of Joe "Daddy Long Legs," a thief and con artist incarcerated inside the stone fortress that was the country's most notorious prison, and of Phyllis Halliday, a seventeen-year-old schoolgirl whose family home bordered the prison quarry and who fell under the spell of a man she could never meet or touch, except through their clandestine correspondence. Around them swirled a cast of equally compelling characters, chief among them William St. Pierre Hughes, superintendent of the nations' prisons, whose fate, like those of Joe and Phyllis, was bound to the conspiracies and intrigues inside Kingston Penitentiary. All three are caught in prisons of their own devising; only one truly escapes. In the year after its publication, families of all the major characters in the book contacted author Merilyn Sinonds to share their stories and find out more about these little known relations. As a result, she learned that Joseph Cleroux had been part of the Cleroux gang that burgled Ottawa Valley businesses in the first decades of the 1900s. The story of Josie Cleroux's early years and what is now known about where he ended up is told in the epilogue of the paperback edition of "The Convict Lover" "From the Hardcover edition."

    Kennedy, the response has been: Why would the U.S. national-security establishment — that is, the military and the CIA — kill Kennedy? As Douglas P. Horne details in this ebook, JFK’s War with the National Security Establishment: Why Kennedy Was Assassinated, the answer is because Kennedy’s ideas about foreign-policy collided with those of the U.S. national-security establishment during the height of the Cold War. In the eyes of the military and the CIA, Kennedy’s policies posed a grave threat to national security.Horne served as Chief Analyst for Military Records for the Assassination Records Review Board (ARRB). This was the federal agency that Congress established to secure the disclosure and release of JFK-related records and documents after the public outcry generated by Oliver Stone’s movie JFK. Horne is the author of Inside the Assassination Records Review Board: The U.S. Government’s Final Attempt to Reconcile the Conflicting Medical Evidence in the Assassination of JFK, a five-volume work that focuses primarily on the autopsy of Kennedy’s body that was conducted by the U.S. military.

    Nonpartisan and well-balanced, Where Does the Money Go? is a candid, eye-opening, and delightfully irreverent guide to the ongoing federal budget crisis that breaks-down into plain English exactly what the Fat Cats in Washington, D.C. are arguing about.

    David Frum urges a Republican party that is culturally modern, economically inclusive, and environmentally responsible - a party that can meet the challenges of the Obama years and lead a diverse America to a new age of freedom and prosperity.

    Many readers will be shocked by Canada's deep connection to the war--Canadians fought in every major battle, supplied arms to the South, and many key Confederate meetings took place on Canadian soil. Boyko gives Americans a new understanding of the North American context of the war, and also shows how the political climate of the time created a more unified Canada, one that was able to successfully oppose American expansion. Filled with engaging stories and astonishing facts from previously unaccessed primary sources, Boyko's fascinating new interpretation of the war will appeal to all readers of history. Blood and Daring will change our views not just of Canada's relationship with the United States, but of Confederation itself.

    Throughout each piece the passion of those engaged in rebuilding this shattered country shines through, a glimmer of optimism and determination so rare in multinational military actions–and so particularly Canadian.In Outside the Wire, award-winning author Kevin Patterson and co-editor Jane Warren have rediscovered the valour and horror of sacrifice in this, the definitive account of the modern Canadian experience of war.

