But you're not doomed to spend your life drowning in debt or mystified by money. It's time to stop scraping by and take control of your money and your life with this savvy and smart guide. Broke Millennial shows step-by-step how to go from flat-broke to financial badass. Unlike most personal finance books out there, it doesn't just cover boring stuff like credit card debt, investing, and dealing with the dreaded "B" word (budgeting). Financial expert Erin Lowry goes beyond the basics to tackle tricky money matters and situations most of us face #IRL, including: - Understanding your relationship with moolah: do you treat it like a Tinder date or marriage material? - Managing student loans without having a full-on panic attack - What to do when you're out with your crew and can't afford to split the bill evenly- How to get "financially naked" with your partner and find out his or her "number" (debt number, of course) . . . and much more. Packed with refreshingly simple advice and hilarious true stories, Broke Millennial is the essential roadmap every financially clueless millennial needs to become a money master. So what are you waiting for? Let's #GYFLT!

    What Every Real Estate Investor Needs to Know About Cash Flow removes the guesswork from investing in real estate by teaching you how to crunch numbers like a pro, so you can confidently judge a property’s value and ensure it provides long-term returns. Real estate expert, Frank Gallinelli has added new, detailed investment case studies, while maintaining the essentials that have made his book a staple among serious investors. Learn how to measure critical aspects of real estate investments, including: Discounted Cash Flow Net Present Value Capitalization Rate Cash-on-Cash Return Net Operating Income Internal Rate of Return Profitability Index Return on Equity Whether you’re just beginning in real estate investing or you’re a seasoned professional, What Every Real Estate Investor Needs to Know About Cash Flow has what you need to make sure you take the smartest approach for your next investment using proven calculations.

    At first I thought I was the only one who felt that way, but then I started to talk to people and realized we're becoming the "I'm, but" generation. When we talk about what we do for a living we inevitably say, "I'm a teacher, but I want to be an artist." "I'm a CPA, but I'd love to start my own business." "I'm a _____, but I want to be a ______." All too often, we hear that dreaming big means you quit your day job, sell everything you own, and move to Guam. But what if there were a different way? What if you could blow up your dream without blowing up your life? What if you could go for broke without going broke? What if you could start today? What if you already have everything you need to begin? From figuring out what your dream is to quitting in a way that exponentially increases your chance of success, Quitter is full of inspiring stories and actionable advice. This book is based on 12 years of cubicle living and my true story of cultivating a dream job that changed my life and the world in the process. It's time to close the gap between your day job and your dream job. It's time to be a Quitter.

    Kenneth Copeland reveals the Bible secret of using words to create, rather than destroy.

    This time, though, instead of cruising the American road together, Otto Ringling and Volya Rinpoche are part of the famous meditation master's offbeat weight loss clinic, held over the course of ten Saturdays in a New York City yoga studio. "These characters have been alive in my imagination for a decade now," Merullo says, "and I just had the sense that Rinpoche, out of his deep compassion, would try to do something about America's obesity epidemic. I've also been fascinated for a long time by the way addiction works—whether it's addiction to food, drugs, alcohol, sex, work, or anything else—the way it occupies the mind and moves us to do things we know we would be better off not doing. I've always wondered what advice Rinpoche would give on the subject."Known—across twenty books, scores of essays, and twenty-five years of publishing—for being willing to try his hand at an unusually wide variety of themes, subjects, and genres, here Merullo works for the first time in the novella form, putting together a deft, moving, and tightly compressed tale that includes his trademark mix of spiritual inquiry and ordinary human emotions. "This story is about the challenge of losing weight, yes," the author says, "but there's a twist to it at the end, and that opens into a wider territory. I tried to approach it with a full appreciation for the difficulty of breaking old habits, and I gave up a beloved food myself for ten weeks, just to keep things honest."While it does not promise to help readers with their troublesome eating habits or other addictions, Rinpoche's Remarkable Ten-Week Weight Loss Clinic does look at those painful issues from a fresh angle, one full of sympathy and wisdom. It will certainly please lovers of the Buddha Trilogy, and perhaps bring new fans to the hundreds of thousands who've already enjoyed the travels and conversations of Otto and his enlightened teacher.

