Yet only half of all eligible Americans contribute to a retirement plan. That’s because all plans—including the 401(k), 403(b), 457, and even the IRA—are complicated, confusing, and costly. New York Times bestselling author and acclaimed financial advisor Ric Edelman has counseled thousands of savers and retirees and has accumulated his advice in this book. Edelman has created a step-by-step guide. With illuminating prose and simple explanations, he shares everything you need to know as a plan participant: how to contribute even when you think you can’t afford to, how to make wise choices among your investment options, and how to convert your 401(k) into income so you can provide yourself with the lifestyle you want in retirement. Along the way, he debunks the myths and clears up the confusion.

    Normal people like you and me. I want to help people with their lives. Hence, this book’s priced at 2.99 cents only. I have no money making agenda with this book. I have other channels to cash in. I don’t want to be a life coach. It doesn’t make sense to me. Why should I coach your life in a way that I think is right? What I really want is, to spread my knowledge and values. You have the liberty to either accept it or discard it. Chapters - At a Glance ➤ The Universe Has A Reason For Any And Everything ➤ Choose Love before Anything ➤ Dump your Phone ➤ What's Good is also Evil ➤ You need to get it right just once ➤ Join the 4 am club ➤ Activate Your Right-Brain To be More Human ➤ Dump Your Day Job ➤ Brainstorm Ideas like Einstein ➤ Invest Your Time When You Don’t Have Money Shit happens to all of us Shit happens and it has been happening to me since my childhood. Still, I am a very happy person. You will eventually know a lot about me after reading my books. Anyways, what define us are not our miseries but how we find a way to overcome it. I am sure there are things in life we all struggle with. This book’s focused on showing you a whole new way to live your life. Please keep an open mind while reading this book. Take in what you can accept and discard the rest. Only because these techniques or philosophies have worked for millions of others doesn’t mean it will work for you as well. We were all born to be a genius. We have such a powerful brain and a beautiful life. Our tragedies in life have swept us to another corner in the world where our ‘infinite opportunities’ have been entrapped among all our worries, challenges, and miseries. Let’s find a way back home. Shall we? Alright, let’s get started.... FREE AUDIOBOOK INCLUDED INSIDE Format: .mp3 Size: 19.8 Mb Time: 1:09:28

    This hands-on guide shows you how to maintain a successful bar, manage the business aspect of it, and stake your place in your town's nightlife. It provides informative tips on:Understanding the business and laws of owning a bar Developing a business plan Creating a menu, choosing decor, and establishing a theme Stocking up on equipment Choosing and dealing with employees Handling tough customers Controlling expenses, managing inventory, and controlling cash flow Getting the word out about your place Preparing for your grand opening, step-by-step This guide cues you in on how to keep your bar safe and clean, making sure everyone is having fun. It warns you about the pitfalls and no-nos that every owner should avoid. There are also helpful resources, such as contact information for State Alcohol Control Boards and Web sites with valuable information.

    Publishing is one of the most complex and lucrative parts of the music business. Industry expert Randall Wixen covers everything from mechanical, performing and synch rights to sub-publishing, foreign rights, copyright basics, types of publishing deals, advice on representation and more. Get a view from the top, in plain English. This updated and revised edition has been prepared in light of the ever-changing landscape of music publishing, taking into account factors like illegal downloading and recent announcements from the Copyright Royalty Board. With an added "DIY" chapter, the author demonstrates why the playing field has changed for the traditional copyright adminstrators, and how musicians just starting out can protect their own work until they hit the big time.

    He ran out of ideas - moneymaking ideas, business ideas, problem-solving ideas, book ideas, marketing ideas, product ideas. Nothing he came up with seemed to work for himself or his clients. For the next two years, he would read one creativity or idea-generation book after another, trying to "get unstuck". But nothing worked. Whether you are an entrepreneur, author, coach, consultant or even an employee, your livelihood depends on you generating good ideas that other people will pay for. Your employers pay you for the ideas you generate, so do your clients. You get promoted or hired based on them. But what happens if you suddenly find yourself unmotivated, procrastinating and unable to come up with any good, profitable ideas? Looking back at those two darkest years, Richard Dotts realized that what he needed back then wasn't "more ideas" or "more creativity". That's why all of the books he read in those days did not work for him those are already for people with lots of creative juices flowing! But what about a person whose creative juices have stopped flowing completely, and nothing seems to even remotely work? In his latest work What To Do When You Are STUCK?, bestselling spiritual author and teacher Richard Dotts adopts a practical approach to ideas and solutions generation in life. Whether you are stuck in business, your career, or just life in general, unable to find the motivation and strength to move on after a setback, this book contains 6 quick jabs that will jolt and shock you into action in no time even before you finish reading! These are the very same techniques that Dotts has used for himself to build 4 successful and separate careers from scratch, in 4 distinct fields. Discover: ■ How to generate a stream of creative ideas and solutions when you have run out of steam and nothing seems to work. ■ How to jolt yourself back into action after suffering a setback or negative event. ■ How to deal with chronic procrastination or laziness, or that feeling of apathy in life. And more... This is not a theoretical book filled with theories and ideas. This is an ACTION book specially designed and written to JOLT you into positive action, even before you finish reading the book and set it down!

