In this myth-shattering book, a leading business journalist exposes the shocking gap between personal finance and public image, and reveals how Americans are caught in the trap of living beyond their means.

    They’re wrong. When University of Chicago professor Harold Pollack interviewed Helaine Olen, an award-winning financial journalist and the author of the bestselling Pound Foolish, he made an off­-hand suggestion: everything you need to know about managing your money could fit on an index card. To prove his point, he grabbed a 4" x 6" card, scribbled down a list of rules, and posted a picture of the card online. The post went viral. Now Pollack teams up with Olen to explain why the ten simple rules of the index card outperform more complicated financial strategies. Inside is an easy-to-follow action plan that works in good times and bad, giving you the tools, knowledge, and confidence to seize control of your financial life.

    Full of Star Wars quotes, witty advice and stills from the iconic films, this book will help with everything from starting a revolution to succeeding at life in a galaxy of mindless stormtroopers.General. Senator. Princess. Rebel. Feminist icon. Leia Organa is a legendary Star Wars symbol of what it means to stand up for yourself and fight for what you believe in - no matter the personal cost. As the figurehead of the Rebellion and Resistance, and a prime example of an individual succeeding in a tyrannical workplace, Leia's name is synonymous with courage, grit and conviction. Whether she is refusing to comply with Darth Vader's demands, evading the wrathful clutches of the Empire or rescuing her friends from the Death Star, Leia is not afraid to challenge those in positions of authority and power. Filled with inspiring advice from Leia and other heroes - Rey, Padmé, Yoda, Obi-Wan, Jyn and many more - this book provides thoughtful and funny reflections on independence, staying true to yourself and challenging the status quo.The perfect gift for a Star Wars fan, Star Wars: Be More Leia is a humorous guide to rebellion, leadership and activism, featuring iconic moments from the Star Wars movies alongside key advice for life.© & TM 2019 LUCASFILM LTD.

    

    Never started a 401k or IRA? Don’t worry. And are you so far behind in your personal finances you’re worried you’ll never be able to retire? It’s all good. Because whether you know it or not, the entire US retirement system is horribly flawed and was doomed to fail anyway. And that’s why every American needs to read “Poor Richard’s Retirement.” “Poor Richard’s Retirement” is a revolutionary retirement system because, unlike today’s conventional retirement planning, it works. It puts retirement easily within the reach of your everyday man. Whether you have student loans, a mortgage, are behind in your retirement planning, or have no retirement savings at all, “Poor Richard’s Retirement” bypasses it all by showing you how little you truly need to retire. And it does so through the simple truth that happiness is not found in $400 yoga pants, luxury SUV’s, McMansions, or whatever lies they’re selling you on TV, but through love of family, friends, and your fellow man. All of which are free. Make retirement infinitely easier and life happier. Buy “Poor Richard’s Retirement” today. Nobody in America has saved enough for retirement…until now.

    Over 160 large photographs show Hatha expert Sri Swami Satchidananda performing more than 80 postures, breathing practices, relaxation, cleansing and concentration techniques. Instructions are easy to follow and describe how the body and mind benefit from each pose. Practice routines for beginning, intermediate and advanced students are suggested.

    Another bolts across a busy parking lot, turns and smiles at his mom. An eighteen-year-old student bursts into tears when asked to change activities at school. Sound familiar? These and other common behavior issues in children with Down syndrome can quickly become engrained and may even persist into adulthood. No parent wants that to happen, and thankfully, help is available! Dr. David Stein, a psychologist and Co-Director of the Down Syndrome Program at Boston Children's Hospital, shares his approach to behavior management in this new book for parents. Supporting Positive Behavior in Children and Teens with Down Syndrome examines how the brain of a person with Down syndrome works, how those differences impact behavior, and why bad behavior should not be viewed as a willful act. Governed by this new awareness, parents are in a better position to change and manage their child's behavior using these guiding principles: [[Be proactive, not reactive [[Be consistent [[Use visual schedules & Social Stories to direct behavior [[Develop a token reward chart [[Keep gut reactions in check [[Teach siblings to ignore bad behavior [[Learn effective disciplinary techniques [[Know when professional help is needed Some of these parenting concepts are intuitive, others are not, but when they are followed consistently, children and teens with Down syndrome do their best behaviorally and the parent-child relationship remains as positive and loving as it should be.

