Now the retail banking business model looks set to be transformed too. In Bye Bye Banks? James Haycock and Shane Richmond describe these startups, and to which areas of the banking industry they are laying siege. It shows that this assault is already well underway and that many incumbents are poised to be displaced, diminished and disintermediated. It draws on extensive research and on-and-off the record interviews with senior executives in some of the biggest banks. Haycock and Richmond conclude with the recommendation that traditional banks need to reinvent themselves by launching a ‘Beta Bank’: a lean, stand-alone organisation fit for the future for which they provide a ten-point operating model. This short book is a bold, urgent and timely analysis of the forces shaping the future of financial services. Its message to industry leaders in the sector could not be more simple: adapt or prepare to be disrupted. “This work accurately and concisely captures the effects of the disruption brought to the banking industry by the digital revolution. The comments by other banking and innovation professionals about their own experiences are particularly intriguing.” - Alessandro Hatami, former Innovation Executive at Lloyds Banking Group “James Haycock is a key voice for how the banking industry should and will change.” - Tom Hopkins, Product Innovation Director, Experian Consumer Services “If you are an incumbent retail bank, read it, get on with it, make it happen.” - Lee Sankey, former Group Design Director, Barclays

    The story opens with the last target of conquest: an island nation known then as the Isles of Wa, and what we know today as the country of Japan. It will be the final challenge of a remarkable career, but facing him and his battle-hardened Legions are a race of people as fiercely dedicated to the profession of arms, and fanatically devoted to their emperor as any foe Caesar and his Romans have ever faced. The Wa have never tasted defeat, repelling every attempted invasion of their sacred islands. In these warriors, has Caesar and his unstoppable force of an army finally met their match in the immovable object, in the form of the men of Wa, or will Caesar once again be triumphant? Caesar Triumphant is an alternative history, by the author of the bestselling and critically acclaimed Marching With Caesar series, R.W. Peake, featuring Titus Pullus, Legionary of Rome.

     In the Guide, you'll learn how to: -Use the Ubuntu command line. -Manage users, groups, and file permissions. -Install software on a Ubuntu system, both from the command line and the GUI. -Configure network settings. -Use the vi editor to edit system configuration files. -Install and configure a Samba server for file sharing. -Install SSH for remote system control using public key/private key encryption. -Install a DHCP server for IP address management. -Install a LAMP server. -Install web applications like WordPress and Drupal. -Configure an FTP server. -Manage ebooks. -Convert digital media. -Manage and configure Unity, the default Ubuntu environment. -Manage and halt processes from the command line. -Set up both a VNC server and a client. -Enjoy games on Ubuntu. -And many other topics.

    Now a veteran of five NBA seasons at the age of 23, Bryant has earned a place among pro basketball's elite.Mad Game documents his hard lessons on the road to stardom, his rapid rise through the NBA, and his conflicts with--and, at times, alienation from--his teammates, including his on-and-off-again relationship with Shaquille O'Neal. This is a story of triumph, of an unusually gifted young athlete trying to remain true to himself and his game.

    Bumper to Bumper is newer, longer, and better, touting mostly original stories that include the time Doug crashed his brand-new Porsche company car into a tree, the real story behind the time Doug crushed a Chrysler PT Cruiser, the time Doug bribed a government official in South Africa, the time Doug got detained at the Canadian border on an automotive press trip, and the story of Doug’s relationship with automakers. Also, Doug wrote this description himself in the third person.

    All books in the Unity Classic Library series feature hardcover binding with gold engraving, colorful endpapers, library nameplate page, author photograph, and biography. The series makes a beautiful display on a library shelf, and each book is a respected addition to any metaphysical collection.This book offers two Unity favorites in one volume: Charles Fillmore's The Twelve Powers of Man is a metaphysical look at twelve expressions of the divine inherent in each of us. Expressions such as love, faith, strength, zeal, imagination, and others are discussed. In Christ Enthroned in Man, Cora Fillmore helps the reader put the twelve powers to practical use by outlining exercises to develop faith and willpower, recognize and use intuition, and let go of unwanted conditions in the body and in life situations.

    An attractive and wealthy lawyer and horseman, Doug Cummings personifies the old money equine subculture of Middleburg, Virginia. Driven to succeed, Cummings's climb to the top is halted when he becomes the target of a twisted scheme to frame him for the murders of his former lover and horse groom. As Cummings attempts to find the true culprits, the conflicting forces of his community offer a revealing look at how vengeance, love, and envy obscure the search for truth and justice.

