To build and manage your wealth, you must look at your situation holistically: build your character, standards, dreams, goals, and personal aspirations from the inside out. By developing both self-sufficiency and a connection with your community, it is possible to create wealth for yourself no matter who you are, what you do, or where you come from.

    PICK UP THESE THREE UNMISSABLE SERIAL THRILLERS IN THIS GREAT VALUE BOXSET: Faceless: After surviving a vicious knife attack, which left her husband dead, DI Rosalind Kray returns to work and is handed a serial killer investigation.This killer is different, he doesn’t just want to take the lives of his victims, he wants to obliterate their very existence. The murders appear random but the killer selects his quarry with meticulous care.While fighting her superiors Kray must conquer her own demons, which are tearing her apart.Kray has the ability to think like a killer and her skills lead to a series of horrifying revelations that turn the case on its head. She believes she is getting close, then her world comes crashing down with devastating consequences.Will Kray find the murderer and escape with her own life intact?The truth is closer than she could have ever imagined… This Little Piggy: Kevin Palmer is a regular sort of guy, or he was until his life fell apart. His wife, his money, his business and his reputation are all taken away from him. He tries to fight back and ends up in prison. There he concocts elaborate fantasies to wreak vengeance. He is sent to work in an abattoir and the final piece of the jigsaw falls into place with chilling consequences. Then a cruel twist of fate changes everything. DI Rosalind Kray is battling her own demons having returned to work following a brutal attack. She finds herself on the trail of a sick and twisted killer and cracks the macabre pattern of murders. But her boss is unconvinced.Kray has Palmer squarely in her sights. But he has other ideas … Can Kray break him in time to save the final victim?Time is running out. Suspended Retribution: Alex Jarrod is a war veteran.  When a flesh-eating parasite destroys his face, he returns from Afghanistan with a head full of nightmares. His world crumbles around him until he realises there is work to be done. Another war to fight.DI Rosalind Kray has her hopes pinned on becoming the new DCI after tracking down another serial killer, but those in charge have other ideas.After a small-time crook is killed in a hit and run and a serial burglar is brutally murdered, Kray suspects a vigilante is at work. But her bosses disregard her theory - until they discover a third victim.Once again Kray finds herself on the trail of a serial killer but this one is different. This one lives in his own private war zone.With her bosses on her heels, Kray has her work cut out and the body count is rising.But he’s not going to stop until the mission is complete … and Kray’s not going to stop until she finds him. If you are a fan of authors like Caroline Mitchell, Helen H. Durrant and Angela Marsons, you will love Rob Ashman's international best-selling selling DI Rosalind Kray Series.

    But then she disappears.Evidence leads West to a small village in Cornwall, but when he checks in to an Inn, he finds Edel has arrived before him. Her explanation seems to make sense but as West begins to think his suspicions of her are unfounded, she disappears again.Is she guilty? West, fighting an unsuitable attraction, doesn't want to believe it. But the case against her is growing. Back in Dublin, his team uncover evidence of blackmail and illegal drugs involving Edel’s missing husband. When another man is murdered, she, once again, comes under suspicion.Finally, the case is untangled, but is it the outcome West really wants? *** This book was previously published under the title That One May Smile *** No Obvious Cause: Could you solve the mystery?A murder followed by a series of random, motiveless crimes leave Detective Garda Sergeant Mike West and his team puzzled.When Edel Johnson arrives at the scene of a crime Mike is taken aback, more so when he discovers she is now working with a victim support group. He has feelings for her, but he is the garda who investigated her husband's murder, and their relationship is complicated. With crime in Dublin’s suburbs at an all-time high, and his superiors breathing down his neck, West doesn't need the distraction.  But someone wants Edel out of the way, and it's up to West to find out who… *** This book was previously published under the title Close Ranks *** No Past Forgiven: Crime and criminals keep getting in the way of Detective Garda Sergeant Mike West's personal life.The woman he loves is living in his house, in his spare bedroom. It should be simple, but it isn't. He has a solution. A romantic weekend away, in a lighthouse on Clare Island.A stunning place, a beautiful woman. What could be more perfect?When one of the islanders dies in a bizarre and a tragic accident, West is roped in to help. But it isn't an accident, and there is more than one suspect.There's also more than one secret. Can West solve the case before someone else dies?A murder mystery with a touch of romance, set in the Dublin suburbs. It's the third book in the Dublin Murder mystery series, but can easily be read as a stand-alone. It will appeal to fans of authors such as Peter James, LJ Ross and Ruth Rendall. *** This book was previously published under the title Murder on Clare Island *** The Dublin Murder Mysteries are set in the suburbs of Dublin and have a touch of romance. If you enjoy reading authors such as Joy Ellis, Peter James and LJ Ross, you'll love this enthralling series.