    Based on years of research and work with her own clients, Susan Elliott offers a proven plan that will help you to:Examine past relationships for unfinished business and negative patternsIdentify warning signs and red flagsKeep your standards and boundaries high, even when you're head over heelsWork through rejection, rebounding, and other bumps in the roadDecide when to take a relationship to the next level and when to say goodbyeWith practical rules, strategies, and self-assessments—including tips for dating as a parent and dating online—Getting Back Out There will help you transition from your split to a happy, healthy new relationship.

    Until now.Jan Dougherty has owned a residential cleaning company for six years and has come to the conclusion that the art of housecleaning has all but been lost. “I believe I may be the only survivor who knows how to clean and therefore I have a duty and responsibility to pass on my wisdom (and share the pain) before it’s too late. Most people don’t like cleaning their house because they simply don’t know how.” Jan will show you that with three inexpensive products and a few tools how you too can clean your house and everything in it. She will explain “The PATH”, which is a method to get in, get it clean and get out of a room. Whether you’re doing maintenance cleaning or deep cleaning; “The PATH” is always the same.Her style is funny and entertaining. So even if you don’t want to clean your house you’ll have a good laugh.This is not a book of helpful hints. There are enough books out there that will explain how to clean puke or coffee or puked up coffee. This is a book on how to clean the house and everything in it. After you’ve finished cleaning a room it will sparkle, after you’ve finished cleaning the whole house the shine will be seen from the space station. Moms send copies to your children, if they read it you may not have to spend your next visit cleaning, like you always do. Kids send a copy to your mom, maybe on her next visit she’ll get more done before she leaves. Read it for entertainment! Read it for inspiration! Read it because it really solves the mystery of “How to clean”. “Follow me my child and I will show you The PATH”. Jan Dougherty “The Head Rag Dragger”

     What was his secret, everyone wondered? And the answer turned out to be pretty basic. Because, besides being industrious and frugal, which you may have guessed, he had invested in the stock market throughout the years. This is actually not as surprising as it may sound. According to a recent World Wealth Report, the wealthy invest the largest part of their money into stocks and businesses. Our wise janitor had simply done what the wealthy do. So he got a similar result. That is, he grew his money into considerable wealth. And you can do this too. Now, we aren't saying you will make $8 million. After all, this is a beginners book and the janitor had an extraordinary result. But stock market investing is one of the best tools you can use to build a more secure financial future for you and your family. So are you someone who wants to make money in the stock market? And does that story make you feel excited? Have you tried to understand the stock market, only to be discouraged by how complicated it all seems? And aren't you just a little bit encouraged that an ordinary person, like our janitor from Vermont, could invest in stocks and succeed? If you answered yes to any of those questions, then this book just might be the solution you've been looking for. Because it will show you just what you need to know, and no more, to start investing in the stock market. And it will describe all of this for you in simple terms you already understand. Not complicated theory. Not a mind-numbing blitz of technical buzzwords. Just what you need to know and no more. And the few specific steps you can take to get started. Here's what you will learn: -The 5 big reasons to invest in stocks -Simple explanations of the basics of stock market investing -Great sources of recommendations to help you pick winners (no complicated research required) -The one thing you must do to get started (but you only have to do it once) -How to buy and sell stocks -3 key strategies to protect your stock investments from big losses -And many more invaluable tips on building your stock portfolio  So that by the end of this book, you will be able to buy your first stock. You will know the simple steps to grow your money in the stock market. And start on the your path to a more secure financial future.

    Now, award-winning Tribune Company personal finance columnist Gregory Karp shows how to do just that. This book isn't about depriving yourself: you don't have to become a financial anorexic, and you won't have to start dumpster diving! Instead, Gregory Karp shows how to build real, long-lasting wealth by plugging the money leaks you're barely even aware of, and making sure you spend with a purpose. Drawing on everything he's learned writing his prize-winning weekly column, Karp reveals surprisingly painless, little-known techniques for eliminating wasteful spending in every area of your financial life. Karp shows how to spend on what you really care about, not what you don't... understand the real value of comparison shopping...save money in giving gifts without becoming a cheapskate. Karp shows how to slash your phone bill... spend less on food without changing what you like to eat... eliminate spending leaks in insurance, education, entertainment and beyond. From the clothes you wear to the cars you drive, Living Rich by Spending Smart will help you build a life that's truly rich, because it's truly financially secure.

