Perhaps you thought of grocery stores or something sexy like internet retailing, but chances are you didn’t think of banking. Yet, most likely you interact with a bank every time you’re paid and when you pay your bills. Banks facilitate the flow of money through the economy and even if you don’t interact with a bank daily, the businesses you deal with on a daily basis do. For all the interaction people have with banks, few understand how they work or why they work. Even fewer understand why they should consider including bank stocks in their investment portfolio. There are a lot of misconceptions about banks, including understanding what they are and what they do. For many people the word “bank” evokes images of receiving a toaster upon opening an account, or thoughts of security related to the storing of precious items in a safety deposit box. Others might go further and tap their inner Michael Moore and talk about how banks are greedy and evil. It’s our belief that banks aren’t just places to store idle savings (on which you receive virtually nothing in interest) or to cash checks, but that they should be an integral part of an investor’s portfolio. The goal of this book is to provide you with a foundation and framework with which you can both begin to understand banks, but also learn the basic tools used to analyze banks as investments.

    

    It may be in a temperate, tropical, arctic, or subarctic region. You might expect to have your personal equipment and your unit or other members of your unit with you wherever you go, but there is no guarantee, however, that this will be so. You could find yourself alone in a remote area-possibly enemy territory-with little or no personal gear. The U.S. Army Survival Handbook provides vital information and describes the basic techniques to enable you to survive and return alive should you find yourself in such a situation.This book is widely recognized as the finest single source on the subject of survival. It is utilized by Special Operations Forces and pilots, and has also been translated for use in foreign militaries the world over. But this handbook is not just for soldiers. Civilians have discovered this detailed compilation to be a tremendously interesting and important addition to their home libraries, cars, and RVs.The U.S. Army Survival Handbook describes and clearly illustrates a wide array of topics, including - The Will to Survive - Survival Planning - Survival Medicine - Weapons and Tools - Water Procurement - Wild Plants for Food - Wildlife for Food - Shelter - Firebuilding - Water Crossings - Direction Finding - Signaling - Desert Survival - Tropical Survival - Arctic and Subarctic Survival - Sea Survival - Poisonous Snakes - Knots - Climate - Weather - And much more.An outstanding resource for any individual interested in self-reliance in any type of environment on the planet, the U.S. Army Survival Handbook is a concise and in depth reference, with a wealth of excellent black and white photographs and detailed illustrations which help to make it an easy and informative read.

    Packed with savvy tips on today's best investment opportunities, this book provides a down-to-earth, straightforward approach to making money on the market without the fancy lingo. Soon you'll have the power to optimize your returns by:Recognizing and minimizing the risks Gathering information about potential stocks Dissecting annual reports and other company documents Analyzing the growth and demand of industries Playing with the politicians Approaching uncertain markets Using corporate stock buybacks to boost earnings Handling the IRS and other obligations With a different strategy for every investor--from recent college grad to married with children to recently retired--this valuable reference is a must-have. It also features tips and tricks on how to tell when a stock is on the verge of declining or increasing, how to protect yourself from fraud, and common challenges that every investor must go through, along with resources and financial ratios.

    

    With journal writing, you can become healthier, happier, smarter, and more self-aware. In fact, there are numerous science-backed benefits of journal writing. For instance, journaling can help: relieve your stress levels, improve your sleep, close those nagging "open loops" in your life, and cope with traumatic events from your past. Although journaling has many benefits, it's also a very challenging habit to build. In fact, there are eight common roadblocks that people experience with journal writing. They say things like: "I need concrete strategies and a step-by-step process for turning journaling into a consistent habit." "Journaling feels overwhelming. I don't know what to do or how to do it." "I've tried so many times before, and I just can't stick with it." "My life is so busy that I can't find the time to journal." "My journal is never around when I need it, so I forget to write." "I have no idea what to write about. Staring at a blank page is intimidating." "I'm afraid someone will read my journal." "I don't know what kind of journal I need—there are so many types out there." If any of these challenges sound familiar, then you should purchase this book: Effortless Journaling -- How to Start a Journal, Make It a Habit, and Find Endless Writing Topics. DOWNLOAD:: Effortless Journaling -- How to Start a Journal, Make It a Habit, and Find Endless Writing Topics Throughout Effortless Journaling, the authors (S.J. Scott & Barrie Davenport) address each of these concerns to help you make the journaling habit a part of your daily routine. In this book, they cover topics like: 15 benefits of journaling (How it positively impacts your physical well-being, mental state, productivity, and personal life); How to combine journaling with the practice of mindfulness; 3 simple tools you need to get started with journaling; 9 popular journaling strategies -- and how to pick the one that's right for you; 8 rules for consistent, daily journaling; How to turn journaling into a sticky, permanent habit. Journaling doesn't have to be a chore. It should be enjoyable, enlightening, and something you look forward to. Would You Like To Know More? Download now to capture those important moments and build a routine, with quiet, self-reflection. Scroll to the top of the page and select the buy now button.

