This is a practical way to learn the aspects of language that you’ll actually need and use; from booking a hotel room to navigating a menu, Paul will effortlessly build your confidence and give you the tools to handle any holiday situation.His ‘word robbery’ will also help unlock the range of vocabulary you already know. By making a few simple tweaks, you’ll go from fantastic to fantastique.Ideal for first-time learners or people who struggled in school, this book will help you absorb information quickly and efficiently, just like you did learning English as a child. Forget the way you used to be taught; this course guarantees you minimum effort and maximum success without the need for complex grammar rules or jargon. With thousands of satisfied customers, there’s never been a better time to learn.“There is nothing so complicated in foreign languages that it cannot be made simple.” Paul NobleA quick, easy and fun way to unlock your basic language skills. Perfect for beginners, this book will give you all the information you need to build basic conversations and get by on your travels.

    It is important for every person to save for one’s retirement as one can expect to live for twenty years after one retires as life expectancy of an Indian is going up steadily due to lower infant mortality and better medical care. There is a complete absence of social security safety net for most Indians today, even for those working in Government sector, there is no inflation adjusted pension available anymore. I have tried to simplify the advantages and disadvantages involved in investing your savings in various asset classes. I have deliberately left out two of the most popular forms of investment among middle class Indians 1) Life insurance 2) Real estate Let us consider life insurance first most of us confuse insurance as an instrument of savings, it is not. We have this wrong view because of the tax breaks given to income tax assesses by the Central Government. Insurance is a product that mitigates risk and is sold by the rich to the middle class and is always skewed in the favour of the insurer rather than the insured. A substantial portion of the total money invested by you goes towards paying agent’s commission and premium for insuring you for the risk of mortality. The balance left out is invested in government securities and other securities. Hence the amount of money invested out of the total premium paid is less than half paid by the insurer. The return on money invested by the policy holder is less than half of the money he would have earned either in bonds or fixed deposits. A person who needs insurance is a person whose family will need support in the event of his untimely death. Alternately insurance is required for a person who has debt in form of mortgage and does not want to burden his family in the event of his passing. The product which covers these risks is called term insurance. One should not buy insurance to avoid taxes as there is better tax saving tools available. Real estate is also considered as a good investment by several retail investors but nothing can be further from the truth. Nobody makes money by buying plots in the middle of nowhere. The easy availability of mortgages from the nineties and the tax breaks given by the Central Government on housing loans has created an unparalleled boom in the residential market. There is now a painful correction process under way in that sector. The price of land is reflexively connected to availability of money. The lower the cost of money, greater the returns in real estate. Buying plots in the middle of nowhere is similar to buying lottery tickets as investment. Land cannot be liquidated immediately into cash at a short notice to meet urgent requirements. Cost of maintenance and protection of real estate from illegal occupation is prohibitive and time consuming. Verification of title deeds to the property is a complex process and needs sound legal advice. You should have a house to live and another to collect rent as rent is equivalent of inflation adjusted pension. The return on investment generated in the three different asset classes over 25 years would be in the following order 1) Equities 2) Gold and finally 3) Debt instruments. I enjoyed writing this book as a companion volume to my first book. It is my fond hope that you enjoy reading this book.

    ROBB SERIES READING ORDER: MY READING CHECKLIST. THIS IS A COMPREHENSIVE LIST OF ALL BOOKS IN ALL SERIES PUBLISHED BY J.D. ROBB. THIS CHECKLIST IS FREE ON YOUR KINDLE UNLIMITED SUBSCRIPTION. USING THIS CHECKLIST IS AS EASY AS 1-2-3: 1. HIGHLIGHT THE BOOKS YOU HAVE READ • Tap on the name of the book • Press highlight in the popup that appears • This is a great way to keep track of the books you have read, and find the books you still have to read 2. USE KINDLE UNLIMITED FOR LIFETIME FREE UPDATES • Kindle Unlimited lets you keep 10 books at a time on your device • Download this checklist only when you need it • Highlight the books you have read, and return the checklist back into the Cloud • Retrieve this checklist from the Cloud next time you need it again 3. ACTIVATE AUTO UPDATES • Turn on auto updates from your device to be notified when this checklist is updated • When Amazon pushes an update through, you’ll have the opportunity to download the latest version ALWAYS KEEP UP-TO-DATE WITH THE LATEST RELEASES FROM YOUR FAVORITE AUTHORS. THIS CHECKLIST WILL BE UPDATED PROMPTLY WHEN J.D. ROBB RELEASES A NEW BOOK. IT’S THAT SIMPLE. THIS CHECKLIST COVERS THE FOLLOWING SERIES BY J.D. ROBB: • IN DEATH SERIES • IN DEATH STORIES IN ANTHOLOGIES CAN YOU GET THIS INFORMATION FOR FREE? SURE, THIS INFORMATION IS OUT THERE FOR FREE, BUT YOU WILL HAVE TO GO THROUGH THE HASSLE OF SEARCHING WEBSITES AND COLLATING ALL THE VARIOUS BOOKS AND SERIES NAMES, CREATING A WORD/PDF DOCUMENT, DOWNLOADING THE CALIBRE SOFTWARE, FORMATTING AND CONVERTING YOUR DOCUMENT TO .MOBI, AND THEN SIDE-LOADING YOUR KINDLE. SAVE ALL THAT HASSLE BY GETTING THIS LIST — THE MOST TIME AND COST EFFECTIVE WAY TO BE KEPT INFORMED OF THE LATEST RELEASES FROM J.D. ROBB. ARE YOU WORRIED ABOUT COPYRIGHT? DON’T BE. THIS CHECKLIST IS COMPLIANT WITH CIRCULAR 34 FROM THE U.S. COPYRIGHT OFFICE. APART FROM NAMES, TITLES, AND SHORT PHRASES AND EXPRESSIONS, NO COPYRIGHTED MATERIAL IS REPRODUCED.

