Sadly, evidence does exist for negligence, corruption, and methods that border on extortion. Part exposé, part memoir, and part financial detective story, this is the account of a one-time true believer whose decade in the industry turned him into a heretic.Hugh Sinclair worked with several microfinance institutions around the world. He couldn’t help but notice that even with a booming $70 billion industry on their side, the poor didn’t seem any better off. Exorbitant interest rates led borrowers into never-ending debt spirals, and aggressive collection practices resulted in cases of forced prostitution, child labor, suicide, and nationwide revolts against the microfinance community.Sinclair weaves a shocking tale of a system increasingly focused on maximizing profits—particularly once large banks got involved. He details his discovery of several scandals, one of the most disturbing involving a large African microfinance institution of questionable legality that charged interest rates in excess of 100 percent per year, and whose investors and supporters included some of the most celebrated leaders of the microfinance sector. Sinclair’s objections were first met with silence, then threats, attempted bribery, and a court case, and eventually led him to become a principle whistleblower in a sector that had lost its soul.Microfinance can work—Sinclair describes moving experiences with several ethical and effective organizations and explains what made them different. But without the fundamental reforms that Sinclair recommends here, microfinance will remain an “investment opportunity” that will leave the poor with hollow promises and empty pockets.

    From his growing up in the Fonda household, to his mother's suicide and its ultimate effect on the family, to his own wild Adventures -- and sordid misadventures -- with some of the world's best-known actors and icons, this is a personal reflection and a deeply introspective look at one of the most talented and fascinating celebrities of our time. Don't Tell Dad is sure to be the most talked-about book of the spring, and your customers will want to experience it to the fullest in Peter Fonda's own words from HarperAudio -- Publishing simultaneously in April with the hardcover edition of Don't Tell Dad from Hyperion Books.-- This audiocassette edition of Don't Tell Dad will be read by Peter Fonda himself -- Peter Fonda is the star and co-writer of the classic Easy Rider, a film widely considered the quintessential film of the '60s.-- Peter Fonda is also the star of Ulee's Gold, one of the most critically-acclaimed films of 1997.-- Peter Fonda is part of one of the most well-known celebrity families of our time -- he is the son of Henry Fonda, brother of Jane Fonda, and father of Bridget Fonda.

    Individual teachers, as reflective practitioners, still need to make their own decisions about how they are going to get students actively involved in large classes, to teach international students, and to assess in ways that enhance the quality of learning. But now that quality assurance and quality enhancement are required at the institutional level, the concept of constructive alignment is applied to the reflective institution, where it becomes a powerful underpinning to quality enhancement procedures. widespread than expected, leaving some teachers apprehensive about what it might mean for them. A new chapter elaborates on how ET can be used to enhance learning, but with a warning that any tool, electronic or otherwise, is as good as the thoughtful use to which it is put. interested in enhancing their teaching and their students' learning, and for administrators and teaching developers who are involved in teaching-related decisions on an institutional basis.

    Adrian Price.As in my boss.Yes, another thing I didn’t know besides his name was that I’m his new intern.Imagine my shock when I walk into his office Monday morning.Adrian thinks he owns each of his employees.He might be a renowned cardiovascular surgeon but he sure as hell has no power over me.He doesn’t.Am I lying to myself? Maybe.Am I in trouble? Definitely.I know I'm falling for the one guy I absolutely cannot have.Let’s wait until my dad finds out that we’re fooling around.That I’m sleeping with a man who is 11 years older than me.Once that happens, I’ll have to ask myself this one question…Adrian might be my obsession, but is he worth losing my career over?AdrianI shouldn’t have looked into those beautiful eyes.Now I can’t get enough of her.They say I'm too bossy and arrogant.I call it confidence.I’m going through the best phase of my life.Then I see her one night at the bar.Sitting all alone.I shouldn’t have walked up to her.I shouldn’t have talked to her.I shouldn’t have looked into those beautiful eyes.I shouldn’t have gone home with her.But I did….Now I see those same eyes looking at me.She looks just as stunning as that night.But we are no longer lovers.I am her boss and she is an intern assigned to me.I know she’s completely off-limits.But I will do whatever it takes.To get another taste of that night, and I know she’s going to give it to me.This standalone is Stevie and Adrian's story! Get ready for a fun, emotional and steamy romance with a happily ever after and absolutely no cheating!

    Told in eloquent, honest prose, Art’s Cello is a story about coming to terms with the past and letting go of the failures we allow to define us — and, in the process, honoring the lives of those we’ve lost. Jim McKean is an international award-winning violinmaker, author, and corresponding editor of Strings Magazine. He is a graduate of the first violinmaking school in America and the former president of the American Federation of Violin and Bow Makers. His novel, Quattrocento, was published in 2002. Cover design by Evan Twohy.

    With engaging stories and keen insights the authors delve into the fundamental aspects of leadership to help students keep pace with our ever-changing world.

