In Burn Your Mortgage, Cooper’s extreme achievement is made accessible as the acclaimed personal finance expert shares the secret to his success: simple yet effective lifestyle changes that anyone—from new buyers to experienced homeowners—can make to pay down their mortgage sooner. Burn Your Mortgage combines inspiring anecdotes with realistic and jargon-free financial tips and resources for achieving financial freedom no matter your financial situation. This easy-to-follow guide will help you pay off your mortgage at your own pace and show you how to live well while doing it. Tools include: - Simple ways to pay down your mortgage sooner; - Your very own mortgage-free action plan; - Sample budgets and savings plans; - Tools for tracking income and expenses; - Home-buying blueprints; - Worksheets for financial empowerment; - Up-to-date information on bank accounts, mortgage contracts, investing, and loans—and how to choose the best options for you; - Tips for overcoming bad money habits. Inspiring, insightful and fun, Burn Your Mortgage will transform the way you think about money and debt on your path to independent home ownership. Sean Cooper is an in-demand speaker, money coach, and personal finance journalist. His articles have been featured in publications such as the Toronto Star, Globe and Mail, Financial Post, and MoneySense. Advance praise for Burn Your Mortgage: “Sean’s personal journey to financial freedom is a brave and inspiring one, and I am delighted to see him share his learning with the world. Burn Your Mortgage offers practical, clear and useful insights to help people of all walks of life live healthier financial lives. I am convinced that Burn Your Mortgage is set to be a pivotal guidebook to achieving financial freedom.” —Peter Aceto, President and CEO, Tangerine “A home is the largest purchase most people make, yet there is little information to help them make smart choices. Most advice comes from banks, mortgage brokers, real estate agents, lawyers and home inspectors—not exactly objective. I’m glad to see Sean Cooper use his experience as home buyer, mortgage burner, landlord and freelance writer to guide others through the steps to take to come out ahead in the real estate game.” —Ellen Roseman, Toronto Star columnist, University of Toronto continuing education instructor and Canadian MoneySaver contributor “A clear and concise plan for millennials looking for a path to financial independence early in their career.” —Don R. Campbell, bestselling author of Real Estate Investing in Canada, frequent guest on the Business News Network “Chock-full of actionable tips based on real life experience, Sean Cooper’s Burn Your Mortgage is a valuable resource for anyone considering buying a home in Canada. In more than just another mortgage manual, Sean writes passionately about the pitfalls to avoid during the house-buying process and then, with equal passion, shows you how to achieve an important step toward financial freedom by paying off your mortgage as quickly as possible.” —Robert R. Brown, author of Wealthing Like Rabbits: An Original Introduction to Personal Finance, and MoneySense columnist “Burn Your Mortgage will push you just outside your comfort zone—which is exactly what you need to really make progress on your mortgage. Sean Cooper walks the talk. His obsession with frugal living provides a ton of great lessons on how to get ahead financially.

    No B.S. No fluff. No Sugar-coating. Are you driven to succeed so much it hurts? Are you tired of books which promise a sugar-coated tactic to overnight success, only to be left with disappointment? Do you want to live a life on your own terms? Then this book is for you… Do you know what the #1 regret of the dying is? “I wish I’d had the courage to live a life true to myself, not the life others expected of me.” All of us start out with the desire and the potential to live a remarkable life. But along the way something happens… We start to accept mediocrity. But there is a way to live life on your own terms. And entrepreneur Peter Voogd wants to show you how… Peter started his first business when he was 15, and found himself broke, stressed and discouraged by the age of 22. By 23, he made his first 6 figure income, and by 27 his earnings were over 1 million. Through his own experiences and that of helping over 4,000 entrepreneurs with The Game Changers Academy and starting The Young Entrepreneur Lifestyle, Peter has identified the exact strategies young entrepreneurs can use to create a business so they can live a life on their own terms. In this book that is sure to be as big of a hit as 6 Months to 6 Figures, you’ll learn the 30 strategies you need to create the lifestyle of your dreams including: - The tactical tips, experience and mindset it will take to build your ideal lifestyle. - How to handle information overwhelm, and implement what you learn into your life and business for massive results. - How to drop your past and transform your future to see the change you want in your life. - The 6 “musts” to extreme achievement. - How to build a morning routine that’ll start you off energized and hungry to achieve your goals. "There are two types of people in this world. Those who will do whatever it takes to succeed… and everybody else. Choose wisely." - Peter Voogd Remember the number one regret of the dying? To have the courage to live a life true to themselves... Well do you have the courage? The courage to stand up and to create an exceptional lifestyle that’s true to who you are? If you do, get this book. Because with that courage, and Peter’s advice, you’re sure to get everything you want out of life. Just think… in 6 months you could be one of the entrepreneurs who isn’t just barely surviving, but thriving. Whichever one you become is up to you. To get free downloadable resources (PDF and audio files) from leading entrepreneurship authority Peter Voogd, visit: TheEntrepreneurBreakthrough.com Tags: lifestyle entrepreneurs, young entrepreneurs, entrepreneurship, financial freedom, success, Peter Voogd, 6 Months to 6 Figures

