Whether you are a rookie or an established Broker, this is the guide you need to lay the foundations for long-term success. Author Dustan Woodhouse has packed this book with dozens of tips and lessons gleaned from personal experience processing over 1,300 mortgage files and taking in over 2,000 applications verbally. You'll learn... - The old-school piece of technology that's every broker's best friend - How to have a complete application built by the time the very first phone call ends - When smart brokers decide to walk away from a file - Where to invest your marketing dollars (and where you'd just be throwing that money away) - How to trade cold-calling for warm-calling - How the "paycheque mentality" can sink your business, and what to do about it Every step, every tip, every process is aimed at building long-term relationships with clients and referral partners alike. It's all designed to get you to the holy grail of a referral-only business. Your mantra? Get the application. Here's how to do it.

    

    Title: Play Ukulele Today! Level 1 Binding: Paperback Author: Tagliarino, Barrett Publisher: Hal Leonard Corporation

    A book that offers highly actionable ideas on how every Indian - from a child to a senior citizen can participate in nation building. Gender, age, education, socio economic status does not matter. You don't even have to be within the geographic borders of India. You can be anywhere on the planet and contribute towards making a positive difference in India.From food to environment to water to Swachh Bharat and many more aspects where we can make a positive difference to the country as we go about our daily lives.Stories of unsung heroes from across India will leave you enormously inspired. Citizens have shared their action ideas. The youngest contributor is 7.5 years. The oldest is 104 years.The author invites you to read, reflect and write your ideas and bring them to life with your actions. Inspire India with your actions. Get inspired by the actions of fellow citizens. Join the journey to be an #IndiaPositiveCitizen

    Jesus saw these commandments not as onerous burdens, but as guideposts to help us experience a good and beautiful life. These ten ancient "words" were given to us by a loving God who longed to set safe boundaries, create order out of chaos, help communities live peacefully, and protect us--often from ourselves.In this book of Scripture and inspiration, bestselling author Adam Hamilton brings modern eyes to the most important set of ethics in history. He considers the commandments in their historical context, considering the meaning of each commandment in Hebrew, unpacking how Jesus reinterpreted them, and showing how every thou-shalt-not was intended to point to a life-giving "thou shalt." He also explores how the latest research in science and psychology illuminates these commandments, rightly understood, as a way of ordering one's life beautifully in the present day. In a culture marked by workaholism, materialism, and social media-driven envy, God has given us a time-tested path that leads to gratitude, confidence, and peace.A landmark work from one of our most trusted biblical thinkers, Words of Life is an inspiring, thought-provoking read for anyone seeking to live a meaningful and joyful life.

    avoid opinion ... facts are your single clue. Get the facts!' - time Enough for Love, Robert Heinlein Does eating celery make you lighter? Do you have to be dying to have a near-death experience? Is a yawn a silent, natural scream for air; and if a little oxygen is good for you is more oxygen better? Can the humble spud kill? Did Galileo drop his balls from the Leaning tower of Pisa? Did a NASA computer really prove a miracle in the Bible actually happened? Is there any substance harder than diamond, and do diamonds really last forever? And exactly how many Eskimo words for 'snow' are there? Wherever he goes, people always ask Dr Karl to explain stuff, and in this his 26th book (26 is the only number directly between a square and a cube), he explains more myths and curly questions. Visit Dr Karl at www.drkarl.com

    Learn about their life, their legacy and their secrets and powerful spells Download FREE with Kindle Unlimited! Witches have always worried, scared, and fascinated people in equal measure. From dark magic to home remedies, they have been part of the cultural landscape for people across the world. From Europe to the Americas, Asia to Africa, the idea of women who delve deep into magic has created some of the most enduring stories in the history of humanity. Often, these stories blend the real with the unreal, truth with fiction, and magic with the mundane. In this book, we will look at witches from across the world and many thousands of years. But witches are not always welcome. Often, they are feared. People worry about satanic practices and dark magic. Should a child fall sick, it is not uncommon for people to blame a local woman. Many have been falsely accused of witchcraft throughout history and, sometimes, these people have been killed as a result. Sometimes, even the rumored practice of dark magic can be enough to condemn a person to be burned at the stake. Throughout this book, we will look into the history of witchcraft as it has been practiced by people over the ages. Not only that, but we will look into some of the spells that they relied upon for their power. By studying their specific arts, we can better understand the scope and the power of witchcraft. If you would like to know more about history’s most powerful witches, then read on and get to grips with some of the strangest, oddest, most magical, and most twisted tales in human history." Read on your favorite devices such as Kindle, IPhone, IPad, Android cellular phone, tablet, laptop, or computer with Amazon's free reading Kindle App. Scroll back up and click the BUY NOW button at the top right side of this page for an immediate download!

    He's 55 years old. He is not a soldier. He is being trained by the Royal Marines and he is going to Afghanistan. The only difference is that instead of a gun, Chris will be holding a camera and filming the whole ordeal for a major TV series.The Royal Marines Commando training base in Lympstone Devon, has a famous motto: '99.9% need not apply'. Of those who start training, after a very tough selection process, nearly 50% fail to make it through the most gruelling physical tests of any armed forces in the world in an eight month training regime. The elite who do eventually pass out are generally eighteen years old and at the peak of physical condition. But Chris Terrill is the exception: this book will tell of his heroic struggle to become the oldest man to win the coveted Royal Marines Commando Green Beret and enter the record books.And after six months of hell, what next? Chris will follow the raw recruits on a tour to Southern Afghanistan. He will tell the story in book and film of the fears and hopes of the youngsters as they are plunged into one of the planet's most dangerous wars in the outlaw mountain terrain of Helmand Province. He will tell of ferocious battles against the Taliban, of firefights, of jaw-dropping heroism, British sang froid and humour and tragedy as causalities are suffered -- all from the unique perspective of a civilian who has achieved the ultimate accolade: to be accepted as an honorary Royal Marines Commando. Commando is a brilliant account of modern war on the front line.

