Many retirees or soon-to-be retirees have heard a plethora of advice. Take 100 (or 120) and subtract your age to get your equity allocation, put the rest in bonds or cash. Buy only bonds. Buy only high dividend stocks. Or some combination! Buy equity-indexed annuities or some "guaranteed" income product. All examples of a potentially harmful myth many folks believe to be smart, strategic moves.Investors believe preparing for retirement requires a radically different set of tools or a dizzying array of products. Navigating the world of retirement products and services can be a full-time job. But investing for retirement is, in practice, not much (if at all) different from investing. In Your Retirement Plan, Ken Fisher will give readers a workable strategy to either develop their own retirement investing plan or work more successfully with a professional to increase the likelihood of achieving long-term goals while avoiding common pitfalls. The book will include easy-to-follow steps likeHow to think, correctly, about investing time horizon. How to better figure how much income you need How to determine if a portfolio can provide that income How to figure how much to save each year to achieve retirement goals What pitfalls to avoid And more. . . . In this retirement planning book that's not just for retirees, Fisher will hand readers the tools and confidence they need to better plan for the future.

    And how do you do that? By learning to Push in the Orangetheory Fitness workout. By doing so, you also learn to do the same in your life - to take on new challenges, to pursue your biggest goals, and to become the best version of you.What makes Orangetheory different from every workout you’ve tried? Why is it one of the fastest-growing fitness franchises today? And how can it change your life? In Push, you’ll learn the amazing story behind Orangetheory, the journey Ellen Latham took to create it, and how to apply the elements of Base, Push, and All Out from the workout studio to your own life.

    We all know how artists and are at risk from filesharing; now digital manufacturing and 3D printing mean that no industry is immune. But the same technology that enables easy piracy also offers a huge opportunity: artists and businesses can share what they do at low cost, while building relationships with fans.So how can you embrace free, while finding the superfans who will help you thrive? How can you make money in the Free world? Here are ten ideas to reshape your future. Welcome to the Curve.Nicholas Lovell is an author and consultant who helps companies embrace the transformative power of the internet. His blog, GAMESbrief, is read by those seeking to learn how digital is transforming gaming - and how to apply that knowledge to other industries. His clients have included Atari, Firefly, nDreams and Square Enix (creators of Tomb Raider), as well as Channel 4 and IPC Media. He is a columnist for Gamasutra, a contributor to the Wall Street Journal, and his articles have appeared in TechCrunch andWired. He lives in London.

    Yet through exploring the correlation between her depressive episodes and the basic elements of female nature, over many years she discovered that what she thought was a mental disorder was actually due to a hormonal imbalance. And the best bit? She learnt what she could do and take to control it.Shocking, vivid, and a must read for women, their partners and healthcare professionals alike, I Blame the Hormones is the uplifting memoir of Caroline’s journey to pull herself through despite all the odds.

    Many girls repeat the book multiple times, and even have their significant others join in! Once you have purchased you are eligible to join all future #28DayJumpstart Group Challenges.The 28 DAY JUMPSTART includes …FULL MEAL PLAN* Easy-to-make recipes* Tons of substitution options* Grocery lists for each week* Meal prep schedules* Flat tummy eating* Vegan, vegetarian & gluten-free friendlyFULL EXERCISE PLAN* Beginner-friendly* No gym required* No equipment required* Full body toning* Burn more calories throughout the dayWe look forward to meeting you soon!

    

    Haven’t we all? What better way to break that silence than to throw out some of the incredible facts from this book.Whatever your motivation may be, there’s a really good chance you’ll find these facts and tidbits useful.

