In Confessions of a Subprime Lender: An Insider's Tale of Greed, Fraud, and Ignorance, he reveals the truth about how the subprime lending business spiraled out of control, pushed home prices to unsustainable levels, and turned unqualified applicants into qualified borrowers through creative financing. Learn about the ways the mortgage industry can be fixed with his twenty suggestions for critical change.

    In this book, Allen hopes to supply more of the information (pieces of the puzzle) that are needed if a person is to make sense of the Christian understanding of God and our life in the universe. More philosopher than theologian, Allen writes for a troubled believer, dealing with issues and questions that emerge during Christians' daily lives and in the course of contemplating Christian faith.

    Authored by three of the state's leading native-plant horticulturists and illustrated with 450 color photos, this reference book also includes chapters on landscape design, installation, and maintenance. Detailed lists of recommended native plants for a variety of situations and appendices with information on places to see native plants and where to buy them are also provided.

    Using the acronym F.E.A.T., the author examines the four distinctive, factual evidences of Christ's resurrection-Fatal torment, Empty tomb, Appearances, and Transformation-making the case for each in a memorable way that believers can readily use in their own defense of the faith.

    Hand colored in vivid combinations of painterly hues, Noro yarns are as striking to behold as they are easy to work with. This follow-up to Knit Noro features 32 small projects knitters can complete in a weekend, including Leg Warmers, Cabled Mittens, a Lace Flap Hat, and even an iPad cover.

    So go ahead and start with the panicky noises. Then, crack open this handy book. It's your comprehensive guide to the last days, a must-have for apocalypse watchers, readers of Revelation and all-around Armageddon obsessives. Inside you'll find valuable information like: -- A brief history of the end of the world -- The Apocalyptionary (a glossary of the end) -- Candidates for the Antichrist -- Fun with eschatology! -- The Endies (a salute to end-times entertainment) ...and several other slightly alarmist and conspiracy-minded categories. Doomsday has never been so much fun!

    This introduction to the life of the past as revealed through fossils includes:-Descriptions of the typical plants and animals of major geological eras-Maps showing where fossils can be found-The history of the development of life on earthFull-color illustrations and concise information make this an invaluable and enjoyable guide to a fascinating subject.

    Now, with a dynamic new leader in Pope Francis, all eyes are upon the church, as this immensely popular Pope seeks to bring the church back from the right to center, in what can almost be described as a populist stance, blurring the lines between politics, religion and culture. With topics including women, finance, scandal, and reform at the fore, never before have so many eyes been upon the church in what could be its defining moment for modern times.

    It is also the best route to enjoying the landscape of Great Britain. Within these pages Vicki Pipe and Geoff Marshall from All the Stations (YouTube transport experts and survivors of a crowd-funded trip to visit all the stations in the UK) help you discover the hidden stories that lie behind branch lines, as well as meeting the people who fix the engines and put the trains to bed. Embark on unknown routes, disembark at unfamiliar stations, explore new places and get to know the communities who keep small stations and remote lines alive.

    A third roommate heard the horrific commotion but never saw the killer. News of the tragedy sent shockwaves throughout the peaceful region as well as the nation -- but while investigators pursued every angle from a satanic cult to a disgruntled suitor, the murders of Leslie Mazzara and Adriane Insogna remained unsolved. Until someone came forward with a shocking confession -- someone who was close enough to the women to escape suspicion. Someone who knew the victims all too well.Complete with up-to-the-minute court action and the stunning crime scene breakthroughs that turned the case around, here is the full story of the Nightmare In Napa.

    Old enemies arise, as Ventris' past and present collide in brutal battle.READ IT BECAUSEOne of Black Library's longest-running series continues – and the hero's been given a new lease of life as a Primaris Space Marine. Discover how Ventris adapts to his new life even as his past comes back to haunt him.THE STORYUriel Ventris, newly ascended to the ranks of the Primaris, leads warriors of the Fourth Company from the Indomitus Crusade of Roboute Guilliman to a world on the frontiers of Ultramar. Once a battleground against the orks, Sycorax is now under furious assault from an enemy of ancient times – the necrons. The Ultramarines have faced these baleful xenos before, but Uriel senses the hand of a foe from his past at work on Sycorax, a tally unfinished and a debt to the Imperium finally come due.Trapped deep in a devastated city, Uriel leads the Swords of Calth into battle, and must adapt to his new incarnation as one of the Primaris – a challenge that will test his soul as much as it will test him as a warrior.

    But how the mind works remains one of humankind's greatest mysteries. With boundless curiosity and enthusiasm, Shannon Moffett, a Stanford medical student, takes us down the halls of neuroscience to the front lines of cutting-edge research and medicine to meet some of today's most extraordinary scientists and thinkers, all grappling with provocative questions: Why do we dream? How does memory work? How do we see? What happens when we think? Each chapter delves into a different aspect of the brain, following the experts as they chart new ground. Moffett takes us to a lab where fMRI scans reveal the multitude of stimuli that our brains unconsciously take in; inside an operating room where a neurosurgeon removes a bullet from a patient's skull; to the lab of Christof Koch, a neuroscientist tracking individual neurons in order to crack the code of consciousness; and to a research lab where scientists are investigating the relationship between dreams and waking life. She also takes us beyond the scientific world—to a Zen monk's zendo, where she explores the effects of meditation on the brain; inside the home of a woman suffering from dissociative identity disorder; to a conference with the philosopher Daniel Dennett, who uses illusions, magic, tricks, and logic to challenge our assumptions about the mind; and to the home of the late Nobel Laureate Francis Crick, co-discoverer with James Watson of DNA's double-helix structure. Filled with fascinating case studies and featuring a timeline that tracks the development of the brain from conception to death, The Three Pound Enigma is a remarkable exploration of what it means to be human.

    "Hard Optimism" gives you 12 powerful, proven practices for reducing negative thinking and adopting the attitude of a winner-the keys to seizing opportunity, overcoming obstacles, and wielding a positive influence on the people around you.With the action steps outlined in "Hard Optimism," you'll discover how to: Recognize and dispute pessimistic thoughts Gain an edge by adopting an optimistic style to interpret events, both good and bad Use positive reappraisal to handle problems and disappointments Know how and when to use negative thinking to your advantage Play to your signature strengths Practice gratitude and forgiveness to fight off negativityBy taking a hard look at reality rather than sugarcoating it, by managing your thought processes to improve hard results, you'll master hard optimism and meet the challenges in every area of your career and life.

    The seminal book in Hayes’ best-selling collection, it provides the reader with the tools to start his path in the Togakure Ryu tradition.

    The fab five became one of the most successful music acts in history, with more than 85 million record sales world-wide and nine UK number one singles.Throughout the years, their lives have garnered unprecedented levels of media interest and fans have keenly followed their ups and downs – the personal conflicts, celebrity break-ups, controversies and parenthood. One thing’s for sure: they are never boring.In 2019, the prospect of their reunion tour has led to an outpouring of adoration and excitement, proving that the Spice Girls truly are an enduring cultural phenomenon.