    What's holding you back? Successful and authentically happy people have one thing in common: Personal responsibility. Based on the blockbuster TEDxPasadenaWomen talk ... Do you want to be happy, but just don’t know how? Are you trapped by the people, events, or attitudes of your past? Are you “stuck” at work or school? Do you look at the mirror and wonder, “Why do I sabotage my chances for success?” It's time to do something drastic: put aside every other self-help or business book you own and read this book. Whether the other personal development books you’re reading are about finding wealth, defeating depression, flipping houses, succeeding as a woman in business, doing well in college, seeking inspiration, making money on the Internet, or coping with addiction, all of these books are USELESS until you learn the power of responsibility. In this book, you will learn the six simple decisions that will help you: Take control of your career Rebuild damaged relationships Let go of the toxic people in your life Find joy in the people and events around you Let go of co-dependency  Become stronger, happier, and more successful This fast-track plan for success has worked for thousands—from Fortune 500 executives to parents to college students. It WILL work for you. The six decisions are your key to unlimited success. If you are ready to change your life for the better, scroll up and click "Buy Now." Why wait any longer? For free child safety materials and to learn when books are free, visit www.casteix.com

    Free goal-setting/visualization guide and affirmation audio track included with purchase. Would you like to know the shortcut to achieving success and extreme happiness? In this life-changing book, you will learn the methods and techniques for creating dramatic, permanent change in your life. It took me many years of suffering and then many years of self-education to figure out the secrets of success and happiness, and now I'm thrilled to present to you this book that covers many of the strategies that I use to this day to help me achieve greater success and maintain my happy and optimistic attitude. How to Achieve Success and Happiness: Increase your mind power, overcome negativity, achieve your goals, and live your dreams in record time In this book, you will learn how to systematically adjust your mindset in order to create rapid change in your life and dramatically increase your levels of happiness. You will discover the step by step approach for manifesting all your desires, and you will also learn the common roadblocks to success so that you may avoid making mistakes along the way and accelerate your progress. Topics covered include: Subconscious programming Cultivating self-awareness Autosuggestion Visualization techniques Blocks to Abundance Eliminating stress Eliminating negative influences Increasing energy It is certainly possible for you to achieve success and live your dreams, and you can achieve your goals in much less time than you might think. Success starts from within. I learned that the hard way after having my life crumble before my eyes. I had to rebuild myself from within. Only when I learned to be happy did I start to see worldly success, and this book will describe exactly how I did that. You don't have to take the long path to success like I did. You can take the shortcut and begin realizing your wildest dreams faster than you could imagine.

    The premise is simple: Enjoy a happier, healthier, more fulfilling retirement than you could possibly afford in the U.S. or Canada by finding the right overseas retirement haven. The book reveals those affordable havens and the strategies for successfully making the move that could save your retirement. Aimed at retirees and near-retirees in the U.S. and Canada, this book's strategies apply just as well to younger people and people with families who are looking for ways to improve their quality of life while at the same time lowering their cost of living. It includes solutions for the challenges of continuing to work and earn money abroad, too.As long-time contributors to the acknowledged leader in the field, "International Living," authors Suzan Haskins and Dan Precher have at their disposal more than thirty years of International Living experience and expertise in the topic. They've been writing about living overseas for more than 12 years and have created their own broad and deep body of work, including regular blogs on the topic for Huffington Post and AARP. The authors include information and strategies that can be successfully applied by anyone regardless of their political or economic opinions. For anyone who wants a happier, healthier, more affordable life, "The International Living Guide to Retiring Overseas on a Budget" shows you how to enjoy the romance and excitement of living abroad on an affordable budget.

     Here's A Preview Of What Machiavelli Mindset Contains... An Introduction to Machiavelli Seeing the World through Machiavelli’s Eyes Getting Over The Guilt Moving Above And Beyond Conventional Thinking Machiavelli's Thoughts On Generosity Compassion Vs. Cruelty (Is It Better To Be Loved Or Feared?) What Machiavelli Says About Honesty How To Achieve Success The Machiavellian Way The Qualities Of A Great Leader How to Avoid Attracting Hatred and Other Lessons from the Prince And Much, Much More! Download Your Copy Now And Get Ahead Today!

