Many Canadians who own their home have never considered buying a second property. And nearly one-third of retirees are worried about running out of money. The Real Estate Retirement Plan shows how homeowners can use the tools already available to them — their mortgages — to access the initial capital to invest and prepare for their retirement. This is a proven, validated antidote to today’s historically low savings rates, poor current rates of return, and pressure on CPP and health care.With examples and a detailed discussion of the principles and mechanics, Calum Ross and Simon Giannini demystify real-estate investing and make an irrefutable case for borrowing to invest.

    Hollander suggests how to incorporate succession planning for a vacation home into an estate plan and gives practical advice on such things as which entity is best for succession planning, how to develop a cottage schedule, what to do about an owner who fails to pay his or her assessment, whether to establish an 'endowment,' and how to allocate control between and within generations of owners. Although Hollander uses the term 'cottage,' the principles of his book apply to any property that a family wants to retain. Written for the vacation home owner but with information that also will be useful to attorneys and financial planners, the book engages the reader with stories of cottage 'wars' and planning gone awry. The book makes a complex problem understandable and offers methods to help keep a second home in the family for generations. This edition acknowledged the addition of David S. Fry, Esq. to the book and as the successor to the author's cottage law practice. The updated third edition is now published by Nolo and will be revised to include the latest regarding state and federal laws, including estate tax information.

    Two registered sex offenders had come to live in the small town Greenberg had called home for thirty years, and his fellow citizens, terrified and enraged, had come out to pin the blame on him. In this riveting memoir about a modern-day witch hunt, Greenberg recounts with his trademark acerbic humor what it is like to be the target of an entire town's wrath. As he describes his Hawthornian moment, he vividly sketches the characters and landscapes that make up a classic New England village and reflects on sex, panic, betrayal, and the sometimes beautiful, sometimes terrible ties that bind communities together.Gary Greenberg is the author of four books, most recently The Book of Woe: The DSM and the Unmaking of Psychiatry, which will be out in paperback this fall. His features and essays have appeared in many publications, including The New York Times, The New Yorker, Rolling Stone, and Harper's, where he is a contributing editor. He is the recipient of the Erik Erikson Institute Prize for Excellence in Mental Health Media. A practicing psychotherapist, he lives with his family in Connecticut.Cover design by Kristen Radtke.

    She is a horse-mad girl strongly attracted to the idea of farming, Aubrey is the son of a farm manager without land or money. But with limited knowledge, much enthusiasm and the challenge of raising their young family, anything can happen. This is the true story of a shepherding life; where icy nights are spent searching for lost sheep, the lambing sheds are filled with the first cries of newborns, and idyllic summers are spent in the show ring. Amusing, poignant and beautifully detailed, this is a book about how dreams can grow from small beginnings into breeding prize-winning Texel sheep in the Cotswolds. Sue and Aubrey Andrews are internationally renowned breeders of pedigree Texels. Perfect for fans of The Yorkshire Shepherdess and The Shepherd's Life.

    Though no large financial institution has recently gone bust in this country, white-collar criminals, scam artists, Ponzi schemers and organized crime, from the Hells Angels to the Russian mafia, know that Canada is the place in the Western world to rip off investors. And the fraudsters do so with little fear of being caught and punished. Thieves of Bay Street investigates Canada's biggest financial scandals of recent years. Readers will learn what banks do with investors' money and what happens when they lose it. They will meet the bogus investment gurus, the brokers who lose money with both reckless abandon and impunity, the bankers who squander money in toxic investments, the lawyers who protect them and the regulators who do nothing to keep them from doing it again. And most importantly, they'll meet the victims who are demanding that our vaunted banking sector finally come clean on its dirtiest secret.

    A credible framework for the chaos in our society today. Shows clearly that the virus, the lock downs, isolation, fear-mongering, destruction of small businesses, the unchecked crime wave, the medical tyranny, mandates and systematic overthrow of our freedoms by politicians is not an accident. This has been in the planning this for decades. Planned psychological manipulation and power grabs to destroy the middle class by depopulating society and taking away private property. The mandates and power grabs that are reducing our freedom of movement and participation in society are not accidental. Everyone needs to read this book and wake up to reality. Even the censuring of those who have opposing views has been in the plan. Colman masterfully presents a clear and credible picture of the dangers ahead.

