Now the retail banking business model looks set to be transformed too. In Bye Bye Banks? James Haycock and Shane Richmond describe these startups, and to which areas of the banking industry they are laying siege. It shows that this assault is already well underway and that many incumbents are poised to be displaced, diminished and disintermediated. It draws on extensive research and on-and-off the record interviews with senior executives in some of the biggest banks. Haycock and Richmond conclude with the recommendation that traditional banks need to reinvent themselves by launching a ‘Beta Bank’: a lean, stand-alone organisation fit for the future for which they provide a ten-point operating model. This short book is a bold, urgent and timely analysis of the forces shaping the future of financial services. Its message to industry leaders in the sector could not be more simple: adapt or prepare to be disrupted. “This work accurately and concisely captures the effects of the disruption brought to the banking industry by the digital revolution. The comments by other banking and innovation professionals about their own experiences are particularly intriguing.” - Alessandro Hatami, former Innovation Executive at Lloyds Banking Group “James Haycock is a key voice for how the banking industry should and will change.” - Tom Hopkins, Product Innovation Director, Experian Consumer Services “If you are an incumbent retail bank, read it, get on with it, make it happen.” - Lee Sankey, former Group Design Director, Barclays

    The story highlights iconic moments of great drama pivotal to the nation's fortunes: John Paul Jones' attacks onthe British in the Revolution, the Barbary Wars, and the arduous conquest of Iwo Jima.The book illuminates the changes--technological, institutional, and functional--of the U.S. Navy from its days as a small frigate navy through the age of steam and steel to the modern era of electronics and missiles. Historian Craig L. Symonds captures the evolving culture of the Navy and debatesbetween policymakers about what role the institution should play in world affairs. Internal and external challenges dramatically altered the size and character of the Navy, with long periods of quiet inertia alternating with rapid expansion emerging out of crises. The history of the navy reflectsthe history of the nation as a whole, and its many changes derive in large part from the changing role of the United States itself.

    He’s become a wealthy businessman and politician, with a beautiful wife and family, but the American Revolution looms on the horizon. When a prominent British leader mysteriously disappears, Ben Franklin summons Matt to London to help investigate the involvement of Patrick Ferguson, a man whose ambitions are to change the future. Unknown to them all, another time traveler, with separate motivations, will join them in a struggle across two continents to change the destiny of Western Civilization.

    He was the embodiment of the Enlightment man, the perfect synthesis of classicist, scientist, and visionary. How can we hope to understand such a towering figure? The Sage of Monticello, deified in American politics, speaks across the ages like a patriotic Moses, or Buddha, or Christ.Or so his disciples would have us believe.The real Thomas Jefferson was an ordinary man, with all the usual failings. Molded by the culture of the Virginia planter class, he fought against tyranny while oppressing his own slaves. He institutionalized racist attitudes, bickered with his rivals, lusted after other men's wives, and kept his own mixed-race children in bondage.Yet his accomplishments are too spectacular to be denied. The Declaration of Independence, the Louisiana Purchase, he even abolished taxes (for awhile). As a Founding Father, his contributions eclipsed all the rest. Without Jefferson, the American experiment might have ended before it began. So how can we make sense of his personal failings in the context of his great works?Thomas Jefferson: The Failures and Greatness of an Ordinary Man looks at Jefferson from the ground up, finding handholds in his love of Greek literature and fine wine, his affection for friends and family, and the compromises he deemed necessary for the survival of the nation. By exploring his relationships, the reader is invited into Jefferson's sanctum sanctorum, to stare unblinking at his complexity and follow truth where it leads.

    "Eric Sloane's An Age of Barns" is filled with fabulous black-and-white illustrations from this great American artist. Covering all types of American and Canadian barns and everything associated with them-implements and tools, hex signs, silos, out buildings, hinges, barn raising, and more-"Eric Sloane's An Age of Barns" is a spectacular album tribute to this important facet of our architecture and agriculture. This book is sure to once again become a collector's item.

    Bumper to Bumper is newer, longer, and better, touting mostly original stories that include the time Doug crashed his brand-new Porsche company car into a tree, the real story behind the time Doug crushed a Chrysler PT Cruiser, the time Doug bribed a government official in South Africa, the time Doug got detained at the Canadian border on an automotive press trip, and the story of Doug’s relationship with automakers. Also, Doug wrote this description himself in the third person.