    She explains how this bond forms the core of your entire relationship; if it's lacking, it's the primary source of any frustration you may be having with your dog.First, you'll take a quiz to help you gauge your current relationship with your dog. Next, you'll learn the building blocks for creating a positive, mutually rewarding bond-from granting privileges to being unpredictable to offering ample praise and playtime. You'll discover how a bonded dog:Listens to obedience cuesWants you in her sightlines, even in intriguing environmentsDoesn't escape through open doorwaysUnderstands and follows your house rulesWants to be close to you and work with youTruly trusts and respects youWhether you share your heart and home with a puppy, an adolescent, or a senior dog, it's never too early or too late to build a bond to last a lifetime-and this book shows you how.

    B. MacKinnon investigates how we may achieve a world without shopping.We can’t stop shopping. And yet we must. This is the consumer dilemma.The economy says we must always consume more: even the slightest drop in spending leads to widespread unemployment, bankruptcy, and home foreclosure.The planet says we consume too much: in America, we burn the earth’s resources at a rate five times faster than it can regenerate. And despite efforts to “green” our consumption—by recycling, increasing energy efficiency, or using solar power—we have yet to see a decline in global carbon emissions.Addressing this paradox head-on, acclaimed journalist J. B. MacKinnon asks, What would really happen if we simply stopped shopping? Is there a way to reduce our consumption to earth-saving levels without triggering economic collapse? At first this question took him around the world, seeking answers from America’s big-box stores to the hunter-gatherer cultures of Namibia to communities in Ecuador that consume at an exactly sustainable rate. Then the thought experiment came shockingly true: the coronavirus brought shopping to a halt, and MacKinnon’s ideas were tested in real time.Drawing from experts in fields ranging from climate change to economics, MacKinnon investigates how living with less would change our planet, our society, and ourselves. Along the way, he reveals just how much we stand to gain: An investment in our physical and emotional wellness. The pleasure of caring for our possessions. Closer relationships with our natural world and one another. Imaginative and inspiring, The Day the World Stops Shopping will embolden you to envision another way.

    Delving into the unknown can also create an element of self-doubt that fills your mind right off the bat. That coupled with an overwhelming task of choosing and gathering curriculum, creating lesson plans, organizing supplies, and teaching multiple grade levels can be quite disheartening.Don't worry! Homeschooling 101 is a step by step practical guide that will help you to get started, and continue on in your homeschooling journey. It is designed to help guide you through all of the steps to getting started, choosing and gathering curriculum, creating effective lesson plans, scheduling your day, organizing your home, staying the course and more! It even includes helpful homeschooling forms!

    Research has shown that positive language has the power to change the way our brains think--and thereby influence positive behavior. Following on the heels of the wildly popularInstant Happy, this colorful little gift book presents happiness expert Karen Salmansohn's next infusion of mood-boosting sayings. Filled with fascinating nuggets from popular science, this peptalk-in-a-book provides lists of "things to think" to build mental resilience, positivity, gratitude, and happiness.

    Its the only gold and silver investing book you will ever need because its written by a nationally recognized precious metals investing expert with almost 15 years of buying gold and silver bullion under his belt. He reveals all the tricks of the trade that most people in the gold and silver industry probably don't want you to know. "Stack Silver Get Gold will become "the bible" for both first time and long time precious metal investors. Tons of useful information and very well written. You have a real winner in this book." -Bill Zielinski (editor of goldandsilverblog.com) Stack Silver Get Gold: How to Buy Gold and Silver Bullion without Getting Ripped Off! Congratulations, you know that investing in gold and silver is a good idea and you're ready to buy gold and silver before the general public catches on. You have a wisdom few other people possess. So you want to know how to begin investing in silver and gold without getting ripped off? Do you want to buy silver and gold bullion but don't know where to begin? Do you want to avoid all the silver and gold buying scams on TV and the internet? Do you want to learn how to avoid having your gold and silver confiscated by the government? Do you want to know how and where to store and secure your gold and silver at your home, in the most secure vaults in the United States and secret vault storage options in other countries? You want to know how to start investing in gold and silver for as little as $25 using a strategy called dollar cost averaging? Do you want to buy gold or silver today, within 10 minutes of reading this short book? Read this book and you'll discover the answers to your questions above plus.... *The 7 types of gold and silver bullion to buy now and how to sell if you have t *The 11 types of gold and silver to avoid like the plague *The top 3 most secure places to store your precious metals, including home safes and private highly secure vaults *How to store your gold and silver secretly in another country *How the author is personally investing in gold and silver, his exact strategy *Exactly where to buy your gold and silver (the actual websites and dealers) *How to add gold and silver bullion to your IRA or 401k *How to start gold and silver investing safely and avoid all the tricks of scam artists and precious metals dealers *Tax and reporting requirements and even travel restrictions and how to get around them Stack Silver Get Gold was written by Hunter Riley III. Hunter spent most of his twenties on the futures trading floor of the rough and tumble pits in Chicago Mercantile Exchange and has been investing in silver and gold for more than a decade. He's witnessed all the ways the gold and silver bullion market will try to chew you up and spit you out and hew wrote this book so you can overcome them and be a successful gold and silver investor. His short, no fluff, straight to the point book boils down over a decade's worth of investing do's and don'ts into about 100 pages. You can literally read this book and start investing in gold and silver with total confidence, safety and ease on the same day you buy it. The funny thing is that this is probably the shortest book on gold and silver investing ever written but it's also is the only book you'll ever need to invest in gold and silver. Hunter values his time very much and he's written this book as straight to the point as possible because he knows you value your time as well. Some of those people who share your wise views are Jim Rogers, Michael Maloney, Robert Kiyosaki, Kevin Hogan, James Turk, Richard Duncan, Timothy Ferriss, Warren Buffet, Brendon Burchard, Kyle Bass, Peter Schiff and Marc Faber just to name a few. Go buy this book now. It will SAVE you a ton of money. Buy Stack Silver Get Gold: How to Buy Gold and Silver without Getting Ripped Off!