    He was playing softball as a child when the opposing team began to war-whoop when he was at bat. It was just one of many incidents that formed Wente's understanding of what it means to be a modern Indigenous person in a society still overwhelmingly colonial in its attitudes and institutions.As the child of an American father and an Anishinaabe mother, Wente grew up in Toronto with frequent visits to the reserve where his maternal relations lived. By exploring his family's history, including his grandmother's experience in residential school, and citing his own frequent incidents of racial profiling by police who'd stop him on the streets, Wente unpacks the discrepancies between his personal identity and how non-Indigenous people view him.Wente analyzes and gives voice to the differences between Hollywood portrayals of Indigenous peoples and lived culture. Through the lens of art, pop culture, and personal stories, and with disarming humour, he links his love of baseball and movies to such issues as cultural appropriation, Indigenous representation and identity, and Indigenous narrative sovereignty. Indeed, he argues that storytelling in all its forms is one of Indigenous peoples' best weapons in the fight to reclaim their rightful place.Wente explores and exposes the lies that Canada tells itself, unravels "the two founding nations" myth, and insists that the notion of "reconciliation" is not a realistic path forward. Peace between First Nations and the state of Canada can't be recovered through reconciliation--because no such relationship ever existed.

    Although this social revolution created a firestorm of controversy, no one questioned the idea that women's involvement in the workforce was certain to improve families' financial lot. Until now.In this brilliantly argued book, Harvard Law School bankruptcy expert Elizabeth Warren and business consultant Amelia Tyagi show that today's middle-class parents are suffering from an unprecedented and totally unexpected economic meltdown. Astonishingly, sending mothers to work has made families more vulnerable than ever before. Today's two-income family earns 75% more money than its single-income counterpart of a generation ago, but actually has less discretionary income once their fixed monthly bills are paid.How did this happen? Warren and Tyagi provide convincing evidence that the culprit is not "overconsumption," as many critics have charged. Instead, they point to the ferocious bidding war for housing and education that has quietly engulfed America's suburbs. Stay-at-home mothers once provided a financial safety net if disaster struck; their move into the workforce has left today's families chillingly at risk. The authors show why the usual remedies--child-support enforcement, subsidized daycare, and higher salaries for women--won't solve the problem, and propose a set of innovative solutions, from rate caps on credit cards to open-access public schools, to restore security to the middle class.

    Five months. One car. Ten provinces. Three territories. Seven islands. Eight ferries. Two flights. One 48-hour train ride. And only one call to CAA. The result: over 100 incredible Canadian recipes from coast to coast and the Great White North. In the midst of a camping trip in Squamish, British Columbia, Lindsay Anderson and Dana VanVeller decided that the summer of 2013 might be the right time for an adventure. And they knew what they wanted that adventure to be: a road trip across the entire country, with the purpose of writing about Canada's food, culture, and wealth of compelling characters and their stories. 37,000 kilometres later, and toting a "Best Culinary Travel Blog" award from Saveur magazine, Lindsay and Dana have brought together stories, photographs and recipes from across Canada in Feast: Recipes and Stories from a Canadian Road Trip. The authors write about their experiences of trying whale blubber in Nunavut, tying a GoPro to a fishing line in Newfoundland to get a shot of the Atlantic Ocean's "cod highway," and much more. More than 80 contributors--including farmers, grandmothers, First Nations elders, and acclaimed chefs--have shared over 90 of their most beloved regional recipes, with Lindsay and Dana contributing some of their own favourites too. You'll find recipes for all courses from Barley Pancakes, Yukon Cinnamon Buns, and Bannock to Spot Prawn Ceviche, Bison Sausage Rolls, Haida Gwaii Halibut and Maritime Lobster Rolls; and also recipes for preserves, pickles and sauces, and a whole chapter devoted to drinks.Feast is a stunning representation of the diversity and complexity of Canada through its many favourite foods. The combination of Lindsay and Dana's capitivating journey with easy-to-follow recipes makes the book just as pleasurable to read as it is to cook from.

    Structured around the forty questions Luiselli translates and asks undocumented Latin-American children facing deportation, Tell Me How It Ends (an expansion of her 2016 Freeman's essay of the same name) humanizes these young migrants and highlights the contradiction of the idea of America as a fiction for immigrants with the reality of racism and fear both here and back home."