    

    Many retirees or soon-to-be retirees have heard a plethora of advice. Take 100 (or 120) and subtract your age to get your equity allocation, put the rest in bonds or cash. Buy only bonds. Buy only high dividend stocks. Or some combination! Buy equity-indexed annuities or some "guaranteed" income product. All examples of a potentially harmful myth many folks believe to be smart, strategic moves.Investors believe preparing for retirement requires a radically different set of tools or a dizzying array of products. Navigating the world of retirement products and services can be a full-time job. But investing for retirement is, in practice, not much (if at all) different from investing. In Your Retirement Plan, Ken Fisher will give readers a workable strategy to either develop their own retirement investing plan or work more successfully with a professional to increase the likelihood of achieving long-term goals while avoiding common pitfalls. The book will include easy-to-follow steps likeHow to think, correctly, about investing time horizon. How to better figure how much income you need How to determine if a portfolio can provide that income How to figure how much to save each year to achieve retirement goals What pitfalls to avoid And more. . . . In this retirement planning book that's not just for retirees, Fisher will hand readers the tools and confidence they need to better plan for the future.

    History textbook is a college-level, introductory textbook that covers the exciting subject of U.S. History. Volume II covers 1865 through the present day. Boundless works with subject matter experts to select the best open educational resources available on the web, review the content for quality, and create introductory, college-level textbooks designed to meet the study needs of university students.This textbook covers:Reconstruction: 1865-1877 -- The End of the War, The Aftermath of the War, The Battle over Reconstruction, Reconstruction in the South, The Reconstructed South, The Grant PresidencyThe Gilded Age: 1870-1900 -- The Gilded Age, The Second Industrial Revolution, The Rise of the City, The Rise of Big Business, The Rise of Immigration, Work in Industrial America, The Transformation of the West, Conquest in the West, The Transformation of the South, Politics in the Gilded Age, Urban Reform, Corruption and Reform, The Agrarian and Populist Movements, The Silver SolutionRace, Empire, and Culture in the Gilded Age: 1870-1900 -- Culture in the Gilded Age, Popular Culture, Cheap Amusements, Education, The Rise of Realism, Labor and Domestic Tensions, The Labor Wars, War, Empire, and an Emerging American World PowerThe Progressive Era: 1890-1917 -- The Progressive Era, Labor, Local, and Political Reform, The Politics of Progressivism, Grassroots Progressivism, Progressivism: Theory and Practice, Changing Ideas of Freedom, Roosevelt's Progressivism, Roosevelt's Second Term, From Roosevelt to Taft, Woodrow Wilson and Progressivism, The Limits of ProgressivismWorld War I: 1914-1919 -- The Wilson Administration, American Neutrality, America's Entry into the War, America and WWI, The War at Home, The "American", The Fight for Peace, Diplomacy & Negotiations at the War's End, The Transition to Peace: 1919-21From the New Era to the Great Depression: 1920-1933 -- The New Era, The Roaring Twenties, The Culture of Change, Resistance to Change, Wall Street Crash of 1929, The Great DepressionThe New Deal: 1933-1940 -- Franklin D. Roosevelt and the First New Deal, The New Deal, Critical Interpretations of the New Deal, The Social Cost of the Depression, Toward a Welfare State, Roosevelt's Second Term, Culture in the Thirties, The Second New Deal, The Legacy of the New DealFrom Isolation to World War II: 1930-1943 -- Non-Interventionism, The Beginning of the War, Conflict in Europe, Conflict in the Pacific, America's Early Involvement, Mobilization in the U.S., Social Effects of the War, The War in Germany, The War in the Pacific, The End of WWIIThe Cold War: 1947-1991 -- Origins of the Cold War, The Cold War, Truman and the Fair Deal, The Cold War and KoreaThe Politics and Culture of Abundance: 1943-1960 -- The Politics of Abundance, The Culture of Abundance, The Eisenhower Administration, The Policy of Containment, The Emergence of the Civil Rights MovementThe Sixties: 1960-1969 -- The Election of 1960, The Expansion of the Civil Rights Movement, Counterculture, The John F. Kennedy Administration, The Lyndon B. Johnson AdministrationThe Conservative Turn of America: 1968-1989 -- The Nixon Administration, Watergate, The Ford Administration, The Carter Administration, The Reagan AdministrationThe Challenges of Globalization and the Coming Century: After 1989 -- The George H.W. Bush Administration, America's Emerging Culture, The Clinton Administration, Globalization and the U.S.

