This issue is devoted to currents of all kinds, and to barriers that check them

    India is set for seismic changes to day-to-day banking over the next few years and banks who don’t commit to fully re-engineering their practice around becoming a technology company that delivers real-time, contextual banking experiences will wither on the vine. HDFC Bank has made a solid start on this journey, but the final chapter has not yet been written.” BRETT KING, Founder, Moven and bestselling author of Bank 4.0 The seeds of change were sown in September 2014, when HDFC Bank MD Aditya Puri went to Silicon Valley to meet the brightest tech minds in the world. By the time he got back, he knew exactly what needed to be done. It was time for a revolution. Instead of waiting to be disrupted by fintech companies, HDFC Bank went all out to disrupt itself, recasting its role and scope on a scale that has never been attempted before. In one of the biggest transformations ever undertaken in any business, HDFC Bank wants to become a platform facilitating a financial experience. Tamal Bandyopadhyay chronicles HDFC Bank’s own digital disruption exercise through the very people who drove it, narrating a story that’s as compelling as unique in India’s financial system. With his keen eye for detail, deep knowledge of banking and unparalleled storytelling ability, Bandyopadhyay recounts the journey of India’s most valued lender from a life cycle bank to a lifestyle bank.

    This revised and updated edition covers Shadrake’s arrest, and his ongoing campaign against the death penalty as he prepares for his appeal.Singapore has one of the highest execution rates per capita in the world. Its government claims that only the death penalty can deter drug dealers from using their country as a transport hub—but this hard-hitting investigation reveals disturbing truths about how and when the death penalty is applied.Including in-depth interviews with Darshan Singh—Singapore’s chief executioner for nearly fifty years—and chilling accounts of high-profile cases, including the execution of Australian Nguyen Van Tuong, this is an horrific exposé of the gross abuse of human rights.

    These wealthy men had founded the first banks in the United States and built its first railroads, factories, and steamships. Now, they were to cap their achievements by making their young country equally superior in size, and in the process, producing the greatest, swiftest, and most beautiful craft the world had ever seen - the clipper ship. This book not only traces the origins and achievements of the clipper but enlivens the dry bones of historic fact with the flesh and blood of clipper captains and crews. A great era comes to life with their courageous, tenacious stories.

    In this guide John Harrison shows the reader how to get the most out of their plot, providing a complete introduction to planting and growing your own vegetables and plants.

    

    R. Vaidyanathan delves deep into India Uninc. and presents a persuasive case for why the latter is really what is at the heart of our economy, and why any growth story about India is incomplete if that real engine of our growth is ignored. The author argues that the real India story, over generations, lies with the many proprietorship and partnership firms, small manufacturing units, kirana stores, single entrepreneurs and household enterprises. That they are being finally given their due, in this important study, is the result of many years of cutting-edge research, which lays bare the lopsided viewpoints of policy-makers and ‘experts’, and urges a broader vision of the country’s economy. The small entrepreneur says Prof. Vaidyanathan, should prevail over crony capitalism. Scholarly yet accessible, and offering a wealth of information on an uncharted territory, India Uninc. is a must-read for anybody who aspires to understand the Indian economy —as well as India itself.

    A decade later, the most important and misunderstood story—and the one with the greatest implications for both music lovers and media companies—is how the music industry has failed to remake itself. In Fortune’s Fool, Fred Goodman, the author of The Mansion on the Hill, shows how this happened by presenting the singular history of Edgar M. Bronfman Jr., the controversial heir to Seagram’s, who, after dismantling his family’s empire and fortune, made a high-stakes gamble to remake both the music industry and his own reputation. Napster had successfully blown the industry off its commercial foundations because all that the old school label heads knew how to do was record and market hits. So when Bronfman took over the Warner Music Group in 2004, his challenge was to create a new kind of record executive. Goodman finds the source of the crisis in the dissolution of the old Warner Music Group, the brilliant conglomerate of Atlantic, Elektra, and Warner Bros. Records. He shows how Doug Morris, the head of Atlantic Records, rose through the ranks and rode the CD bonanza of the 1990s to enormous corporate and personal profit before becoming embroiled in an ego-driven corporate turf war, and how all of Warner’s record executives were blindsided when AOL/Time-Warner announced in 2003 that it wanted nothing more to do with the record industry. When the music group was finally sold to Bronfman, it was a ghost of itself. Bronfman built an aggressive, streamlined team headed by Lyor Cohen, whose relentless ambition and discipline had helped build Def Jam Records. They instituted a series of daring initiatives intended to give customers legitimate online music choices and took market share from Warner’s competitors. But despite these efforts, illegal downloads still outnumber legitimate ones 19–1. Most of the talk of a new world of music and media has proven empty; despite the success of iTunes, even wildly popular sites like YouTube and MySpace have not found a way to make money with music. Instead, Warner and the other labels are diversifying and forcing young artists to give them a cut of their income from touring, publishing, and merchandising. Meanwhile, the average downloader isn’t even meeting forward-thinking musicians halfway. Each time a young band finds a following through music websites, it’s a unique story; no formula has emerged. If one does, Warner is probably in a better position than anyone to exploit it. But at the end of the day, If is the one-word verdict on Bronfman’s big bet.

