You have access to so much information - but where do you start and what is actually useful?! This particular book takes you right back to formula basics; exactly what a formula is, how to create one and what formulas can do. Then you'll learn about using functions in your formulas, a useful Excel feature which is designed to make your life easier. It will give you the starting blocks that you need in order to present and make sense of a spreadsheet in a quick and easy way that will give your confidence and career a boost. Formulae include: - Basic Arithmetic - SUM - IF - AND/OR - COUNT / COUNTA - AVERAGE / MAX / MIN - VLOOKUP / HLOOKUP - Bonus - Validation

    

    What will happen with Tru and the baby? Will she tell Sincere about their daughter or will he find out on his own? With new significant others in the picture and drama in the streets, will Tru and Sincere finally get it together? Or will they keep running away from the love that they both share? Follow them as they struggle with love and trust.

    You Can't Always Choose Your Partner.NYPD homicide detective Frank Flynn catches the worst case there is; a murdered police officer. Forced to team up with Internal Affairs investigator Christine Levy, they must get past their differences and learn to work together, and more importantly, trust each other, if they're to solve a cop's brutal murder, put a stop to an illegal child adoption ring, and expose a forfeiture asset scheme involving a group of corrupt NYPD cops willing to kill to keep their secrets.The first in an exciting new series from David DeLee, author of the award-winning Grace deHaviland Bounty Hunter series.The Flynn & Levy Series (in chronological order):Moral Misconduct * While the City Burns

    Jack is chosen by Notch for an extremely secret mission called 'Project Z'. This mission is very dangerous and there is no promise of success but this mission is essential for the future of the Minecraft world. Rare, dark and guarded secrets of Minecraft will be revealed in this action packed saga. So what are you waiting for? Grab this book now for FREE with kindle unlimited.

     Ash Wexler was a mild-mannered insurance adjuster before his wife and kids were brutally murdered. Before he was shot and left for dead. That was ruthless drug lord Osorio's only mistake, because now Ash has nothing left to lose. Having spent five years recuperating and training in martial arts as well as firearms, Ash follows Osorio to Dallas with only one mission: to take down Osorio's entire operation, one man at a time. With Detective Anna Bellucci tracking him down, Ash will need to be careful. He wants justice. He wants vengeance. He wants to kill every last one of them. Features coarse language and graphic violence

    Words are the most powerful things in the universe today. They can defeat you or they can bring you life. They can make the difference in your finances and your well-being. God created the universe by speaking it into existence and He has given you that same ability. Learn to turn your financial situation around by following the powerful principles of faith contained in this book. Don’t live another day in lack – start releasing the ability of God through faith-filled words!

     Follow them on their nautical adventures aboard the versatile sailboat, Leakin' Lena. The story titles include: - North by What? - Man Overboard! - Lights Out! Great for kids in preschool to 4th grade. Download it now!

     When next door neighbour, Lydia, gives birth to her second healthy baby boy, James and Geri pray their friend can finally be happy and at peace. But, little do they know Lydia’s troubles are far from over. Meanwhile, Geri is researching several historic, unsolved murders for James' new book. She discovers one of the prime suspects now resides in Spring Pines Retirement Village, the scene of not one, but two recent killings. Although the police reject the theory, Geri is convinced the cold case they’re researching is linked to the recent murders. But how? Will she regret delving so deeply into the past? All Netta's books are British and use spellings from the British Oxford Dictionary. They are available for free download on Kindle Unlimited Praise for the author This Author is a fantastic story teller. She just keeps on delivering the great stuff. I didn't think she could top the other books I read by her but she has out done herself again. I have now read all of this author's books and they seem to get better and better. Can't wait for the next book, what a talented writer. You have quickly become my favorite!! Great job. Netta Newbound knows how to make her characters real, and weaves an engaging tale that will keep readers absorbed through to the end.Perfect for fans of Rachel Abbott

    Increasingly dependent on the efforts of others over our own, Americans are free to freeload. From the corporate bailouts on Wall Street to the alarming increases in personal default and dependency, from questionable tax exemptions to enormous pension, healthcare, and other entitlement costs, the new moocher culture cuts across lines of class, race, and private and public sectors. And the millions that plan and behave sensibly, only to bail out the profligate? They're angry.Charles Sykes' argument is not against compassion or legitimate charity, but targets the new moocher culture, in which self-reliance and personal responsibility have given way to mass grasping after handouts. A Nation of Moochers is a persuasively argued and entertaining rallying cry for Americans who are tired of playing by the rules and paying for those who don't.

    Unfortunately, much of the advice that is dispensed is either unsubstantiated or betrays a strong vested interest. In The Essential Retirement Guide, Frederick Vettese analyses the most fundamental questions of retirement planning and offers some startling insights. The book finds, for example that:Saving 10 percent a year is not a bad rule of thumb if you could follow it, but there will be times when you cannot do so and it might not even be advisable to try. Most people never spend more than 50 percent of their gross income on themselves before retirement; hence their retirement income target is usually much less than 70 percent. Interest rates will almost certainly stay low for the next 20 years, which will affect how much you need to save. Even in this low-interest environment, you can withdraw 5 percent or more of your retirement savings each year in retirement without running out of money. Your spending in retirement will almost certainly decline at a certain age so you may not need to save quite as much as you think. As people reach the later stages of retirement, they become less capable of managing their finances, even though they grow more confident of their ability to do so! Plan for this before it is too late. Annuities have become very expensive, but they still make sense for a host of reasons. In addition, The Essential Retirement Guide shows how you can estimate your own lifespan and helps you to understand the financial implications of long-term care. Most importantly, it reveals how you can calculate your personal wealth target - the amount of money you will need by the time you retire to live comfortably. The author uses his actuarial expertise to substantiate his findings but does so in a jargon-free way.

    

    Be sure to look inside the book to get a free sample of this quality product!

    It shouldn't take a worldwide pandemic and nationwide protests to bring economic and racial inequality to the forefront of problems we desperately need to solve. But now that the opportunity is here, what should we do? How can we create more equality, opportunity, and growth for everyone? Not someday, but what can government and the private sector do right now to disrupt a status quo that almost everyone wants to change?In Common Sense, the New York Times best-selling author Joel Greenblatt offers an investor's perspective on building an economy that truly works for everyone. With dry wit and engaging storytelling, he makes a lively and provocative case for disruptive new approaches--some drawn from personal experience, some from the outside looking in. How can leading corporations immediately disrupt our education establishment while creating high-paying job opportunities for those currently left behind? If we want a living wage for everyone, how can we afford it while using an existing program to get it done now? If we subsidize banks, what simple changes can we make to the way we capitalize and regulate them to help grow the economy, increase access, and create more jobs (while keeping the risks and benefits where they belong)? Greenblatt also explains how dramatically increasing immigration would be like giving every American a giant bonus and the reason Australia might be the best place to learn about saving for retirement.Not everyone will agree with what Greenblatt has to say--but all of us can benefit from the conversations he aims to start.

     I have described the fundamental concepts of Price Action in the Part I, the basic knowledge which any trader needs. In Part II, I have illustrate seven TRAP setups you can find on any chart, along with examples and studies for you to better understand the TRAP concept. The only consistent setup you will find on every day, every market and every time frame. • Common Trap • The “Stop-Loss” Trap • “The Giant” Trap • “Failed Breakout” Trap • “Back to Back” Trap (Double-Trap) • News Trap • Morning Specials Trap setups come with minimal risk and maximum potential reward. It’s very simple to understand and exploit. This EBook is written in simplest English, that everybody can understand the complexity of market within 1 week.