Many Canadians who own their home have never considered buying a second property. And nearly one-third of retirees are worried about running out of money. The Real Estate Retirement Plan shows how homeowners can use the tools already available to them — their mortgages — to access the initial capital to invest and prepare for their retirement. This is a proven, validated antidote to today’s historically low savings rates, poor current rates of return, and pressure on CPP and health care.With examples and a detailed discussion of the principles and mechanics, Calum Ross and Simon Giannini demystify real-estate investing and make an irrefutable case for borrowing to invest.

    These stories range the full spectrum - covering motherhood, relationships, career, lifestyle, health and more - and are at times both raw, moving and poignant. These conversations have shaped Jules' own life, helping her navigate her role as a career woman, mother, daughter and wife of one of Australia's most popular musicians, Guy Sebastian. Like a good catch-up with your girlfriends, Tea & Honesty relays many of these conversations as well as sharing some of the most personal and vulnerable moments of Jules' own journey that she has kept close to her heart - until now. Inspired by these conversations, her book covers the knotty emotions of guilt, comparison and identity to passion, purpose, community, kindness and more.Offering snippets of heartfelt life advice from well-known contributors such as Kate Ritchie, Emma Isaacs, Camilla Franks, Rachel Finch and Neale Whitaker, with beautiful quotes and break out inspiration, this is the perfect treat to curl up on the sofa with, cup of tea in hand, or to give your favourite friend or family member to let them know that they are not alone.

     In May 1940, Captain James Barron who is serving as an intelligence officer with the BEF in Flanders, attends the wedding of a prosperous French wine merchant’s daughter in the city of Chartres. As he is greeted with an abundance of wealth and lavish hospitality, he finds comfort in the beauty of the three de Gruchy daughters. It is looking out to be a decadent weekend until he awakes to find out that the German army has crossed the frontier... As wars ensues, the Gruchy family is torn apart but James manages to make an escape to England via Dunkirk. His role soon moves into the newly formed Special Operations Executive, leaving him in charge of several agents in France, members of the De Gruchy family being amongst them. James’ job is made all the more difficult when he realises he has fallen hopelessly in love with one of the daughters. Resistance manages to evoke the terror and betrayal taking place in the 1940s, perfect for fans of an enticing war drama that leaves you wanting more. Praise for Christopher Nicole: “Fast-paced, entertaining, appealing!” – Library Journal Christopher Nicole’s novels have been read by millions all over the world. From Severn House, his McGann family chronicles concluded with Raging Sea, Searing Sky and The Passion and The Glory, whilst more recent publications have included The Triumph, Dragon’s Blood and The Command.

    Buy Amazon's most woof-tastic dog book for kids today and your child (and you!) will be a dog expert in no time! About the Author Jenny Kellett is an animal lover and author based in Melbourne, Australia who has written dozens of popular books about her favorite critters, including this best-selling dog book for kids! She has two cats and one dog, and grew up on a farm with all sorts of fabulous animals. Researching facts about dogs and other animals is her passion.

    His uniqueness lies not only in the fact that at the young age of 19 and a half, he travelled to snow clad Himalayas from Kerala, and there he met and lived for several years with a ‘real-time’ yogi, Babaji, but also that he should undertake such an unusual and adventurous exploration, given his non-Hindu birth and antecedents.The metamorphosis of Mumtaz Ali Khan into Sri ‘M’, a yogi with profound knowledge of the Upanishads and deep personal insights, born of first hand experiences with higher levels of consciousness is indeed a fascinating story.The bonus for those interested in the secrets of yoga, meditation and sankhyan metaphysics is that Sri ‘M’ is still living and easily reachable. He leads a normal life, married with two children, wears no special robes and conducts himself without pomp or paraphernalia.Someone who met him recently said, “I expected a flashy godman and instead I saw a jean clad gentleman with a smile of his face, ready to discuss my problems. In five minutes flat, I said to myself, this is no ordinary man. The peace and tranquility that enters your system is tangible”.

    Gelb identified seven aspects of Da Vinci's genius that contemporary readers can emulate and apply in their own lives. Now, in WORK LIKE DA VINCI, Gelb adapts these principles to the specific demands of the workplace, sharing the innovative solutions to contemporary corporate and career challenges that have kept him in constant demand as a top-tier speaker and consultant to Fortune 500 clients. In Gelb's expert perspective, Da Vinci's genius can be distilled into seven principles for the business listener: Ask the right questions (Curiosit�) Put your answers to work (Dimostrazione) Develop your business senses (Sensazione) Turn uncertainty into opportunity (Sfumato) Strike a profitable balance (Arte/Scienza) Integrate for success (Corporalit�) Make the break-through connection (Connessione) These principles will help you tackle such timeless business challenges as: leadership; innovation; teamwork; strategic planning; decision-making; managing change and uncertainty; giving powerful presentations; giving and receiving feedback; and more.