    The author's step-by-step approach makes the strategies easy to implement and help to ensure ongoing success.Hiring effectively is the single greatest long-term contribution to your organization. The only thing worse than having an open position is filling it with the wrong person. The Effective Hiring Manager offers a proven process for solving these problems and helping teams and organizations thrive.The fundamental principles of hiring and interviewing How to create criteria to hire by How to create excellent interview questions How to review resumes How to conduct phone screens How to structure an interview day How to conduct each interview How to capture interview results How to make an offer How to decline a candidate How to onboard candidates Written by Mark Horstman, co-founder of Manager Tools and an expert in training managers, The Effective Hiring Manager is an A to Z handbook to the successful hiring process. The book explores, in helpful detail, what it takes to hire the right person, for the right job, and the right team.

    Yet, there remains a paradox: why is feedback so powerful and why is it so variable? It is this paradox which Visible Learning: Feedback aims to unravel and resolve.Combining research excellence, theory and vast teaching expertise, this book covers the principles and practicalities of feedback, including:the variability of feedback, the importance of surface, deep and transfer contexts, student to teacher feedback, peer to peer feedback, the power of within lesson feedback and manageable post-lesson feedback.With numerous case-studies, examples and engaging anecdotes woven throughout, the authors also shed light on what creates an effective feedback culture and provide the teaching and learning structures which give the best possible framework for feedback. Visible Learning: Feedback brings together two internationally known educators and merges Hattie's world-famous research expertise with Clarke's vast experience of classroom practice and application, making this book an essential resource for teachers in any setting, phase or country.

     During a single historic weekend (September 12-14, 2008) the fate of Lehman Brothers was sealed, Merrill Lynch barely survived, and AIG became a ward of the federal government. Top CNBC anchor Maria Bartiromo spent the entire weekend taking frantic phone calls from the most powerful players on Wall Street and in Washington, as they toiled to keep the economy from complete collapse. Those CEOs and dozens of other sources gave Bartiromo behind-the-scenes details unavailable to other members of the media, of the crisis and its aftermath. Now she draws on her high-level network to provide an eyewitness account of the biggest events of the financial crisis including at length interviews with former treasury secretary Henry Paulson, former AIG chairman Hank Greenberg, former Merrill Lynch CEO John Thain, and JP Morgan CEO Jamie Dimon, among many others. Writing with both authority and dramatic flair, Bartiromo weaves a thrilling narrative that will make news. She also tackles the big questions: how did an unmatched period of market euphoria and growth turn sour, catapulting the economy into a dangerous slide? And in the long run, how will the near-catastrophe really change Wall Street?

    When it came time to select high schools, he thought it worth doing some investigation to assess the level of advantage his kids would enjoy if he spent the required $1.3 million to send them all to private schools.Shockingly, the answer was: none whatsoever.Intrigued, David continued his research, only to discover he was wrong on most counts - as are most parents - when it comes to working out what factors deliver a great education. He discovered that class size doesn't matter, your kids aren't any better off in co-ed than single-sex schools (and vice versa), composite classes are fine, fancy buildings are a waste of money, the old-tie network won't cut it in the new industries and NAPLAN is misread by everyone so is largely meaningless as a measure of quality.Taking on an ingrained and historical system of vested interests - the unions, the government, our own sense of worth, privilege and entitlement - this book is controversial and absolutely necessary. It is well researched, authoritative and accessible. It is a must-read for parents, as well as teachers and policy-makers.