    He managed the first Maurya emperor Chandragupta’s rise to power at a young age. He is widely credited for having played an important role in the establishment of the Maurya Empire, which was the first empire in archaeologically recorded history to rule most of the Indian subcontinent.Chanakya is traditionally identified as Kautilya or Vishnu Gupta, who authored the ancient Indian poltical treatise called Arthasastra. As such, he is considered as the pioneer of the field of economics and political science in India, and his work is thought of as an important precursor to Classical Economics.Chanakya Neeti is a treatise on the ideal way of life, and shows Chanakya’s deep study of the Indian way of life. Chanakya also developed Neeti-Sutras (aphorisms—pithy sentences) that tell people how they should behave. Of these well-known 455 sutras, about 216 refer to rajaneeti (the do,s and don’ts of running a kingdom). Apparently, Chanakya used these sutras to groom Chandragupta and other selected disciples in the art of ruling a kingdom.SOME IMPORTANT SUTRAS  In the common man’s affluence and happiness is the affluence and happiness of the king. In their welfare is the king’s welfare.  The king’s mission should be to constantly make efforts for the welfare of his subjects. It is his duty to maintain orderly administration.  Self-dependent economy is the best economy; it should not be entirely dependent on exports.  Everyone in the society should be equal with equal opportunities.  It is necessary to have an effective land management policy for the development of the resources.  The State should keep a constant watch on the agricultural development.  The law of the land should be uniform for everyone.  The security of its residents should be a priority for the government.

    Matt Rendell's vivid and entertaining narrative of the Tour de France combines the Tour's golden legends with tales from its dark side, capturing the true and often surreal spirit of the world's most arduous race.

    He is a man whose presence and grace have touched and transformed millions of followers all over the world—from Bangalore to Bosnia, Surinam to South Africa, Tamil Nadu to Trinidad.  A tireless traveler, he has addressed the United Nations, the World Economic Forum, and bright young minds at Harvard University. In a world torn with strife, he has carried the eternal message of love and revival of human values. Wherever he goes, people from all walks of life—homemakers, chiefs of industry, politicians, and film stars—seek his blessings and advice. Amazingly, he manages to make each one feel special and cherished. Who is this playfully profound, childlike, ever-smiling guru whose avowed mission is to “put a smile on the face of every person he meets”? He is Sri Sri Ravi Shankar, the founder of the international Art of Living Foundation, with centers in more than 140 countries of the world. This book offers you hitherto-unpublished material about his childhood, his adolescence, his spiritual development, his organization, and his Healing Breath Workshop. He has devised the Sudershan Kriya, a transformative process that has miraculous healing powers. This is a man who practices no religion but teaches, through example, the meaning if true spirituality: being ever-joyful!

    Rather than feeling large and in charge, we feel little and belittled.Sound familiar? Bestselling "anti-guru" Sarah Knight has three simple words for you: YOU DO YOU. It's time to start putting your happiness first--and stop letting other people tell you what to do, how to do it, or why it can't be done. And don't panic! You can do it without losing friends and alienating people. Knight delivers her trademark no-bullsh*t advice about:The Tyranny of "Just Because"The social contract and how to amend itTurning "flaws" into strengths--aka "mental redecorating"Why it's not your job to be niceLetting your freak flag flyHow to take risks, silence the doubters, and prove the haters wrongPraise for Sarah Knight"Genius." --Cosmopolitan"Self-help to swear by." --Boston Globe"Hilarious... truly practical." --Booklist

    This book takes a critical look at these myths and contradictions from an inside perspective, presenting a fresh and nuanced perspective on the opportunities that the Indian market offers. It draws upon a wealth of data, from consumer research, market data, macroeconomic research, popular culture and case studies, to provide a thorough and compelling insight into what makes for success in the complex Indian market, based upon two decades of experience.

    Yet within a few years, the Empire would hover on the brink of a catastrophic new era. This first volume of the best-selling biography of the adventurer, aristocrat, soldier, and statesman covers the first 58 years of the remarkable man whose courageous vision guided the destiny of those darkly troubled times and who looms today as one of the greatest figures of the 20th century. Black and white photos & illustrations.

    And to do this as a public sector company, having to follow all governmental systems and procedures and having to please both its masters in the government and Suzuki Motor Corporation.However, the Maruti project succeeded and in ways that were unimaginable in 1983. the car revolutionized the industry and put a county on wheels. Suddenly, ordinary middle-class men and women could aspire to own a reliable, economical and modern car and the steep sales target were easily met. 26 years later, the company, now free of government controls and facing competition from the world's major manufacturers who have entered the Indian market,still leads the way. Not only that, cars made by Maruti can be seen in all continents.By any yardstick, it is an incredible story, involving grit, management skill and entrepreneurship of a high order. R. C. Bhargava, who was at the helm of the company and is currently its chairman, co-writing with senior journalist and author Seetha, shows how it was done in this riveting account of a landmark achievement.