    

    The book asks the real question “What if I were shipwrecked -- could I survive?” A page-turner for young readers or a family read-a-loud-book, Lost on Hope Island will give fans of Harman’s previous USA Today best selling books an opportunity to discuss, with their children, the topics of birth, death, racial diversity, climate change, loneliness, courage, family and hope.

     But most people don't know how to harness it for profits. It took me over a decade to figure it out, and now I'm ready to share everything that I've learned. This is exactly the book that I wish I'd had when I was first learning how to trade. Don't be the sucker that Wall Street leaves holding the bag. In this book, you will learn: The one thing you must never do if a stock gaps to new highs The simplest ways to make money in the stock market How to tell when you are in a bull market, or a bear market How to identify which stocks are "market leaders" 10 ways to develop a winning trader's mindset The secrets to trading in a bear market How to use the RSI and Stochastics in different market environments How to run your trading like a business And much, much more! Join the thousands of smart traders who have improved their trading by reading this book. Amazon best-selling author and retired hedge fund manager, Matthew Kratter will teach you the secrets that he has used to trade profitably for the last 20 years. And if you ever get stuck, you can always reach out to him by email (provided inside of the book), and he will help you. Scroll to the top of this page and click BUY NOW.

    The debate has been mostly marked by mud-slinging and name-calling and the debates that have ensued often have no basis in fact. While most people have a hazy notion of black money, only a few are able to unpack the concept to reveal its various shades.In this e-single, which is part of a larger, ongoing work, Prof. R. Vaidyanathan provides the reader with a brief overview of black money—its generation, its estimates and how and why it is spirited away to tax havens. This is a unique, timely work that packs in much information and offers a 360-degree view of the issue.Prof. R. Vaidyanathan recently retired from IIM, Bangalore as Professor of Finance. He is now Cho S Ramaswamy Visiting Professor of Public Policy at Sastra University, Thanjavur.

    As they see matters, wealth in the form of means of production and wealth in the form of consumers’ goods are essentially indistinguishable. For all practical purposes, they have no awareness of the existence of capital and of its importance. Thus, capitalists are generally depicted as fat men, whose girth allegedly signifies an excessive consumption of food and of wealth in general, while their alleged victims, the wage earners, are typically depicted as substantially underweight, allegedly signifying their inability to consume, thanks to the allegedly starvation wages paid by the capitalists.The truth is that in a capitalist economic system, the wealth of the capitalists is not only overwhelmingly in the form of means of production, such as factory buildings, machinery, farms, mines, stores, warehouses, and means of transportation and communication, but all of this wealth is employed in producing for the market, where its benefit is made available to everyone in the economic system who is able to afford to buy its products.Consider. Whoever can afford to buy an automobile benefits from the existence of the automobile factory and its equipment where that car was made. He also benefits from the existence of all the other automobile factories, whose existence and competition served to reduce the price he had to pay for his automobile. He benefits from the existence of the steel mill that provided the steel for his car, and from the iron mine that provided the iron ore needed for the production of that steel, and, of course, from the existence of all the other steel mills and iron mines whose existence and competition served to hold down the prices of the steel and iron ore that contributed to the production of his car.And, thanks to the great magnitude of wealth employed as capital, the demand for labor, of which capital is the foundation, is great enough and thus wages are high enough that virtually everyone is able to afford to a substantial degree most of the products of the economic system. For the capital of the capitalists is the foundation both of the supply of products that everyone buys and of the demand for the labor that all wage earners sell. More capital—a greater amount of wealth in the possession of the capitalists—means a both a larger and better supply of products for wage earners to buy and a greater demand for the labor that wage earners sell. Everyone, wage earners and capitalists alike, benefits from the wealth of the capitalists, because, as I say, that wealth is the foundation of the supply of the products that everyone buys and of the demand for the labor that all wage earners sell. More capital in the hands of the capitalists always means a more abundant, better quality of goods and services offered for sale and a larger demand for labor. The further effect is lower prices and higher wages, and thus a higher standard of living for wage earners.Furthermore, the combination of the profit motive and competition operates continually to improve the products offered in the market and the efficiency with which they are produced, thus steadily further improving the standard of living of everyone.In the alleged conflict between the so-called 99 percent and the so-called 1 percent, the program of the 99 percent is to seize as far as possible the wealth of the 1 percent and consume it. To the extent that it is enacted, the effect of this program can only be to impoverish everyone, and the 99 percent to a far greater extent than the 1 percent. To the extent that the 1 percent loses its mansions, luxury cars, and champagne and caviar, 99 times as many people lose their houses, run-of-the mill cars, and steak and hamburger.

