The Entitlement Trap: How to Rescue Your Child with a New Family System of Choosing, Earning, and Ownership


Richard Eyre - 2001
    Number-one New York Times bestselling authors Richard and Linda Eyre, have spent the last twenty-five years helping parents nurture strong, healthy families. Now they've synthesized their vast experience in an essential blueprint to instilling children with a sense of ownership, responsibility, and self-sufficiency. At the heart of their plan is the "Family Economy" complete with a family bank, checkbooks for kids, and a system of initiative-building responsibilities that teaches kids to earn money for the things they want. The motivation carries over to ownership of their own decisions, values, and goals. Anecdotal, time-tested, and gently humorous, The Entitlement Trap challenges some of the sacred cows of parenting and replaces them with values that will save kids (and their parents) from a lifetime of dependence and disabling debt.

The Wealthy Barber: The Common Sense Guide to Successful Financial Planning


David Chilton - 1989
    The narrator, Dave, a 28-year-old school teacher and expectant father, his 30-year-old sister, Cathy, who runs a small business, and his buddy, Tom, who works in a refinery, sit around a barber shop in Sarnia, Ontario, and listen as Ray Miller, the well-to-do barber, teaches them how to get rich. The friends are at the age when most people start thinking about their future stability; among the three of them, they face almost every broad situation that can influence a financial plan. Ray, the Socrates of personal finance, isn't a pin-striped Bay Street wizard. He is a simple, down-to-earth barber dispensing homespun wisdom while he lops a little off the top. Ray's barbershop isn't the place to learn strategies for trading options and commodities. Instead, his advice covers the basics of RRSPs, mutual funds, real estate, insurance, and the like. His first and most important rule is "pay yourself first." Take 10 per cent off every pay cheque as it comes in and invest it in safe interest-bearing instruments. Through the magic of compound interest, this 10 per cent will turn into a substantial nest egg over time. This book isn't about how to get rich quick. It's about how to get rich slowly and stay that way.

Boyhood and Beyond


Bob Schultz - 2004
    Wisdom and common sense are gleaned from short chapters covering topics such as authority, inventiveness, and honesty as well as learning to overcome things like fear, laziness, and temptation. Boyhood and Beyond motivates boys to build their lives on a foundation of strong moral principles. Most importantly, these chapters will encourage boys to become the men God wants them to be as they develop a relationship with Him. This is a "life" book designed to be read and lived out in a boy's life, thus becoming one of his building blocks to godly character and, ultimately, manhood. Boyhood and Beyond can be read alone, used with a journal, or read aloud in a group. There are discussion questions at the end of each chapter. Ages 10-18.

The Parent Backpack for Kindergarten through Grade 5: How to Support Your Child's Education, End Homework Meltdowns, and Build Parent-Teacher Connections


M.L. Nichols - 2013
     Involved Parents = Better Students How do you ensure your child gets the best education possible when U.S. schools have become overburdened, test-driven institutions that rank only average worldwide? Decades of research confirm that when parents engage with their children’s learning, kids do better in school—and life. This straight-talking guide helps you:• understand the critical role you play in your child’s education, • connect with educators in respectful ways, • encourage a love of reading in your kids, • minimize homework meltdowns and disorganization, • support students who struggle academically, • help children navigate social situations and bullying, and • fuel your child’s mind and body for learning. Parent involvement looks different for every family and every child. Packed with real stories and tested strategies, The Parent Backpack demystifies our complex education system and gives you the insights you need to help your kids thrive.

Rich Dad's Escape from the Rat Race: How to Become a Rich Kid by Following Rich Dad's Advice


Robert T. Kiyosaki - 2005
    Turtle runs out of money at the amusement park, he turns to his friend Red E. Rat to learn about how to handle his money, make investments, and read financial statements, in a colorful comic designed to teach fiscal responsibility and good money management skills. Original.