    We need to begin with the ideas that informed Paul’s worldview and culture. Our goal is simple – to see things the way he saw them rather than the way we see them.· What if the whole idea of ‘original sin’ was never part of Paul’s thinking at all? · What if the idea that we are saved by faith in Christ, as Luther so strongly argued, was based on a mistranslation of Paul’s words, and even more seriously on a misunderstanding of Paul’s thinking? Was Luther – and Calvin who followed him – simply terribly wrong?‘The tragedy,’ writes Steve Chalke, ‘is that over the centuries the Church has time and again failed to communicate, or even to understand, the core of Paul’s message. Although Paul has often been presented as the champion of exclusion, he was the very opposite. He was the great includer; a revolutionary who saw a new inclusive world dawning and gave his life to help bring it in.’ Steve Chalke MBE is a Baptist minister, founder and leader of the Oasis Charitable Trust, and author of more than 50 books.

    It allegedly involved sexual exploitation, forced castrations, private militias, illegal trade in arms and opium, and land grab on an untold scale-until the self-styled godman was convicted for one of his many crimes in August 2017. The book opens with an anonymous letter which led to the first-ever journalistic investigation, in 2007-Tehelka's Operation Jhootha Sauda-into the reported criminal activities at the Dera. In the years that followed, the author continued to document the lonely battles for justice against the influential godman who had the might of the Dera's machinery and manpower behind him. This book is as much about the grit and determination of ordinary citizens fighting power systems as it is about the difficulty of investigating crimes committed by the rich and powerful in India today.

    Provides glimpses into the origins of Charles Simic's poetry

    This modern tarot book is filled with essential information, easy-to-read card interpretations, and explanatory spreads to help you become a more confident and intuitive tarot reader.Start with a step-by-step guide on how to read the tarot cards and give readings to yourself and others, including how to remember the themes of each card and intuit in real time during a reading. Then, get to know each card in depth as you learn about the major and minor arcana, as well as the court cards. Finally, dive into some instructive card spreads, meanings of positions, and tips for interpreting the spread.Explore the tarot deck with:• Beginner-friendly info―Get suggestions about how to ground yourself before a reading, tips for interpreting tarot cards on the fly, and more.• Tarot card meanings―Learn the meanings and reversed meanings of every card with detailed descriptions and a quick-reference chart.• Spreads made simple―Start with the One-Card Draw, then move on to more complex spreads like the Celtic Cross and Wheel of Fortune as you advance your skills.Learn how to read tarot cards and become a more intuitive reader with this complete, modern guide.

    In Where Two Worlds Meet, Janet shows you how to hone your own mediumistic gifts by sharing her proven, systematic techniques for practicing evidential mediumship-the most credible way to build a bridge between this world and the next. For Janet, mediumship is sacred work that carries tremendous responsibility. In these pages she gives specific instruction in how to change people's lives and bring comfort to those who are grieving with evidential messages from the other side. Here you'll learn how to paint those who have crossed over back to life, and after reading Where Two Worlds Meet, you won't settle for anything less than a masterpiece in your mediumship.

    Arriving in Manhattan in the mid-nineties, Goodwillie quickly falls into one implausible job after another. He becomes a private investigator, imagining himself as a gumshoe, a hired gun—only to realize that he's more adept at bungling cases than at solving them. When, in his stint as a freelance journalist, he unveils the Mafia in a magazine exposé, he succeeds only in becoming a target of their wrath. As a copywriter for a sports auction house, he imagines documenting the great histories hidden in priceless artifacts but finds himself forced to write about a lock of Mickey Mantle's hair. Even when he seems to break through, somehow becoming the sports expert at Sotheby's auction house—appearing on major news networks, raking in a hefty salary—he's lured away by the promise of Internet millions...just in time for the dot-com crash. Teeming with the vibrancy of a city in hyperdrive, Seemed Like a Good Idea at the Time recounts a dizzying and enthralling search for authenticity in a cynical, superficial—and suddenly dangerous—age. In his heartbreaking and hilarious struggle to become a big-city writer, Goodwillie becomes something more: an important voice of the lost generation he so elegantly describes.

    A strong aura can break apart undesirable external energies, before they get to your perception areas.Flushing: moving energy along the chakras from Sky toward Earth. Here you put your own names, depending on your main spiritual beliefs. It is a yin / yang movement.Grounding: moving energy along the chakras from Earth toward Sky. It is a yang / yin movement.Balancing: attaining the best possible energy state for your situation.Cleaning the chakras: to move energy through the meridians, they need to be clean. The chakras are the main pumps along the way; make friends with the concept and keep them clean.Cutting cords: cords are created every time we emotionally interact with someone. They can become draining points.Stopping psy-vamp attacks: people have the bad habit of stealing energy from others, instead of creating their own or gathering it from the environment. And we are usually easy targets.