    No complex terminology. ★FREE eBook Download inside★ Your dad taught you how to play Chess, but he didn’t teach you much. You already know how to checkmate and move the pieces, but let’s face it, your friends and family still beat you more than you’d like. You don't just want to play. You want to win and possibly CONQUER ALL YOUR FRIENDS! You sly dog! I know the feeling and I’m here to help. My name is Maxen R. Tarafa and I’m a Skill Artist. In a few short months, I went from a struggling post-beginner to an adept intermediate player and doubled my Chess ability by teaching myself. In this book, I show you how you can double, even triple, your Chess ability like I did, but faster. But I’m going to tell you right now. My method is rather controversial. You see, most chess “experts” bombard you with complex Chess notation (QxB6?) and expect you to read complex Chess terminology. I don’t do that. I’ll give you a cheat sheet of what you NEED to remember, and you’ll be off to the Chess boards and killing Queens like it’s nobody’s business. In this book, you learn: -How to play your first 10 moves so YOU control the game (Chess Openings) -How to use 3 techniques (or Chess tactics) like bringing light sabers to a knife fight -How to identify one weakness, if you simply recognize it, you can win in one move -How to cut your training time in ½. Know what to study and apply brainhacking techniques. -How to avoid common beginner mistakes with time-tested Chess strategy -Where to find FREE Chess websites, apps, videos, and technology to double your skills -How to use the one principle I taught to Eduardo that took him from losing miserably to unbeatable -How to “bend” the Chess rules with little-known special moves (it’s not cheating!) -And more I taught a 9-year-old these principles and a week later he was beating 17-year-olds. Anyone, even you, can learn how to double your Chess ability by learning a few easy principles. You’ll even learn how to speed your decision-making and play speed chess. If you’re looking for quick and easy Chess instruction to double your skills, but don’t want to learn complex terminology and notation, this book is for you! Don’t let your friend, brother, dad, or roommate beat you again! Join the Casual Chess revolution! Plain-English Chess Instruction for Casual Players, Post-Beginners, and People who Want to Learn Fast! ★Now Available in Paperback! To buy paperback, scroll up and click the Paperback link (by the cover image)★

    This is economics writing at its best.From egalitarian beginnings, Australian inequality rose through the nineteenth century. Then we became more equal again, with inequality falling markedly from the 1920s to the 1970s. Now, inequality is returning to the heights of the 1920s. Leigh shows that while inequality can fuel growth, it also poses dangers to society. Too much inequality risks cleaving us into two Australias, occupying fundamentally separate worlds, with little contact between the haves and the have-nots. And the further apart the rungs on the ladder of opportunity, the harder it is for a kid born into poverty to enter the middle class.Battlers and Billionaires sheds fresh light on what makes Australia distinctive, and what it means to have – and keep – a fair go.‘A thought-provoking book which emphasises how far we have strayed from confidently discussing public policies that seek to give meaning to our egalitarian spirit.’ – Laura Tingle‘Be warned: this book will open your eyes and prick your conscience.’ – Ross Gittins

    It walks you through all the tablet's features, shows you how to set up the device, navigate the touchscreen interface, buy music, stream video, download apps, and read e-books from Amazon.com. The book demystifies this all-new tablet and provides a handy reference that can be conveniently downloaded and read right on your Kindle Fire device.Looks at the new Kindle Fire, which features revolutionary technology and access to cool new services; this e-book explains both in plain English Is only available in e-book format and downloads directly to the Kindle Fire and other Kindle devices, making it a handy reference you can take virtually anywhere Covers not only the basics, but also tips and tricks for taking full advantage of the Kindle Fire and the services of Amazon's online stores Kindle Fire For Dummies is packed with powerful tips designed to help you get more punch out of your Kindle Fire tablet.

    Of course, there are some dishes only found in Harry Potter’s world, especially sweet treats. You’ll learn all about Harry Potter recipes in this cookbook. While at Hogwarts, Harry Potter and his friends regularly eat some famous British foods that are good, and some that are not-as-good. I’ll only be making the GOOD dishes here. The school attended by Harry Potter and his friends involves many delicious cakes, tarts, puddings and pies – some of them sweet and some of them savory. They enjoy them after tough Quidditch games, during the early morning breakfast hours, after middle of the night escapades and during their afternoon teas spent with Hagrid. Read on, and make some of these insanely popular dishes yourself!