    But real estate agents and home buyers should also study it because of the valuable insights offered by a longtime, very successful real estate broker. On my scale of one to 10, this superb book rates an off-the-chart 12." --Robert Bruss You've probably seen TV shows like Flip This House and Flip That House, in which Real estate investors buy, renovate, and sell a house in a matter of weeks for tens of thousands of dollars in profit. They make flipping houses look so easy that you want to jump out of your recliner (during the next commercial, of course), run down the street, find a house for sale, flip it for a 50 percent profit, and run back home to continue watching the show.I, Ralph Roberts, have flipped hundreds of houses, and it's never as easy as it looks on TV. People don't generally line up at your front door begging you to buy their house for 30-50 percent below market value. Renovation expenses always exceed estimates. And you can't always sell a house for what you think it's worth.Flipping houses for a profit requires time, money, and what I like to call sticktoitism--dogged determination in the face of overwhelming uncertainty.Not just another house flipping bookYou can find plenty of books about flipping houses that claim "anyone can do it" and make flipping look easy and risk-free. Flipping Houses For Dummies takes a different approach--honesty. We don't claim that flipping houses is "easy" or "simple" or "risk-free," because, quite frankly, it isn't.Flipping Houses For Dummies reveals the risks and rewards of flipping properties; helps you determine whether you have the time, energy, cash, and other resources to be successful; and then conveys the expert knowledge that those who wish to pursue house flipping need in order to minimize risk and maximize potential profits in a very competitive market. Did you know?Most books on flipping houses gloss over the key factors that that make or break the novice house flipper. These are the very items we focus on in Flipping Houses For Dummies. For example, did you know:You should secure financing before you look at houses. As a flipper, you want dontwanners--houses that the owners obviously don't want. You make your profit when you buy the property. You realize your profit when you sell. Always plan on earning at least 20 percent after your total investment--purchase price, repairs and renovations, real estate agent commissions, and holding costs (monthly mortgage payments, insurance, property taxes, and utilities). Working with a top-notch real estate agent can save you thousands of dollars more than what you pay in commissions. You should choose a limited geographical area to work and then become an expert on the houses and property values in that area. Your goal when renovating a home should be to bring the property up to market standards, not exceed them. A flipping book for real people Flipping Houses For Dummies speaks to the mom and pop investor, steering you clear of the gray areas, which tend to carry high-risks and low-returns, into safer, more potentially profitable areas. We encourage you invest in your comfort zone and take on bigger, riskier projects with higher profit potential only when you're ready.In Flipping Houses For Dummies we stress that the first flip is the most important one, and we take the guesswork out of the first transaction, to lead you through a positive first experience on which to build a promising real estate investment portfolio.Flipping Houses For Dummies provides plenty of examples of successful and not-so-successful property flips, presenting the total investment (in time and money), the work involved, and the net profit. Before-and-after photos visually illustrate the positive transformations from run-down-shacks to showcase homes.

    Than Most Will Do All Day Learn powerful and effective strategies to wake up refreshed, start the day with success, and create life on YOUR terms.Do you want to learn how to sleep better, wake up productive, and create a marvelous morning routine without all the hassle? Morning Magic is your cure to the morning blues. If you are tired of snoozing, being unproductive, and starting the day off on the wrong foot, then this book is your answer. This is a step-by-step guide to creating Morning Magic! What are the 4 Pillars of a Magical Morning? Waking up and beginning the day is not just about getting up when your alarm goes off. If you want to ensure your success, you must understand all the factors that go into waking up peacefully and having the energy to perform at a peak level. Morning Magic reveals the four pillars to a successful morning: Pillar #1: Bedtime Rituals Pillar #2: High-Quality Sleep Pillar #3: Waking Up Productive Pillar #4: Creating Morning Magic ...but I'm just not a "morning person" No one is born successful. Every successful person is self-made and determined. So are morning people. They just understand and do certain things, certain ways, that produce certain results. Learn all the key elements of a successful morning routine and how to create your own that will set you up for success each and every day! Do you constantly wake up and hit snooze? Learn how to implement the "no snooze policy" and wake up feeling refreshed. Not only will you learn how to improve your sleep, you will also learn how to wake up feeling enthusiastic and excited like a kid on Christmas morning. By creating a meaningful and powerful morning routine, you will look forward to waking up and beginning each day on your own terms.Morning Magic provides powerful secrets that most people were never taught: 14 bedtime rituals to wind down for sleep 7 simple and effective sleep hacks for optimal rest Top 10 things to avoid before bed 12 Productive wake up strategies Sample morning routines 50+ morning activity ideas Create Your Very Own Morning Magic Do you want to get more done before 8 a.m. than most people will do all day? It is possible with the Morning Magic plan. You will learn powerful and effective strategies that are easy to implement. Learn how to create your own plan that ensures you start the day in a magical way.Don't let morning just happen, be the creator of your day. How you start each day can dictate the mood for the rest of the day. Instead of letting things happen to you, decide to take control and call the shots yourself. You have to power to shape and sculpt your life in the image that you desire.Here are a few of the areas you can improve with a powerful morning routine: Health and diet Planning your day Fitness and exercise Money and finances Family and love Relationships Hobbies and recreation Personal improvement Learning and education Job and career Spirituality and prayer FREE BONUS: Download the Morning Magic Starter Kit As an added bonus to help you with your s