The Barefoot Investor for Families: The only kids' money guide you'll ever need


Scott Pape - 2018
     The Barefoot Investor: The Only Money Guide You'll Ever Need is a phenomenon, sprinting through one million copies to become one of the best selling Australian books ever. Why is it so successful? It's simple, funny and practical. And it has changed people's lives. The eagerly anticipated follow-up, The Barefoot Investor for Families, sticks to the same script. It's aimed fairly and squarely at parents, grandparents, and basically anyone who read that book and said: 'Why the hell wasn't I taught this years ago?' Scott lays out ten money milestones kids need to have nailed before they leave home, and it's all structured around one family 'money meal' each week (so roughly 20 minutes). If you follow the roadmap, with tailor-made lessons for each age group, your kids will know how to do things like: Learn the life-changing value of hard work Set up a fee-free bank account (or jam jars!) Go on a Treasure Hunt around the house, and sell some of their 'stuff' second-hand Save your parents $100 on household bills Even ... Learn to cook at least two low-cost, delicious, nutritious meals from scratch. Scott's mission is to make sure your kids are financially strong so they never, ever get sucked into the traps that middle-aged bankers have devised to rob them of their money and their confidence. There are only ten things every kid needs to know about money, and you can teach them over dinner, once a week. It's that simple. Start now - it's never too early or too late.

Love Your Life, Not Theirs: 7 Money Habits for Living the Life You Want


Rachel Cruze - 2016
    Then she unpacks seven essential money habits for living the life we really want—a life in line with our values, where we can afford the things we want to buy without being buried under debt, stress, and worry.The Joneses are broke. Life looks good, but hidden beneath that glossy exterior are credit card bills, student loans, car payments, and an out-of-control mortgage. Their money situation is a mess, and they’re trying to live a life they simply can't afford. So why exactly do we try so hard to keep up with the Joneses?Are we really living the lives we want, or are we chasing someone else’s dream, just trying to keep up appearances on social media, at church, and in our community? Why are we letting other people set the pace for our own family’s finances?In Love Your Life, Not Theirs, Rachel shows you how to buy and do the things that are important to you—the right way. That starts by choosing to quit the comparisons, reframing the way you think about money, and developing new habits like avoiding debt, living on a plan, watching your spending, saving for the future, having healthy conversations about money, and giving.These habits work, and Rachel is living proof. Now, she wants to empower you to live the life you’ve always dreamed of without creating the debt, stress, and worry that are all too often part of the deal. Social media isn’t real life, and trying to keep up with the Joneses will never get you anywhere. It’s time to live—and love—your life, not theirs.

Money Secrets of the Amish: Finding True Abundance in Simplicity, Sharing, and Saving


Lorilee Craker - 2011
     What she found was about a dozen tried and true financial habits the Amish have employed for generations that will make your cash last longer and help you build wealth.  Craker provides tips to...use it up, wear it out, make do, or do withoutrethink your gift givingrepurpose, recycle, and reuseeat like royalty for a peasant's pittanceEndorsements:Packed with practical, simple, and smart money saving ideas and teeming with great insight into the sensible Amish ways, Money Secrets of the Amishwill entertain you with stories and retrain your brain to be the savvy money saver you always dreamed you could be.  --Beth Wiseman, best-selling author of Plain Promise and Seek Me With All Your HeartSometimes touching, sometimes humorous and always helpful, author Lorilee Craker pulls us into the family rooms of the Amish and shows us how they make ends meet. Story after story illustrates savvy money management: trading for goods and services, shopping for bargains, living with less, avoiding debt, curbing the desire to impress others. And Craker’s journalistic bent provides plenty of takeaway value for the non-Amish. A very worthwhile read whether your bank account is bursting or busting.  --Suzanne Woods Fisher, author of Amish Peace: Simple Wisdom for a Complicated World and Lancaster County Secrets (Revell)This book is like an Amish basement shelf loaded with Mason jars full of Plain money wisdom.  Self-confessed “Fancy” gal Lorilee Craker rolls up her sleeves and cracks them open one-by-one, figuring out how to fit Amish principles to a non-Amish life.  She succeeds, and so can you—read Money Secrets of the Amish and add weight to your wallet.  --Erik Wesner, amishamerica.com; author ofSuccess Made Simple: An Inside Look at Why Amish Businesses ThriveMoney Secrets of the Amish is a practical, doable guide, and it's such fun to read.  Lorilee's voice is as engaging and lively as ever, and the wisdom she shares from the Amish community is both inspiring and instructive. I just finished the last page, and my mind is buzzing with all sorts of ways to waste less, want less, and spend less.  --Shauna Niequist, author of Cold Tangerines and BittersweetLorilee inspires and impacts your everyday life with this marvelous little read. From buttons to bakery you suddenly realize this conversation is not about just pinching a few pennies but about transforming how we view our everyday lives. I applaud Lorilee for asking the hard questions and pressing in to find honest answers. Forget the mall, kick back and soak up the delicious wisdom of a life well lived. Thank you Lorilee for shaping my everyday!  --Tracey Bianchi, author of Green MamaMoney Secrets of the Amish isn’t so much about making money; it’s about family, discipline, and redefining what wealthy means. This is a great read that helps us all to see more clearly what’s really valuable in our lives.  --Jeff McMahon, award-nominated musician and national director/runner with the Team McGraw endurance program