    This historical tale has been unread for three millennia and so shakes the rabbi's faith that he kills to keep the object and the tale it tells to himself. So begins a quest to find the real Mount Sinai and a treasure buried within the Mountain of God. The treasure hunt engages the skills of a charming, beautiful but conniving Los Angeles realtor; her lover, an LAPD detective; a young and adventurous Silicon Valley billionaire; and a Harvard Egyptologist. SEEKING SINAI tests the limits of more than one man’s faith and becomes entangled in Middle East turmoil and political intrigue. Uncovering Sinai’s treasures also a presents a conundrum. Finding them would be the greatest archeological discovery of all time; revealing them to the world could jeopardize the moral foundation of the world’s greatest religions. Author Barry Pollack weaves an adventure story that takes you from ancient Egypt to California to the modern Middle East and back again. It’s a journey that weaves Jewish philosophy with the politics of oil and water and the meaning and value of faith.

    They’re chasing the rumor of an ancient Roman shipwreck in the murky waters of Guanabara Bay, a rumor that, if true, will rewrite the history of the Americas. What they find instead will cast new light on one of the strangest murder mysteries of the 20th century, and thrust Maddock and his friends into the midst of a diabolical plot to destroy the Church. DESTINATION: RIO is the first in a new series of stand-alone novellas by USA Today bestselling author David Wood and prolific action-adventure novelist Sean Ellis. Each new story in the DESTINATION: ADVENTURE series will transport Dane, Bones and the crew of Sea Foam to an exotic and exciting locale, where treasure, mystery, and adventure await! This author's preferred edition includes added material! Praise for David Wood and Sean Ellis! “Dane and Bones.... Together they're unstoppable. Rip roaring action from start to finish. Wit and humor throughout. Just one question - how soon until the next one? Because I can't wait.” -Graham Brown, author of Shadows of the Midnight Sun “What an adventure! A great read that provides lots of action, and thoughtful insight as well, into strange realms that are sometimes best left unexplored.” -Paul Kemprecos, author of Cool Blue Tomb and the NUMA Files “Ellis and Wood are a partnership forged in the fires of Hell. Books don’t burn hotter than this!” -Steven Savile, author of the Ogmios thrillers

    She had suffered an unimaginable amount of abuse in her short life. Although she couldn’t tie her shoe laces, she could smash a room to pieces; she fought against everything like a wild cat.At the age of five Kira moved permanently to live with Mia and her family, but by the time she was nine years old the whole family was at breaking point.Mia is the kind of person who won’t give in and believes she can always change things for the better, but try as she might she can’t change Kira. So after six years, with a very heavy heart, she is forced to question whether she can really help this lost and damaged child.Raw, shocking and honest, this short story will shed new light on the role of foster carers, revealing the kind of heartbreaking real life situations carers like Mia Marconi are confronted with every day.

    A stranger, Duncan, seeks her out, claiming to be searching for the apparition who murdered his wife. Duncan, with the aid of gruesome photos and Angus’s diary, makes Elizabeth suspect she may be living with an evil presence.Angus, a nebulous force, finds he must now make himself known in more substantial ways as he tries to convince Elizabeth Duncan is lying. He twists her compassion and friendship into a sexual love that threatens to turn into obsession.Duncan also seeks Elizabeth’s heart and uses every sensual skill at his mortal disposal to steal her love and loyalty, and persuade her to allow an exorcism that would vanquish Angus.Elizabeth finds herself spinning into a vortex of love and lust, lies and deceit. She desires them both, even though Duncan may not be the man he claims to be, and Angus may be a spiritual serial murderer. Elizabeth is unwilling to give up either, until a shocking discovery forces her to choose between them.

    She's funny, gorgeous and bonkers and when the series starts, she's seriously overweight. She heads for Fat Club and slowly starts to lose weight. The novels tell the tales of the fun she has and the people she meets as she battles the pounds, but as well as having a crazy amount of fun, she also loses weight...a massive 40lbs!! How did she do it? Here in this mini book - for the first time - she describes the rules that helped her. Also included are the stories of readers who have written in to share their weight loss stories. This is a kind approach to weight loss. It's about learning to love yourself as you shift the pounds. It worked for Mary Brown and everyone at Fat Club (even Ted who can't go a day without a bag of chips and thinks a pint isn't a pint without a bag of pork scratchings). I hope it works for you, and I hope you enjoy it, Bernie xx

     More than a decade after leaving home Dawn finds herself stuck in a dead-end job, in a rundown flat, while her sister has it all - the husband, children and prestigious job in sunny Australia. Their mum’s favouritism is palpable, and even as she has a terrible fall leaving Dawn to pick up the pieces, nothing Dawn does can live up to her perfect, absent sister. But still Dawn persists with taking care of her aging and fragile mum, until one day it begins to feel like the only thing standing between Dawn and her happiness is her mother's continued, pitiful existence...