    We are still waiting to find out who won. The Indy 500 was created to showcase the controversial new sport of automobile racing, which was sweeping the country. Daring young men were driving automobiles at the astonishing speed of 75 miles per hour, testing themselves and their vehicles. It was indeed a young man’s game: with no seat belts, hard helmets or roll bars, the dangers were enormous. When the Indianapolis Motor Speedway opened in 1909, seven people were killed, some of them spectators. Oil-slicked surfaces, clouds of smoke, exploding tires, and flying grit all made driving extremely hazardous, especially with the open-cockpit, windshield-less vehicles. Most drivers rode with a mechanic, who pumped oil manually while watching for cars attempting to pass. Drivers sometimes threw wrenches or bolts at each other during the race in order to gain an advantage. The night before an event, the racers would take up a collection for the next day’s new widows. Bookmakers offered bets not only on who might win but who might survive. Not all the participants in that first Indy 500 lived to see the checkered flag. Although the 1911 Indy 500 judges declared Ray Harroun, driving a Marmon Wasp, the official winner, there is reason to doubt that result. The timekeeping equipment failed, and the judges had to run for their lives when a driver lost control and his car spun wildly toward their stand. It took officials two days to determine the results, and Speedway authorities ordered the records to be destroyed. But Blood and Smoke is about more than a race, even a race as fabled as the Indianapolis 500. It is the story of America at the dawn of the automobile age, 29.99 a country in love with speed, danger, and spectacle. It is a story, too, about the young men who would risk their lives for money and glory, the sportsmen whose antics would thrill and outrage Americans in those long-ago days when the automobile was still brand new.

    Worse, a secret society operating outside the law is intent on bringing the monsters back to life and restoring the creatures as rulers of mankind.Joshua and his ex-girlfriend soon find themselves pitted against vicious assassins, Russian Spetsnaz troops, and cold-blooded giants hungry for human flesh as they journey around the planet in their efforts to stop the secret society.But that’s only the start of their nightmare: Those reviving the army of giants have gained control of ancient stargates enabling an invasion of the seats of power around the globe including the Kremlin and White House. It's a massive power play that leaves the fate of the human race hanging in the balance.This fast-paced, spellbinding novel is a page-turner, with entertaining plot twists and surprises.“Adventure and mayhem, told with style!”“The characters showed personality and the book had imagination. I felt like I was watching a movie. The story line was great…. If you enjoy Stargate type movies I believe you'll like this book.”

    THIS BOOK has been written to cover BOTH the current ("2nd generation") Kindle Fire HD, AND the earlier ("1st Generation") Kindle Fire HD.<br><br></h2><br><br><h2>"Fantastic..." "Great Help..." "Easy for a non-geek to understand." -Actual reviewer comments for Kindle Fire HD Tips, Tricks, and Traps: A How-To Tutorial for the Kindle Fire HD</h2><br><i><br>"Fantastic! I searched and searched for a source to help me better understand my new Kindle. I was about to give up and then I found this book. I have discovered so many tips and tricks! I am enjoying my Kindle so much more!"<br><br>"Easy for a non-geek to understand. Thanks for writing a book that I can understand. Very basic guide to the kindle fire that is easy to follow and makes it easy to implement any suggestions offered. The directions given matched what is actually on my kindle fire. I have read a couple of books that were supposedly updated for late 2012 or for January 2013 that gave instructions for actions on my kindle fire that didn't match what I see on my device bough in December 2012. This is hugely frustrating to a tech novice. This book told me exactly where to go and what to do."<br><br>"Great help. This was a big help with my first venture in tablet land. A lot of good ideas. A must read for any kindle user."<br></i><br><br>So, you've got a Kindle Fire as a gift, or perhaps you bit the purchase bullet on your own because you wanted this impressive tablet. Do you want to get the most out of your new Kindle Fire HD? If you are looking for a top-notch tutorial at a reasonable cost, you've come to the right place! Here is the book that will teach you 100% of what you need to know. <b>Kindle Fire HD Tips, Tricks, and Traps: A How-To Tutorial for the Kindle Fire HD</b> is your detailed guide to getting the maximum benefit from your Kindle Fire HD.<br>In this comprehensive guide, you'll learn tips (ways to effectively use your Kindle Fire), tricks (ways to improve the operation of your Kindle Fire), and traps (things to avoid to prevent problems while using your Kindle Fire). You will learn-<br><br>• How to get around within the user interface, the home screen, and the carousel more efficiently<br><br>• How to make your Kindle Fire your own, customizing its display and operation for fastest and easiest use<br><br>• How to find THOUSANDS of FREE books, as well as movies and songs, for your Kindle Fire<br><br>• How to setup the security options to protect your account information<br><br>• How you can move your iTunes or other music library to your Kindle Fire<br><br>• How you can download YouTube videos to your Kindle Fire<br><br>* How to use the built-in camera and the new camera app provided by Amazon in a late 2012 software update<br><br>• Suggested apps that no Kindle Fire owner should be without<br><br>You will learn all of the above and more, with Kindle Fire Tips, Tricks, and Traps: A How-To Tutorial for the Kindle Fire HD as a part of your library.