    Richards had an extraordinary girlhood in ultra-conservative Texas, where her hell-raising parents—her civil rights attorney father and political activist mother—taught their kids to be troublemakers. In the Richards household, the “dinner table was never for eating—it was for sorting precinct lists.”She watched her mother, Ann, transform herself from a housewife to a force in American politics who made a name for herself as the straight-talking, truth-telling governor of Texas. But Richards also witnessed the pitfalls of public life that are unique to women, and the constant struggle to protect and expand equal rights—both exemplified by her marathon congressional testimony, where she held her own against hostile questions for five hours.As a young woman, Richards worked as a labor organizer alongside women earning a minimum wage, and learned that those in power don’t give it up without a fight. Now, after years of advocacy, resistance, and progressive leadership, she shares her story for the first time—from the joy and heartbreak of activism to the challenges of raising kids, having a life, and making change, all at the same time. She shines a light on the people and lessons that have gotten her through good times and bad, and encourages readers to take risks, make mistakes, and make trouble along the way. Richards has dedicated her life to taking on injustice, and her memoir will inspire readers to hope and action.

    Students lashing out at any speaker brave enough to say something they disagree with. Precious snow flakes demanding “Safe Spaces” to protect them from any idea they haven’t heard from their liberal professors. In this book and the accompanying movie, Dennis Prager, Mark Joseph, and Adam Carolla expose the attack on free speech and free thought. It began in the universities, but—fair warning—it’s coming to your neighborhood and your workplace. “No Safe Spaces is a film every American should see. I could barely move when it was over. Powerful, emotional, and a call to action for anyone worried about the intellectual fascism happening in this country. A brave, timely, and important film.” —MEGYN KELLY, former FOX News anchor and host of Megyn Kelly Today “There is no free speech in America for free thinkers! You can have free speech in America but only if you say what everybody else agrees with. It’s not enough to ‘live and let live’ now. The psycho-elite believe ‘silence is violence’ and you must actively promote what THEY want no matter how vile or reprehensible it is to you. George Orwell lives! They should’ve called Orwell ‘Nostradamus’ because his most frightening prophecies have come to pass, as you will witness in No Safe Spaces!” —MANCOW MULLER, radio phenomenon “An excellent film, the best I’ve seen on the subject of free speech. I especially like Dennis’s line, ‘They have to believe we are evil; otherwise they’d have to debate us.’ Perfect!” —CAL THOMAS, America’s #1 syndicated columnist

    is so guilty for past transgressions that it deserves to be chastened on the world stage. As David Horowitz shows in this no holds barred pamphlet, minimizing the Islamist threat to the United States is not an oversight of the Obama administration; it is policy. The most dangerous Islamist regime, Iran, is being allowed to acquire nuclear weapons while Washington dithers over pointless negotiations and stands by as the mullahs fill the vacuum in Iraq created by the withdrawal of all American forces, against the advice of the Joint Chiefs of Staff. In Afghanistan, supposedly the "good war," victory is not an option; the Taliban licks its chops and waits for American troops to leave in ignominy. Meanwhile, this White House has facilitated the rise of the Muslim Brotherhood throughout the Middle East, helping it come to power in Cairo, bankrolling it and giving it F-16s that are likely someday to be used against Israel, and displayed weakness in Syria by ignoring "red lines" it said would never be crossed. It is a low point for America, as David Horowitz shows, with Republicans, traditionally the party of strong national security, offering only an echo, not a choice in American foreign policy, watching in a state of policy paralysis as Obama appeases our enemies and enables their evil ambitions.

    In the process, King refashions old stories about historical events and figures, takes a sideways look at film and pop culture, relates his own complex experiences with activism, and articulates a deep and revolutionary understanding of the cumulative effects of ever-shifting laws and treaties on Native peoples and lands.This is a book both timeless and timely, burnished with anger but tempered by wit, and ultimately a hard-won offering of hope—a sometimes inconvenient, but nonetheless indispensable account for all of us, Indian and non-Indian alike, seeking to understand how we might tell a new story for the future.