By way of background, a family office is a company, or group of people, who manage the wealth a family has gained over generations. The term 'family office' has an element of cachet, and even mystique, because it is usually associated with the mega-wealthy. However, practically speaking, virtually any family that manages its investments—independent of the size of the investment pool—could be considered a family office. The difference is mainly semantic. DIY Financial Advisor outlines a step-by-step process through which investors can take control of their hard-earned wealth and manage their own family office. Our research indicates that what matters in investing are minimizing psychology traps and managing fees and taxes. These simple concepts apply to all families, not just the ultra-wealthy. But can—or should—we be managing our own wealth? Our natural inclination is to succumb to the challenge of portfolio management and let an 'expert' deal with the problem. For a variety of reasons we discuss in this book, we should resist the gut reaction to hire experts. We suggest that investors maintain direct control, or at least a thorough understanding, of how their hard-earned wealth is managed. Our book is meant to be an educational journey that slowly builds confidence in one's own ability to manage a portfolio. We end our book with a potential solution that could be applicable to a wide-variety of investors, from the ultra-high net worth to middle class individuals, all of whom are focused on similar goals of preserving and growing their capital over time. DIY Financial Advisor is a unique resource. This book is the only comprehensive guide to implementing simple quantitative models that can beat the experts. And it comes at the perfect time, as the investment industry is undergoing a significant shift due in part to the use of automated investment strategies that do not require a financial advisor's involvement. DIY Financial Advisor is an essential text that guides you in making your money work for you—not for someone else!

    This series is not for novices. This booklet explores the notion that, as a general rule, no magic policy rich in high-return/low-correlation alternative asset classes exists that will simultaneously preserve upside reward and protect against downside losses. And as long as I'm lowering your expectations, this booklet is most certainly not a blueprint for the "perfect portfolio." You're an adult, after all, so you know that the future efficient frontier lies well beyond our ken; presumably you already know all about the mechanics, long-term benefits, as well as the uncertainties, of wide diversification and factor tilt using low-cost, efficient vehicles and the risk/reward spectrum between all-fixed-income and all-equity portfolios. Rather, this booklet provides a way of navigating a global investment landscape that grows ever more linked by the month, and a way of thinking about diversification.

    The rarest of gems, one capable of turning any mage into an unstoppable force of destruction. A gem found only in the empty lands surrounding the Tyber River. And now war has come. Endless war between Esteria and the native Tyberons, a savage and mysterious people who prowl the grass-covered land with spearpoints ready. Unable to end the conflict the Esterians rely on mercenaries to bolster their military, desperate men like Dain Gladstone, a disgraced Paladin. Dain dreams of a peaceful life, a quiet home of his own, and he’s willing to fight for it. The Esterians have a new plan to conquer their enemies. A bold expedition to strike into the heart of the Tyberons and Dain finds himself caught at its center. Can his dream survive the River of Spears?

    As the Ten Plains King lays siege to the mysterious kingdom of the Riln, the Healer realises that if he is to survive, he has to think and fight like a soldier. But Chalos isn't a soldier. He doesn't even own a sword. To make matters worse, the famed Wielder of Aphazail, a mage of extraordinary power, has come to the aid of the Riln... and is slaughtering the invaders in droves. Empires clash, gods walk, kingdoms tremble and sorcery carves a bright and blazing path across an ancient and mysterious land... a path that leads to HEALER'S RUIN.

    As seen on the Tonight Show with Jay Leno (twice!) as well as 2 dozen other TV programs, Brian's now the host of the popular online series "Scam School," (downloaded over 1 million times a month, and named by iTunes as a "top video podcast" of 2008 and 2009). ...And THIS is the book that started it all.With 57 killer tricks (and 8 bonus scams), any one of these tricks could win you the cost of a free drink or more... and yet your investment will be LESS THAN 2 CENTS PER TRICK!Short enough to digest in an evening, yet powerful enough to score you free drinks for the rest of your life... "Cheats, Cons, Swindles and Tricks" could be the single best investment of 99 cents you'll ever make.