    

    Carver is perhaps best known for his scientific work with peanuts and sweet potatoes (and for inventing peanut butter!), but Time magazine also called him the Black Leonardo for his painting. Adler tells of Carver's work at the Tuskegee Institute with Booker T. Washington, his hard childhood, and his determination to learn despite many obstacles,A man of deep faith, Carver worked throughout his life to create scientific discoveries that would improve the lives of Southerners--especially African Americans.The colorful illustrations show Carver in all stages of his life and give children insight to Carver's world.For almost thirty years, David Adler's Picture Book Biography series has profiled famous people who changed the world. Colorful, kid-friendly illustrations combine with Adler's "expert mixtures of facts and personality" (Booklist) to introduce young readers to history through compelling biographies of presidents, heroes, inventors, explorers, and adventurers. These books are ideal for first and second graders interested in history, or who need reliable sources for school book reports.

    Best-selling novelist David Hewson, author of the ever-popular Writing A Novel with Scrivener, offers a professional insight into how to use this unique app for writing fiction. This ebook covers all the aspects of Ulysses a writer needs to master in order to produce a finished book, from initial planning through to completed ebook, Word file or PDFs for publication, reading and revision. You will learn how to use Ulysses to structure a book into parts and scenes, ways to manage research and ideas and how to develop a novel from a bare outline through to first draft and revisions. Hewson also describes how Ulysses stores work uniquely in its own library, enabling you to work on the same draft manuscript across different machines while on the move. For budding screenwriters there is a section on how to use Ulysses to produce scripts to professional formats that can be edited later in movie apps such as Final Draft. And this release will also include a free upgrade to an updated edition covering the next release of Ulysses and the forthcoming iPad app. David Hewson (www.davidhewson.com) is the author of more than 25 novels published around the world. He adapted the award-winning TV series The Killing into acclaimed novel and recently launched a new crime series set in Amsterdam with The House of Dolls which has been optioned for Dutch TV.

    

    government—an usher in the White House. For more than 200 years, a small office has operated on the State Floor of the White House Executive Residence. Known as the Usher's Office, whose mission is to accommodate the personal needs of the first family, and to make the White House feel like a home. The Usher's Office is the managing office of the Executive Residence and its staff of 90-plus. The staff consists of butlers, carpenters, grounds personnel, electricians, painters, plumbers, florists, maids, housemen, cooks, chefs, storekeepers, curators, calligraphers, doormen, and administrative support. Ushers work closely with the first family, senior staff, Social Office, Press Office, Secret Service Agency, and military leaders to carry out White House functions: luncheons, dinners, teas, receptions, meetings, conferences, and more. Chris Emery was only the 18th White House Usher since 1891, and had the honor and privilege to serve presidential families for three years during the Reagan administration, four years for President H. W. Bush, and 14 months under President Clinton. His vignettes recreate intimate White House happenings from an insider’s viewpoint. Chris Emery was the only White House Usher to be terminated in the 20th century. Turn the pages to find out which first lady fired him... “With his book, White House Usher: Stories from the Inside, former usher Chris Emery gives his readers a peek inside what happens upstairs at the White House. Chris’ anecdotes tell a rich story of how America’s house really is the First Families’ home. I loved my trip down memory lane.” - Former First Lady Barbara Bush (October 2017)

    Schultz was a noted author, explorer, Glacier National Park guide, fur trader and historian of the Blackfoot Indians. While operating a fur trading post at Carroll, Montana and living amongst the Pikuni tribe during the period 1880-82, he was given the name "Apikuni" by the Pikuni chief, Running Crane. Schultz is most noted for his prolific stories about Blackfoot life and his contributions to the naming of prominent features in Glacier National Park. Story of a maiden warrior of the Blackfoot tribe. The story of an Indian girl who became the acknowledged leader of her tribe. As a little girl Otaki asked for bows and arrows rather than for dolls. Her father, who loved her dearly, indulged her in her wishes. and taught her to hunt like a boy. When both father and mother were taken by death, she again turned back to the hunting, providing the game for her brothers and sisters and following the war path to avenge her father's death. Disapproval of her course finally gives way and she is highly honored by her tribe, and like the young men who prove themselves worthy, she is given a warrior's name. Running Eagle. This book originally published by Houghton Mifflin in 1919 has been reformatted for the Kindle and may contain an occasional defect from the original publication or from the reformatting.