    These three steamy stories can be read as standalones, or you can start at the beginning with Volume I.Picture ThisThe only man she loves is the Scot she can’t have.Taylor has lived with threats and blackmail her entire life. Either she behaves like the perfect, dutiful daughter, or gives up her most desperate wish.She's always wanted Wasp.One hot kiss leads to an indecent proposal and a cross-European bucket list tour. But Wasp is no longer the boy Taylor once knew. The clock might be ticking, but her hot Scot has his own plans. Even if he has to choose between love and his career.Oh BabyA mind-blowing kiss, a phone call he never thought he wanted... Ally is about to fall in love. Twice.Ally gets by on his looks. Avoiding responsibility and not tackling his dyslexia is second nature to him, but there’s one rule he’s stuck by: ignoring Scarlet Storm. Until a chance encounter in a hotel leads to an unstoppable kiss. Then shocking news turns his life upside down: A tiny newborn needs him.Claiming the child and becoming a worthy father will take everything Ally has got, but he won't stop there. He wants Scarlet too.Come the FallBeing on the run leaves no time for distractions. Unless your new boss is alpha, Scottish, and builtAutumn has taken her baby nephew and is fleeing for their lives. Almost reaching the safety of a small wintery Washington State town, she narrowly avoids a collision as her car spins out on ice. The other driver is a huge mountain man who speaks only in glares. The instant attraction is like nothing she has experienced, but she isn't hanging around, no matter the enticement to stay.Bull will never trust again, certainly not a single mother with secrets. But he can't stop the draw. Working side by side with Autumn at his bar every day is enough to awaken his protective side once again. But the past will always catch up with you, no matter how far you run or who you fall in love with on the way.--This boxed set contains the last two novels and a novella in the Marry the Scot series. Once you start reading, you'll be hooked and eyeing plane tickets to Scotland. Download this now to enter a world of gorgeous scenery and hot Scots!

    Over 800 pages of big love in a small town for readers who love hunky Southern men and the women who make them want to settle down. Big Love in a Small Town features the following three novels: Down A Country Road The very last thing on Grier McAllister’s Someday List is going back to Timbell Creek, Virginia, the town where she grew up. Timbell Creek holds too many bad memories for her, memories finally put to rest with a successful image consultant business in New York City and a hefty therapy bill. When an opportunity to choose a “Jane Austen Girl” for a visiting duke falls in her lap, the only catch that she must be from Grier’s hometown, Grier tells herself she’ll do what she needs to do and then leave it all behind for good. But Grier doesn’t count on finding that her mother is no longer the person she used to be. She certainly doesn’t plan on falling for an old boyfriend’s really hot brother! And it isn’t long before she begins to realize Timbell Creek is not only a part of who she was, but might be a part of who she is as well. Good Guys Love Dogs Desperate father Ian McKinley moves his delinquent teenage son to the small Virginia town of Keeling Creek, a place very unlike the New York City life he has been leading. Love takes him by surprise when he falls for Colby Williams, a woman unlike anyone he has ever been drawn to, a small town vet with a heart for animals and a fierce love for a teenage daughter she is also struggling to raise. But Colby has a secret in her past, a secret she's not sure her daughter will ever forgive her for. And as for Ian McKinley, he seems too good to be true. If she had learned anything from the one time she had thrown her heart fully into love, it was that it didn't last. Truths and Roses When Will Kincaid’s professional football career comes to an abrupt end in a single night, he’s left to figure out what he’s going to do with the rest of his life. He heads home to the small Virginia town where he grew up and crosses paths with Hannah Jacobs, the only girl in high school who had ever rejected him. It’s Hannah who once made him question the choices he had made, and it’s Hannah who’s making him question them all over again. But with the weight of a secret he’s managed to hide from the world his entire adult life hanging over him, he can’t afford to question his choices. Hannah Jacobs had once made the choice to deny her feelings for Will Kincaid, at the time finding it the only possible option for a young girl intent on burying a nightmare she only wanted to forget. The life she’s made for herself as a librarian in Lake Perdue is a quiet one, and she’s hardly prepared for the day when Will rams his fancy Ferrari into her dependable old clunker. But for Hannah, Will Kincaid can only stir up memories she had long ago put away forever. And there’s nothing at all good that can come from bringing them back to life again.

    There's no fluff here!Just a easy-to-understand and implement guide that will have you downloading and reading Kindle books in a matter of minutes. All without ever paying a cent.Just because Kindle and e-books are a potential billion dollar business doesn't mean they have to cost you a fortune.There are thousands, even millions, of freely available books for your Kindle available at this very second, you just have to know how to find them. With this guide you will be able to do so like a pro!Great for students and readers of all ages.Grab your copy today and start downloading free kindle books in a matter of minutes!(It may not even take you that long!)****UPDATED FOR AMAZON UK USERS!!!!****