    Although patients lose dozens of pounds, their habits remain untouched and the harsh emotional discomforts they face don’t necessarily fit their new and attractive look. The radical changes are accompanied by emotional challenges, increased exposure, invasion of privacy, a struggle with a physical inability to eat and a disturbing fear of being fat again. This book is about these challenges. A magnetizing and valuable read for potential patients and their loved-ones Emotional coping is an inseparable part of the physical weight-loss process that comes with bariatric (sleeve) surgery, though rarely addressed. In New Stomach, Old Brain, Limor Haim Matityahoo shares her inspirational personal journey in the form of short stories, shading new light on weight-loss surgery and it’s consequences. A valuable source of information for candidates of weight loss surgery and their acquaintances, before, during and after the operation. Leverage your weight-loss operation into a successful way of life Shading pounds is no grantee for happiness. Learn how to make the best out of the change and turn it into a new life opertunity! Get your copy of New Stomach, Old Brain now!

    Pensions have almost completely disappeared and the financial future of Social Security has many worried. This book shows you how to take control of your own future by teaching you the fundamentals of investing.Many people are afraid to put their hard earned money in the stock market because they don’t want to lose it all. This book shows you how to invest your money for growth instead of treating the stock market like a slot machine and just hoping to get lucky. Inside the book you will discover: The basics of what the stock market is and how it works The differences between passive and active investing The differences between stocks, bonds, and cash All about mutual funds and other types of funds What you need to know about the economy to make good investments How to plan for retirement All about risk And Much More This quick start guide will help you go from knowing very little about investing to being confident in starting your own investment in your retirement.If you are looking for a get rich quick scheme, this book isn’t for you. But, if you want to learn about how to invest and the best ways to plan for your retirement, this book will start you on the path of taking control of your own future.The sooner you get your copy, the sooner you can start your personal investment education. Don’t wait another second. Get Your Copy Right Now

    With Step By Step, you set the pace-building and practicing the skills you need, just when you need them! Topics include building a project plan and fine-tuning the details; scheduling tasks, assigning resources, and managing dependencies; monitoring progress and costs; keeping projects on track; communicating project data through Gantt charts and other views.

    You work hard to provide every advantage you can. You want them to be safe, smart, and healthy. yet when it comes to money, it's a whole different story. If you're like most people, you'd rather run a mile through a desert with a camel on your back than talk financial realities with your children.Your parents told you that talking about money just wasn't polite. Look where that left you! A healthy, balanced attitude towards money begins when kids are just toddling, so pull you head out of the sand and help your child learn about money and how it works.Gail Vaz-Oxlade, Canada's #1 personal finance expert, will teach you everything your children need to know. Gail believes that building confidence and money skills begins with an age-appropriate allowance. In "Money-Smart Kids", she'll show you how to start an allowance and how to help your kids:- Make Saving a habit- Learn the difference between a need and a want- Use the "magic jars" to balance competing goals- Create lifelong money-management skillsWhat better gift could you give your kids than the confidence to control their money, rather thean letter their money control them? Whether your children are toddlers or teens, let Gail help you raise Money-Smart Kids.

    1.5 million Brilliant books have been sold around the world, so to celebrate this milestone we've included 10 Chapters from 10 of our bestselling Brilliant books to give you a taste of the series. By choosing the most inspiring and useful chapter for you, we hope you'll learn something new and get one step closer to being Brilliant on your chosen subject. Brilliant books are available for business, careers, management, lifeskills, computing, teaching, and study skills topics. So if you need help, advice or inspiration then we have something for all your personal and professional needs.

    From enthusiasts to those who have just been introduced to the beautiful world of photography, knowing the craft and equipment is essential. This little comprehensive guide for beginners will take you on an amazing journey of discovering how wonderful Digital Photography is and how mesmerizing the art can be. From the advantages of SLR and the importance of shutter speed, to the types of lenses and the significance of good lighting, you will soon be on your journey to capturing the most stunning pictures and a kaleidoscope of dazzling sights to be eternalized. Technology is ever changing and now with Digital Photography, the world can be seen in vivid colors through your art. Begin your journey right here, right now.