Africa has received over $1 trillion in aid over the last fifty years and yet despite these huge inflows, the continent remains mired in poverty, disease and systemic corruption. In A Good African Story, Andrew Rugasira argues that trade has achieved what years of aid failed to deliver, and has provided a tantalising glimpse of what Africa could be.As he recounts the very personal story of his company and the challenges that he has faced – and overcome – as an African entrepreneur, Rugasira discusses the barriers that currently prevent fair and equal trade between Africa and the rest of the world. He sets out the arguments for building a sustainable trade framework and reducing dependency on handouts. And he builds up a manifesto for a revolution in the way that Africa is perceived. This is a book about Africa taking its destiny in its own hands, and dictating the terms of its future.

    It is important for every person to save for one’s retirement as one can expect to live for twenty years after one retires as life expectancy of an Indian is going up steadily due to lower infant mortality and better medical care. There is a complete absence of social security safety net for most Indians today, even for those working in Government sector, there is no inflation adjusted pension available anymore. I have tried to simplify the advantages and disadvantages involved in investing your savings in various asset classes. I have deliberately left out two of the most popular forms of investment among middle class Indians 1) Life insurance 2) Real estate Let us consider life insurance first most of us confuse insurance as an instrument of savings, it is not. We have this wrong view because of the tax breaks given to income tax assesses by the Central Government. Insurance is a product that mitigates risk and is sold by the rich to the middle class and is always skewed in the favour of the insurer rather than the insured. A substantial portion of the total money invested by you goes towards paying agent’s commission and premium for insuring you for the risk of mortality. The balance left out is invested in government securities and other securities. Hence the amount of money invested out of the total premium paid is less than half paid by the insurer. The return on money invested by the policy holder is less than half of the money he would have earned either in bonds or fixed deposits. A person who needs insurance is a person whose family will need support in the event of his untimely death. Alternately insurance is required for a person who has debt in form of mortgage and does not want to burden his family in the event of his passing. The product which covers these risks is called term insurance. One should not buy insurance to avoid taxes as there is better tax saving tools available. Real estate is also considered as a good investment by several retail investors but nothing can be further from the truth. Nobody makes money by buying plots in the middle of nowhere. The easy availability of mortgages from the nineties and the tax breaks given by the Central Government on housing loans has created an unparalleled boom in the residential market. There is now a painful correction process under way in that sector. The price of land is reflexively connected to availability of money. The lower the cost of money, greater the returns in real estate. Buying plots in the middle of nowhere is similar to buying lottery tickets as investment. Land cannot be liquidated immediately into cash at a short notice to meet urgent requirements. Cost of maintenance and protection of real estate from illegal occupation is prohibitive and time consuming. Verification of title deeds to the property is a complex process and needs sound legal advice. You should have a house to live and another to collect rent as rent is equivalent of inflation adjusted pension. The return on investment generated in the three different asset classes over 25 years would be in the following order 1) Equities 2) Gold and finally 3) Debt instruments. I enjoyed writing this book as a companion volume to my first book. It is my fond hope that you enjoy reading this book.

    Dispatches from an accidental expat--a humorous commentary on British life by an bewildered American who, through no fault of his own, found himself living in England.

    A biography of the Saudi Arabian king who ruled from 1964 until his assassination in 1975 and who became, during his reign, an important world leader through his control of his country's vast oil resources.

    Our story begins with falling in love with France, specifically the enchanting Dordogne. We weren’t the first and we won’t be the last. The region was an inspiration to prehistoric man, as the earliest known works of art are to be found in the nearby caves of Lascaux. From the 1000 chateaux perched on towering cliffs overhanging the meandering Dordogne River to the countless plus beaux villages (most beautiful villages) dotting the region, it is truly a magical place.The first book is a roller-coaster ride of the ups and downs of making the dream a reality, beginning with, Oh my God, are we really doing this?! To looking for the home, getting a loan, wading through the red tape of actually moving, and studying French! Finally, the most important part of making “our” dream come true, adopting a baby girl to make the journey complete.

    I went down into the underworld of London with an attitude of mind which I may best liken to that of the explorer. I was open to be convinced by the evidence of my eyes, rather than by the teachings of those who had not seen, or by the words of those who had seen and gone before. Further, I took with me certain simple criteria with which to measure the life of the underworld. That which made for more life, for physical and spiritual health, was good; that which made for less life, which hurt, and dwarfed, and distorted life, was bad."

    Howard Farran shows that running a business isn’t all that complicated—if, you’re focusing on the right three areas: •People: maximizing the potential of employees, customers, and yourself.•Time: mastering the efficiency that helps a business turn the biggest profit possible.•Money: learning to love the numbers that function as the business’s scorecard.With simplicity, good humor, and plenty of stories Dr. Farran reveals the actions that can lead anyone to bigger profits, happier people, and a more fulfilling life.

    At the beginning of the seventeenth century, however, Run's harvest of nutmeg turned it into the most lucrative of the Spice Islands, precipitating a fierce and bloody battle between the all-powerful Dutch East India Company and a small band of ragtag British adventurers led by the intrepid Nathaniel Courthope. The outcome of the fighting was one of the most spectacular deals in history: Britain ceded Run to Holland, but in return was given another small island, Manhattan. A brilliant adventure story of unthinkable hardship and savagery, the navigation of uncharted waters, and the exploitation of new worlds, Nathaniel's Nutmeg is a remarkable chapter in the history of the colonial powers.