    Worse, a secret society operating outside the law is intent on bringing the monsters back to life and restoring the creatures as rulers of mankind.Joshua and his ex-girlfriend soon find themselves pitted against vicious assassins, Russian Spetsnaz troops, and cold-blooded giants hungry for human flesh as they journey around the planet in their efforts to stop the secret society.But that’s only the start of their nightmare: Those reviving the army of giants have gained control of ancient stargates enabling an invasion of the seats of power around the globe including the Kremlin and White House. It's a massive power play that leaves the fate of the human race hanging in the balance.This fast-paced, spellbinding novel is a page-turner, with entertaining plot twists and surprises.“Adventure and mayhem, told with style!”“The characters showed personality and the book had imagination. I felt like I was watching a movie. The story line was great…. If you enjoy Stargate type movies I believe you'll like this book.”

    THIS BOOK has been written to cover BOTH the current ("2nd generation") Kindle Fire HD, AND the earlier ("1st Generation") Kindle Fire HD.<br><br></h2><br><br><h2>"Fantastic..." "Great Help..." "Easy for a non-geek to understand." -Actual reviewer comments for Kindle Fire HD Tips, Tricks, and Traps: A How-To Tutorial for the Kindle Fire HD</h2><br><i><br>"Fantastic! I searched and searched for a source to help me better understand my new Kindle. I was about to give up and then I found this book. I have discovered so many tips and tricks! I am enjoying my Kindle so much more!"<br><br>"Easy for a non-geek to understand. Thanks for writing a book that I can understand. Very basic guide to the kindle fire that is easy to follow and makes it easy to implement any suggestions offered. The directions given matched what is actually on my kindle fire. I have read a couple of books that were supposedly updated for late 2012 or for January 2013 that gave instructions for actions on my kindle fire that didn't match what I see on my device bough in December 2012. This is hugely frustrating to a tech novice. This book told me exactly where to go and what to do."<br><br>"Great help. This was a big help with my first venture in tablet land. A lot of good ideas. A must read for any kindle user."<br></i><br><br>So, you've got a Kindle Fire as a gift, or perhaps you bit the purchase bullet on your own because you wanted this impressive tablet. Do you want to get the most out of your new Kindle Fire HD? If you are looking for a top-notch tutorial at a reasonable cost, you've come to the right place! Here is the book that will teach you 100% of what you need to know. <b>Kindle Fire HD Tips, Tricks, and Traps: A How-To Tutorial for the Kindle Fire HD</b> is your detailed guide to getting the maximum benefit from your Kindle Fire HD.<br>In this comprehensive guide, you'll learn tips (ways to effectively use your Kindle Fire), tricks (ways to improve the operation of your Kindle Fire), and traps (things to avoid to prevent problems while using your Kindle Fire). You will learn-<br><br>• How to get around within the user interface, the home screen, and the carousel more efficiently<br><br>• How to make your Kindle Fire your own, customizing its display and operation for fastest and easiest use<br><br>• How to find THOUSANDS of FREE books, as well as movies and songs, for your Kindle Fire<br><br>• How to setup the security options to protect your account information<br><br>• How you can move your iTunes or other music library to your Kindle Fire<br><br>• How you can download YouTube videos to your Kindle Fire<br><br>* How to use the built-in camera and the new camera app provided by Amazon in a late 2012 software update<br><br>• Suggested apps that no Kindle Fire owner should be without<br><br>You will learn all of the above and more, with Kindle Fire Tips, Tricks, and Traps: A How-To Tutorial for the Kindle Fire HD as a part of your library.

    Best-selling novelist David Hewson, author of the ever-popular Writing A Novel with Scrivener, offers a professional insight into how to use this unique app for writing fiction. This ebook covers all the aspects of Ulysses a writer needs to master in order to produce a finished book, from initial planning through to completed ebook, Word file or PDFs for publication, reading and revision. You will learn how to use Ulysses to structure a book into parts and scenes, ways to manage research and ideas and how to develop a novel from a bare outline through to first draft and revisions. Hewson also describes how Ulysses stores work uniquely in its own library, enabling you to work on the same draft manuscript across different machines while on the move. For budding screenwriters there is a section on how to use Ulysses to produce scripts to professional formats that can be edited later in movie apps such as Final Draft. And this release will also include a free upgrade to an updated edition covering the next release of Ulysses and the forthcoming iPad app. David Hewson (www.davidhewson.com) is the author of more than 25 novels published around the world. He adapted the award-winning TV series The Killing into acclaimed novel and recently launched a new crime series set in Amsterdam with The House of Dolls which has been optioned for Dutch TV.