    In it, you'll discover exactly how you can use your life insurance to benefit you while you are alive—and help you build financial security. In addition, it will reveal ways to make the best of your policy no matter what age you are. Most people don't realize what a powerful tool they have in their life insurance policies—this book will be your guide.Life insurance is one of the oldest financial products around, and yet it is one of the most misunderstood. People debate its efficacy from every angle, but rarely is it championed. That is, until recently. Now, in this landmark book, you'll discover:• The invaluable CLUE concept• How to leverage opportunity and investment capability• How one dollar can do many jobs• How to use your death benefit while you are alive• Why you should set up a family bank• And much more."Live Your Life Insurance" is a book about life and living—using and benefiting from your life insurance while you are alive to enjoy it. And, in today's economy, it is more important than ever to understand and utilize all the financial tools we have at our disposal.

    Learn From Morning Rituals of 12 Most Successful People. Our habits shape our reality on a daily basis especially our morning habits. What we do in morning, dominates our rest of the day. In this book, you'll learn what the most successful people do every morning and how those habits have shaped their success. >>>>This book is designed to get you inspired and motivated. And get rid of your bad habits, and develop new habits to take control of your day everyday.<<<<< With your purchase, you’ll also get a FREE BONUS e-book- Habit Reconstruction Project, to help you transform your habits >>>>>Don’t wait another second to get rid of your unhealthy tendencies. Get inspired by morning rituals of the great people of our time, cultivate a new crop of productive habits and explode your productivity and achieve success today!<<<<< Download Habit Makes Perfect – right NOW! DON'T WAIT! LEVERAGE THE POWER OF HABIT TO CREATE THE LIFE YOU'VE ALWAYS WANTED! Download your copy NOW! Tags: Habit, Habits, The Power of Habit, How to Change Habits, Habit Stacking, Habits for a Better Life, Self-Discipline, Productivity, Self Discipline, Success, Habits of Successful People, Habits of Success, Personal Success, Personal Growth, Personal Development, How To Get Rid of Bad Habits, How Habits Are Formed, Success Habits, Mindset, How To Be Successful, 7 Habits of Highly Effective People

    It begins with the painstakingly assembled, never before told story of the murder of a Mongols Motorcycle Club member named Manuel Vincent "Hitman" Martin. Martin was shot off his motorcycle on the Glendale Freeway in Los Angeles about 2 a.m. on October 8, 2008. Initial reports alleged that Martin had been murdered by the Hells Angels and that he died as part of an ongoing, "furious feud" between the two groups. The truth behind the murder is much more interesting and disturbing than that. Martin died on the final day of a three-year-long, undercover investigation of the Mongols by the Bureau of Alcohol, Tobacco, Firearms and Explosives. The ATF called it "Operation Black Rain." Both Black Rain, and the federal prosecution that followed, were so cynically unfair and corrupt that some Mongols still believe that Martin was actually murdered by government agents. Together, the investigation and the prosecution probably cost $150 million. The initial press coverage of the case was manipulated by the ATF. News of the subsequent legal wrangling was virtually non-existent because the Department of Justice wanted to keep the case as secret as possible. Out Bad, draws on numerous public and confidential sources including numerous sources within the Mongols, the Hells Angels and the ATF to accurately reveal what really happened. Out Bad is a startling ride down a dark road nobody yet knows. Here's your ticket. Climb on. There ain't no seatbelt.