    

    It is a fascinating study of determination and courage, pain and triumph over tragedy. From the beginning of her life in a crowded terrace in Tyneside to her days as a best-selling writer able to offer thousands to charity as a Dame of the British Empire, Catherine Cookson’s own story is as extraordinary as any of her novels. It is hard to think of any writer, living or dead, who has produced — and continued to produce — such overwhelmingly popular fiction as Catherine Cookson. Between June, 1950, and the end of 1993, ninety million copies of her novels, children’s books and personal recollections had been sold worldwide. An average of 5,800 every day — 241 books every single hour. Cookson novels have been adapted into award winning television films. Musicals and plays based on her books have sold out within days and ran for weeks. Goodwin explores the intriguing, and at times distressing, life of the celebrated writer, Catherine Cookson and the novels that were inspired by her early experiences in Tyneside. Praise for the author: ‘Even Catherine Cookson couldn't have written a novel with as much drama as her own life story ... the full saga has not been told until now.’ - TODAY ‘As riveting as any of her famous novels.’ - SUNDAY EXPRESS ‘Cliff Goodwin has written a book which is hard to put down and which leaves you in greater admiration of its intriguing and enigmatic subject ... amazing and compulsive as any of her bestsellers.’ - NEWCASTLE JOURNAL ‘A cracking story ... essential for her fans, and a good read for everyone.’ - MANCHESTER EVENING NEWS Cliff Goodwin was born in London in 1950. He was educated in Slough, Berkshire, and joined the town's weekly newspaper as a trainee journalist in 1968. Since then he has worked as a reporter, feature writer and sub-editor for various newspapers and magazines. His coverage of the 1988 Lockerbie air crash earned him a regional press award. A regular freelance writer — he has published features in more than 200 newspapers and magazines worldwide — Cliff Goodwin has also worked as a radio producer and in public relations. In 1993, after 25 years in journalism, he decided it was time to concentrate on full-time writing. Endeavour Press is the UK’s leading independent publisher of digital books.

    

    The Nationalist Party was still in power, but everyone knew that its grip on political power would draw to an inevitable end sooner rather than later. Memoirs of a Born Free is a journey back through the life of Malaika Wa Azania as she recounts the experience of growing up through the end of apartheid and South Africa’s transition into a democratic nation. She was not born during the times of constitutionalized apartheid but is still a product of an epoch of systematic individualized apartheid. Her story is not a reflection of freedom; it is an epitome of the ongoing struggle for liberation and emancipation from mental slavery. The struggle of the generations before that of the Born Frees was a struggle for political freedom and democracy and was the foundation for revolution and reform but not the ultimate goal. Malaika contests the notion of the born-free generation when it is a generation that was born in the midst of a struggle for economic freedom and the quest for the realization of the objectives of the African Renaissance. The book's purpose is to give an alternative narrative to the existing one that suggests that Malaika’s is a generation of apolitical and desensitized people.

    Organized according to the elements of explicit instruction (what? why? when? and how?), the Sourcebook includes both research-informed knowledge base and practical sample lesson models. Like the first edition, the updated and revised second edition of the Teaching Reading Sourcebook combines the best features of an academic text and a practical hands-on teacher's guide. It is an indispensable resource for teaching reading and language arts to both beginning and older struggling readers.New to the Teaching Reading Sourcebook, 2nd Edition:All new sample lesson modelsMore reproducible activity mastersA whole new section on reading fluencyMore about letter knowledge and multisyllabic word readingMore about the comprehension strategies that good readers useUseful information about the Comprehensive Reading Model (Three-tier Model)Highly respected contributing authors who are experts in the field of reading

    Harry started in an age where players were ordinary blokes who might live on the same street as you and earn a similar wage. Now he manages in an era of player power, multi-million pound wages and teams assembled from around the globe.As he shares stories of some of the legends and journeymen he played, coached, argued and drank with, Harry picks a team for each decade from the 1950s to the present. He gets to the heart of what was right and wrong with each era and explores the changes in the game from lifestyle to tactics. He weaves his choices together with unforgettable tales from the training pitches, boot rooms and card schools.There are tales of the untutored genius of Duncan Edwards and Tom Finney, legendary tough Scots like Bobby Collins, Dave Mackay and Billy Bremner, the world-beaters of 1966, unpredictable one-off wizards from Sir Stanley Matthews to Matt Le Tissier, natural-born goalscorers from Greaves to Dalglish and the greatest foreign players to grace our game from Trautmann to Bergkamp. It is one of the best informal histories of the British game you’ll ever read.

    

    Building on the concepts of professional competence that he introduced in his classic The Reflective Practitioner, Schon offers an approach for educating professional in all areas that will prepare them to handle the complex and unpredictable problems of actual practice with confidence, skill, and care.

    In Ostenheim, a city obsessed with duelling, it is one that nobody forgets. Bryn’s earliest memory is of watching duels in the arena. His earliest dream is of taking his place there. Amero has no dreams. His life has been about fulfilling the expectations of others. In search of a path of his own, the dreams of others are too tempting to resist. After years of sacrifice and hard work, Bryn is finally a professional duellist. Becoming the First Blade of Ostia no longer seems the childish fantasy it once did. To find the man standing in his way is also his best friend will test him in ways he would never have believed. The First Blade of Ostia is a stand alone novel set in the Middle Sea World of the Society of the Sword Trilogy.