    An established industry expert and aesthetician, she knows what works, what doesn’t, what you need and what you absolutely do not.Whether you are a skincare pro or overwhelmed by information, Skincare: The New Edit covers where to start, how to build a routine, ingredients to look for and things to avoid, whatever your age, skin concerns or budget.Fully revised and updated, this book is packed with all the latest skincare recommendations, brandsand techniques… and no nonsense. Including:Brand new photographyAll new product recommendationsIndustry updatesFully restructured for maximum usabilityNew sections on black skin, SPF, maskne, perimenopause and menopause

    I’m an average guy who learned how to “ask more” to “get more” out of life. The strategies and techniques I outline in this book can help you get just about anything—a better job, a new house, or a great vacation—faster and more consistently if you’re willing to follow my advice.

    Breaking everything down into simple and achievable steps, he makes this daunting process easy. Learn how to:- Find your perfect pad- Choose which mortgage is right for you- Negotiate with estate agents and sellers- Organise exchange and completion Including indispensable advice, money-saving tips and an essential trouble-shooting section, this guide covers everything a first-time buyer needs to know. And when it's time to move on again, this book will show you how to sell your home too.Phil Spencer is one the best-known faces on British television, co-presenting the hit Channel 4 series Location, Location, Location and Relocation, Relocation. Phil has written regularly columns in The Sunday Times and Country Life, and is contracted to Archant publishing to write columns that are syndicated in the group's numerous local glossy magazines which are distributed nationwide. Recent TV appearances include on The One Show, Children in Need and The Friday Night Project, and Phil also regularly appears on the radio to discuss property issues.

    After months of exclusive conversations, years of extensive research, and in-depth interviews with Onassis's friends, lovers and rivals, Evans produced the only true, full account of the charismatic and ruthless Aristotle Onassis. To be a major ABC miniseries in February. 32 pages of photos.

    Billions in sales. But, unlike Tesco or BP, few have heard of it. The Cartel is Britain’s biggest drugs organisation, a shadowy network stretching from the freezing, fog-banks of the Mersey to the glittering marinas of Marbella, from the coffee shops of Amsterdam to the trading floors of Canary Wharf. Run by godfathers as rich as Branson but kept in line by a new generation of teenage killers. Here is the inside story.

    Thus facilitating our desert like hearts to grow lotuses.”Evolve is based on various talks given by H.H. Radhanath Swami. This is neither an exact transcription nor an overly corrected version.

    Lead to Succeed and You Won't Manage to Fail gives you an inside look at what it takes to not only become a great manager but a legendary leader. Written with the career focused leader in mind this book is a straight forward look at what successful leaders do to maximize their effectiveness both before and after they become managers. Whether you manage a small community organization or a large Fortune 500 company this book will help you become a more effective leader by providing you with an in depth insight into what great managers think about and consider when building a successful organization. Learn first hand what it takes to lead like a legend, because if you can lead well... you won't manage to fail.

    firms.” – Wall Street Journal/Small Business, March 2012. Lynn Bardowski is one of those exceptional women business owners. Known as the Million $ Party Girl, Lynn is a risk-taking, working Mom, who discovered her inner Visionista when she was least expecting it; overcoming mommy guilt, fear, and failure to become a multimillion-dollar revenue-generating entrepreneur. As a business coach, sales trainer, and national speaker, Lynn has mentored thousands of women entrepreneurs—leading with her heart and teaching how to think BIGGER and manifest abundance. Her 10 Success Secrets, shared with passion and purpose, will give you practical advice to get from here to there. Lynn’s desire for you to be super successful is apparent on every page. Her insightful and down-to-earth storytelling will inspire you to take action and make your dreams come true! Lynn’s vision, “To empower a gazillion women to discover their glow,” was her motivation for sharing the lessons learned over the last twenty-two years as a direct sales entrepreneur. Come and get your glow on! Learn more about Lynn: www.milliondollarpartygirl.com

    Wallace Wattles, one of the father of motivation and success, whose work inspired "the secret", is now complete in one great volume of 9 BOOKS: — The Science of Getting Rich — The Science of Being Great — The Science of Being Well — How to Get What You Want — A New Christ — Jesus: The Man and his Work — Making the Man who can (How to Promote Yourself) — The New Science of Living and Healing — Hellfire Harrison (a novel)