    On this journey you'll discover how this staggering new technology has the potential to enable an ultra-libertarian society beyond government control.Murder for hire. Drug trafficking. Embezzlement. Money laundering. These might sound like plot lines of a thriller, but they are true stories from the short history of cryptocurrencies - digital currencies conceived by computer hackers and cryptographers that represent a completely new sort of financial transaction that could soon become mainstream. The most famous - or infamous - cryptocurrency is bitcoin. But look beyond its tarnished reputation and something much shinier emerges. The technology that underlies bitcoin and other cryptocurrencies - the blockchain - is hailed as the greatest advancement since the invention of the internet. It is now moving away from being the backbone for a digital currency and making inroads into other core concepts of society: identity, ownership and even the rule of law. The End of Money is your essential introduction to this transformative new technology that has governments, entrepreneurs and forward-thinking people from all walks of life sitting up and taking notice. ABOUT THE SERIESNew Scientist Instant Expert books are definitive and accessible entry points to the most important subjects in science; subjects that challenge, attract debate, invite controversy and engage the most enquiring minds. Designed for curious readers who want to know how things work and why, the Instant Expert series explores the topics that really matter and their impact on individuals, society, and the planet, translating the scientific complexities around us into language that's open to everyone, and putting new ideas and discoveries into perspective and context.

    It busts popular myths and misconceptions as well. A thorough reading of this book will enable you to chart your own investment plans, and soon, you’ll be all set for your personal-wealth-creation journey through equity investment. Investonomy is an initiative to empower existing, as well as potential, investors like you.

    Fall in love with our Unforgettable Heroes and fantasize about them for months. They don’t come along very often, but when they do, they can turn your world upside down and rip the heart out of every woman who dares to love them. The variety of stories we’ve chosen to add to this collection are meant to entertain you. We present the Unforgettable Heroes... Eight romances by eight award-winning authors with heroes who will live in your heart forever. Donna Fasano guides you on how to 'Take Love in Stride,' Patrice Wilton cooks up a 'Catered Affair,' Mona Risk shares what a wonder it is to get 'Babies in the Bargain,' Mimi Barbour asks you to help her 'Find Me a Home,' Traci Hall gives a lesson on love in 'Dancing By the Sea,' Susan Jean Ricci tempts everyone with 'Dinosaurs and Cherry Stems,' Nikki Lynn Barrett crowns the 'Queen of My Heart,' and Leanne Banks instructs readers how to become ‘The Five-Minute Bride’.

    It is your primer to the world of forex. It has been written to lay the foundations and provide the framework for getting started in the world of forex, in what I believe is the correct way. My other books then build on what you will learn here, to further develop your trading skills and knowledge. Applying what you learn What I try to do in all my books, is to show you how to apply that knowledge to help you become a more confident trader. After all, learning is all well and good, but if we are not taught how to apply that knowledge in a practical way, then it is of little use. It is the application of knowledge that empowers, and this is what I have tried to do here, and in my online training rooms, and all my books. It's all about risk There are of course many books about forex trading. What is different about this book, is the focus on those aspects of trading which I believe are fundamental. After all, there are only two questions we need to answer when considering a position in the market:- What is the risk on this trade - high, medium or low? What is the financial risk on this trade? The first is the hardest question to answer, and the book will explain in detail the analysis and approach to use, in order to answer this question with confidence. The second question is more straightforward and is answered provided you have an understanding of risk, money management and position sizing in relation to your trading capital. Again, this is covered in detail in the book. As the tag line on the front cover says 'What you need to know to get started, and everything in between' which really sums up what you will learn. This book is for you The book explains everything, from the pure mechanics to the trading methodology that I advocate, and which I have used in all my own trading and investing for over 17 years. Forex For Beginners is also dedicated to all those traders who have asked me to write such an introduction, based on my knowledge and my methodology. This book is for you.

    Treats both approaches in depth, with forecasting examined in conjunction with practical trading considerations.