    Through personal stories and practical advice, she demonstrates how we can replace feelings of scarcity, guilt, and burden with experiences of sufficiency, freedom, and purpose. In this Nautilus Award-winning book, Twist shares from her own life, a journey illuminated by remarkable encounters with the richest and poorest, from the famous (Mother Teresa and the Dalai Lama) to the anonymous but unforgettable heroes of everyday life.

    Start a Freedom Business is a collection of practical tips and information by serial entrepreneur and full-time traveler, Colin Wright.This book is intended to help aspiring entrepreneurs build businesses that they can be proud of and profit from, while also avoiding the startup trap that many young business people fall prey to, which leads them to exchange a good portion of their lives (a very finite resource) for more money (something that can be earned without that horrible tradeoff).Chapters cover:What a Freedom Business is, how to start one, and why you would want to.The perspective shift that will allow you to reach your ideal lifestyle faster.Why work-life balance is not what you should be aiming for.How to focus on value instead of money, so you can reclaim more of both.The 'All or Nothing' principle.A vast array of basic business concepts.Coverage of many different Freedom Business models.Interviews with successful entrepreneurs who have build their businesses with personal freedoms and their ideal lifestyles in mind....and more!

    Magazine Top 100 Business Book and Top 10 Leadership book of 2015Axiom Business Book Gold Award Winner How Anyone Can Win . . . Again and Again We all know people who seem to move from success to success, with barely a pause or dip in between. They're always excited about the next big project or goal. When trouble comes, they land on their feet. They are role models and opinion makers who lead rewarding lives. In a world full of people who almost win, these are the few who do it repeatedly and consistently. Larry Weidel has benefitted tremendously from the mentorship of some of these serial winners. Applying and adapting their lessons allowed him to achieve extraordinary success and coach others to do the same. In Serial Winner, he distills the 5 basic actions of the Cycle of Winning to help you: -Move forward when you feel stuck.? -Crush early doubts and give yourself the best shot of succeeding.? -Overcome obstacles to win anyway.? -Maintain your mental toughness until you cross the finish line.? -Avoid the winner’s trap and use the momentum of each win to achieve the next. Through inspiring and funny stories and no-nonsense advice, Larry exposes the myths and facts about successful people and shares essential insights into achieving whatever you want in life. Whether you're just starting a venture or looking to get out of a longstanding rut, Serial Winner shows you the steps for creating a regular pattern of success!

    I want to share with you all how much I struggle in my own life, with my own self coaching, and my own self doubt. I want you to know how hard I work on my own happiness and how much I think it is worth it. I also want to share the things I have learned that have set me free from my own mind. I want to give you the simple tips that have transformed me and the deepest work that has given me permission to be the fullest expression of who I am.

    They're called "Generation Debt" and "Generation Broke" by the media -- people in their twenties and thirties who graduate college with a mountain of student loan debt and are stuck with one of the weakest job markets in recent history. The goals of their parents' generation -- buy a house, support a family, send kids to college, retire in style -- seem absurdly, depressingly out of reach. They live off their credit cards, may or may not have health insurance, and come up so far short at the end of the month that the idea of saving money is a joke. This generation has it tough, without a doubt, but they're also painfully aware of the urgent need to take matters into their own hands.The Money Book was written to address the specific financial reality that faces young people today and offers a set of real, not impossible, solutions to the problems at hand and the problems ahead. Concisely, pragmatically, and without a whiff of condescension, Suze Orman tells her young, fabulous & broke readers precisely what actions to take and why. Throughout these pages, there are icons that direct readers to a special YF&B domain on Suze's website that offers more specialized information, forms, and interactive tools that further customize the information in the book. Her advice at times bucks conventional wisdom (did she just say use your credit card?) and may even seem counterintuitive (pay into a retirement fund even though your credit card debt is killing you?), but it's her honesty, understanding, and uncanny ability to anticipate the needs of her readers that has made her the most trusted financial expert of her day.Over the course of ten chapters that can be consulted methodically, step-by-step, or on a strictly need-to-know basis, Suze takes the reader past broke to a secure place where they'll never have to worry about revisiting broke again. And she begins the journey with a bit of overwhelmingly good news (yes, there really is good news): Young people have the greatest asset of all on their side -- time.