     In this book you’ll find: • 9 steps to build a portfolio that will survive the Perfect Financial Storm, so you can stop worrying about the economy, the latest financial catastrophe, or what the market did today • 2 questions you must answer before you invest another dime • Why investing after you retire is radically different from investing while you’re still working • The life expectancy of 6 key types of investments—and what you can do to make them last as long as you do • The 10 essential questions you must ask a financial advisor—before you hire one • The exact amount of money you can withdraw without worry or guilt, knowing you’ve applied the best available research to ensure you’ll never run out of money “Thurman takes a subject that is often misunderstood, and provides you the reasons, the methods, and an understanding of what you can expect to achieve, so you can invest with confidence.” –Jimmy J. Williams, CFP®, CPA/PFS CEO/President of Compass Capital Management, LLC “A must for anyone thinking of retiring or recently retired!” –Stan Toler, bestselling author of The Secret Blend

    “You’re none of those things. Don’t let them control your mind and your actions.” “But if I’m not any of those things, then what am I?” “You are the witness. If you change your perspective and see these emotions for what they are, you are not them; you are human consciousness witnessing what comes into focus. You can let them take over or you can control your mind and your will. You let external elements influence your actions, or you take control of your emotions and can make decisions that take you where you want to go in life. It’s a choice and only you can make it.” New Trader sat quietly. That was deep. Join New Trader in the next installment of his trading journey. He's come a long way, but he still has much to learn from his mentor, Rich Trader. Learn more about entries and exits, trend following essentials, and risk management and psychology. Praise for the first edition of New Trader Rich Trader 2: As in all of Steve’s books, I am consistently amazed at how, despite his obvious mastery of our business, he can recall with intimate detail what it was like to make the full gamut of “New Trader” mistakes. “New Trader, Rich Trader 2” will have New Traders reaching for their highlighters, while Rich Traders smile knowingly at distant memories of painful missteps. Wherever you are in the journey from New to Rich Trader, this book is an indispensable tool filled with lots of “Aha” moments.  To Steve, congratulations on a job well done, and to all the New Traders reading this, pat yourself on the back for having found an indispensable aid in your journey from novice to pro. Richard L. Weissman, Professional Trader and Author of Trade Like a Casino

    Yet many Christians don’t know how to pray both effectively—in a way that gets results—and humbly—in a way that aligns with God’s will. Prayer is a powerful weapon against the true adversaries of God’s people: principalities, powers, dark rulers and spiritual wickedness in high places. These forces are the perpetrators of all kinds of evil: Addiction, abuse, poverty and spiritual bondage run rampant through families, churches, cities and nations. What can believers do to battle these forces? They can pray.Not just any prayer: the prayer of petition, known throughout Christian history as the prayer that gets results. Prayer of Petition explores this powerful prayer in detail, from the many examples found in God’s Word to more recent instances of incredible miracles ushered in by this prayer. Readers will learn the biblical definitions of petition and supplication, and examine the key components of preparation, thanksgiving and humility. As readers learn to petition the Ruler of All, their confidence that God will prevail—no matter what—will grow, and as they learn to rest in His promises, peace will reign over their hearts through the coming revival.

    

    Jay Smith, a high school principal and her accused killer. The naked body of Susan Reinert, a suburban, Philadelphia school teacher was found jammed into the hatchback of a car. Her two young children were missing and never found.Thus began one of the most prominent murder cases Pennsylvania history, and one that would grip the nation. Now the defense attorney for the main suspect of the murders-- Jay Smith, the principal of the school where Reinert taught-- takes you inside the cover-ups and corruption that dramatically affected the outcome of the case. Did Jay Smith do it? Did he deserved the death penalty? it is you who must decide.

    No matter what our financial or family situation, we each get 24 hours a day. In the practical and straightforward style to which his Dragon's Den contestants are accustomed, Duncan Bannatyne explains how we can make the most of our time to get the most from our lives, and not just our working day. What do you really want to do with your life? This book will help you identify the goals and aspirations that really matter to you so that you can make them happen. It will give you the confidence to make your ambitions a reality and teach you how to focus on the things that count. In a series of short chapters, illustrated with examples from his extraordinary career in business, Duncan will show you how to make quicker, better decisions and how to make things happen - fast. Duncan knows more about what can be achieved in a day, a year and a lifetime than most and in this book he shares how you can achieve your ideal work/life balance.