    YOU GET *FIVE* CRIME THRILLERS FULL OF TWISTS AND EDGE OF YOUR SEAT TENSION.What readers are saying about STEVE PARKER“A must read for all crime thriller fans.” Viv“A really good thriller to keep you on the edge of your seat.” Barbara“I was up until 2am as I couldn’t read it quick enough.” Carole“The differences between the two detectives works so well ... they are so much alike ... but yet are miles apart in others” Linda Strong“I couldn't turn the pages fast enough. I was hooked right from the start.” Sue“A fast-moving action-packed thriller which will keep you enthralled from page one.”“Another gripping, fast-paced and twisted caper for the most unorthodox police duo in UK fiction.” Donna“Loved the book, Clocks makes me laugh out loud.” AileenDO YOU LOVE EXPLOSIVE UNPUTDOWNABLE CRIME FICTION? THEN MEET DETECTIVES PATERSON AND CLOCKS. THIS DUO ARE IRREVERENT, IMPULSIVE, AND ALWAYS FULL OF SURPRISES.IN THIS FIVE-BOOK BOX SETBOOK 1: THEIR LAST WORDSA young woman is found dead on the streets of London. Her throat slashed, her body mutilated, and one word carved into her flesh: “DON’T.” Detective Superintendent Ray Paterson is assigned to the case. Young, handsome, and from a wealthy background, he’s tipped for the top. He joins a team based out of Bermondsey, South London. It’s meant to be a steppingstone to his next promotion, but this case will threaten to bring down his career and everything he thought he knew about policing.BOOK 2: DEADLY CRIMESAn elderly African man is found dead in the street, shot through the head. The killing has the hallmarks of a professional assassin. Dumped in a waste bin next to the dead man is the dismembered torso of a child. On his first day back at work, disgraced Detective Superintendent Ray Paterson finds himself teamed up again with newly promoted Detective Inspector Johnny Clocks.BOOK 3: THE BURNING MENA man is burnt at the stake in a London park. His smouldering corpse is a message of the most violent kind. The victim is Davey Caine. He is the heir to the criminal empire created by his father, William ‘Billy’ Caine. Billy is a notorious and violent gangster who controls South East London. But he’s not the man he used to be and the sharks smell blood in the water.BOOK 4: YOU CAN’T HIDEAlbert Tanner, vicious psychopath and burner of men, is in the USA with unfinished business. Only Detectives Ray Paterson and Johnny Clocks can stop him. Their task is straightforward: hunt Tanner down and bring him home. But a few explosions, an assassin and a dead child change everything.BOOK 5: THEIR DYING BREATHA severed head washes up on the banks of the Thames, a star carved into the forehead. The next day the airwaves are hacked. A live-stream shows a man imprisoned in a box. He also has a star cut into his head. Then the man is drowned. Two more men are murdered on live TV, two more will die within hours. Detectives Paterson and Clocks race against time to ensure their next breath isn’t their last. But this enemy is far more deadly than any they’ve encountered before.THE DETECTIVESDetective Superintendent Ray Paterson is a young and (thanks to family money) wealthy womaniser, separated from his model wife and tipped to be the youngest ever commissioner of police. Detective Inspector Johnny Clocks is a foul-mouthed, working-class officer. He grew up surrounded by rogues and villains but became a first-class thief taker.THE AUTHORSteve Parker is a retired police officer who served for 20 years in numerous high-profiles squads.Don’t miss out on this action-packed series! YOU GET ALL FIVE OF THE ABOVE BOOKS IN THIS EDITION

    My objective is to identify and invest in what I call the stars of tomorrow—the fastest growing, most innovative companies in the world.” Michael Moe was one of the first research analysts to identify Starbucks as a huge opportunity following its IPO in 1992, when its market cap was $220 million. Today, its market cap is $23 billion. Lucky? Maybe a little. Art or science? Both. For more than fifteen years Moe has made great calls on many other stocks, earning a reputation as one of today’s most insightful market experts. Now, in his first book, Moe shows how winners like Dell, eBay, and Home Depot could have been spotted in their start-up phase and how you can find Wall Street’s future giants. He forecasts the areas with the greatest potential for growth, including peer-to- peer networking, nanotechnology, and alternative energy. And he explains his four Ps of future superstars: great people, leading product, huge potential, and predictability. Ironically, while the opportunities for outsized returns for investors lie in identifying early-stage growth companies, large investment banks are driven by the economics of trading volume and therefore generally ignore the stars of tomorrow. If you are looking to invest in tomorrow’s winners it’s unlikely you will find them by reading Wall Street research. Mainly, Wall Street is focused on reporting on companies everybody already knows about. Coincidentally, to identify and invest in tomorrow’s stars, you are unlikely to be battling Wall Street’s finest—they aren’t there. Throughout the book Moe includes interviews with some of the biggest names in business—from Howard Schultz and Bill Campbell to Vinod Khosla and Michael Milken—who reveal their own insights into how they discover the stars of tomorrow. For Wall Street insiders and individual investors alike, Finding the Next Starbucks is an indispensable guide to spotting growth opportunities.