    ‘Flying the Knife Edge’ is the story of an ordinary man experiencing extraordinary things as a pilot in Papua New Guinea in the 1990s. After an untimely exit from the Royal New Zealand Air Force, New Zealander Matt McLaughlin took a leap into the unknown, travelling to Papua New Guinea to work as a missionary pilot. He soon switched from missionary to mercenary, and over the next three and a half years, as he built up the necessary experience to chase his goal of becoming an airline captain, his life was a rollercoaster ride of adventure, risk, near-misses, and tragedy. Matt lived on the knife edge of bush pilot ops in one of the world’s most dangerous flying environments. Along the way he soaked up some fascinating local history: the country's vital role in WWII’s Pacific Theatre; the disappearance of aviator Amelia Earhart; the chaos of the Bougainville civil war; the Morobe gold rush of the 1930s... “The gap in the cloud became smaller and smaller as I descended, a shrinking tunnel twisting down the gorge. In a matter of seconds I was so low my wheels barely cleared the trees on the valley floor as I passed, and jungle-clad walls closed in on me until I was a mere wingspan from both sides of the valley. And then, in an instant, the gap was gone and I was flying blind. In cloud. In the bottom of a gorge. With terrain on both sides rising thousands of feet above me. Time stopped. The passengers started screaming, anticipating the aircraft impacting the side of the mountain. And their deaths. I had the capacity for just one other thought: Will I hear the sound of the airframe smashing into the trees as we crash, or will I be dead before it registers?”

    As soon as they drive across Andalusia, they fall in love with its rugged beauty, whitewashed villages, red geraniums, giant aloes, and endless olive trees. After weeks of visiting ruins and dilapidated sheds advertised as homes, they find a little stone cottage in a mountain valley in the middle of nowhere. Equipped with everything that a romantic soul desires: a patio shaded by grape vines, an ancient bay leaf tree, and a formidable oak in front of a long driveway, they fall in love with this property and decide to reform it into a guest house. With little foresight or planning, they exchange cushy expats lives for a life in the sun.Quite quickly, however, they find themselves battling cowboy builders, no electricity, a dry well, torrential rain storms, and a freezing cold winter without a roof over their heads. Through all these adventures, they develop relations with their neighbours who had lived in the valley for many generations. Puzzled by the strangers’ behaviour, the neighbours teach them about olive picking, and the cultivation of local vegetables. But primarily, they offer their endless generosity and insight into life in rural Andalusia.As they begin to settle in, financial problems confront our somewhat naïve couple. Without steady pay checks and construction bills piling up, their idea of the good life starts to fall apart. Written with a wry sense of honest humour, this story is filled with twists and turns that take the reader on a journey from a life where every day was monotonously repetitive to a place where every day presents a new challenge.

    I was in no real rush to get back home immediately and I fancied a bit of a stroll anyway. This stroll took me over a month to complete, and as the chilly autumn became a very cold winter I realised that living the life of a hobo wasn't as easy as one may think. The only only items on my person that kept me going through the seven weeks or so was a hot water bottle, a single calor gas stove and my radio. But there were times when even those life savers ran out of their respective fuels, and soon depression, hunger and eventual thieving, took priority for my needs.      This is the story of my 250 mile walk home to Birmingham from St. Ives, Cornwall, in the autumn of 1990.

    Auditing is perhaps our single best defense in ensuring the integrity of our financial reporting system. That's why this new Eighth Edition of Boynton and Johnson's Modern Auditing focuses on decision making and the critical role auditors play in providing assurance about the integrity of the financial reporting system. Known for its clear writing and accessibility, this text provides comprehensive and integrated coverage of current developments in the environment, standards, and methodology of auditing. Features * Real-world examples relate issues discussed in the chapter to ethics, audit decision making, and the integrity of the financial reporting system. * Focus on Audit Decisions sections highlight key factors that influence an auditor's decisions. * Includes discussion of the role of the Public Company Accounting Oversight Board (PCAOB) Auditing Standards, and a chapter feature highlights PCAOB standards that differ from Generally Accepted Auditing Standards for private companies. * Expanded case material related to the integrated audit case (Mt. Hood Furniture) provides a variety of databases that allow students to utilize generalized audit software (IDEA) to accomplish various audit tasks. Multiple databases allow the case to be reused with different data from term to term. * A flowchart style chapter preview begins each chapter. * Chapter summaries reinforce important audit decisions included in the chapter. * End-of-chapter material organized by audit decisions provides a clear link between audit decisions discussed in each chapter and the problem material.

    Parched, tinder-dry fields. There are alien invasions, military maneuvers and toxic waste, and all before the Wood family even start their Alpine caravan adventure. Why? Because it is fun. It is holidays. Travelling in a Box is about a family and their passion for all things camping and caravanning. As they embark upon a pan-European adventure with their thirty-year-old caravan in tow, will their unbreakable tolerance for ‘fun’ be pushed to new limits?

    Its history reads like a history of pleasure itself. It is also a story of invasions and migrations, of artists and conmen, of drop-outs and love-ins. The Carthaginians established a cult to their goddess of sex there, and named the island after Bez, their god of dance. Roman centurions in need of a bit of down time between campaigns would go to Ibiza to get their kicks. And over the centuries, cultures around the Med have used the island either as a playground or a dump for the kind of people who didn't quite fit in back home, but who you'd probably quite like to meet at a party...This is the history of Ibiza, the fantasy island, framed by one long, golden summer where anything can happen - and it usually does.

    What followed was one of the most adventurous months of his life as he faced cold nights, rainy days and a lot of time on his own. "If I had not done this ride then I probably wouldn't be where I am today. Every adventure cyclist needs to cycle around Britain. There is just so much to experience." 46,000 words. 200 pages.