    There is nothing wrong with that desire. But you must have known the secrets of avoiding losses. Share Market is a field that has of late developed overwhelmingly. Millions of people invest in it with enthusiasm and are interested in knowing details about this grey area. Sadly, not everyone who invests in it earn profits. Some people who constantly learn end up earning, but those who do not know anything about it and put their trust on luck lose miserably. This book shows the way to avoid losses and increase gains in share market. This comprehensive book touches upon every aspect of stock market investment. A fantastic starting point for anyone aspiring to enter into the unknown world of share market. Even for investors who are already in the market, this book can serve a guide. People say, you either earn or learn in share market. This book preaches the secrets of learning and earning at the same time. This work takes you through an introduction about shares, functioning of share markets, relevance of stock market indices and different approaches for primary & secondary market investments. In also talks about the real qualities of an investor and how he differs from a speculator in the marketplace. Relationship between inflation & investments and the need for achieving inflation adjusted returns are stressed upon. Various stock selection processes, approaches to adapt for different market conditions and more more importantly the art of avoiding losses are discussed in details. You will learn how to analyse a company, its shares, market dynamics, how to value a business, what price to pay for a company etc. All important parameters, numbers and ratios are explained with interesting real time illustrations. Difference between value investing and growth oriented stock selection process is analysed thoroughly, Likewise, fundamental analysis and technical analysis are compared in a rational way. On top of these, this books describe the qualities that differentiate successful investors from ordinary ones. Those qualities are analysed in detail. More importantly, the book stresses the importance of identifying bad companies and unethical management, and teaches how to stay away from them.

    – President Barack Obama calls America’s alliance with Israel “unshakeable.” The Masada Complex questions this assertion with a realistic political thriller taking place in Arizona, Washington and Jerusalem.The Masada Complex unveils a chilling scenario. Its hero is Masada El-Tal, a beautiful Israeli expatriate, currently an investigative reporter in Arizona. Her exposure of a bribe payment causes a disgraced U.S. senator to commit suicide. Angered by Israel’s supposed culpability, an angry Congress moves to terminate all military aid to the Jewish state. At the same time, someone repeatedly attempts to assassinate Masada, whose relentless investigation becomes a race against time, leading to a shocking discovery and a spectacular climax.

    Now, in this groundbreaking guide, noted technical trading advisor Carolyn Boroden shows you how Fibonacci pattern studies can be used as an extremely effective method for achieving greater profitability in stocks, futures, and Forex markets.Fibonacci Trading provides a one-stop resource of reliable tools and clear explanations for both identifying and taking advantage of the trade setups naturally occurring in the markets that will enable you to reach the highest rate of profitable trades. Inside, you'll find a unique trading methodology based on Fibonacci ratios, and the author's personal experience analyzing and setting up the markets in real time, which makes this practical volume invaluable to the self-directed investor.Complete with detailed charts and insightful graphics in each chapter, Fibonacci Trading features:Dependable guidance for determining important support and resistance levels, along with expert advice for using them to maximize profits and limit lossesStep-by-step processes for using Fibonacci analysis to predict turning points in the market far enough in advance to generate substantial profitValuable tips for using Fibonacci analysis to establish optimal stop-loss placementRevealing coverage on how Fibonacci relationships can create a roadmap for the trader based on high percentage patternsFibonacci Trading also provides a four-step formula for applying the covered techniques in a highly effective approach. Flexible enough for all markets and trading styles, the formula helps you focus your newly developed knowledge and skill sets into a solid trading methodology, defined trading plan, successful trading mindset, and disciplined trading approach that stacks the odds for profit in your favor.This hands-on guide is packed with a wealth of actual trading situations, setups, and scenarios that bring the four-step formula to life so you can immediately use it in the real world.

    We would all like to reach a stage where we are able to live off the income from our savings and investments. Sadly, only 5 out of every 100 people reach that stage. This highly accessible book is aimed at anyone who wants to learn how to make their first million in savings. The book provides real examples of ordinary people who have reached their financial goals and explains how you can do the same. It also provides practical ways of setting goals and keeping yourself motivated to achieve them, especially in tough times. How to Make Your First Million provides people from all walks of life with practical information on how to achieve financial freedom in a range of different ways and shows that it is possible for everyone to be financially free.

    Instead of unmasking the charade, Gwen makes the split second decision to play along, and finds herself roped into the challenge of her small career with a socialite bride and her domineering mother. Juggling the outlandish requests–from firing “the best man” to renting hot air balloons–thrusts Gwen into the spotlight role she always dreamed of.Knowing she should escape before her true identity is exposed, Gwen clings to the masquerade for one reason: the handsome, boyish Ryan Miller. Whose opinions of the wedding fail to impress his bride-to-be, awakening Gwen’s sympathy for the seemingly forgotten groom.Stealing her boss’ identity? Now that was the easy part. The hard part is preventing her secret crush from stealing her heart away.