    CLICK'D pairs users based on common interests and sends them on a fun (and occasionally rule-breaking) scavenger hunt to find each other. And it's a hit. By the second day of school, everyone is talking about CLICK'D.Watching her app go viral is amazing. Leaderboards are filling up! Everyone's making new friends. And with all the data Allie is collecting, she has an even better shot at beating her archenemy, Nathan, at the upcoming youth coding competition. But when Allie discovers a glitch that threatens to expose everyone's secrets, she has to figure out how to make things right, even if that means sharing the computer lab with Nathan. Can Allie fix her app, stop it from doing any more damage, and win back the friends it hurt-all before she steps on stage to present CLICK'D to the judges?

    

    It is now part of the Miss Fortune World published by J&R Fan Fiction. I wish to thank Ms. DeLeon for graciously allowing other writers to explore their own writing in a most Sinful way.Sinful Stories is a series of stories written by Shari Hearn within the Miss Fortune World featuring Fortune, Gertie and Ida Belle. They may be read in any order; however, they do follow the timeline of Jana DeLeon's Miss Fortune series with regard to Fortune's relationship with Carter. With the earlier books in the series, Carter doesn't know Fortune's true identity. As Jana DeLeon's series changes with regard to Fortune's continued threat from Ahmad, future stories within Sinful Stories will reflect those changes.Currently, the stories within Sinful Stories include:Nearly DepartedMutiny on the BayouOverdueNearly BelovedRematchLeaving SinfulMurder on the Sinful Express

    He’s the best friend. But it wasn’t enough. Alexa Parker’s only goal is to get into the best pre-med program in the country. No big deal. Except that nothing in her life ever goes as planned. If an ice cream machine is going to explode, it will be her pulling the handle.If a cactus is going to be sat on, it will be her butt that will be full of needles.The only thing going right is the fact that her lifelong—and only—friend, Charlie, has stuck by her side through it all. Until Alex realizes she likes him more than a friend, and she manages to mess that up too.

    "Confessions of a Bi-Polar Mardi Gras Queen" is the Marie's second memoir, dropping true stories of her life that read like fiction and give the reader much empathy with Marie's bipolar condition. She also hopes to inspire others with her will as a mother and woman of the world, and "Confessions of a Bi-Polar Mardi Gras Queen" is a fine execution of that goal." Marie Etienne, author of STORKBITES: A Memoir, returns with a collection of outrageous true stories that are fast-paced, heartfelt, and brutally honest.CONFESSIONS OF A BI-POLAR MARDI GRAS QUEEN is filled with thematically connected stories that swing between hilarity and devastation. One of nine children growing up in a well-to-do family in Southern Louisiana, Marie Etienne spent decades risking everything in her search for happiness, sanity, and love. As an adult, her increasingly erratic behavior mirrored the drama of her upbringing and took its toll on her two sons. At 43, recently diagnosed as bi-polar and on the brink of suicide, her last-ditch hope was to come to terms with her deep-rooted feelings of fear, shame, and resentment by facing head-on who she really was, who she wanted to be, and what she was willing to do to make her life worth living. Etienne explores the themes of love versus lust, the legacy of abuse and mental illness, the impact of murder and suicide among her siblings, and the redemptive powers of faith, forgiveness, and courage. Marie Etienne has written a book that reveals the unstoppable drive of a woman determined to forge her own path through the world. Praise for Confessions of a Bi-Polar Mardi Gras Queen: "Marie Etienne has not lived an ordinary life, as the title of her second memoir suggests. Born into a wealthy family, she endured the untimely deaths of her alcoholic parents, the murder and suicide of two brothers, her own severe depression and a diagnosis of bipolar disorder. Nevertheless, Etienne has come back from the abyss and is anxious to help others through her inspirational stories of survival." -- Karen Jones of Publishers Weekly Show Daily, May 2008 "Not everyone can pull of a Trifecta of overcoming promiscuity, alcohol abuse, and towering rage as consequences of an abusive Louisiana childhood. In her second book, Marie Etienne shares her trials and victories with humor, compassion, and insight. Etienne's candor always leaves me breathless with both envy and amazement, and her writing skills make for an enjoyable and revelatory read." -- Peggy Vincent, Baby Catcher: Chronicles of a Modern Midwife "Marie Etienne has written a brutally frank and captivating memoir that will have readers rooting for her at each step along the way in her quest to attain balance and confidence in her life and overcome years of dysfunction and insecurity." -- Wendy Nelson Tokunaga, Love In Translation