Spend Well, Live Rich: How to Get What You Want with the Money You Have


Michelle Singletary - 2003
    Big Mama raised Michelle and her four brothers and sisters on a salary that never reached more than $13,000 a year. Yet at her death, Big Mama owned her own home, had paid off a car loan, and had a beautiful collection of Sunday-go-to-meeting church hats and a savings account that supplemented her Social Security check and small pension. Most important, she had taught Michelle “7 Money Mantras for a Richer Life.” Those mantras serve as the inspiration for this straight-talking book of practical personal financial advice that really works. The 7 Money Mantras are: 1. If it’ s on your ass, it’s not an asset! 2. Is this a need or is it a want? 3. Sweat the small stuff. 4. Cash is better than credit. 5. Keep it simple. 6. Priorities lead to prosperity. 7. Enough is enough. Michelle Singletary is a syndicated columnist for The Washington Post whose popular personal finance column appears in more than 120 newspapers. She’s also a mother of three children who understands what it’s like to live on a budget. In a plainspoken, sassy, no-nonsense voice, Michelle provides answers to the financial issues that confront almost every household: how to teach children the value of money; how to address money issues in a relationship or marriage; household saving tips; getting the best loans; and much more. “This book is about saving enough money to have choices,” she writes. “It’s about feeling free to be cheap if you can’t afford to buy a ton of gifts at Christmas. It’s about eliminating wasteful spend-ing so you can begin to save and invest. It’s full of uncommon commonsense lessons and guidance on the way people should use their money.” With humor and down-home financial wisdom, Michelle Singletary offers practical and realistic advice that will help you live well with the money you have. Michelle Singletary on . . . Romance and Money “It’s okay to say: ‘Honey, I love you and everything, but if you need money, ask your mama.’” Credit Cards “We are minimizing our financial potential by making minimum credit-card payments.” Car Buying “If you want to save money, keep your car until you’re on a first-name basis with the local tow-truck drivers.” Leasing a Car “You, too, can drive a car you can’t afford and then have to give it back. It’s crazy.” Gift Giving “Generosity isn’t about how much you spend. It’s about how much thought you put into the gift.” Penny Pinching “I once bought a stick-shift car because it was $1,000 cheaper than the automatic in the same model. There was just one little problem. I couldn’t drive a stick-shift. But at least I saved $1,000!”

Be CentsAble: How to Cut Your Household Budget in Half


Chrissy Pate - 2010
    Like most Americans, stay-at-home moms Chrissy Pate and Kristin McKee spent the lion's share of their budgets on what they assumed to be static costs such as groceries and utilities. But when using traditional couponing and cheapskate guides didn't help their budgets shrink by a dime, Pate and McKee decided to come up with their own way to save.Within a few months, their household expenses dropped by more than half-from spending $800 each per month to less than $350! only a few years after developing their be centsable system, Pate and McKee have helped thousands of subscribers save money without spending hours finding and cutting coupons, or giving up extras like travel and entertainment. In this prescriptive guide, these authors show how anyone can save thousands of dollars on cleaning supplies, pet care, toys, travel, and most importantly, groceries-without giving up healthy foods, favorite products, or the occasional splurge.