    But on the back of the pandemic, entrepreneur and Business Chicks founder Emma Isaacs believes the hustle is now dead. Moreover, traditional ways of working - long commutes, unproductive meetings and outdated systems of bureaucracy - actually don't work at all.Emma believes we don't have to work harder; we just need to work better. In fact, we can slash our hours, take shortcuts and still get more done - without feeling depleted. By becoming more intentional and reimagining the way we work, we can rewrite the old work rules and reinvigorate our lives.The New Hustle condenses Emma's wisdom into 77 anti-rules for maximum dip-in-and-out efficiency. Drawing inspiration from her team, the member of Business Chicks and the many entrepreneurs and leaders who have graced the Business Chicks stage - from Elizabeth Gilbert to Simon Sinek - she guides us towards embracing radical flexibility, making quick decisions and working smarter, from the emails we craft to the talent we recruit . . . and say no to the things that don't matter, so we can say yes to the things that do.Written with humour, insight and a serving of tough love, The New Hustle is your go-to for more productive, creative and meaningful work by one of Australia's most unconventional and effective entrepreneurs: a bestselling author, mum of six - and a woman determined to start an anti-hustle revolution.Praise for The New Hustle'For anyone who's committed to becoming their best self at work and in life.' - Marie Forleo'Refreshingly original. Makes so much bloody sense!' - Lisa WilkinsonPraise for Emma Isaccs'Emma has an inexhaustible joie de vivre, and she delivers an intelligent guide for a new way of working.' - Diane von Furstenberg'Emma Isaacs is a delight. She is kind, and she is smart, and she is grounded, and she is brave and she is funny.' - Elizabeth Gilbert

    

    But it doesn’t have to be! Personal Finance 101 will provide you with all the skills you need to make good financial decisions and grow your personal wealth. Full of must-have advice and organized in an easy-to-read format, this book provides a wealth of knowledge on personal finance basics including: -Choosing your bank (and why it matters) -Building an emergency fund -Salary and benefit packages -Where your money is going (and how to keep more of it) -Refinancing or consolidating student loans -Health and property insurance -Building credit responsibly -How to get a mortgage Use this guide and make the most of the money you have, plan for future purchases like a house or a vacation, save for retirement, or simply become more financially responsible. Perfect for finance beginners or those looking to refresh their knowledge, Personal Finance 101 is the one-stop shop for all of your personal finance questions!

    Runners lose weight, boost energy, get leaner, develop discipline, and cultivate healthy relationships.Newon knows that running for beginners can be intimidating. Running For Women will help you ditch the excuses and commit to a healthy running practice, at any age, any level.This info-packed runner's resource features useful lifestyle tips, targeted running schedules, and valuable injury prevention strategies to get you started.Stay prepped at every step, with: Expert stories and valuable tips from master marathoners  Running gear and gadget must-haves for a smooth run  Fuel-friendly recipes that cover pre-run to post-run  Tips for running while pregnant and running with baby  Running For Women is the book you need to read before you hit the trails or the treadmill.

    24 hours later more than R160 billion rand of this fortune was wiped out. The Steinhoff Empire, that took 20 years to build into an international business giant, had crumbled overnight. Markus Jooste, Steinhoff’s flashy CEO, resigned via SMS and has since been fleeing an avalanche of scandals and accusations: luxury homes for a blonde mistress, allegations of fraud, racing horses and unparalleled extravagance, a lavish, black Jaguar for an old university residence… What exactly happened here? Who knew what? What is Steinhoff, who is Markus Jooste and what does it all have to do with the so called Stellenbosch mafia? Where does business tycoon Christo Wiese, Shoprite and Pepkor fit in and where is the pensioners’ money? Well-known financial writer James-Brent Styan unpacks these and other questions in this astounding tale of power and greed, of secrets and deceit, and ultimately the biggest financial breakdown in the history of South Africa. Through interviews with trustworthy sources, revelations from confidential documents and in-depth research about Steinhoff’s history, Styan uncovers what the group doesn’t want you to know. Follow the Money: The story of Steinhoff, Markus Jooste and the Stellenbosch Boys is a gripping financial thriller that will be told as cautionary tale or salacious scandal in both boardrooms and living rooms for decades to come.

    This is the book for you because it will help you hit the ground running once you get your license. It is written by an actual, active Realtor. Mario Jannatpour is with RE/MAX Alliance in Louisville, Colorado and what he writes about is based on his experience of what it takes to be successful today as a Realtor. Mario has been a Realtor since 2002. Reader Review: Are you green in real estate or a veteran? Do you know what buyers and sellers are looking for when they are looking at you? What qualities differenciate you from your competition? Mario has helped pin point what today's buyers and sellers are looking for in their real estate agent giving relavent information as well as insight on how you should handle different situations. We all know that honesty is the best policy yet the profession of representation is riddled with pot holes where one can stray. This book will help any new agent or seasoned agent gain a true north when dealing with clients. Mario's first book, Must See Inside, was a great introduction to the real estate business and with this book, The Honest Real Estate Agent, Mario dives deeper on how to "be" a real estate agent which means doing the right thing, always! I sincerely recommend this book for anyone who is getting into the business and wants to get a firm handle of how to "be" great at your job. Addy Saeed, RE/MAX Active Realty (Toronto, Canada)