     By the author of the UK’s most popular property book, The Complete Guide To Property Investment. Please note that this book only covers letting and management of a property you already own. For a guide to buying the right property in the first place, you should buy ‘The Complete Guide To Property Investment’. Take a property, throw in a tenant and watch the money roll in. This seemingly simple formula has attracted nearly two million people in the UK to become landlords, but the reality is a whole lot more complicated. Did you know, for example, that if you forget to provide a certain piece of paper you might be unable to evict a tenant – even if they don’t pay the rent? Or that you could be fined for not checking your tenant’s immigration status? And don’t forget the inevitable broken boilers, mysterious leaks and various tenant complaints that always seem to happen at the most inconvenient time. How To Be A Landlord is a straightforward guide to everything involved in letting and managing a property – whether you’re an accidental landlord or an enthusiastic investor. In simple and entertaining language, it covers important steps like preparing the property to let, advertising for tenants, conducting viewings, doing all the paperwork, managing the tenancy, and dealing with any tricky situations that crop up (including the dreaded emergency repairs and evictions…). You’ll learn: • How to set yourself up for success when preparing a property to let • Where to find the perfect tenants for your property • The essential checks you must make to avoid a nightmare tenant • Everything you need to do when setting up a tenancy to avoid problems later • How to deal with the most common maintenance issues and repairs • The proper legal processes to follow when you have troublesome tenants • Top tips from experienced landlords for how to look after your tenants – keeping them happy, your property safe, and the rent rolling in Frequently updated and with contributions from over 50 experienced landlords, this is the most current and comprehensive book on the subject – and essential reading for anyone who wants a simple, profitable life as a landlord.

    There always seemed to be a new system to learn, a new surefire method or cutting-edge technique for entrepreneurs to master.In an effort to teach her team members a better and easier way, Dana Wilde created Train Your Brain, a tested and proven system combining elements of both mindset and action ... or as Dana likes to call it, Intentional Action.What Dana discovered by using Train Your Brain is that mindset can be "taught" and that learning simple mindset strategies not only allows you to understand how the brain works but also shows you how easy it is to change your thinking and, as a result, change your outcomes.In Train Your Brain, Dana breaks down the Cycle of Perpetual Sameness--the number one reason why most people only experience incremental change in their lives. More importantly, she also provides the much-needed blueprint to help you get off this counterproductive cycle quickly.Train Your Brain, with its twenty easy-to-implement "Mindware Experiments," gives you all the necessary tools needed to get off ... and stay off ... the Cycle of Perpetual Sameness, so you can transform your life and grow your business in record time!

    Kathryn Finney, a.k.a. the Budget Fashionista, is the expert on all things chic and cheap. Now she opens up her Prada bag of shopping and style tips to make you fashionably frugal, with change to spare. It's as easy as 1-2-3!1. Know your budget: Learn innovative, money-saving ways to increase your clothing funds. 2. Know your style: Get helpful hints from fashion insiders and use them to develop your own mode of self-expression. 3. Know your bargains: Discover the art of scoring exclusive friends-and-family coupons for your favorite department storesWhether you're a homemaker from Houston, a grandma from Grand Rapids, or an M.D. from Manhattan, you don't need to break the bank to look your best. With great cost-cutting tips, at-home spa secrets, designer discount websites, and access to exclusive deals, The Budget Fashionista is like having your own personal stylist at your beck and call. So before you go out and commit the eighth deadly sin-buying a fake Louis Vuitton-read this must-have guide and learn to be style-smart and budget-wise!

    But what drives these idealistic types to change the world? What keeps them motivated to work tirelessly to make all of our lives better, more just, and more humane? This book is for INFJs and the people who know and love them. You'll take an in-depth look at the INFJs values, motivations, and drives. You'll discover how the INFJ approaches work, family life, and relationships, and learn how they set priorities in life. If you're an INFJ, you'll discover how to become the best person you can be. If you know an INFJ, you'll gain a true understanding of the unique character of this sensitive, humanistic personality type.