Discipline That Lasts a Lifetime: The Best Gift You Can Give Your Kids: Dr. Ray Answers Your Frequently Asked Questions


Ray Guarendi - 2003
    Ray Guarendi, offers parents practical advice about disciplining children to form their children's character and to teach them the basics of living, moral responsibility, and respect.The audio edition of the book can be downloaded via Audible.

What Would the Rockefellers Do?: How the Wealthy Get and Stay That Way, and How You Can Too


Garrett B Gunderson - 2018
    Would you rather earn interest than pay it, and eliminate the necessity of paying fees to banks and jumping through hoops to get loans? Are you frustrated with being over-taxed and/or being dependent on a volatile stock market? Do you suspect that the ultra-wealthy play by a different set of rules than you do, and that their secrets have been kept just out of your reach? What would it mean to you and your family if you knew these rules to play by them too?

The Debt Consolidation Myth: A Proven Method to Help You Get Out of Debt While Still Living Your Life


Jesse Mecham - 2017
    Let’s have you destroy your debt. Let’s have you be rid of it forever. That’s exactly what this 80/20 guide is going to give you—a sure-fire, bulletproof, tried and true method for destroying your debt. Debt, in almost any form, is lame. Nope, “lame” is probably not a strong enough word for it. Debt is a burden. Debt’s a drain. It’s a mood killer. It’s a relationship strainer. It’s a cash flow crusher. Sheesh. It takes the fun out of just about everything. Sure, you’ll hear fancy-pants people tell you about “good” debt and “bad” debt and the like. They’ll discuss fancy terms like “opportunity cost” or the value of using “OPM” (other people’s money, and if you didn’t know what OPM meant, bless you). They may even use another three-letter acronym like “ROI” when they’re talking about how you can leverage debt and get a better return on your investment. Well, we’re not talking about capitalization of a multi-conglomerate business. We’re talking about your personal finances. And when it comes to personal finances, debt is a draining, mood-killing, cash flow-crushing burden—and it’s lame. Heck, debt collectors, big banks, attorneys ... they all make debt personal. So I think it’s safe to say that your debt belongs right square in the middle of what we’d call your personal finance. Yes, let’s make this very personal. Let’s talk about how you got into this mess of debt, where you want to go, and how you’ll get there. And, true to our 80/20 guide form, I’ll tell you everything you need to know and do as quickly as possible. Unless I see a good opportunity for a joke, where I’ll drag it out just a bit longer.

Zillow Talk: The New Rules of Real Estate


Spencer Rascoff - 2015
    To understand real estate in our fast-paced, technology-driven world, we need to toss out all of the outdated truisms and embrace today's brand new information. But how? Enter Zillow, the nation's #1 real estate website and mobile app. Thanks to its treasure trove of proprietary data and army of statisticians and data scientists, led by chief economist Stan Humphries, Zillow has been able to spot the trends and truths of today's housing market while acknowledging that a home is more than an economic asset. In Zillow Talk, Humphries and CEO Spencer Rascoff explain the science behind where and how we live now and reveal practical, data-driven insights about buying, selling, renting and financing real estate. Read this book to find out why: It's better to remodel your bathroom than your kitchen Putting the word "cute" in your listing could cost you thousands of dollars You shouldn't buy the worst house in the best neighborhood You should never list your house for $444,000 You shouldn't list your house for sale before March Madness or after the Masters Densely packed with entertaining anecdotes and invaluable how-to advice, Zillow Talk is poised to be the real estate almanac for the next generation.

Taming the Spirited Child: Strategies for Parenting Challenging Children Without Breaking Their Spirits


Michael H. Popkin - 2007
    In this uniquely prescriptive guide, leading parenting expert Dr. Michael Popkin shows parents how to think differently about so-called problem children. The effective strategies within this guide will quiet the difficulties spirited children have at home and school while exposing the unique, special gifts they possess. Develop a relationship with your spirited child by: -Building relationship skills -Disciplining with encouragement -Balancing the power dynamic -Curbing tantrums effectively With step-by-step methods for every type of misbehavior and every child's unique personality, this comprehensive guide will help parents cultivate their child's spark, not extinguish it—and reach beyond depressing labels for their beloved children.