    This e-book from The Wall Street Journal collects dispatches from our coverage of the sights, sounds and culture of the world's favorite sport as seen in Brazil, its spiritual home. We’ve collected highlights from The Journal's coverage of the tournament, added an introductory essay from WSJ Sports Columnist Jason Gay and more to bring you the most interesting, unexpected and insightful reporting from the Journal's correspondents in Brazil and around the world. It looks at everything from the sport itself to the people, places and culture that make the World Cup one of the most engaging sporting events on the planet.

    Now you can study at the office, on a plane or even in your car with RMC’s portable and extremely valuable Hot Topics PMP® Exam Flashcards—in hard copy or audio CD format. Over 300 of the most important and difficult to recall PMP® exam-related terms and concepts are now available for study as you drive, fly or take your lunch break. Order them both! This product is aligned with the PMBOK® Guide Third Edition (2005).

    This book (written specifically for the novice) will change that by teaching you what you need to have ready-to-go in a Bug Out Bag to keep you and your loved ones alive for seventy-two hours until help arrives.Bug Out Bag ContentsThe problem I found with current Bug Out Bag books is the contents suggested are not needed or are outdated. For instance, some will tell you to have change available so you can use a pay phone.When is the last time you even saw a pay phone?Others will advise jamming a bag full of stuff like snares, axes and other items that really belong in a survival kit, not a Bug Out Bag...A bug-out bag is a portable kit that contains the items one would require to survive for seventy-two hours when evacuating from a disaster. It is also known as a 72-hour kit, a grab bag, a battle box, and other popular names include "Personal Emergency Relocation Kits" (PERKs) GO Bag and GOOD (Get Out Of Dodge) bag. The focus is on evacuation, rather than long-term survival, distinguishing the bug-out bag from a survival kit, a boating or aviation emergency kit, or a fixed-site disaster supplies kit. - WikipediaThis book is not a survival book, nor is it a book for seasoned disaster preparedness "pros"; it is a book that show's anyone wanting to build a Bug Out Bag EXACTLY what you need to have in your bag to wait it out until help comes.The Right StuffYou see, the key to a functional Bug Out Bag is having the right items while keeping the bag manageable. After all, if your bag weighs 60 pounds what are the odds you will be able to grab it and take shelter in an emergency?Bug Out Bag contains the essential items necessary to sustain life but as a bonus I also include Nice To Have items if you want to enhance your bag's contents and don't mind the extra bulk.Don't get caught like I did years ago when vandals sawed through power lines causing my family to be without electricity and water for two days.Buy this book now and get your family prepared!

     Meticulously compiled by two crossword professionals with a combined fifty years in the field and based on a massive analysis of current crosswords, there has never been a crossword dictionary with the breadth, depth, and currency of this one. From Jim Carrey to Sister Carrie, Homer Simpson to Homer’s Iliad, the wide-ranging entries include 500,000+ synonyms, 3,000+ literary works, 3,000+ films, 20,000+ famous people from all fields, and more than 50,000 fill-in-the-blank clues so popular in today’s crosswords.Featuring an introduction by New York Times crossword editor Will Shortz, The Million Word Crossword Dictionary makes every other crossword dictionary obsolete.This updated edition offers thousands of new entries, including slang terms; brand names; celebrity names; and the latest films, novelists’ works, sports Hall of Famers, automobile models, and more. The new, larger type size makes finding the answers easier than ever.

    In the early days of AA, sponsors would come to the alcoholic's home and talk him through Steps 1 and 2, and when they were thoroughly convinced he was ready, they would start him on the program. Step 12 is the foundation of sponsorships: "Having had a spiritual awakening as the result of these steps, we tried to carry this message to alcoholics, to practice these principles in all our affairs." Carry This Message addresses McQ's concern that sponsors have lost some skills in working with alcoholics. AA sponsors need to refocus on the Big Book, on the Twelve Steps, and on their message, urges McQ, to recognize the value of the program and to return to its roots and essence. Directed to sponsors, this is a companion book to The Steps We Took, offering tools for helping others find recovery and new life through the Twelve Step program.

    This edition covers updates on the laws, numbers, and planning strategies. Illustrations.

    It offers a clear overview of the fundamentals of environmental economics that will enable students and professionals to quickly grasp important concepts and to apply those concepts to real-world environmental problems. In addition, the book integrates normative, policy, and institutional issues at a principles level. Chapters examine: the benefits and costs of environmental protection, markets and market failure, natural resources as capital assets, and sustainability and economic development. Markets and the Environment is the second volume in the Foundations of Contemporary Environmental Studies Series, edited by James Gustave Speth. The series presents concise guides to essential subjects in the environmental curriculum, incorporating a problem-based approach to teaching and learning.

    You may find it for free on the web. Purchase of the Kindle edition includes wireless delivery.