    This lively, no-nonsense financial guide explains:How much of your income to saveHow to avoid the perils of credit card debtHow to create a budget you can live with (and still have fun!)How to invest widely using a keep-it-simple planHow to deal with real-life situationsThe sooner you apply the financial concepts highlighted by Manisha Thakor and Sharon Kedar, the more likely you'll achieve common life goals--all free from financial stress.

    Now the revision to the compact, perennial bestseller includes a provocative new concluding chapter depicting God asking a believer questions about his stewardship over material resources.Jesus spent more time talking about money and possessions than about heaven and hell combined. But too often we've overlooked or misunderstood his most profound teaching on this topic, from his words in Matthew 6. Jesus offers us life-changing investment advice. He actually wants us to store up treasures for ourselves--just not here on earth. Instead, he urges us to store our treasure in heaven, where they will await us, and last forever. We can't take it with us--but we can send it on ahead!Readers are moved from the realms of thoughtful Bible exposition into the highly personal arena of everyday life. Because when Jesus told His followers to "lay up for yourselves treasures in heaven," He intended that they discover an astounding secret: how joyful giving brings God maximum glory and His children maximum pleasure. In The Treasure Principle, you'll unearth a radical teaching of Jesus--a secret wrapped up in giving.Once you discover this secret, life will never look the same. And you won't want it to be."Supercharged with stunning, divine truth! Lightning struck over and over as I read it." - John Piper, Senior Pastor, Bethlehem Baptist Church, Minneapolis

    As a reporter for The Daily Trojan, in the spirit of George Plimpton, he participated in walk-on tryouts for the team and was dumbfounded to find himself listed on the roster. His position on the team never amounted to much in a game-time contribution, but Ben felt strongly that his faith was inextricably linked to his purpose. He felt called to anonymously place Bibles in each USC teammate locker on Christmas Eve--to resounding indifference and rejection from his friends. It wasn't until three years later, when his role at USC had led to a role with Coach Pete Carroll at the Seahawks organization, that an old friend connected with Ben and told him that one of the Bibles had captivated the heart of a teammate in the three days before his death. With a humble spirit dedicated to consistent acts of discipleship, Ben Malcolmson is an authentic voice for the power of simple obedience and trust, for what can happen when a believer allows God to work in a life. Walk On is the result of God using his faithful people to work in the lives of others.

    

    An Absolutely No-Fluff guide to Unusual Social Media Marketing Strategies You have always wondered how some companies have made it big on social media and if you could do the same??Imagine if you could get your hands on all the behind-the-scene tactics employed by the successful brands..well, you don't have to imagine anymore...here's the answer;Unusually Effective: 25 Unusual yet Effective Social Media Marketing Strategies for Creating an Irresistible brand, Ultimate Business Growth and Massive Profits.Social Media Marketing is becoming a necessity, for a Small Business Enterprise and also for the large Corporate Mammoths...It is the easiest and fastest way to relay advertising and marketing products and services to your target market...And this book provides you the...Unfair Edge.The book is divided into 6 parts: # General Strategies # Video Strategies # Image Strategies # Hashtag Strategies # Facebook Strategies # Twitter StrategiesEnjoy 'Unusually Effective' and make your business achieve Mind Blowing Social Media Success