    It's bad for society, especially now. . . . Call me crotchety, but I can't help asking, whatever happened to the social contract?'The get-rich-quick exuberance of the late nineties may have temporarily blinded us to how dependent we are on one another. Subsequent events serve as reminders that the strength of our economy and the security of our society rest on the bonds that connect us. But what, specifically, are these bonds? What do we owe one another as members of the same society?With his characteristic humor, humanity, and candor, one of the nation's most distinguished public leaders and thinkers delivers a fresh vision of politics by returning to basic American values: workers should share in the success of their companies; those who work should not have to live in poverty; and everyone should have access to an education that will better their chances in life.An insider who knows how the economy and government really work, Reich combines realistic solutions with democratic ideals. Businesses do have civic responsibilities, and government must stem a widening income gap that threatens to stratify our nation. And everyone must get involved to help return us to a society that works for everyone.

    The explanations are illustrated with simple diagrams, making the concepts easy to "see". The explanations are targeted to the "non-economist" with a serious interest in the current debate about fiscal policies and National Budgets.

    It is important for every person to save for one’s retirement as one can expect to live for twenty years after one retires as life expectancy of an Indian is going up steadily due to lower infant mortality and better medical care. There is a complete absence of social security safety net for most Indians today, even for those working in Government sector, there is no inflation adjusted pension available anymore. I have tried to simplify the advantages and disadvantages involved in investing your savings in various asset classes. I have deliberately left out two of the most popular forms of investment among middle class Indians 1) Life insurance 2) Real estate Let us consider life insurance first most of us confuse insurance as an instrument of savings, it is not. We have this wrong view because of the tax breaks given to income tax assesses by the Central Government. Insurance is a product that mitigates risk and is sold by the rich to the middle class and is always skewed in the favour of the insurer rather than the insured. A substantial portion of the total money invested by you goes towards paying agent’s commission and premium for insuring you for the risk of mortality. The balance left out is invested in government securities and other securities. Hence the amount of money invested out of the total premium paid is less than half paid by the insurer. The return on money invested by the policy holder is less than half of the money he would have earned either in bonds or fixed deposits. A person who needs insurance is a person whose family will need support in the event of his untimely death. Alternately insurance is required for a person who has debt in form of mortgage and does not want to burden his family in the event of his passing. The product which covers these risks is called term insurance. One should not buy insurance to avoid taxes as there is better tax saving tools available. Real estate is also considered as a good investment by several retail investors but nothing can be further from the truth. Nobody makes money by buying plots in the middle of nowhere. The easy availability of mortgages from the nineties and the tax breaks given by the Central Government on housing loans has created an unparalleled boom in the residential market. There is now a painful correction process under way in that sector. The price of land is reflexively connected to availability of money. The lower the cost of money, greater the returns in real estate. Buying plots in the middle of nowhere is similar to buying lottery tickets as investment. Land cannot be liquidated immediately into cash at a short notice to meet urgent requirements. Cost of maintenance and protection of real estate from illegal occupation is prohibitive and time consuming. Verification of title deeds to the property is a complex process and needs sound legal advice. You should have a house to live and another to collect rent as rent is equivalent of inflation adjusted pension. The return on investment generated in the three different asset classes over 25 years would be in the following order 1) Equities 2) Gold and finally 3) Debt instruments. I enjoyed writing this book as a companion volume to my first book. It is my fond hope that you enjoy reading this book.

    Economics, finance, business & management

    What made ancient India the Golden Bird in the first place? What did China, the Land of the Dragon, have in common with India, and when did these two ancient civilizations diverge on their paths to global success? Raina Singhwi Jain discusses the immediate need and measures for a quantum jump in our attitude towards development. While conventional wisdom suggests improvements in manufacturing, the ease of doing business and digital technology, Jain goes a step further, drawing surprising parallels between other areas that beg our attention—process engineering, communication design, journalism, and education. This is a work of reflection and a call to action, urging Indian denizens to act now for a revival of the genius that lies dormant within each one of us.